The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 BBG001S5T7X2 389,170 3,245 SH   SOLE   0 0 3,245
ABBVIE INC COM 00287Y109 BBG0025Y4RZ3 599,090 3,707 SH   SOLE   0 0 3,707
ALPHABET INC CAP STK CL C 02079K107 BBG009S3NB21 1,049,790 11,865 SH   SOLE   0 0 11,865
AMAZON COM INC COM 023135106 BBG001S5PQL7 788,420 9,386 SH   SOLE   0 0 9,386
AMGEN INC COM 031162100 BBG001S5NNL6 374,000 1,424 SH   SOLE   0 0 1,424
APPLE INC COM 037833100 BBG001S5N8V8 4,103,060 31,579 SH   SOLE   0 0 31,579
APPLIED MATLS INC COM 038222105 BBG001S5NMM7 324,840 3,336 SH   SOLE   0 0 3,336
BANK AMERICA CORP COM 060505104 BBG001S5P0Y0 320,400 9,674 SH   SOLE   0 0 9,674
BARNES GROUP INC COM 067806109 BBG001S5P0S7 277,660 6,797 SH   SOLE   0 0 6,797
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 BBG001S90346 2,332,500 7,551 SH   SOLE   0 0 7,551
BK OF AMERICA CORP 7.25%CNV PFD L 060505682   259,840 224 SH   SOLE   0 0 224
BLACKSTONE INC COM 09260D107 BBG001S7H949 234,960 3,167 SH   SOLE   0 0 3,167
BRISTOL-MYERS SQUIBB CO COM 110122108 BBG001S8N8J6 252,330 3,507 SH   SOLE   0 0 3,507
CATERPILLAR INC COM 149123101 BBG001S5PJ06 313,820 1,310 SH   SOLE   0 0 1,310
CHEVRON CORP NEW COM 166764100 BBG001S67ZC5 287,600 1,602 SH   SOLE   0 0 1,602
CISCO SYS INC COM 17275R102 BBG001S6HC62 1,073,850 22,541 SH   SOLE   0 0 22,541
COCA COLA CO COM 191216100 BBG001S5SMQ8 429,340 6,750 SH   SOLE   0 0 6,750
COMCAST CORP NEW CL A 20030N101 BBG001S5PXL2 252,730 7,227 SH   SOLE   0 0 7,227
COSTCO WHSL CORP NEW COM 22160K105 BBG001S9KRQ7 414,240 907 SH   SOLE   0 0 907
DARDEN RESTAURANTS INC COM 237194105 BBG001S5QM08 345,830 2,500 SH   SOLE   0 0 2,500
DOLLAR GEN CORP NEW COM 256677105 BBG001T5BM30 332,260 1,349 SH   SOLE   0 0 1,349
DOLLAR TREE INC COM 256746108 BBG001S6ZGL6 302,960 2,142 SH   SOLE   0 0 2,142
EATON CORP PLC SHS G29183103 BBG001S5QZ45 382,330 2,436 SH   SOLE   0 0 2,436
ETF MANAGERS TR PRIME CYBR SCRTY 26924G201 BBG007HXLJT7 227,080 5,155 SH   SOLE   0 0 5,155
EXELON CORP COM 30161N101 BBG001SBJMT2 301,050 6,964 SH   SOLE   0 0 6,964
EXXON MOBIL CORP COM 30231G102 BBG001S69V32 507,050 4,597 SH   SOLE   0 0 4,597
FIRST TR EXCHANGE TRADED FD NASDAQ CYB ETF 33734X846 BBG009K1H2W7 348,930 9,014 SH   SOLE   0 0 9,014
GALLAGHER ARTHUR J & CO COM 363576109 BBG001S5NKC2 377,080 2,000 SH   SOLE   0 0 2,000
HCA HEALTHCARE INC COM 40412C101 BBG001T8NTY2 438,170 1,826 SH   SOLE   0 0 1,826
HERSHEY CO COM 427866108 BBG001S5S148 532,610 2,300 SH   SOLE   0 0 2,300
HOME DEPOT INC COM 437076102 BBG001S5RTW7 410,620 1,300 SH   SOLE   0 0 1,300
INDEPENDENCE RLTY TR INC COM 45378A106 BBG004Q00LJ5 168,600 10,000 SH   SOLE   0 0 10,000
INTERNATIONAL BUSINESS MACHS COM 459200101 BBG001S5S399 464,940 3,300 SH   SOLE   0 0 3,300
INVESCO QQQ TR UNIT SER 1 46090E103 BBG001S9GN63 259,300 974 SH   SOLE   0 0 974
ISHARES TR 20 YR TR BD ETF 464287432 BBG001S8MLN3 2,187,630 21,973 SH   SOLE   0 0 21,973
ISHARES TR CALIF MUN BD ETF 464288356 BBG001T03XM5 292,890 5,220 SH   SOLE   0 0 5,220
