MFA 2024-NQM1 Trust ABS-15G

EXHIBIT 99.75

 

Business Purpose Data

Run Date - 03/21/2024 7:38:04 AM

Evolve Loan ID	Customer Loan ID	Seller Loan ID	Seller Name	Originator Name	Guideline Author	Loan Program	Loan Program Date	Documentation Type	Executed NOO Docs in File	Lease In Place Flag	Actual In Place Rent	Third Party Market Rent Estimate	Third Party Rent Source	Rental Source for Property DTI Calculation	Short Term Rental	Property DTI	Investor DTI	Value Used for DSCR Calc	DSCR	Total DSCR	PITIA	Lease End Date	Original Lease Term	Is Lease Month To Month	Rent Loss Insurance	Rent Loss Insurance Amount	Actual Loss Amount	HOA Flag	HOA Monthly Premium Amount	Monthly Property Tax	Monthly Insurance Cost	Asset Verification	Blanket Mortgage Flag	Number of Mortgaged Properties With Lender	Number of Properties	Foreign National Alternative Credit Documentation	Foreign National Borrower 1	Foreign National Borrower 2	Investor Type	Months Reserves	Number of Years Property Owned	Borrower Residency Status	Co Borrower Residency Status	Qualifying Credit Score	Months Bankruptcy 7 11	Months Bankruptcy 13	Months Deed in Lieu	Months Short Sale or Pre FC	Prior Mtg Rent Late 30d in 12m	Prior Mtg Rent Late 60d in 12m	Prior Mtg Rent Late 90d in 12m	Prior Mtg Rent Late 30d in 24m	Prior Mtg Rent Late 60d in 24m	Prior Mtg Rent Late 90d in 24m	Section 8	Street Address	Borrower 1 Type	Borrower 1 Designation	Borrower 1 First Name	Borrower 1 Last Name	Borrower 2 Type	Borrower 2 Designation	Borrower 2 First Name	Borrower 2 Last Name	Borrower 3 Designation	Borrower 3 First Name	Borrower 3 Last Name	Borrower 4 Designation	Borrower 4 First Name	Borrower 4 Last Name	Personal Guarantee	Guarantor 1 First Name	Guarantor 1 Last Name	Guarantor 1 Number of Mortgaged Properties	Guarantor 1 Citizenship	Guarantor 1 Asset Verification Level	Guarantor 1 Experian FICO	Guarantor 1 Equifax FICO	Guarantor 1 Trans Union FICO	Guarantor 2 First Name	Guarantor 2 Last Name	Guarantor 2 Number of Mortgaged Properties	Guarantor 2 Citizenship	Guarantor 2 Asset Verification Level	Guarantor 2 Experian FICO	Guarantor 2 Equifax FICO	Guarantor 2 Trans Union FICO	Borrower 1 Employment Status	Borrower 2 Employment Status	Loan Application Date	Sales Contract Date	Qualifying Home Value for LTV	Number of Units	Year Built	Total Sq Ft	Number of Bedrooms	Number of Bathrooms	Property Condition	Acquisition Cost	Renovation Cost	Effective Gross Income	Turnover Costs	Repairs and Maintenance	Marketing and Leasing Costs	Utilities	Other Costs	Cap Ex Reserve
