The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 953 9,851 SH   SOLE Discretionary 0 0 9,851
ABBVIE INC COM 00287Y109 1,493 11,127 SH   SOLE Discretionary 0 0 11,127
ABIOMED INC COM 003654100 343 1,398 SH   SOLE Discretionary 0 0 1,398
ADOBE SYSTEMS INCORPORATED COM 00724F101 525 1,909 SH   SOLE Discretionary 0 0 1,909
ALIGN TECHNOLOGY INC COM 016255101 236 1,141 SH   SOLE Discretionary 0 0 1,141
ALPHABET INC CAP STK CL A 02079K305 886 9,260 SH   SOLE Discretionary 0 0 9,260
ALPHABET INC CAP STK CL C 02079K107 1,957 20,355 SH   SOLE Discretionary 0 0 20,355
AMAZON COM INC COM 023135106 6,168 54,580 SH   SOLE Discretionary 0 0 54,580
AMERICAN EXPRESS CO COM 025816109 222 1,649 SH   SOLE Discretionary 0 0 1,649
AMERICAN TOWER CORP NEW COM 03027X100 377 1,757 SH   SOLE Discretionary 0 0 1,757
APPLE INC COM 037833100 9,222 66,727 SH   SOLE Discretionary 0 0 66,727
ARISTA NETWORKS INC COM 040413106 372 3,295 SH   SOLE Discretionary 0 0 3,295
ARK ETF TR FINTECH INNOVA 00214Q708 280 18,212 SH   SOLE Discretionary 0 0 18,212
ASML HOLDING N V N Y REGISTRY SHS N07059210 929 2,236 SH   SOLE Discretionary 0 0 2,236
AT&T INC COM 00206R102 301 19,605 SH   SOLE Discretionary 0 0 19,605
BECTON DICKINSON & CO COM 075887109 679 3,046 SH   SOLE Discretionary 0 0 3,046
BERKSHIRE HATHAWAY INC DEL CL A 084670108 406 1 SH   SOLE Discretionary 0 0 1
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 772 2,893 SH   SOLE Discretionary 0 0 2,893
BGC PARTNERS INC CL A 05541T101 32 10,250 SH   SOLE Discretionary 0 0 10,250
BK OF AMERICA CORP COM 060505104 463 15,330 SH   SOLE Discretionary 0 0 15,330
BLACKROCK INC COM 09247X101 822 1,493 SH   SOLE Discretionary 0 0 1,493
BLACKSTONE INC COM 09260D107 824 9,848 SH   SOLE Discretionary 0 0 9,848
BOOKING HOLDINGS INC COM 09857L108 209 127 SH   SOLE Discretionary 0 0 127
BORGWARNER INC COM 099724106 227 7,229 SH   SOLE Discretionary 0 0 7,229
BOSTON SCIENTIFIC CORP COM 101137107 383 9,878 SH   SOLE Discretionary 0 0 9,878
BRISTOL-MYERS SQUIBB CO COM 110122108 413 5,803 SH   SOLE Discretionary 0 0 5,803
BROADCOM INC COM 11135F101 2,597 5,849 SH   SOLE Discretionary 0 0 5,849
CAPITAL ONE FINL CORP COM 14040H105 369 4,000 SH   SOLE Discretionary 0 0 4,000
CATERPILLAR INC COM 149123101 359 2,188 SH   SOLE Discretionary 0 0 2,188
CHEVRON CORP NEW COM 166764100 1,259 8,765 SH   SOLE Discretionary 0 0 8,765
CHIPOTLE MEXICAN GRILL INC COM 169656105 765 509 SH   SOLE Discretionary 0 0 509
CHUBB LIMITED COM H1467J104 819 4,484 SH   SOLE Discretionary 0 0 4,484
CIGNA CORP NEW COM 125523100 868 3,128 SH   SOLE Discretionary 0 0 3,128
CISCO SYS INC COM 17275R102 334 8,360 SH   SOLE Discretionary 0 0 8,360
CITIGROUP INC COM NEW 172967424 446 10,714 SH   SOLE Discretionary 0 0 10,714
CME GROUP INC COM 12572Q105 938 5,298 SH   SOLE Discretionary 0 0 5,298
COCA COLA CO COM 191216100 1,098 19,455 SH   SOLE Discretionary 0 0 19,455
COMCAST CORP NEW CL A 20030N101 907 30,916 SH   SOLE Discretionary 0 0 30,916
CONOCOPHILLIPS COM 20825C104 293 2,824 SH   SOLE Discretionary 0 0 2,824
COSTAR GROUP INC COM 22160N109 967 13,888 SH   SOLE Discretionary 0 0 13,888