ISHARES TR CONV BD ETF 46435G102 BBG009BKDMM6 1,424,070 20,499 SH   SOLE   0 0 20,499
ISHARES TR CORE MSCI INTL 46435G326 BBG00G9DM0M7 586,670 10,480 SH   SOLE   0 0 10,480
ISHARES TR CORE S&P MCP ETF 464287507 BBG001SFC7V0 738,490 3,053 SH   SOLE   0 0 3,053
ISHARES TR CORE S&P SCP ETF 464287804 BBG001SFC7W9 1,214,990 12,838 SH   SOLE   0 0 12,838
ISHARES TR CORE US AGGBD ET 464287226 BBG001SM1QT8 551,870 5,690 SH   SOLE   0 0 5,690
ISHARES TR IBOXX INV CP ETF 464287242 BBG001S60QR6 16,141,540 153,102 SH   SOLE   0 0 153,102
ISHARES TR MSCI AC ASIA ETF 464288182 BBG001T2V2D8 272,410 4,205 SH   SOLE   0 0 4,205
ISHARES TR MSCI EAFE ETF 464287465 BBG001SG09V7 1,657,740 25,255 SH   SOLE   0 0 25,255
ISHARES TR MSCI EMG MKT ETF 464287234 BBG001SK77D5 728,020 19,209 SH   SOLE   0 0 19,209
ISHARES TR NATIONAL MUN ETF 464288414 BBG001SZV978 2,279,760 21,605 SH   SOLE   0 0 21,605
ISHARES TR PFD AND INCM SEC 464288687 BBG001SNVWC8 6,613,440 216,621 SH   SOLE   0 0 216,621
ISHARES TR RUS 1000 ETF 464287622 BBG001S562W9 2,078,250 9,872 SH   SOLE   0 0 9,872
ISHARES TR RUS 1000 GRW ETF 464287614 BBG001S56320 4,969,090 23,194 SH   SOLE   0 0 23,194
ISHARES TR RUS 1000 VAL ETF 464287598 BBG001S562P7 9,317,950 61,444 SH   SOLE   0 0 61,444
ISHARES TR RUS MID CAP ETF 464287499 BBG001SJCNS1 6,432,590 95,368 SH   SOLE   0 0 95,368
ISHARES TR RUSSELL 2000 ETF 464287655 BBG001SFC7Y7 6,419,370 36,817 SH   SOLE   0 0 36,817
ISHARES TR S&P 500 VAL ETF 464287408 BBG001S561K4 256,300 1,767 SH   SOLE   0 0 1,767
ISHARES TR TIPS BD ETF 464287176 BBG001SD9RM5 282,700 2,656 SH   SOLE   0 0 2,656
ISHARES TR U.S. MED DVC ETF 464288810 BBG001SQZT52 473,130 9,000 SH   SOLE   0 0 9,000
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332 BBG00TSG0SK6 5,666,950 104,000 SH   SOLE   0 0 104,000
JOHNSON & JOHNSON COM 478160104 BBG001S5SHQ9 907,650 5,138 SH   SOLE   0 0 5,138
JPMORGAN CHASE & CO COM 46625H100 BBG001S8CRC3 516,150 3,849 SH   SOLE   0 0 3,849
KEURIG DR PEPPER INC COM 49271V100 BBG001ST5W34 236,680 6,637 SH   SOLE   0 0 6,637
KINDER MORGAN INC DEL COM 49456B101 BBG001TG2YZ5 218,770 12,100 SH   SOLE   0 0 12,100
KNIGHT-SWIFT TRANSN HLDGS IN CL A 499049104 BBG001T9BTS0 311,730 5,948 SH   SOLE   0 0 5,948
LAS VEGAS SANDS CORP COM 517834107 BBG001SJCGP9 227,470 4,732 SH   SOLE   0 0 4,732
LOCKHEED MARTIN CORP COM 539830109 BBG001S7PS57 221,230 455 SH   SOLE   0 0 455
MARRIOTT INTL INC NEW CL A 571903202 BBG001S78K44 230,480 1,548 SH   SOLE   0 0 1,548
MCDONALDS CORP COM 580135101 BBG001S5T110 538,770 2,044 SH   SOLE   0 0 2,044
MCKESSON CORP COM 58155Q103 BBG001S8F8P8 227,080 605 SH   SOLE   0 0 605
MEDTRONIC PLC SHS G5960L103 BBG001S5T2S9 200,600 2,581 SH   SOLE   0 0 2,581
MERCK & CO INC COM 58933Y105 BBG001S5TC52 964,060 8,689 SH   SOLE   0 0 8,689
META PLATFORMS INC CL A 30303M102 BBG001SQCQC5 361,500 3,004 SH   SOLE   0 0 3,004
MICROSOFT CORP COM 594918104 BBG001S5TD05 1,584,710 6,608 SH   SOLE   0 0 6,608
