The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AON PLC SHS CL A G0403H108   299,255 923 SH   SOLE   0 0 923
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   395,251 1,287 SH   SOLE   0 0 1,287
LINDE PLC SHS G54950103   484,598 1,301 SH   SOLE   0 0 1,301
ASML HOLDING N V N Y REGISTRY SHS N07059210   226,634 385 SH   SOLE   0 0 385
FERRARI N V COM N3167Y103   218,700 740 SH   SOLE   0 0 740
ALPS ETF TR SECTR DIV DOGS 00162Q858   270,423 5,750 SH   SOLE   0 0 5,750
ASE TECHNOLOGY HLDG CO LTD SPONSORED ADS 00215W100   274,157 36,457 SH   SOLE   0 0 36,457
ABBVIE INC COM 00287Y109   308,405 2,069 SH   SOLE   0 0 2,069
ADOBE INC COM 00724F101   213,138 418 SH   SOLE   0 0 418
ALPHABET INC CAP STK CL C 02079K107   2,155,220 16,346 SH   SOLE   0 0 16,346
ALPHABET INC CAP STK CL A 02079K305   5,689,531 43,478 SH   SOLE   0 0 43,478
AMAZON COM INC COM 023135106   7,942,712 62,482 SH   SOLE   0 0 62,482
AMBEV SA SPONSORED ADR 02319V103   50,354 19,517 SH   SOLE   0 0 19,517
AMERICA MOVIL SAB DE CV SPON ADS RP CL B 02390A101   198,626 11,468 SH   SOLE   0 0 11,468
AMGEN INC COM 031162100   679,425 2,528 SH   SOLE   0 0 2,528
APPLE INC COM 037833100   13,134,375 76,715 SH   SOLE   0 0 76,715
ASTRAZENECA PLC SPONSORED ADR 046353108   353,228 5,216 SH   SOLE   0 0 5,216
ATLASSIAN CORPORATION CL A 049468101   201,308 999 SH   SOLE   0 0 999
BP PLC SPONSORED ADR 055622104   262,793 6,787 SH   SOLE   0 0 6,787
BANCO BILBAO VIZCAYA ARGENTA SPONSORED ADR 05946K101   129,251 16,056 SH   SOLE   0 0 16,056
BANCO SANTANDER S.A. ADR 05964H105   168,508 44,816 SH   SOLE   0 0 44,816
BANK AMERICA CORP COM 060505104   2,563,712 93,634 SH   SOLE   0 0 93,634
BANK NEW YORK MELLON CORP COM 064058100   2,579,301 60,476 SH   SOLE   0 0 60,476
BAXTER INTL INC COM 071813109   831,565 21,803 SH   SOLE   0 0 21,803
BERKSHIRE HATHAWAY INC DEL CL A 084670108   531,477 1 SH   SOLE   0 0 1
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,394,895 3,982 SH   SOLE   0 0 3,982
BLACKSTONE INC COM 09260D107   983,475 9,179 SH   SOLE   0 0 9,179
BLADE AIR MOBILITY INC CL A COM 092667104   323,750 125,000 SH   SOLE   0 0 125,000
BROADCOM INC COM 11135F101   968,020 1,165 SH   SOLE   0 0 1,165
CANADIAN PACIFIC KANSAS CITY COM 13646K108   257,938 3,460 SH   SOLE   0 0 3,460
CHEVRON CORP NEW COM 166764100   459,321 2,724 SH   SOLE   0 0 2,724
CISCO SYS INC COM 17275R102   397,932 7,402 SH   SOLE   0 0 7,402
COINBASE GLOBAL INC COM CL A 19260Q107   499,507 6,653 SH   SOLE   0 0 6,653
COMCAST CORP NEW CL A 20030N101   459,318 10,359 SH   SOLE   0 0 10,359
CONOCOPHILLIPS COM 20825C104   318,578 2,646 SH   SOLE   0 0 2,646
COSTCO WHSL CORP NEW COM 22160K105   366,659 649 SH   SOLE   0 0 649