COSTCO WHSL CORP NEW COM 22160K105 1,314 2,782 SH   SOLE Discretionary 0 0 2,782
CROWDSTRIKE HLDGS INC CL A 22788C105 407 2,471 SH   SOLE Discretionary 0 0 2,471
CSX CORP COM 126408103 682 25,599 SH   SOLE Discretionary 0 0 25,599
CVS HEALTH CORP COM 126650100 760 7,973 SH   SOLE Discretionary 0 0 7,973
DEXCOM INC COM 252131107 438 5,442 SH   SOLE Discretionary 0 0 5,442
DISNEY WALT CO COM 254687106 673 7,137 SH   SOLE Discretionary 0 0 7,137
DOCUSIGN INC COM 256163106 458 8,572 SH   SOLE Discretionary 0 0 8,572
DOW INC COM 260557103 765 17,419 SH   SOLE Discretionary 0 0 17,419
EDWARDS LIFESCIENCES CORP COM 28176E108 373 4,509 SH   SOLE Discretionary 0 0 4,509
ELANCO ANIMAL HEALTH INC COM 28414H103 129 10,414 SH   SOLE Discretionary 0 0 10,414
ELECTRONIC ARTS INC COM 285512109 454 3,924 SH   SOLE Discretionary 0 0 3,924
ENBRIDGE INC COM 29250N105 421 11,351 SH   SOLE Discretionary 0 0 11,351
EXXON MOBIL CORP COM 30231G102 2,595 29,724 SH   SOLE Discretionary 0 0 29,724
FASTENAL CO COM 311900104 375 8,146 SH   SOLE Discretionary 0 0 8,146
FIRST REP BK SAN FRANCISCO C COM 33616C100 257 1,966 SH   SOLE Discretionary 0 0 1,966
FIRST TR EXCH TRADED FD III SHRT DUR MNG MUN 33739P830 4,554 233,588 SH   SOLE Discretionary 0 0 233,588
FIRST TR EXCH TRADED FD III MANAGD MUN ETF 33739N108 4,220 86,613 SH   SOLE Discretionary 0 0 86,613
FIRST TR EXCHANGE-TRADED FD FST LOW OPPT EFT 33739Q200 6,424 135,674 SH   SOLE Discretionary 0 0 135,674
FORD MTR CO DEL COM 345370860 119 10,596 SH   SOLE Discretionary 0 0 10,596
FORTINET INC COM 34959E109 274 5,585 SH   SOLE Discretionary 0 0 5,585
FRONTLINE LTD SHS NEW G3682E192 146 13,150 SH   SOLE Discretionary 0 0 13,150
GARTNER INC COM 366651107 201 726 SH   SOLE Discretionary 0 0 726
GENERAL MTRS CO COM 37045V100 664 20,702 SH   SOLE Discretionary 0 0 20,702
GILEAD SCIENCES INC COM 375558103 778 12,609 SH   SOLE Discretionary 0 0 12,609
GLOBAL X FDS LITHIUM BTRY ETF 37954Y855 810 12,250 SH   SOLE Discretionary 0 0 12,250
GUIDEWIRE SOFTWARE INC COM 40171V100 269 4,374 SH   SOLE Discretionary 0 0 4,374
HERCULES CAPITAL INC COM 427096508 156 13,455 SH   SOLE Discretionary 0 0 13,455
HILTON WORLDWIDE HLDGS INC COM 43300A203 462 3,832 SH   SOLE Discretionary 0 0 3,832
HOME DEPOT INC COM 437076102 1,810 6,558 SH   SOLE Discretionary 0 0 6,558
HONEYWELL INTL INC COM 438516106 960 5,750 SH   SOLE Discretionary 0 0 5,750
HUMANA INC COM 444859102 1,137 2,343 SH   SOLE Discretionary 0 0 2,343
ICICI BANK LIMITED ADR 45104G104 343 16,351 SH   SOLE Discretionary 0 0 16,351
IDEX CORP COM 45167R104 287 1,437 SH   SOLE Discretionary 0 0 1,437
INDEPENDENCE RLTY TR INC COM 45378A106 177 10,600 SH   SOLE Discretionary 0 0 10,600
INTEL CORP COM 458140100 674 26,147 SH   SOLE Discretionary 0 0 26,147
INTERCONTINENTAL EXCHANGE IN COM 45866F104 658 7,278 SH   SOLE Discretionary 0 0 7,278
INTERNATIONAL BUSINESS MACHS COM 459200101 470 3,957 SH   SOLE Discretionary 0 0 3,957
INTUIT COM 461202103 410 1,060 SH   SOLE Discretionary 0 0 1,060
INTUITIVE SURGICAL INC COM NEW 46120E602 766 4,087 SH   SOLE Discretionary 0 0 4,087
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 279 4,829 SH   SOLE Discretionary 0 0 4,829
