The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AFLAC INC. Common Stock 001055102 1,775 51,850 SH   OTR   51,850 0 0
AFLAC INC. Common Stock 001055102 1,297 37,880 SH   SOLE   37,880 0 0
AT&T CO. Common Stock 00206R102 728 24,975 SH   OTR   24,175 0 800
AT&T CO. Common Stock 00206R102 1,456 49,932 SH   SOLE   49,932 0 0
ABBOTT LABORATORIES Common Stock 002824100 73 927 SH   OTR   600 0 327
ABBOTT LABORATORIES Common Stock 002824100 1,195 15,145 SH   SOLE   15,145 0 0
ABBVIE INC. Common Stock 00287Y109 988 12,970 SH   OTR   12,670 0 300
ABBVIE INC. Common Stock 00287Y109 1,896 24,885 SH   SOLE   24,885 0 0
ADOBE SYSTEMS INC COM Common Stock 00724F101 398 1,250 SH   OTR   1,225 0 25
ADOBE SYSTEMS INC COM Common Stock 00724F101 414 1,300 SH   SOLE   1,300 0 0
ALPHABET INC Common Stock 02079K107 2,916 2,508 SH   OTR   2,498 0 10
ALPHABET INC Common Stock 02079K107 2,645 2,275 SH   SOLE   2,275 0 0
ALTRIA GROUP INC Common Stock 02209S103 605 15,652 SH   OTR   15,652 0 0
ALTRIA GROUP INC Common Stock 02209S103 2,259 58,418 SH   SOLE   58,418 0 0
AMAZON COM INC Common Stock 023135106 2,067 1,060 SH   OTR   1,050 0 10
AMAZON COM INC Common Stock 023135106 3,036 1,557 SH   SOLE   1,557 0 0
AMERICAN EXPRESS Common Stock 025816109 55 645 SH   OTR   645 0 0
AMERICAN EXPRESS Common Stock 025816109 221 2,580 SH   SOLE   2,580 0 0
AMGEN INC. Common Stock 031162100 513 2,529 SH   OTR   2,515 0 14
AMGEN INC. Common Stock 031162100 926 4,570 SH   SOLE   4,570 0 0
APPLE INC Common Stock 037833100 3,746 14,730 SH   OTR   13,995 0 735
APPLE INC Common Stock 037833100 4,658 18,316 SH   SOLE   18,316 0 0
APPLIED MATLS INC Common Stock 038222105 191 4,175 SH   OTR   4,025 0 150
APPLIED MATLS INC Common Stock 038222105 289 6,315 SH   SOLE   6,315 0 0
AUTOMATIC DATA PROCESSING INC Common Stock 053015103 956 6,998 SH   OTR   6,923 0 75
AUTOMATIC DATA PROCESSING INC Common Stock 053015103 938 6,860 SH   SOLE   6,860 0 0
AUTO ZONE, INC Common Stock 053332102 275 325 SH   OTR   325 0 0
AUTO ZONE, INC Common Stock 053332102 30 36 SH   SOLE   36 0 0
BANK OF AMERICA CORP Common Stock 060505104 392 18,450 SH   OTR   17,450 0 1,000
BANK OF AMERICA CORP Common Stock 060505104 441 20,795 SH   SOLE   20,795 0 0
BERKSHIRE HATHAWAY INC CLASS A Common Stock 084670108 2,176 8 SH   SOLE   8 0 0
BERKSHIRE HATHAWAY INC CLASS B Common Stock 084670702 804 4,400 SH   OTR   4,400 0 0
BERKSHIRE HATHAWAY INC CLASS B Common Stock 084670702 4,669 25,538 SH   SOLE   25,538 0 0
BOEING CO. Common Stock 097023105 891 5,975 SH   OTR   5,975 0 0
BOEING CO. Common Stock 097023105 488 3,270 SH   SOLE   3,270 0 0
BRISTOL MYERS SQUIBB Common Stock 110122108 1,067 19,150 SH   OTR   19,150 0 0
BRISTOL MYERS SQUIBB Common Stock 110122108 759 13,615 SH   SOLE   13,615 0 0
CSX CORP Common Stock 126408103 600 10,469 SH   OTR   10,469 0 0
CSX CORP Common Stock 126408103 800 13,969 SH   SOLE   13,969 0 0
