The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 712 4,009 SH   SOLE   0 0 4,009
ABBVIE INC COM 00287Y109 705 5,207 SH   SOLE   0 0 5,207
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 200 482 SH   SOLE   0 0 482
ADOBE SYSTEMS INCORPORATED COM 00724F101 208 366 SH   SOLE   0 0 366
ALPHABET INC CAP STK CL C 02079K107 1,358 469 SH   SOLE   0 0 469
ALTRIA GROUP INC COM 02209S103 791 16,699 SH   SOLE   0 0 16,699
AMAZON COM INC COM 023135106 1,267 380 SH   SOLE   0 0 380
APPLE INC COM 037833100 5,617 31,630 SH   SOLE   0 0 31,630
AYRO INC COM 054748108 75 46,747 SH   SOLE   0 0 46,747
BARNES GROUP INC COM 067806109 286 6,149 SH   SOLE   0 0 6,149
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 2,247 7,515 SH   SOLE   0 0 7,515
BEST BUY INC COM 086516101 437 4,300 SH   SOLE   0 0 4,300
BK OF AMERICA CORP 7.25%CNV PFD L 060505682 288 199 SH   SOLE   0 0 199
BK OF AMERICA CORP COM 060505104 647 14,540 SH   SOLE   0 0 14,540
BLACKSTONE INC COM 09260D107 348 2,690 SH   SOLE   0 0 2,690
BRISTOL-MYERS SQUIBB CO COM 110122108 212 3,402 SH   SOLE   0 0 3,402
CHEVRON CORP NEW COM 166764100 781 6,655 SH   SOLE   0 0 6,655
CISCO SYS INC COM 17275R102 1,382 21,813 SH   SOLE   0 0 21,813
COINBASE GLOBAL INC COM CL A 19260Q107 881 3,490 SH   SOLE   0 0 3,490
COSTCO WHSL CORP NEW COM 22160K105 491 865 SH   SOLE   0 0 865
DARDEN RESTAURANTS INC COM 237194105 241 1,600 SH   SOLE   0 0 1,600
DOLLAR GEN CORP NEW COM 256677105 556 2,356 SH   SOLE   0 0 2,356
DOLLAR TREE INC COM 256746108 345 2,452 SH   SOLE   0 0 2,452
DOMINION ENERGY INC COM 25746U109 409 5,200 SH   SOLE   0 0 5,200
EBAY INC. COM 278642103 386 5,800 SH   SOLE   0 0 5,800
EDWARDS LIFESCIENCES CORP COM 28176E108 269 2,077 SH   SOLE   0 0 2,077
ETF MANAGERS TR PRIME CYBR SCRTY 26924G201 317 5,155 SH   SOLE   0 0 5,155
FIRST TR EXCHANGE TRADED FD NASDAQ CYB ETF 33734X846 467 8,854 SH   SOLE   0 0 8,854
GENERAL ELECTRIC CO COM NEW 369604301 335 3,550 SH   SOLE   0 0 3,550
GILEAD SCIENCES INC COM 375558103 383 5,272 SH   SOLE   0 0 5,272
HCA HEALTHCARE INC COM 40412C101 449 1,748 SH   SOLE   0 0 1,748
HOME DEPOT INC COM 437076102 505 1,216 SH   SOLE   0 0 1,216
HP INC COM 40434L105 209 5,548 SH   SOLE   0 0 5,548
INDEPENDENCE RLTY TR INC COM 45378A106 258 10,000 SH   SOLE   0 0 10,000
INTEL CORP COM 458140100 339 6,576 SH   SOLE   0 0 6,576
INTERCONTINENTAL EXCHANGE IN COM 45866F104 930 6,800 SH   SOLE   0 0 6,800
ISHARES GOLD TR ISHARES NEW 464285204 372 10,700 SH   SOLE   0 0 10,700
ISHARES TR CORE US AGGBD ET 464287226 481 4,212 SH   SOLE   0 0 4,212
ISHARES TR ISHS 1-5YR INVS 464288646 14,159 262,794 SH   SOLE   0 0 262,794
ISHARES TR MSCI AC ASIA ETF 464288182 443 5,352 SH   SOLE   0 0 5,352
ISHARES TR MSCI EAFE ETF 464287465 1,928 24,506 SH   SOLE   0 0 24,506
ISHARES TR MSCI EMG MKT ETF 464287234 1,093 22,367 SH   SOLE   0 0 22,367
ISHARES TR MSCI USA VALUE 46432F388 320 2,925 SH   SOLE   0 0 2,925
ISHARES TR RUS 1000 GRW ETF 464287614 5,185 16,968 SH   SOLE   0 0 16,968
ISHARES TR RUS 1000 VAL ETF 464287598 8,309 49,476 SH   SOLE   0 0 49,476