INVESCO EXCH TRADED FD TR II NASDAQNXTGEN100 46138G631 557 25,150 SH   SOLE Discretionary 0 0 25,150
INVESCO QQQ TR UNIT SER 1 46090E103 4,523 16,922 SH   SOLE Discretionary 0 0 16,922
ISHARES TR 3 7 YR TREAS BD 464288661 514 4,500 SH   SOLE Discretionary 0 0 4,500
ISHARES TR NATIONAL MUN ETF 464288414 11,247 109,645 SH   SOLE Discretionary 0 0 109,645
ISHARES TR RUS 1000 VAL ETF 464287598 14,986 110,196 SH   SOLE Discretionary 0 0 110,196
ISHARES TR SHRT NAT MUN ETF 464288158 14,025 136,619 SH   SOLE Discretionary 0 0 136,619
ISHARES TR CORE S&P SCP ETF 464287804 8,801 100,938 SH   SOLE Discretionary 0 0 100,938
ISHARES TR RUSSELL 2000 ETF 464287655 7,027 42,611 SH   SOLE Discretionary 0 0 42,611
ISHARES TR RUS 1000 GRW ETF 464287614 21,505 102,211 SH   SOLE Discretionary 0 0 102,211
ISHARES TR CORE US AGGBD ET 464287226 759 7,878 SH   SOLE Discretionary 0 0 7,878
ISHARES TR CORE S&P MCP ETF 464287507 30,250 137,962 SH   SOLE Discretionary 0 0 137,962
ISHARES TR RUS MID CAP ETF 464287499 695 11,184 SH   SOLE Discretionary 0 0 11,184
ISHARES TR MSCI EAFE ETF 464287465 3,736 66,710 SH   SOLE Discretionary 0 0 66,710
ISHARES TR 1 3 YR TREAS BD 464287457 2,271 27,966 SH   SOLE Discretionary 0 0 27,966
ISHARES TR TIPS BD ETF 464287176 284 2,710 SH   SOLE Discretionary 0 0 2,710
ISHARES TR US AER DEF ETF 464288760 214 2,350 SH   SOLE Discretionary 0 0 2,350
ISHARES TR CORE MSCI EAFE 46432F842 13,637 258,905 SH   SOLE Discretionary 0 0 258,905
ISHARES TR SHORT TREAS BD 464288679 1,996 18,143 SH   SOLE Discretionary 0 0 18,143
ISHARES TR PFD AND INCM SEC 464288687 648 20,467 SH   SOLE Discretionary 0 0 20,467
JOHNSON & JOHNSON COM 478160104 624 3,823 SH   SOLE Discretionary 0 0 3,823
JPMORGAN CHASE & CO COM 46625H100 2,583 24,722 SH   SOLE Discretionary 0 0 24,722
KEYSIGHT TECHNOLOGIES INC COM 49338L103 391 2,482 SH   SOLE Discretionary 0 0 2,482
L3HARRIS TECHNOLOGIES INC COM 502431109 299 1,440 SH   SOLE Discretionary 0 0 1,440
LABORATORY CORP AMER HLDGS COM NEW 50540R409 210 1,026 SH   SOLE Discretionary 0 0 1,026
LILLY ELI & CO COM 532457108 227 703 SH   SOLE Discretionary 0 0 703
LLOYDS BANKING GROUP PLC SPONSORED ADR 539439109 23 12,700 SH   SOLE Discretionary 0 0 12,700
LOWES COS INC COM 548661107 284 1,511 SH   SOLE Discretionary 0 0 1,511
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100 534 7,097 SH   SOLE Discretionary 0 0 7,097
MARKETAXESS HLDGS INC COM 57060D108 435 1,957 SH   SOLE Discretionary 0 0 1,957
MARSH & MCLENNAN COS INC COM 571748102 1,320 8,842 SH   SOLE Discretionary 0 0 8,842
MARVELL TECHNOLOGY INC COM 573874104 219 5,103 SH   SOLE Discretionary 0 0 5,103
MASTERCARD INCORPORATED CL A 57636Q104 762 2,678 SH   SOLE Discretionary 0 0 2,678
MCDONALDS CORP COM 580135101 250 1,081 SH   SOLE Discretionary 0 0 1,081
MEDTRONIC PLC SHS G5960L103 272 3,346 SH   SOLE Discretionary 0 0 3,346
MERCADOLIBRE INC COM 58733R102 269 325 SH   SOLE Discretionary 0 0 325
MERCK & CO INC COM 58933Y105 1,176 13,550 SH   SOLE Discretionary 0 0 13,550
META PLATFORMS INC CL A 30303M102 1,007 7,420 SH   SOLE Discretionary 0 0 7,420
MICROCHIP TECHNOLOGY INC. COM 595017104 353 5,787 SH   SOLE Discretionary 0 0 5,787