CVS HEALTH CORP Common Stock 126650100 40 675 SH   OTR   675 0 0
CVS HEALTH CORP Common Stock 126650100 175 2,950 SH   SOLE   2,950 0 0
CATERPILLAR, INC Common Stock 149123101 1,511 13,025 SH   OTR   13,025 0 0
CATERPILLAR, INC Common Stock 149123101 1,403 12,089 SH   SOLE   12,089 0 0
CHEVRON CORP Common Stock 166764100 1,588 21,914 SH   OTR   21,894 0 20
CHEVRON CORP Common Stock 166764100 2,622 36,190 SH   SOLE   36,190 0 0
CISCO SYSTEMS Common Stock 17275R102 514 13,073 SH   OTR   12,898 0 175
CISCO SYSTEMS Common Stock 17275R102 1,230 31,300 SH   SOLE   31,300 0 0
COCA COLA Common Stock 191216100 1,423 32,154 SH   OTR   29,285 0 2,869
COCA COLA Common Stock 191216100 2,220 50,167 SH   SOLE   50,167 0 0
COLGATE PALMOLIVE Common Stock 194162103 319 4,800 SH   OTR   4,800 0 0
COLGATE PALMOLIVE Common Stock 194162103 51 766 SH   SOLE   766 0 0
COMCAST CORPORATION CLASS A Common Stock 20030N101 1,310 38,101 SH   OTR   37,751 0 350
COMCAST CORPORATION CLASS A Common Stock 20030N101 2,064 60,041 SH   SOLE   60,041 0 0
CONSTELLATION BRANDS INC CL A Common Stock 21036P108 237 1,655 SH   OTR   1,655 0 0
CONSTELLATION BRANDS INC CL A Common Stock 21036P108 638 4,450 SH   SOLE   4,450 0 0
CORNING INC. Common Stock 219350105 307 14,950 SH   OTR   14,950 0 0
CORNING INC. Common Stock 219350105 245 11,950 SH   SOLE   11,950 0 0
CORTEVA INC Common Stock 22052L104 150 6,391 SH   OTR   6,391 0 0
CORTEVA INC Common Stock 22052L104 254 10,813 SH   SOLE   10,813 0 0
DELTA AIR LINES INC DE Common Stock 247361702 184 6,450 SH   OTR   6,450 0 0
DELTA AIR LINES INC DE Common Stock 247361702 394 13,800 SH   SOLE   13,800 0 0
DIAGEO PLC SPON ADR-NEW American Depository Receipts 25243Q205 913 7,185 SH   OTR   7,185 0 0
DIAGEO PLC SPON ADR-NEW American Depository Receipts 25243Q205 1,232 9,695 SH   SOLE   9,695 0 0
DISNEY (WALT) CO. Common Stock 254687106 2,486 25,740 SH   OTR   25,640 0 100
DISNEY (WALT) CO. Common Stock 254687106 2,711 28,065 SH   SOLE   28,065 0 0
DOLLAR GENERAL CORP. Common Stock 256677105 670 4,440 SH   OTR   4,440 0 0
DOLLAR GENERAL CORP. Common Stock 256677105 751 4,970 SH   SOLE   4,970 0 0
DOMINION ENERGY INC Common Stock 25746U109 702 9,720 SH   OTR   9,570 0 150
DOMINION ENERGY INC Common Stock 25746U109 2,110 29,233 SH   SOLE   29,233 0 0
DOW INC Common Stock 260557103 185 6,339 SH   OTR   6,339 0 0
DOW INC Common Stock 260557103 216 7,393 SH   SOLE   7,393 0 0
DUKE ENERGY CORP NEW Common Stock 26441C204 76 935 SH   OTR   700 0 235
DUKE ENERGY CORP NEW Common Stock 26441C204 163 2,018 SH   SOLE   2,018 0 0
DUPONT DE NEMOURS INC Common Stock 26614N102 72 2,117 SH   OTR   2,117 0 0
DUPONT DE NEMOURS INC Common Stock 26614N102 306 8,959 SH   SOLE   8,959 0 0
EMERSON ELECTRIC CO. Common Stock 291011104 214 4,500 SH   OTR   4,500 0 0
EMERSON ELECTRIC CO. Common Stock 291011104 22 455 SH   SOLE   455 0 0