CRESCENT CAP BDC INC COM 225655109   4,106,819 89,740 SH   SOLE   0 0 89,740
DANAHER CORPORATION COM 235851102   223,784 902 SH   SOLE   0 0 902
DELL TECHNOLOGIES INC CL C 24703L202   256,790 3,727 SH   SOLE   0 0 3,727
DIAMONDBACK ENERGY INC COM 25278X109   206,300 1,332 SH   SOLE   0 0 1,332
DIAMONDROCK HOSPITALITY CO COM 252784301   295,424 36,790 SH   SOLE   0 0 36,790
DUKE ENERGY CORP NEW COM NEW 26441C204   309,351 3,505 SH   SOLE   0 0 3,505
ENERGY TRANSFER L P COM UT LTD PTN 29273V100   420,914 30,001 SH   SOLE   0 0 30,001
ENTERPRISE PRODS PARTNERS L COM 293792107   645,442 23,582 SH   SOLE   0 0 23,582
EXXON MOBIL CORP COM 30231G102   888,317 7,555 SH   SOLE   0 0 7,555
META PLATFORMS INC CL A 30303M102   4,648,706 15,485 SH   SOLE   0 0 15,485
FLEXSHARES TR MORNSTAR UPSTR 33939L407   1,503,721 37,184 SH   SOLE   0 0 37,184
GINKGO BIOWORKS HOLDINGS INC CL A SHS 37611X100   36,200 20,000 SH   SOLE   0 0 20,000
GSK PLC SPONSORED ADR 37733W204   1,171,852 32,023 SH   SOLE   0 0 32,023
GOLDMAN SACHS GROUP INC COM 38141G104   205,826 636 SH   SOLE   0 0 636
GRACO INC COM 384109104   555,127 7,617 SH   SOLE   0 0 7,617
HP INC COM 40434L105   270,893 10,434 SH   SOLE   0 0 10,434
HALEON PLC SPON ADS 405552100   372,884 44,537 SH   SOLE   0 0 44,537
HEWLETT PACKARD ENTERPRISE C COM 42824C109   189,854 10,855 SH   SOLE   0 0 10,855
HIMAX TECHNOLOGIES INC SPONSORED ADR 43289P106   68,708 11,765 SH   SOLE   0 0 11,765
HOME DEPOT INC COM 437076102   283,728 939 SH   SOLE   0 0 939
HONEYWELL INTL INC COM 438516106   1,537,222 8,321 SH   SOLE   0 0 8,321
ICICI BANK LIMITED ADR 45104G104   205,491 8,888 SH   SOLE   0 0 8,888
INTERNATIONAL BUSINESS MACHS COM 459200101   5,795,653 41,309 SH   SOLE   0 0 41,309
ISHARES INC MSCI BRAZIL ETF 464286400   1,484,295 48,396 SH   SOLE   0 0 48,396
ISHARES INC MSCI THAILND ETF 464286624   259,141 4,147 SH   SOLE   0 0 4,147
ISHARES INC MSCI MEXICO ETF 464286822   3,315,286 56,934 SH   SOLE   0 0 56,934
ISHARES TR SELECT DIVID ETF 464287168   696,197 6,381 SH   SOLE   0 0 6,381
ISHARES TR CORE S&P500 ETF 464287200   19,343,874 44,838 SH   SOLE   0 0 44,838
ISHARES TR MSCI EMG MKT ETF 464287234   325,132 8,567 SH   SOLE   0 0 8,567
ISHARES TR S&P 500 VAL ETF 464287408   247,488 1,600 SH   SOLE   0 0 1,600
ISHARES TR MSCI EAFE ETF 464287465   679,842 9,864 SH   SOLE   0 0 9,864
ISHARES TR CORE S&P MCP ETF 464287507   305,596 1,220 SH   SOLE   0 0 1,220
ISHARES TR RUS 1000 VAL ETF 464287598   223,222 1,461 SH   SOLE   0 0 1,461
ISHARES TR RUS 1000 GRW ETF 464287614   992,460 3,724 SH   SOLE   0 0 3,724
ISHARES TR SHORT TREAS BD 464288679   750,091 6,790 SH   SOLE   0 0 6,790