MICROSOFT CORP COM 594918104 8,186 35,150 SH   SOLE Discretionary 0 0 35,150
MIDDLEBY CORP COM 596278101 367 2,867 SH   SOLE Discretionary 0 0 2,867
MONDELEZ INTL INC CL A 609207105 230 4,172 SH   SOLE Discretionary 0 0 4,172
MONOLITHIC PWR SYS INC COM 609839105 474 1,302 SH   SOLE Discretionary 0 0 1,302
MORGAN STANLEY COM NEW 617446448 491 6,212 SH   SOLE Discretionary 0 0 6,212
NETFLIX INC COM 64110L106 263 1,119 SH   SOLE Discretionary 0 0 1,119
NIKE INC CL B 654106103 286 3,433 SH   SOLE Discretionary 0 0 3,433
NOKIA CORP SPONSORED ADR 654902204 159 37,158 SH   SOLE Discretionary 0 0 37,158
NORFOLK SOUTHN CORP COM 655844108 217 1,035 SH   SOLE Discretionary 0 0 1,035
NUVEEN NEW JERSEY QULT MUN F COM 67069Y102 205 18,495 SH   SOLE Discretionary 0 0 18,495
NVIDIA CORPORATION COM 67066G104 1,422 11,717 SH   SOLE Discretionary 0 0 11,717
PACCAR INC COM 693718108 570 6,810 SH   SOLE Discretionary 0 0 6,810
PALO ALTO NETWORKS INC COM 697435105 310 1,890 SH   SOLE Discretionary 0 0 1,890
PAYPAL HLDGS INC COM 70450Y103 539 6,261 SH   SOLE Discretionary 0 0 6,261
PFIZER INC COM 717081103 467 10,670 SH   SOLE Discretionary 0 0 10,670
PHILLIPS EDISON & CO INC COMMON STOCK 71844V201 4,994 177,424 SH   SOLE Discretionary 0 0 177,424
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 668 6,762 SH   SOLE Discretionary 0 0 6,762
PIMCO ETF TR 0-5 HIGH YIELD 72201R783 5,412 61,952 SH   SOLE Discretionary 0 0 61,952
PNC FINL SVCS GROUP INC COM 693475105 889 5,952 SH   SOLE Discretionary 0 0 5,952
PROCTER AND GAMBLE CO COM 742718109 696 5,513 SH   SOLE Discretionary 0 0 5,513
PROSHARES TR S&P 500 DV ARIST 74348A467 258 3,221 SH   SOLE Discretionary 0 0 3,221
PUBLIC SVC ENTERPRISE GRP IN COM 744573106 564 10,036 SH   SOLE Discretionary 0 0 10,036
REALTY INCOME CORP COM 756109104 319 5,459 SH   SOLE Discretionary 0 0 5,459
ROYAL GOLD INC COM 780287108 282 3,010 SH   SOLE Discretionary 0 0 3,010
RPM INTL INC COM 749685103 250 2,999 SH   SOLE Discretionary 0 0 2,999
SALESFORCE INC COM 79466L302 667 4,636 SH   SOLE Discretionary 0 0 4,636
SCHWAB CHARLES CORP COM 808513105 474 6,599 SH   SOLE Discretionary 0 0 6,599
SEAGEN INC COM 81181C104 218 1,593 SH   SOLE Discretionary 0 0 1,593
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 3,140 25,931 SH   SOLE Discretionary 0 0 25,931
SELECT SECTOR SPDR TR ENERGY 81369Y506 777 10,786 SH   SOLE Discretionary 0 0 10,786
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 1,608 52,968 SH   SOLE Discretionary 0 0 52,968
SELECTIVE INS GROUP INC COM 816300107 203 2,499 SH   SOLE Discretionary 0 0 2,499
SHERWIN WILLIAMS CO COM 824348106 230 1,123 SH   SOLE Discretionary 0 0 1,123
SIMON PPTY GROUP INC NEW COM 828806109 225 2,504 SH   SOLE Discretionary 0 0 2,504
SMITH A O CORP COM 831865209 227 4,671 SH   SOLE Discretionary 0 0 4,671
SORRENTO THERAPEUTICS INC COM NEW 83587F202 63 40,250 SH   SOLE Discretionary 0 0 40,250
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 2,497 8,692 SH   SOLE Discretionary 0 0 8,692
SPDR S&P 500 ETF TR TR UNIT 78462F103 5,429 15,200 SH   SOLE Discretionary 0 0 15,200
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 4,693 11,683 SH   SOLE Discretionary 0 0 11,683