EXXON-MOBIL Common Stock 30231G102 1,053 27,720 SH   OTR   27,720 0 0
EXXON-MOBIL Common Stock 30231G102 2,512 66,163 SH   SOLE   66,163 0 0
FACEBOOK INC Common Stock 30303M102 31 186 SH   OTR   155 0 31
FACEBOOK INC Common Stock 30303M102 292 1,750 SH   SOLE   1,750 0 0
FEDEX CORP Common Stock 31428X106 1,228 10,123 SH   OTR   10,123 0 0
FEDEX CORP Common Stock 31428X106 696 5,739 SH   SOLE   5,739 0 0
FISERV INC Common Stock 337738108 446 4,700 SH   SOLE   4,700 0 0
GEN DYNAMICS Common Stock 369550108 634 4,792 SH   OTR   4,792 0 0
GEN DYNAMICS Common Stock 369550108 387 2,925 SH   SOLE   2,925 0 0
GENERAL ELECTRIC Common Stock 369604103 56 7,100 SH   OTR   7,100 0 0
GENERAL ELECTRIC Common Stock 369604103 224 28,187 SH   SOLE   28,187 0 0
HALLIBURTON COMPANY Common Stock 406216101 62 9,000 SH   OTR   9,000 0 0
HALLIBURTON COMPANY Common Stock 406216101 32 4,650 SH   SOLE   4,650 0 0
HERSHEY CO. Common Stock 427866108 265 2,000 SH   OTR   2,000 0 0
HOME DEPOT INC. Common Stock 437076102 1,586 8,496 SH   OTR   8,496 0 0
HOME DEPOT INC. Common Stock 437076102 687 3,679 SH   SOLE   3,679 0 0
HONEYWELL Common Stock 438516106 476 3,556 SH   OTR   3,536 0 20
HONEYWELL Common Stock 438516106 1,537 11,490 SH   SOLE   11,490 0 0
INGREDION INC Common Stock 457187102 378 5,000 SH   SOLE   5,000 0 0
INTEL CORPORATION Common Stock 458140100 584 10,790 SH   OTR   10,290 0 500
INTEL CORPORATION Common Stock 458140100 1,474 27,245 SH   SOLE   27,245 0 0
INTERCONTINENTAL EXCHANGE INC Common Stock 45866F104 202 2,500 SH   OTR   2,500 0 0
INTERCONTINENTAL EXCHANGE INC Common Stock 45866F104 378 4,675 SH   SOLE   4,675 0 0
INTERNATIONAL BUSINESS MACHINES Common Stock 459200101 718 6,475 SH   OTR   6,475 0 0
INTERNATIONAL BUSINESS MACHINES Common Stock 459200101 7 60 SH   SOLE   60 0 0
ISHARES TR EXPANDED TECH Equity Mutual Funds 464287515 350 1,665 SH   OTR   1,665 0 0
ISHARES TR EXPANDED TECH Equity Mutual Funds 464287515 343 1,632 SH   SOLE   1,612 0 20
J.P. MORGAN CHASE & CO. Common Stock 46625H100 1,905 21,155 SH   OTR   21,118 0 37
J.P. MORGAN CHASE & CO. Common Stock 46625H100 2,421 26,890 SH   SOLE   26,890 0 0
JOHNSON & JOHNSON Common Stock 478160104 3,875 29,552 SH   OTR   29,531 0 21
JOHNSON & JOHNSON Common Stock 478160104 4,605 35,120 SH   SOLE   35,120 0 0
KIMBERLY CLARK Common Stock 494368103 499 3,900 SH   OTR   3,900 0 0
KIMBERLY CLARK Common Stock 494368103 712 5,570 SH   SOLE   5,570 0 0
KRAFT HEINZ CO Common Stock 500754106 75 3,050 SH   OTR   3,050 0 0
KRAFT HEINZ CO Common Stock 500754106 183 7,400 SH   SOLE   7,400 0 0
LOWES COMPANIES INC Common Stock 548661107 1,016 11,810 SH   OTR   11,660 0 150
LOWES COMPANIES INC Common Stock 548661107 1,622 18,853 SH   SOLE   18,853 0 0
MASTERCARD INC Common Stock 57636Q104 351 1,455 SH   SOLE   1,455 0 0
MCDONALDS CORP COM Common Stock 580135101 1,257 7,601 SH   OTR   7,601 0 0
MCDONALDS CORP COM Common Stock 580135101 494 2,985 SH   SOLE   2,985 0 0
