The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305 281 129 SH   SOLE   0 0 129
APPLE INC COM 037833100 820 5,997 SH   SOLE   0 0 5,997
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 386 1,414 SH   SOLE   0 0 1,414
BLACKROCK CORPOR HI YLD FD I COM 09255P107 145 15,263 SH   SOLE   0 0 15,263
CHEVRON CORP NEW COM 166764100 327 2,256 SH   SOLE   0 0 2,256
CLEVELAND-CLIFFS INC NEW COM 185899101 643 41,841 SH   SOLE   0 0 41,841
COCA COLA CO COM 191216100 335 5,322 SH   SOLE   0 0 5,322
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 954 40,925 SH   SOLE   0 0 40,925
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 419 19,552 SH   SOLE   0 0 19,552
EXXON MOBIL CORP COM 30231G102 823 9,615 SH   SOLE   0 0 9,615
FIDELITY NATL INFORMATION SV COM 31620M106 305 3,326 SH   SOLE   0 0 3,326
INTEL CORP COM 458140100 261 6,973 SH   SOLE   0 0 6,973
INVESCO EXCH TRADED FD TR II S&P500 HDL VOL 46138E362 610 13,813 SH   SOLE   0 0 13,813
ISHARES TR U.S. REAL ES ETF 464287739 2,012 21,871 SH   SOLE   0 0 21,871
ISHARES TR CORE S&P SCP ETF 464287804 5,808 62,847 SH   SOLE   0 0 62,847
ISHARES TR CORE S&P500 ETF 464287200 633 1,670 SH   SOLE   0 0 1,670
ISHARES TR INTL SEL DIV ETF 464288448 1,369 50,400 SH   SOLE   0 0 50,400
ISHARES TR PFD AND INCM SEC 464288687 2,573 78,251 SH   SOLE   0 0 78,251
ISHARES TR CORE S&P MCP ETF 464287507 6,116 27,035 SH   SOLE   0 0 27,035
ISHARES TR CORE HIGH DV ETF 46429B663 2,949 29,362 SH   SOLE   0 0 29,362
ISHARES TR MSCI USA MIN VOL 46429B697 948 13,502 SH   SOLE   0 0 13,502
ISHARES TR CORE MSCI TOTAL 46432F834 2,130 37,350 SH   SOLE   0 0 37,350
ISHARES TR CORE MSCI EAFE 46432F842 2,126 36,120 SH   SOLE   0 0 36,120
ISHARES TR CORE DIV GRWTH 46434V621 3,374 70,824 SH   SOLE   0 0 70,824
ISHARES TR CORE S&P TTL STK 464287150 3,977 47,469 SH   SOLE   0 0 47,469
ISHARES TR S&P 500 VAL ETF 464287408 215 1,563 SH   SOLE   0 0 1,563
ISHARES TR S&P 500 GRWT ETF 464287309 221 3,655 SH   SOLE   0 0 3,655
JOHNSON & JOHNSON COM 478160104 587 3,307 SH   SOLE   0 0 3,307
KIMBERLY-CLARK CORP COM 494368103 237 1,751 SH   SOLE   0 0 1,751
MCDONALDS CORP COM 580135101 258 1,043 SH   SOLE   0 0 1,043
MICROSOFT CORP COM 594918104 2,555 9,950 SH   SOLE   0 0 9,950
NEWMONT CORP COM 651639106 942 15,790 SH   SOLE   0 0 15,790
NVIDIA CORPORATION COM 67066G104 548 3,614 SH   SOLE   0 0 3,614
PFIZER INC COM 717081103 384 7,332 SH   SOLE   0 0 7,332
PIMCO INCOME STRATEGY FD COM 72201H108 142 15,838 SH   SOLE   0 0 15,838
PROSHARES TR SHORT QQQ NEW 74347B714 170 11,810 SH   SOLE   0 0 11,810
QUANTA SVCS INC COM 74762E102 237 1,892 SH   SOLE   0 0 1,892
RAYTHEON TECHNOLOGIES CORP COM 75513E101 565 5,877 SH   SOLE   0 0 5,877
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 1,280 18,246 SH   SOLE   0 0 18,246
SPDR SER TR S&P DIVID ETF 78464A763 366 3,083 SH   SOLE   0 0 3,083
TESLA INC COM 88160R101 219 325 SH   SOLE   0 0 325
TOYOTA MOTOR CORP ADS 892331307 281 1,820 SH   SOLE   0 0 1,820
UNION PAC CORP COM 907818108 346 1,624 SH   SOLE   0 0 1,624
UNITEDHEALTH GROUP INC COM 91324P102 382 743 SH   SOLE   0 0 743
VANGUARD INDEX FDS TOTAL STK MKT 922908769 4,672 24,771 SH   SOLE   0 0 24,771
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 1,262 13,851 SH   SOLE   0 0 13,851
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 6,349 126,669 SH   SOLE   0 0 126,669
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 2,167 15,101 SH   SOLE   0 0 15,101
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 380 3,733 SH   SOLE   0 0 3,733
WALMART INC COM 931142103 306 2,519 SH   SOLE   0 0 2,519
WEC ENERGY GROUP INC COM 92939U106 344 3,418 SH   SOLE   0 0 3,418
WHEATON PRECIOUS METALS CORP COM 962879102 751 20,855 SH   SOLE   0 0 20,855
WP CAREY INC COM 92936U109 543 6,549 SH   SOLE   0 0 6,549