ISHARES TR MICRO-CAP ETF 464288869   347,638 3,458 SH   SOLE   0 0 3,458
ISHARES TR MSCI EURO FL ETF 464289180   2,839,684 150,168 SH   SOLE   0 0 150,168
ISHARES TR MSCI INDIA ETF 46429B598   990,616 22,402 SH   SOLE   0 0 22,402
ISHARES INC MSCI JPN ETF NEW 46434G822   1,361,106 22,576 SH   SOLE   0 0 22,576
JPMORGAN CHASE & CO COM 46625H100   790,504 5,451 SH   SOLE   0 0 5,451
J P MORGAN EXCHANGE TRADED F BETABUILDERS EUR 46641Q191   724,175 14,247 SH   SOLE   0 0 14,247
J P MORGAN EXCHANGE TRADED F BETABULDRS JAPAN 46641Q217   600,067 11,944 SH   SOLE   0 0 11,944
J P MORGAN EXCHANGE TRADED F BETABUILDERS CDA 46641Q225   355,529 6,114 SH   SOLE   0 0 6,114
J P MORGAN EXCHANGE TRADED F BETABUILDERS DEV 46641Q233   340,022 7,551 SH   SOLE   0 0 7,551
JOHNSON & JOHNSON COM 478160104   496,843 3,190 SH   SOLE   0 0 3,190
KB FINL GROUP INC SPONSORED ADR 48241A105   213,279 5,188 SH   SOLE   0 0 5,188
KKR & CO INC COM 48251W104   214,476 3,482 SH   SOLE   0 0 3,482
KT CORP SPONSORED ADR 48268K101   128,379 10,014 SH   SOLE   0 0 10,014
KRANESHARES TR CSI CHI INTERNET 500767306   582,981 21,300 SH   SOLE   0 0 21,300
KYNDRYL HLDGS INC COMMON STOCK 50155Q100   156,059 10,335 SH   SOLE   0 0 10,335
LIBERTY BROADBAND CORP COM SER A 530307107   1,156,830 12,725 SH   SOLE   0 0 12,725
LIBERTY BROADBAND CORP COM SER C 530307305   944,523 10,343 SH   SOLE   0 0 10,343
LIBERTY MEDIA CORP DEL COM LBTY SRM S A 531229813   257,758 10,128 SH   SOLE   0 0 10,128
ELI LILLY & CO COM 532457108   2,058,282 3,832 SH   SOLE   0 0 3,832
LIVE NATION ENTERTAINMENT IN COM 538034109   906,465 10,916 SH   SOLE   0 0 10,916
LLOYDS BANKING GROUP PLC SPONSORED ADR 539439109   129,221 60,667 SH   SOLE   0 0 60,667
LOWES COS INC COM 548661107   234,028 1,126 SH   SOLE   0 0 1,126
LULULEMON ATHLETICA INC COM 550021109   4,788,505 12,418 SH   SOLE   0 0 12,418
MASTERCARD INCORPORATED CL A 57636Q104   1,197,884 3,026 SH   SOLE   0 0 3,026
MERCK & CO INC COM 58933Y105   313,839 3,027 SH   SOLE   0 0 3,027
MICROSOFT CORP COM 594918104   4,340,628 13,747 SH   SOLE   0 0 13,747
MITSUBISHI UFJ FINL GROUP IN SPONSORED ADS 606822104   90,943 10,712 SH   SOLE   0 0 10,712
MIZUHO FINANCIAL GROUP INC SPONSORED ADR 60687Y109   34,379 10,023 SH   SOLE   0 0 10,023
MORGAN STANLEY COM NEW 617446448   2,966,336 36,321 SH   SOLE   0 0 36,321
MOTOROLA SOLUTIONS INC COM NEW 620076307   761,185 2,787 SH   SOLE   0 0 2,787
NEXTERA ENERGY INC COM 65339F101   308,564 5,386 SH   SOLE   0 0 5,386
NOVARTIS AG SPONSORED ADR 66987V109   292,949 2,876 SH   SOLE   0 0 2,876
NOVO-NORDISK A S ADR 670100205   377,219 4,148 SH   SOLE   0 0 4,148
NVIDIA CORPORATION COM 67066G104   920,004 2,115 SH   SOLE   0 0 2,115