MERCK Common Stock 58933Y105 2,220 28,854 SH   OTR   28,754 0 100
MERCK Common Stock 58933Y105 1,083 14,074 SH   SOLE   14,074 0 0
MICROSOFT CORPORATION Common Stock 594918104 2,498 15,839 SH   OTR   15,282 0 557
MICROSOFT CORPORATION Common Stock 594918104 2,467 15,640 SH   SOLE   15,640 0 0
MONDELEZ INTL INC Common Stock 609207105 568 11,348 SH   OTR   10,800 0 548
MONDELEZ INTL INC Common Stock 609207105 1,480 29,557 SH   SOLE   29,557 0 0
NEWMONT GOLDCORP CORPO Common Stock 651639106 23 500 SH   OTR   500 0 0
NEWMONT GOLDCORP CORPO Common Stock 651639106 192 4,250 SH   SOLE   4,250 0 0
NEXTERA ENERGY Common Stock 65339F101 1,621 6,737 SH   OTR   6,717 0 20
NEXTERA ENERGY Common Stock 65339F101 1,889 7,850 SH   SOLE   7,850 0 0
NORFOLK SOUTHERN Common Stock 655844108 923 6,325 SH   OTR   6,325 0 0
NORFOLK SOUTHERN Common Stock 655844108 1,091 7,475 SH   SOLE   7,475 0 0
NUCOR CORP Common Stock 670346105 201 5,575 SH   OTR   5,575 0 0
NUCOR CORP Common Stock 670346105 25 700 SH   SOLE   700 0 0
ORACLE CORP Common Stock 68389X105 387 8,000 SH   OTR   8,000 0 0
ORACLE CORP Common Stock 68389X105 48 1,000 SH   SOLE   1,000 0 0
PEPSI CO Common Stock 713448108 1,862 15,500 SH   OTR   15,500 0 0
PEPSI CO Common Stock 713448108 2,542 21,163 SH   SOLE   21,163 0 0
PFIZER INC. Common Stock 717081103 719 22,017 SH   OTR   21,669 0 348
PFIZER INC. Common Stock 717081103 1,287 39,431 SH   SOLE   39,431 0 0
PHILIP MORRIS INTL INC Common Stock 718172109 1,513 20,731 SH   OTR   20,731 0 0
PHILIP MORRIS INTL INC Common Stock 718172109 4,254 58,306 SH   SOLE   58,306 0 0
PHILLIPS 66 Common Stock 718546104 649 12,100 SH   OTR   12,100 0 0
PHILLIPS 66 Common Stock 718546104 449 8,373 SH   SOLE   8,373 0 0
PIONEER NAT RES COMPANY Common Stock 723787107 75 1,075 SH   OTR   1,075 0 0
PIONEER NAT RES COMPANY Common Stock 723787107 253 3,605 SH   SOLE   3,605 0 0
PROCTER & GAMBLE CO. Common Stock 742718109 2,796 25,422 SH   OTR   24,658 0 764
PROCTER & GAMBLE CO. Common Stock 742718109 3,459 31,446 SH   SOLE   31,446 0 0
PRUDENTIAL FINANCIAL, INC Common Stock 744320102 74 1,410 SH   OTR   1,410 0 0
PRUDENTIAL FINANCIAL, INC Common Stock 744320102 259 4,965 SH   SOLE   4,965 0 0
QUALCOMM INC Common Stock 747525103 534 7,888 SH   OTR   7,550 0 338
QUALCOMM INC Common Stock 747525103 48 710 SH   SOLE   710 0 0
RAYTHEON COMPANY NEW Common Stock 755111507 657 5,010 SH   OTR   4,935 0 75
RAYTHEON COMPANY NEW Common Stock 755111507 810 6,175 SH   SOLE   6,175 0 0
SCHLUMBERGER LTD. Common Stock 806857108 53 3,950 SH   OTR   3,950 0 0
SCHLUMBERGER LTD. Common Stock 806857108 120 8,870 SH   SOLE   8,870 0 0
SOUTHERN CO. Common Stock 842587107 181 3,350 SH   OTR   3,350 0 0
SOUTHERN CO. Common Stock 842587107 1,307 24,135 SH   SOLE   24,135 0 0
STARBUCKS CORPORATION Common Stock 855244109 286 4,356 SH   OTR   4,195 0 161
