The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 217 1,220 SH   SOLE   0 0 1,220
ABBOTT LABS COM 002824100 415 2,949 SH   SOLE   0 0 2,949
ABBVIE INC COM 00287Y109 1,449 10,700 SH   SOLE   0 0 10,700
ADOBE SYSTEMS INCORPORATED COM 00724F101 443 782 SH   SOLE   0 0 782
ALPHABET INC CAP STK CL C 02079K107 1,152 398 SH   SOLE   0 0 398
ALPHABET INC CAP STK CL A 02079K305 662 228 SH   SOLE   0 0 228
AMAZON COM INC COM 023135106 2,741 822 SH   SOLE   0 0 822
AMERICAN TOWER CORP NEW COM 03027X100 224 763 SH   SOLE   0 0 763
APPLE INC COM 037833100 9,585 53,980 SH   SOLE   0 0 53,980
ARK ETF TR FINTECH INNOVA 00214Q708 440 10,764 SH   SOLE   0 0 10,764
AT&T INC COM 00206R102 446 18,125 SH   SOLE   0 0 18,125
BALL CORP COM 058498106 263 2,735 SH   SOLE   0 0 2,735
BECTON DICKINSON & CO COM 075887109 685 2,723 SH   SOLE   0 0 2,723
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 859 2,872 SH   SOLE   0 0 2,872
BK OF AMERICA CORP COM 060505104 446 10,024 SH   SOLE   0 0 10,024
BLACKSTONE INC COM 09260D107 445 3,440 SH   SOLE   0 0 3,440
BLOCK INC CL A 852234103 249 1,543 SH   SOLE   0 0 1,543
BRISTOL-MYERS SQUIBB CO COM 110122108 400 6,408 SH   SOLE   0 0 6,408
BROADCOM INC COM 11135F101 244 367 SH   SOLE   0 0 367
BROOKFIELD ASSET MGMT INC CL A LTD VT SH 112585104 296 4,899 SH   SOLE   0 0 4,899
CATERPILLAR INC COM 149123101 292 1,412 SH   SOLE   0 0 1,412
CHEVRON CORP NEW COM 166764100 606 5,161 SH   SOLE   0 0 5,161
CISCO SYS INC COM 17275R102 388 6,117 SH   SOLE   0 0 6,117
COSTCO WHSL CORP NEW COM 22160K105 692 1,220 SH   SOLE   0 0 1,220
CROWDSTRIKE HLDGS INC CL A 22788C105 223 1,088 SH   SOLE   0 0 1,088
DISNEY WALT CO COM 254687106 626 4,044 SH   SOLE   0 0 4,044
EXXON MOBIL CORP COM 30231G102 1,710 27,939 SH   SOLE   0 0 27,939
FIRST TR EXCH TRADED FD III MANAGD MUN ETF 33739N108 618 10,846 SH   SOLE   0 0 10,846
FIRST TR EXCH TRADED FD III SHRT DUR MNG MUN 33739P830 757 36,392 SH   SOLE   0 0 36,392
FIRST TR EXCHANGE-TRADED FD FST LOW OPPT EFT 33739Q200 5,743 114,875 SH   SOLE   0 0 114,875
FORTINET INC COM 34959E109 340 947 SH   SOLE   0 0 947
GARTNER INC COM 366651107 243 726 SH   SOLE   0 0 726
GLOBAL X FDS LITHIUM BTRY ETF 37954Y855 858 10,140 SH   SOLE   0 0 10,140
HILTON WORLDWIDE HLDGS INC COM 43300A203 582 3,734 SH   SOLE   0 0 3,734
HOME DEPOT INC COM 437076102 1,019 2,455 SH   SOLE   0 0 2,455
INDEPENDENCE RLTY TR INC COM 45378A106 613 23,700 SH   SOLE   0 0 23,700
INTERNATIONAL BUSINESS MACHS COM 459200101 584 4,369 SH   SOLE   0 0 4,369
INTUITIVE SURGICAL INC COM NEW 46120E602 317 883 SH   SOLE   0 0 883
INVESCO EXCH TRADED FD TR II NASDAQNXTGEN100 46138G631 628 18,704 SH   SOLE   0 0 18,704
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 391 5,691 SH   SOLE   0 0 5,691
INVESCO QQQ TR UNIT SER 1 46090E103 6,383 16,045 SH   SOLE   0 0 16,045
ISHARES TR RUS 1000 GRW ETF 464287614 31,629 103,502 SH   SOLE   0 0 103,502