XXXX	XXXX	XXXXXX		XXXX		Bank Statement - 12 months	20230920	ALTDOC	Yes	No	$0.00	$2,600.00	FNMA 1007/216	Short Term Rental Documents	Yes	33.022		0			$1,882.11				Yes	$15,200.00		YES	$626.83	$331.79	$45.92	Stated, Verified	NO	1	3		No	No	Experienced	16	2	US Citizen		712	0	0			0	0	0	0	0	0		XXXXXXXXXX	Primary	Primary	XXXXXX	XXXXX	Co-Borrower	Co-Borrower			Co-Borrower			Co-Borrower									0	0	0						0	0	0	Employed		20231016		$XXXX	1	XXXX	XXXX	1	1	C4	$0.00	$0.00
XXXX	XXXX	XXXXX		XXXX		DSCR- Investor NOO	20230920	Debt Service Coverage	Yes	No	$0.00	$2,500.00	FNMA 1007/216	FNMA 1007/216	No			2500	1	1	$2,488.94				Yes	$90,000.00		NO	$0.00	$453.33	$114.66	Stated, Verified	NO	1	2		No	No	Inexperienced	5	17	Non Permanent Resident Alien		670	0	0			0	0	0	0	0	0		XXXXXXXX	Primary	Primary	XXXXXX	XXXXXX	Co-Borrower	Co-Borrower			Co-Borrower			Co-Borrower									0	0	0						0	0	0	Not Required		20231004	XXXX	$XXXX	1	XXXX	XXXX	4	2	C3	$XXXX	$0.00
XXXX	XXXX	XXXXX		XXXX		DSCR- Investor NOO	20230920	Debt Service Coverage	Yes	Yes	$4,000.00	$4,100.00	FNMA 1007/216	FNMA 1007/216	No			4000	1.29	1.29	$3,066.36	20241201	1	Yes	Yes	$214,600.00		NO	$0.00	$697.99	$215.41	Stated, Verified	NO	1	1		No	No	Inexperienced	2	7	US Citizen		813	0	0			0	0	0	0	0	0		XXXXXX	Primary	Primary	XXXXX	XXXXX	Co-Borrower	Co-Borrower			Co-Borrower			Co-Borrower									0	0	0						0	0	0	Not Required		20231116	XXXX	$XXXX	2	XXXX	XXXX	7	3	C3	$XXXX	$0.00
XXXX	XXXXX	XXXXX		XXXX		DSCR- Foreign National	20231214	Debt Service Coverage	Yes	No	$0.00	$2,900.00	FNMA 1007/216	FNMA 1007/216	No			2900	0.8	0.8	$3,612.00				Yes	$29,500.00		YES	$269.00	$617.19	$149.07	Stated, Verified	NO	1	2		Yes	No	Inexperienced	7	14	Non Permanent Resident Alien		700	0	0										XXXXX																XXXX	XXXXXX		Non Permanent Resident Alien	Stated, Verified												Not Required		20231020	XXXX	$XXXX	1	XXXX	XXXX	3	2.1	C1	$XXXX	$0.00
XXXX	XXXX	XXXX		XXXX	Spectrum No Ratio	Spectrum No Ratio (DSCR >= 1.00) 30 Yr Fixed	20230928	Debt Service Coverage	Yes	No	$0.00	$6,500.00	FNMA 1007/216	FNMA 1007/216	No			5200	1.15	1.15	$4,511.11				Yes	$42,000.00		YES	$1,390.00	$535.45	$220.06	Stated, Verified	NO	1	1		Yes	No	Inexperienced	8	9	Non Permanent Resident Alien			0	0			0	0	0	0	0	0		XXXXXXXXX	Primary	Primary	XXXXXX	XXXXXX	Co-Borrower	Co-Borrower			Co-Borrower			Co-Borrower									0	0	0						0	0	0	Not Required		20230918	XXXX	$XXXX	1	XXXX	XXXX	1	1	C3	$XXXX	$0.00