ISHARES TR RUS MID CAP ETF 464287499 5,844 70,400 SH   SOLE   0 0 70,400
ISHARES TR RUSSELL 2000 ETF 464287655 7,196 32,348 SH   SOLE   0 0 32,348
ISHARES TR TIPS BD ETF 464287176 371 2,870 SH   SOLE   0 0 2,870
ISHARES TR U.S. MED DVC ETF 464288810 593 9,000 SH   SOLE   0 0 9,000
ISHARES U S ETF TR BLACKROCK ST MAT 46431W507 200 4,000 SH   SOLE   0 0 4,000
J P MORGAN EXCHANGE-TRADED F EQUITY PREMIUM 46641Q332 3,796 60,074 SH   SOLE   0 0 60,074
JOHNSON & JOHNSON COM 478160104 392 2,289 SH   SOLE   0 0 2,289
JPMORGAN CHASE & CO COM 46625H100 511 3,228 SH   SOLE   0 0 3,228
KEURIG DR PEPPER INC COM 49271V100 219 5,928 SH   SOLE   0 0 5,928
KIMBERLY-CLARK CORP COM 494368103 999 6,992 SH   SOLE   0 0 6,992
KNIGHT-SWIFT TRANSN HLDGS IN CL A 499049104 360 5,909 SH   SOLE   0 0 5,909
MARRIOTT INTL INC NEW CL A 571903202 240 1,455 SH   SOLE   0 0 1,455
MERCK & CO INC COM 58933Y105 696 9,084 SH   SOLE   0 0 9,084
META PLATFORMS INC CL A 30303M102 486 1,446 SH   SOLE   0 0 1,446
MICROSOFT CORP COM 594918104 2,031 6,040 SH   SOLE   0 0 6,040
NEWMONT CORP COM 651639106 229 3,696 SH   SOLE   0 0 3,696
NEXTERA ENERGY INC COM 65339F101 225 2,412 SH   SOLE   0 0 2,412
NIKE INC CL B 654106103 221 1,326 SH   SOLE   0 0 1,326
NVIDIA CORPORATION COM 67066G104 1,754 5,964 SH   SOLE   0 0 5,964
ONCOCYTE CORP COM 68235C107 43 20,000 SH   SOLE   0 0 20,000
ORACLE CORP COM 68389X105 338 3,880 SH   SOLE   0 0 3,880
PALO ALTO NETWORKS INC COM 697435105 312 560 SH   SOLE   0 0 560
PFIZER INC COM 717081103 548 9,276 SH   SOLE   0 0 9,276
PHILIP MORRIS INTL INC COM 718172109 476 5,006 SH   SOLE   0 0 5,006
PINTEREST INC CL A 72352L106 233 6,401 SH   SOLE   0 0 6,401
PROCTER AND GAMBLE CO COM 742718109 262 1,603 SH   SOLE   0 0 1,603
QUEST DIAGNOSTICS INC COM 74834L100 231 1,335 SH   SOLE   0 0 1,335
SCHWAB CHARLES CORP COM 808513105 255 3,030 SH   SOLE   0 0 3,030
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 201 5,164 SH   SOLE   0 0 5,164
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 267 2,344 SH   SOLE   0 0 2,344
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 1,182 6,800 SH   SOLE   0 0 6,800
SPDR GOLD TR GOLD SHS 78463V107 753 4,406 SH   SOLE   0 0 4,406
SPDR S&P 500 ETF TR TR UNIT 78462F103 16,358 34,440 SH   SOLE   0 0 34,440
STARBUCKS CORP COM 855244109 464 3,968 SH   SOLE   0 0 3,968
TARGET CORP COM 87612E106 235 1,017 SH   SOLE   0 0 1,017
TESLA INC COM 88160R101 227 215 SH   SOLE   0 0 215
UNITED PARCEL SERVICE INC CL B 911312106 35,356 164,955 SH   SOLE   0 0 164,955
UNITEDHEALTH GROUP INC COM 91324P102 343 683 SH   SOLE   0 0 683
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 422 966 SH   SOLE   0 0 966
VANGUARD INDEX FDS TOTAL STK MKT 922908769 579 2,397 SH   SOLE   0 0 2,397
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 306 1,150 SH   SOLE   0 0 1,150
VERIZON COMMUNICATIONS INC COM 92343V104 1,106 21,284 SH   SOLE   0 0 21,284
VERTEX PHARMACEUTICALS INC COM 92532F100 681 3,100 SH   SOLE   0 0 3,100
VISA INC COM CL A 92826C839 269 1,239 SH   SOLE   0 0 1,239
WALMART INC COM 931142103 492 3,399 SH   SOLE   0 0 3,399