ISHARES TR RUSSELL 3000 ETF 464287689 206 741 SH   SOLE   0 0 741
ISHARES TR IBOXX INV CP ETF 464287242 6,464 48,778 SH   SOLE   0 0 48,778
ISHARES TR RUSSELL 2000 ETF 464287655 11,103 49,914 SH   SOLE   0 0 49,914
ISHARES TR CORE US AGGBD ET 464287226 2,940 25,770 SH   SOLE   0 0 25,770
ISHARES TR RUS 1000 VAL ETF 464287598 18,014 107,269 SH   SOLE   0 0 107,269
ISHARES TR CORE S&P MCP ETF 464287507 30,535 107,868 SH   SOLE   0 0 107,868
ISHARES TR CORE S&P500 ETF 464287200 213 446 SH   SOLE   0 0 446
ISHARES TR TIPS BD ETF 464287176 210 1,624 SH   SOLE   0 0 1,624
ISHARES TR CORE S&P SCP ETF 464287804 11,876 103,708 SH   SOLE   0 0 103,708
ISHARES TR MSCI EAFE ETF 464287465 9,069 115,024 SH   SOLE   0 0 115,024
ISHARES TR SHRT NAT MUN ETF 464288158 919 8,557 SH   SOLE   0 0 8,557
ISHARES TR NATIONAL MUN ETF 464288414 2,130 18,317 SH   SOLE   0 0 18,317
ISHARES TR ISHS 1-5YR INVS 464288646 214 3,966 SH   SOLE   0 0 3,966
ISHARES TR SHORT TREAS BD 464288679 2,573 23,303 SH   SOLE   0 0 23,303
ISHARES TR PFD AND INCM SEC 464288687 682 17,290 SH   SOLE   0 0 17,290
ISHARES TR MSCI EAFE MIN VL 46429B689 403 5,246 SH   SOLE   0 0 5,246
ISHARES TR CORE MSCI EAFE 46432F842 6,881 92,052 SH   SOLE   0 0 92,052
ISHARES TR JPMORGAN USD EMG 464288281 2,872 26,335 SH   SOLE   0 0 26,335
ISHARES TR RUS MID CAP ETF 464287499 1,023 12,320 SH   SOLE   0 0 12,320
J P MORGAN EXCHANGE-TRADED F HIGH YLD RESRCH 46641Q878 3,040 58,505 SH   SOLE   0 0 58,505
JOHNSON & JOHNSON COM 478160104 613 3,583 SH   SOLE   0 0 3,583
JPMORGAN CHASE & CO COM 46625H100 1,882 11,883 SH   SOLE   0 0 11,883
KKR & CO INC COM 48251W104 250 3,351 SH   SOLE   0 0 3,351
LOWES COS INC COM 548661107 380 1,471 SH   SOLE   0 0 1,471
MARRIOTT INTL INC NEW CL A 571903202 204 1,235 SH   SOLE   0 0 1,235
MEDTRONIC PLC SHS G5960L103 353 3,395 SH   SOLE   0 0 3,395
MERCK & CO INC COM 58933Y105 699 9,034 SH   SOLE   0 0 9,034
META PLATFORMS INC CL A 30303M102 790 2,349 SH   SOLE   0 0 2,349
MICROSOFT CORP COM 594918104 3,698 10,995 SH   SOLE   0 0 10,995
MORGAN STANLEY COM NEW 617446448 645 6,567 SH   SOLE   0 0 6,567
NETFLIX INC COM 64110L106 200 333 SH   SOLE   0 0 333
NUVEEN NEW JERSEY QULT MUN F COM 67069Y102 247 16,079 SH   SOLE   0 0 16,079
NVIDIA CORPORATION COM 67066G104 1,817 6,177 SH   SOLE   0 0 6,177
PAYPAL HLDGS INC COM 70450Y103 457 2,422 SH   SOLE   0 0 2,422
PFIZER INC COM 717081103 486 8,226 SH   SOLE   0 0 8,226
PIMCO ETF TR 0-5 HIGH YIELD 72201R783 2,888 29,063 SH   SOLE   0 0 29,063
PROCTER AND GAMBLE CO COM 742718109 497 3,041 SH   SOLE   0 0 3,041
PROSHARES TR S&P 500 DV ARIST 74348A467 280 2,856 SH   SOLE   0 0 2,856
PUBLIC STORAGE COM 74460D109 276 737 SH   SOLE   0 0 737
PUBLIC SVC ENTERPRISE GRP IN COM 744573106 748 11,209 SH   SOLE   0 0 11,209
REALTY INCOME CORP COM 756109104 363 5,053 SH   SOLE   0 0 5,053