SPDR SER TR S&P DIVID ETF 78464A763 251 2,249 SH   SOLE Discretionary 0 0 2,249
STMICROELECTRONICS N V NY REGISTRY 861012102 215 6,954 SH   SOLE Discretionary 0 0 6,954
SVB FINANCIAL GROUP COM 78486Q101 273 814 SH   SOLE Discretionary 0 0 814
T-MOBILE US INC COM 872590104 211 1,576 SH   SOLE Discretionary 0 0 1,576
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 320 4,638 SH   SOLE Discretionary 0 0 4,638
TERADYNE INC COM 880770102 366 4,875 SH   SOLE Discretionary 0 0 4,875
TESLA INC COM 88160R101 1,207 4,549 SH   SOLE Discretionary 0 0 4,549
TEXAS INSTRS INC COM 882508104 688 4,442 SH   SOLE Discretionary 0 0 4,442
TRANSUNION COM 89400J107 270 4,540 SH   SOLE Discretionary 0 0 4,540
TREX CO INC COM 89531P105 231 5,266 SH   SOLE Discretionary 0 0 5,266
TRUIST FINL CORP COM 89832Q109 406 9,325 SH   SOLE Discretionary 0 0 9,325
TWILIO INC CL A 90138F102 523 7,565 SH   SOLE Discretionary 0 0 7,565
TWITTER INC COM 90184L102 334 7,626 SH   SOLE Discretionary 0 0 7,626
TYLER TECHNOLOGIES INC COM 902252105 307 884 SH   SOLE Discretionary 0 0 884
ULTA BEAUTY INC COM 90384S303 377 939 SH   SOLE Discretionary 0 0 939
UNION PAC CORP COM 907818108 734 3,770 SH   SOLE Discretionary 0 0 3,770
UNITEDHEALTH GROUP INC COM 91324P102 340 674 SH   SOLE Discretionary 0 0 674
UNIVERSAL DISPLAY CORP COM 91347P105 220 2,331 SH   SOLE Discretionary 0 0 2,331
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505 457 2,188 SH   SOLE Discretionary 0 0 2,188
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 274 3,662 SH   SOLE Discretionary 0 0 3,662
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 293 6,140 SH   SOLE Discretionary 0 0 6,140
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 407 5,076 SH   SOLE Discretionary 0 0 5,076
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 34,709 105,252 SH   SOLE Discretionary 0 0 105,252
VANGUARD INDEX FDS GROWTH ETF 922908736 32,279 150,870 SH   SOLE Discretionary 0 0 150,870
VANGUARD INDEX FDS VALUE ETF 922908744 32,808 265,694 SH   SOLE Discretionary 0 0 265,694
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 399 10,944 SH   SOLE Discretionary 0 0 10,944
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 18,634 250,864 SH   SOLE Discretionary 0 0 250,864
VANGUARD SCOTTSDALE FDS VNG RUS1000VAL 92206C714 255 4,250 SH   SOLE Discretionary 0 0 4,250
VERIZON COMMUNICATIONS INC COM 92343V104 1,013 26,675 SH   SOLE Discretionary 0 0 26,675
VISA INC COM CL A 92826C839 1,126 6,337 SH   SOLE Discretionary 0 0 6,337
WASTE MGMT INC DEL COM 94106L109 208 1,301 SH   SOLE Discretionary 0 0 1,301
WISDOMTREE TR EM EX ST-OWNED 97717X578 284 11,541 SH   SOLE Discretionary 0 0 11,541
WISDOMTREE TR US S CAP QTY DIV 97717X651 215 5,988 SH   SOLE Discretionary 0 0 5,988
WISDOMTREE TR US QTLY DIV GRT 97717X669 483 8,964 SH   SOLE Discretionary 0 0 8,964
WISDOMTREE TR US MULTIFACTOR 97717Y857 218 6,392 SH   SOLE Discretionary 0 0 6,392
WISDOMTREE TR US MIDCAP DIVID 97717W505 249 6,609 SH   SOLE Discretionary 0 0 6,609
ZENDESK INC COM 98936J101 237 3,112 SH   SOLE Discretionary 0 0 3,112
ZOETIS INC CL A 98978V103 432 2,916 SH   SOLE Discretionary 0 0 2,916