XXXX	XXXX	XXXX		XXXX	Spectrum No Ratio	Spectrum No Ratio (DSCR >= 1.00) 40 Yr Fixed I/O	20230928	Debt Service Coverage	Yes	Yes	$7,800.00	$7,250.00	FNMA 1007/216	Leases	No			7800	0.99	0.99	$7,856.35	20240531	12		Yes	$50,000.00		YES	$1,278.00	$1,061.29	$215.50	Stated, Verified	NO	1	2		Yes	No	Experienced	13	48	Non Permanent Resident Alien			0	0										XXXXXXXXX																XXXXX	XXXXXX		Non Permanent Resident Alien	Stated, Verified												Not Required		20230928		$XXXX	1	XXXX	XXXX	3	3	C2	$0.00	$0.00
XXXX	XXXX	XXXX		XXXX	Spectrum No Ratio	Spectrum No Ratio (DSCR>=0.75 to <1.00) 30 Yr Fixed	20230928	Debt Service Coverage	Yes	No	$0.00	$4,000.00	FNMA 1007/216	FNMA 1007/216	No			4000	0.89	0.89	$4,494.09				Yes	$0.00	Yes	NO	$0.00	$510.67	$156.75	Stated, Verified	NO	1	7		No	No	Experienced	17	1	US Citizen		717	0	0			0	0	0	0	0	0		XXXXXXXXX	Primary	Primary	XXXX	XXXXX	Co-Borrower	Co-Borrower			Co-Borrower			Co-Borrower									0	0	0						0	0	0	Not Required		20231005	XXXX	$XXXX	1	XXXX	XXXX	3	2	C3	$XXXX	$0.00
XXXX	XXXXX	XXXXX		XXXX		DSCR- Investor NOO	20231107	Debt Service Coverage	Yes	No	$0.00	$5,700.00	FNMA 1007/216	FNMA 1007/216	No			5700	2.7	2.7	$2,114.29				Yes	$31,500.00		YES	$96.00	$233.01	$117.21	Stated, Verified	NO	1	1		No	No	Inexperienced	-1	2	Permanent Resident Alien		682	0	0										XXXXXXX	Primary	Primary	XXXXXX	XXXXXXXX	Co-Borrower	Co-Borrower			Co-Borrower			Co-Borrower									0	0	0						0	0	0	Not Required		20231108	XXXX	$XXXX	1	XXXX	XXXX	4	2.1	C1	$XXXX	$0.00
XXXX	XXXXX	XXXXX		XXXX		DSCR- Investor NOO	20240105	Debt Service Coverage	Yes	Yes	$1,600.00	$1,450.00	FNMA 1007/216	FNMA 1007/216	No			1450	1.08	1.08	$1,344.06	20240724	12		Yes	$28,000.00		NO	$0.00	$27.38	$57.00	Stated, Verified	NO	2	8		No	No	Experienced	103	2	US Citizen		740	0	0			0	0	0	0	0	0		XXXXXXXXX																XXXXX	XXXX		US Citizen	Stated, Verified	709	750	740									Not Required		20230811		$XXXX	1	XXXX	XXXX	3	2	C1	$0.00	$0.00
XXXX	XXXX	XXXXX		XXXX		DSCR- Foreign National	20230920	Debt Service Coverage	Yes	No	$0.00	$3,500.00	FNMA 1007/216	FNMA 1007/216	No			3500	0.83	0.83	$4,209.02				Yes	$104,800.00		YES	$235.75	$762.24	$34.50	Stated, Verified	NO	1	1		Yes	No	Inexperienced	3	4	Non Permanent Resident Alien			0	0										XXXXXXX	Primary	Primary	XXXXXX	XXXX	Co-Borrower	Co-Borrower			Co-Borrower			Co-Borrower									0	0	0						0	0	0	Not Required		20231212	XXXX	$XXXX	1	XXXX	XXXX	3	2.1	C2	$XXXX	$0.00
XXXX	XXXX	XXXXX		XXXX		DSCR- Investor NOO	20230920	Debt Service Coverage	Yes	Yes	$5,000.00	$5,000.00	FNMA 1007/216	Leases	No			5000	1.05	1.05	$4,404.14	20240501	12		Yes	$26,000.00		NO	$0.00	$455.30	$789.58	Stated, Verified	NO	1	2		No	No	Experienced	16	0.7	US Citizen		643	0	0			2	0	0	1	0	0		XXXXXX																XXXXXX	XXXX		US Citizen	Stated, Verified	643	652	625									Employed		20231002		$XXXX	2	XXXX	XXXX	4	4	C3	$0.00	$0.00