NIKE INC CL B 654106103 BBG001S6NTK2 201,340 1,721 SH   SOLE   0 0 1,721
NVIDIA CORPORATION COM 67066G104 BBG001S5TZJ6 856,590 5,861 SH   SOLE   0 0 5,861
ONCOCYTE CORP COM 68235C107 BBG008P5VFW0 6,420 20,000 SH   SOLE   0 0 20,000
PALO ALTO NETWORKS INC COM 697435105 BBG001T9NWN5 234,430 1,680 SH   SOLE   0 0 1,680
PFIZER INC COM 717081103 BBG001S5V466 442,760 8,641 SH   SOLE   0 0 8,641
PHILIP MORRIS INTL INC COM 718172109 BBG001STP9N1 431,820 4,267 SH   SOLE   0 0 4,267
PINTEREST INC CL A 72352L106 BBG002583CW7 225,590 9,291 SH   SOLE   0 0 9,291
PROCTER AND GAMBLE CO COM 742718109 BBG001S5V4L9 270,670 1,786 SH   SOLE   0 0 1,786
QUALCOMM INC COM 747525103 BBG001S6VS70 449,760 4,091 SH   SOLE   0 0 4,091
QUEST DIAGNOSTICS INC COM 74834L100 BBG001S9GX43 221,050 1,413 SH   SOLE   0 0 1,413
REGIONS FINANCIAL CORP NEW COM 7591EP100 BBG001SM4KY2 239,320 11,100 SH   SOLE   0 0 11,100
SCHWAB CHARLES CORP COM 808513105 BBG001S5VXD4 296,660 3,563 SH   SOLE   0 0 3,563
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 BBG001T5XQY3 470,990 14,622 SH   SOLE   0 0 14,622
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 BBG001T5XQV6 215,010 4,762 SH   SOLE   0 0 4,762
SIRIUS XM HOLDINGS INC COM 82968B103 BBG001S70ZY6 128,770 22,050 SH   SOLE   0 0 22,050
SPDR GOLD TR GOLD SHS 78463V107 BBG001SCPX28 722,840 4,261 SH   SOLE   0 0 4,261
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 35,820,740 93,666 SH   SOLE   0 0 93,666
SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608 BBG004DF1DW8 496,360 12,136 SH   SOLE   0 0 12,136
STARBUCKS CORP COM 855244109 BBG001S72KH6 475,210 4,790 SH   SOLE   0 0 4,790
T-MOBILE US INC COM 872590104 BBG001SKR9Y6 352,240 2,516 SH   SOLE   0 0 2,516
UNITED PARCEL SERVICE INC CL B 911312106 BBG001SDGSH1 30,336,400 174,508 SH   SOLE   0 0 174,508
UNITEDHEALTH GROUP INC COM 91324P102 BBG001S6WCJ1 397,800 750 SH   SOLE   0 0 750
US BANCORP DEL COM NEW 902973304 BBG001S6T8C1 274,920 6,304 SH   SOLE   0 0 6,304
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643 BBG002XRNHT5 696,680 10,733 SH   SOLE   0 0 10,733
VANGUARD INDEX FDS GROWTH ETF 922908736 BBG001SHTTS4 689,620 3,236 SH   SOLE   0 0 3,236
VANGUARD INDEX FDS MID CAP ETF 922908629 BBG001SHVTS1 593,800 2,914 SH   SOLE   0 0 2,914
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 BBG001TC6MC1 420,220 1,196 SH   SOLE   0 0 1,196
VANGUARD INDEX FDS TOTAL STK MKT 922908769 BBG001SHTB03 877,120 4,588 SH   SOLE   0 0 4,588
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 BBG001SSPWL4 257,230 6,129 SH   SOLE   0 0 6,129
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 BBG001SHVR32 285,260 1,150 SH   SOLE   0 0 1,150
VERIZON COMMUNICATIONS INC COM 92343V104 BBG001S67QY1 266,360 6,761 SH   SOLE   0 0 6,761
VISA INC COM CL A 92826C839 BBG001SRCFY3 296,770 1,428 SH   SOLE   0 0 1,428
WALMART INC COM 931142103 BBG001S5XH92 448,990 3,167 SH   SOLE   0 0 3,167
WELLS FARGO CO NEW PERP PFD CNV A 949746804   317,580 268 SH   SOLE   0 0 268