STARBUCKS CORPORATION Common Stock 855244109 643 9,785 SH   SOLE   9,785 0 0
TARGET CORPORATION Common Stock 87612E106 456 4,900 SH   OTR   4,700 0 200
TARGET CORPORATION Common Stock 87612E106 93 1,000 SH   SOLE   1,000 0 0
THERMO FISHER SCIENTIFIC INC Common Stock 883556102 102 360 SH   OTR   360 0 0
THERMO FISHER SCIENTIFIC INC Common Stock 883556102 380 1,340 SH   SOLE   1,340 0 0
3M COMPANY Common Stock 88579Y101 580 4,250 SH   OTR   4,250 0 0
3M COMPANY Common Stock 88579Y101 160 1,175 SH   SOLE   1,175 0 0
TRACTOR SUPPLY COMPANY Common Stock 892356106 268 3,165 SH   OTR   3,165 0 0
TRACTOR SUPPLY COMPANY Common Stock 892356106 671 7,940 SH   SOLE   7,940 0 0
THE TRAVELERS COMPANIES INC Common Stock 89417E109 219 2,200 SH   OTR   2,200 0 0
THE TRAVELERS COMPANIES INC Common Stock 89417E109 55 550 SH   SOLE   550 0 0
UNION PACIFIC Common Stock 907818108 762 5,400 SH   OTR   5,400 0 0
UNION PACIFIC Common Stock 907818108 1,043 7,398 SH   SOLE   7,398 0 0
UNITED TECHNOLOGIES Common Stock 913017109 1,151 12,200 SH   OTR   12,200 0 0
UNITED TECHNOLOGIES Common Stock 913017109 1,580 16,745 SH   SOLE   16,745 0 0
UNITEDHEALTH GROUP INC Common Stock 91324P102 2,283 9,155 SH   OTR   9,155 0 0
UNITEDHEALTH GROUP INC Common Stock 91324P102 2,015 8,080 SH   SOLE   8,080 0 0
VALERO ENERGY CORP Common Stock 91913Y100 186 4,100 SH   OTR   3,950 0 150
VALERO ENERGY CORP Common Stock 91913Y100 518 11,420 SH   SOLE   11,420 0 0
VERIZON COMMUNICATIONS Common Stock 92343V104 1,022 19,020 SH   OTR   18,820 0 200
VERIZON COMMUNICATIONS Common Stock 92343V104 2,013 37,473 SH   SOLE   37,473 0 0
VISA INC Common Stock 92826C839 1,262 7,835 SH   OTR   7,760 0 75
VISA INC Common Stock 92826C839 1,620 10,053 SH   SOLE   10,053 0 0
WAL-MART STORES Common Stock 931142103 1,858 16,350 SH   OTR   16,350 0 0
WAL-MART STORES Common Stock 931142103 881 7,755 SH   SOLE   7,755 0 0
WELLS FARGO & CO Common Stock 949746101 61 2,115 SH   OTR   2,115 0 0
WELLS FARGO & CO Common Stock 949746101 986 34,365 SH   SOLE   34,365 0 0
WESTROCK COMPANY Common Stock 96145D105 90 3,175 SH   OTR   2,875 0 300
WESTROCK COMPANY Common Stock 96145D105 190 6,740 SH   SOLE   6,740 0 0
ZOETIS INC CL A Common Stock 98978V103 38 320 SH   OTR   320 0 0
ZOETIS INC CL A Common Stock 98978V103 488 4,145 SH   SOLE   4,145 0 0
EATON CORP. PLC Common Stock G29183103 573 7,377 SH   OTR   7,377 0 0
EATON CORP. PLC Common Stock G29183103 1,023 13,168 SH   SOLE   13,168 0 0
MEDTRONIC PLC SHS Common Stock G5960L103 1,221 13,543 SH   OTR   13,443 0 100
MEDTRONIC PLC SHS Common Stock G5960L103 900 9,985 SH   SOLE   9,985 0 0
CHUBB LIMITED Common Stock H1467J104 632 5,662 SH   OTR   5,662 0 0
CHUBB LIMITED Common Stock H1467J104 662 5,925 SH   SOLE   5,925 0 0
LYONDELLBASELL INDUSTRIES N V SHS A Common Stock N53745100 298 6,014 SH   OTR   6,000 0 14
LYONDELLBASELL INDUSTRIES N V SHS A Common Stock N53745100 659 13,285 SH   SOLE   13,285 0 0