ONEOK INC NEW COM 682680103   416,037 6,559 SH   SOLE   0 0 6,559
ORACLE CORP COM 68389X105   290,009 2,738 SH   SOLE   0 0 2,738
PEPSICO INC COM 713448108   371,582 2,193 SH   SOLE   0 0 2,193
PETROLEO BRASILEIRO SA PETRO SPONSORED ADR 71654V408   196,614 12,721 SH   SOLE   0 0 12,721
PFIZER INC COM 717081103   2,913,686 87,841 SH   SOLE   0 0 87,841
PHILIP MORRIS INTL INC COM 718172109   407,439 4,340 SH   SOLE   0 0 4,340
PROCTER AND GAMBLE CO COM 742718109   351,231 2,408 SH   SOLE   0 0 2,408
QURATE RETAIL INC COM SER B 74915M209   1,745,148 229,022 SH   SOLE   0 0 229,022
RAYMOND JAMES FINL INC COM 754730109   346,621 3,437 SH   SOLE   0 0 3,437
RTX CORPORATION COM 75513E101   253,249 3,519 SH   SOLE   0 0 3,519
ROCKET COS INC COM CL A 77311W101   654,400 80,000 SH   SOLE   0 0 80,000
ROYAL BK CDA COM 780087102   2,308,154 26,397 SH   SOLE   0 0 26,397
SHELL PLC SPON ADS 780259305   386,924 6,010 SH   SOLE   0 0 6,010
SPDR S&P 500 ETF TR TR UNIT 78462F103   26,408,623 61,549 SH   SOLE   0 0 61,549
SPDR SER TR S&P DIVID ETF 78464A763   5,889,317 51,207 SH   SOLE   0 0 51,207
SPDR SER TR S&P BK ETF 78464A797   1,385,179 37,590 SH   SOLE   0 0 37,590
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   253,752 553 SH   SOLE   0 0 553
SPDR SER TR OILGAS EQUIP 78468R549   1,860,113 19,421 SH   SOLE   0 0 19,421
SANOFI SPONSORED ADR 80105N105   546,753 10,193 SH   SOLE   0 0 10,193
SAP SE SPON ADR 803054204   236,268 1,827 SH   SOLE   0 0 1,827
SCHWAB CHARLES CORP COM 808513105   373,143 6,797 SH   SOLE   0 0 6,797
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   1,316,596 18,105 SH   SOLE   0 0 18,105
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   1,688,791 26,199 SH   SOLE   0 0 26,199
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   1,715,469 25,347 SH   SOLE   0 0 25,347
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   1,332,456 32,169 SH   SOLE   0 0 32,169
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   2,353,791 33,264 SH   SOLE   0 0 33,264
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   815,895 24,025 SH   SOLE   0 0 24,025
SNAP INC CL A 83304A106   874,695 98,170 SH   SOLE   0 0 98,170
SNOWFLAKE INC CL A 833445109   246,265 1,612 SH   SOLE   0 0 1,612
SOUTHERN CO COM 842587107   212,346 3,281 SH   SOLE   0 0 3,281
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   597,941 6,853 SH   SOLE   0 0 6,853
TEGNA INC COM 87901J105   182,079 12,396 SH   SOLE   0 0 12,396
TESLA INC COM 88160R101   356,564 1,425 SH   SOLE   0 0 1,425
THERMO FISHER SCIENTIFIC INC COM 883556102   500,458 988 SH   SOLE   0 0 988
UBER TECHNOLOGIES INC COM 90353T100   657,887 14,305 SH   SOLE   0 0 14,305
