The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM 037833100 1,190 6,814 SH   SOLE   0 0 6,814
ARES CAPITAL CORP COM 04010L103 353 16,830 SH   SOLE   0 0 16,830
ENTEGRIS INC COM 29362U104 204 1,552 SH   SOLE   0 0 1,552
INVESCO QQQ TR UNIT SER 1 46090E103 11,940 32,934 SH   SOLE   0 0 32,934
ISHARES INC CORE MSCI EMKT 46434G103 6,611 119,018 SH   SOLE   0 0 119,018
ISHARES TR CORE MSCI EAFE 46432F842 9,685 139,328 SH   SOLE   0 0 139,328
ISHARES TR CORE S&P MCP ETF 464287507 467 1,740 SH   SOLE   0 0 1,740
ISHARES TR CORE S&P500 ETF 464287200 2,016 4,444 SH   SOLE   0 0 4,444
ISHARES TR CORE US AGGBD ET 464287226 41,023 383,034 SH   SOLE   0 0 383,034
ISHARES TR IBOXX INV CP ETF 464287242 606 5,008 SH   SOLE   0 0 5,008
ISHARES TR MSCI USA MIN VOL 46429B697 16,222 209,124 SH   SOLE   0 0 209,124
ISHARES TR MSCI USA MMENTM 46432F396 15,703 93,319 SH   SOLE   0 0 93,319
ISHARES TR S&P 500 GRWT ETF 464287309 13,965 182,841 SH   SOLE   0 0 182,841
SPDR S&P 500 ETF TR TR UNIT 78462F103 214 474 SH   SOLE   0 0 474
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 11,188 103,239 SH   SOLE   0 0 103,239
VANGUARD INDEX FDS TOTAL STK MKT 922908769 229 1,006 SH   SOLE   0 0 1,006
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 18,873 241,684 SH   SOLE   0 0 241,684
VANGUARD WORLD FDS CONSUM DIS ETF 92204A108 10,138 33,215 SH   SOLE   0 0 33,215
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 9,553 37,555 SH   SOLE   0 0 37,555