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 1,898 48,608 SH   SOLE   0 0 48,608
SELECT SECTOR SPDR TR ENERGY 81369Y506 519 9,348 SH   SOLE   0 0 9,348
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 3,248 23,054 SH   SOLE   0 0 23,054
SELECTIVE INS GROUP INC COM 816300107 203 2,473 SH   SOLE   0 0 2,473
SHOPIFY INC CL A 82509L107 576 418 SH   SOLE   0 0 418
SIMON PPTY GROUP INC NEW COM 828806109 389 2,436 SH   SOLE   0 0 2,436
SIRIUS XM HOLDINGS INC COM 82968B103 68 10,717 SH   SOLE   0 0 10,717
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 3,289 9,053 SH   SOLE   0 0 9,053
SPDR S&P 500 ETF TR TR UNIT 78462F103 6,046 12,730 SH   SOLE   0 0 12,730
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 5,212 10,068 SH   SOLE   0 0 10,068
STARBUCKS CORP COM 855244109 249 2,132 SH   SOLE   0 0 2,132
TE CONNECTIVITY LTD SHS H84989104 206 1,275 SH   SOLE   0 0 1,275
TESLA INC COM 88160R101 1,731 1,638 SH   SOLE   0 0 1,638
TEXAS INSTRS INC COM 882508104 326 1,732 SH   SOLE   0 0 1,732
UNION PAC CORP COM 907818108 217 863 SH   SOLE   0 0 863
VANECK ETF TRUST INTRMDT MUNI ETF 92189H201 753 14,685 SH   SOLE   0 0 14,685
VANECK ETF TRUST VANECK SHRT MUNI 92189F528 773 43,146 SH   SOLE   0 0 43,146
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505 733 2,429 SH   SOLE   0 0 2,429
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 468 5,794 SH   SOLE   0 0 5,794
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 1,135 20,569 SH   SOLE   0 0 20,569
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 786 6,778 SH   SOLE   0 0 6,778
VANGUARD INDEX FDS VALUE ETF 922908744 30,370 206,443 SH   SOLE   0 0 206,443
VANGUARD INDEX FDS GROWTH ETF 922908736 31,164 97,113 SH   SOLE   0 0 97,113
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 32,657 74,805 SH   SOLE   0 0 74,805
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,405 28,409 SH   SOLE   0 0 28,409
VANGUARD SCOTTSDALE FDS VNG RUS1000VAL 92206C714 287 3,897 SH   SOLE   0 0 3,897
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 6,515 80,173 SH   SOLE   0 0 80,173
VANGUARD WORLD FDS INF TECH ETF 92204A702 269 588 SH   SOLE   0 0 588
VERIZON COMMUNICATIONS INC COM 92343V104 445 8,572 SH   SOLE   0 0 8,572
VISA INC COM CL A 92826C839 338 1,559 SH   SOLE   0 0 1,559
WALMART INC COM 931142103 289 1,987 SH   SOLE   0 0 1,987
WISDOMTREE TR US LARGECAP FUND 97717W588 221 4,387 SH   SOLE   0 0 4,387
WISDOMTREE TR YIELD ENHANCD US 97717X511 230 4,454 SH   SOLE   0 0 4,454
WISDOMTREE TR EM EX ST-OWNED 97717X578 7,565 205,302 SH   SOLE   0 0 205,302
WISDOMTREE TR US S CAP QTY DIV 97717X651 263 5,524 SH   SOLE   0 0 5,524
WISDOMTREE TR US QTLY DIV GRT 97717X669 538 8,168 SH   SOLE   0 0 8,168
WISDOMTREE TR US MULTIFACTOR 97717Y857 243 5,791 SH   SOLE   0 0 5,791
WISDOMTREE TR US MIDCAP DIVID 97717W505 277 6,241 SH   SOLE   0 0 6,241
ZOETIS INC CL A 98978V103 267 1,095 SH   SOLE   0 0 1,095