UNILEVER PLC SPON ADR NEW 904767704   288,743 5,845 SH   SOLE   0 0 5,845
UNITEDHEALTH GROUP INC COM 91324P102   623,179 1,236 SH   SOLE   0 0 1,236
VALE S A SPONSORED ADS 91912E105   136,559 10,191 SH   SOLE   0 0 10,191
VALLEY NATL BANCORP COM 919794107   11,578,414 1,335,456 SH   SOLE   0 0 1,335,456
VANECK ETF TRUST PHARMACEUTCL ETF 92189F692   1,997,050 25,007 SH   SOLE   0 0 25,007
VANECK ETF TRUST BIOTECH ETF 92189F726   1,534,964 9,857 SH   SOLE   0 0 9,857
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   11,252,346 72,061 SH   SOLE   0 0 72,061
VANGUARD ADMIRAL FDS INC 500 VAL IDX FD 921932703   268,900 1,800 SH   SOLE   0 0 1,800
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   13,002,383 297,401 SH   SOLE   0 0 297,401
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   723,240 7,000 SH   SOLE   0 0 7,000
VANGUARD WORLD FDS FINANCIALS ETF 92204A405   1,526,782 18,890 SH   SOLE   0 0 18,890
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   7,055,365 75,718 SH   SOLE   0 0 75,718
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   950,679 24,246 SH   SOLE   0 0 24,246
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   569,606 9,889 SH   SOLE   0 0 9,889
VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664   265,900 3,722 SH   SOLE   0 0 3,722
VELO3D INC COMMON STOCK 92259N104   21,840 14,000 SH   SOLE   0 0 14,000
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   340,740 7,084 SH   SOLE   0 0 7,084
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   2,344,657 5,948 SH   SOLE   0 0 5,948
VANGUARD INDEX FDS SML CP GRW ETF 922908595   556,868 2,600 SH   SOLE   0 0 2,600
VANGUARD INDEX FDS SM CP VAL ETF 922908611   382,776 2,400 SH   SOLE   0 0 2,400
VANGUARD INDEX FDS MID CAP ETF 922908629   769,356 3,695 SH   SOLE   0 0 3,695
VANGUARD INDEX FDS GROWTH ETF 922908736   2,049,103 7,525 SH   SOLE   0 0 7,525
VANGUARD INDEX FDS VALUE ETF 922908744   2,229,158 16,162 SH   SOLE   0 0 16,162
VANGUARD INDEX FDS SMALL CP ETF 922908751   477,324 2,525 SH   SOLE   0 0 2,525
VANGUARD INDEX FDS TOTAL STK MKT 922908769   11,245,272 52,941 SH   SOLE   0 0 52,941
VERIZON COMMUNICATIONS INC COM 92343V104   207,554 6,404 SH   SOLE   0 0 6,404
VIATRIS INC COM 92556V106   151,696 15,385 SH   SOLE   0 0 15,385
VISA INC COM CL A 92826C839   306,833 1,334 SH   SOLE   0 0 1,334
VMWARE INC CL A COM 928563402   278,188 1,671 SH   SOLE   0 0 1,671
WELLS FARGO CO NEW COM 949746101   2,384,508 58,358 SH   SOLE   0 0 58,358
WISDOMTREE TR US AI ENHANCED 97717W406   733,941 8,250 SH   SOLE   0 0 8,250
WORKDAY INC CL A 98138H101   234,616 1,092 SH   SOLE   0 0 1,092
ZOETIS INC CL A 98978V103   694,702 3,993 SH   SOLE   0 0 3,993