The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305 305 114 SH   SOLE   0 0 114
APPLE INC COM 037833100 676 4,778 SH   SOLE   0 0 4,778
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 490 1,797 SH   SOLE   0 0 1,797
CLEVELAND-CLIFFS INC NEW COM 185899101 930 46,936 SH   SOLE   0 0 46,936
COHEN & STEERS INFRASTRUCTUR COM 19248A109 443 16,332 SH   SOLE   0 0 16,332
CSX CORP COM 126408103 204 6,876 SH   SOLE   0 0 6,876
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 960 36,119 SH   SOLE   0 0 36,119
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 478 18,479 SH   SOLE   0 0 18,479
EXXON MOBIL CORP COM 30231G102 243 4,140 SH   SOLE   0 0 4,140
GENERAL DYNAMICS CORP COM 369550108 219 1,118 SH   SOLE   0 0 1,118
HIGH INCOME SECS FD SHS BEN INT 42968F108 102 11,591 SH   SOLE   0 0 11,591
ISHARES TR U.S. REAL ES ETF 464287739 638 6,233 SH   SOLE   0 0 6,233
ISHARES TR CORE S&P SCP ETF 464287804 5,866 53,726 SH   SOLE   0 0 53,726
ISHARES TR INTL SEL DIV ETF 464288448 638 20,966 SH   SOLE   0 0 20,966
ISHARES TR CORE S&P500 ETF 464287200 1,011 2,346 SH   SOLE   0 0 2,346
ISHARES TR CORE S&P MCP ETF 464287507 2,070 7,869 SH   SOLE   0 0 7,869
ISHARES TR CORE MSCI EAFE 46432F842 1,247 16,798 SH   SOLE   0 0 16,798
ISHARES TR S&P 500 VAL ETF 464287408 352 2,417 SH   SOLE   0 0 2,417
ISHARES TR CORE S&P TTL STK 464287150 1,561 15,868 SH   SOLE   0 0 15,868
ISHARES TR S&P 500 GRWT ETF 464287309 365 4,939 SH   SOLE   0 0 4,939
JOHNSON & JOHNSON COM 478160104 473 2,931 SH   SOLE   0 0 2,931
MICROSOFT CORP COM 594918104 3,003 10,653 SH   SOLE   0 0 10,653
NEWMONT CORP COM 651639106 650 11,972 SH   SOLE   0 0 11,972
NICOLET BANKSHARES INC COM 65406E102 220 2,966 SH   SOLE   0 0 2,966
NVIDIA CORPORATION COM 67066G104 245 1,180 SH   SOLE   0 0 1,180
PFIZER INC COM 717081103 217 5,042 SH   SOLE   0 0 5,042
PHILIP MORRIS INTL INC COM 718172109 245 2,584 SH   SOLE   0 0 2,584
SPDR SER TR S&P DIVID ETF 78464A763 302 2,567 SH   SOLE   0 0 2,567
TEMPLETON GLOBAL INCOME FD COM 880198106 488 90,714 SH   SOLE   0 0 90,714
THERMO FISHER SCIENTIFIC INC COM 883556102 210 368 SH   SOLE   0 0 368
TOYOTA MOTOR CORP SP ADR REP2COM 892331307 489 2,749 SH   SOLE   0 0 2,749
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 4,891 59,691 SH   SOLE   0 0 59,691
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 314 3,085 SH   SOLE   0 0 3,085
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 1,303 8,485 SH   SOLE   0 0 8,485
WALMART INC COM 931142103 378 2,709 SH   SOLE   0 0 2,709
WHEATON PRECIOUS METALS CORP COM 962879102 677 18,016 SH   SOLE   0 0 18,016
WP CAREY INC COM 92936U109 655 8,971 SH   SOLE   0 0 8,971