EX-99.66 67 ex99-66.htm SELENE MLS REPORT

 

MFA 2024-NQM1 Trust ABS-15G

EXHIBIT 99.66

 

Seller Loan ID Loan ID Investor Loan ID Lender Name Transaction ID ULI Borrower 1 First Name Borrower 1 Last Name Borrower 1 SSN Borrower 1 Birthdate Borrower 1 Gender Borrower 1 Ethnicity Borrower 1 Race Borrower 1 Citizen Borrower 1 Self-Employment Flag Borrower 1 FTHB Borrower 1 FICO Date Borrower 1 Origination FICO  Borrower 1 Origination Equifax Borrower 1 Origination Experian Borrower 1 Origination TransUnion Borrower 2 First Name Borrower 2 Last Name Borrower 2 SSN Borrower 2 Birthdate Borrower 2 Gender Borrower 2 Ethnicity Borrower 2 Race Borrower 2 Citizen Borrower 2 Self-Employment Flag Borrower 2 FTHB Borrower 2 FICO Date Borrower 2 Origination FICO  Borrower 2 Origination Equifax Borrower 2 Origination Experian Borrower 2 Origination TransUnion Borrower 3 First Name Borrower 3 Last Name Borrower 3 SSN Borrower 3 Birthdate Borrower 3 Gender Borrower 3 Ethnicity Borrower 3 Race Borrower 3 Citizen Borrower 3 Self-Employment Flag Borrower 3 FTHB Borrower 3 FICO Date Borrower 3 Origination FICO  Borrower 3 Origination Equifax Borrower 3 Origination Experian Borrower 3 Origination TransUnion Borrower 4 First Name Borrower 4 Last Name Borrower 4 SSN Borrower 4 Birthdate Borrower 4 Gender Borrower 4 Ethnicity Borrower 4 Race Borrower 4 Citizen Borrower 4 Self-Employment Flag Borrower 4 FTHB Borrower 4 FICO Date Borrower 4 Origination FICO  Borrower 4 Origination Equifax Borrower 4 Origination Experian Borrower 4 Origination TransUnion Subject Address Subject City Subject Sate Subject Zip Code Subject County Originator Doc Type Occupancy Loan Purpose Refinance Type Qualifying Front End DTI Qualifying DTI Borrower 1 Qualifying Income Borrower 2 Qualifying Income Borrower 3 Qualifying Income Borrower 4 Qualifying Income All Borrower Total Qualifying Income Borrower 1 Employment Status Borrower 2 Employment Status Borrower 3 Employment Status Borrower 4 Employment Status Borrower 1 Length of Employment Borrower 2 Length of Employment Borrower 3 Length of Employment Borrower 4 Length of Employment 4506-T Flag All Borrower Residual Income All Borrower Monthly Debt Escrow Flag Months Reserves Liquid Cash Reserves Orignal Note Loan Amount Orignal Qualifying Loan Amount Original Qualifying Base LTV Orignal Qualifying LTV Original Qualifying CLTV Application Date Note Date Cash Disbursement Date Mortgage Type Loan Product Loan Program Original Note Interest Rate Original Qualifying Interest Rate Original P&I Payment Original Qualifying P&I Payment Monthly Escrow Payment Orignal Total Housing Expense (PITIA) First Payment Date Amortization Type Original Amortization Term Original Term to Maturity Maturity Date ARM Gross Margin ARM Rounding Method ARM Rounding Factor ARM Lookback Days ARM Rate Index Type Origination ARM Rate Index Value ARM Initial Interest Rate Cap ARM Subsequent Interest Rate Cap ARM Initial Interest Rate Floor ARM Lifetime Interest Rate Floor ARM Initial Interest Rate Maximum ARM Lifetime Interest Rate Maximum ARM First Rate Reset Date ARM First Payment Reset Date ARM Subsequent Interest Rate Reset Frequency ARM Subsequent Payment Reset Frequency Interest Only Flag Original Interest Only Term Balloon Flag Buydown Flag Assumable Flag Prepayment Penalty Flag Prepayment Penalty Total Term Prepayment Penalty Type Origination Channel PMI Flag MI Certificate Number Mortgage Insurance Percent Mortgage Insurance Type Mortgage Insurance Company Name MERS MOM Flag MERS Loan ID Property Type Number of Units Year Built Primary Value Property Valuation Date Primary Value Property Valuation Type Primary Value Property Value Secondary Value Property Valuation Date Secondary Value Property Form Type Secondary Value Property Value Sales Price Qualifying Property Value Date of Prior Sale Days Since Prior Sale Total Adjusted Prior Purchase Price Flood Zone Flag Flood Zone Code Flood Policy Number Other Lien Amount Other Lien Position Originator QM Status Final QM Status Total Number of Borrowers Cash Out Amount Total Origination and Discount Points Number of Mortgaged Properties Credit Report: Max Trade Line Credit Report: Longest Trade Line Credit Report: Number of Trade Lines Credit Line Usage Ratio Borrower 1 Years in Home GSE Eligible Flag AUS Case Number AUS Recommendation QM Points and Fees Annual Percent Rate  (APR) Higher Priced Mortgage Loan (HPML) Flag Covered/High Cost Loan Flag Guideline Name UW Guideline Author Blanket Mortgage Flag
  62263 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 607 607 612 595 XXXX XXXX   XXXX XXXX XXXX XXXX                 XXXX XXXX   XXXX XXXX XXXX XXXX                 XXXX XXXX   XXXX XXXX XXXX XXXX                 XXXX XXXX CA XXXX XXXX Debt Service Coverage Ratio Investment Refinance No Cash Out - Borrower Initiated 0 0 0       0                 NA   0 No 10 32722.45 XXXX XXXX 54.74 54.74 54.74 XXXX XXXX XXXX DSCR Fixed XXXX 4.625 4.625 2673.53 2673.53   3198.54 XXXX Fixed 360 360 XXXX                                 No 0 No No   N 60 6 Months Interest Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX 1004 URAR XXXX XXXX Desk Review XXXX XXXX XXXX     0 No X   0 None ATR/QM: Exempt ATR/QM: Exempt 1 0 14300.0 3 0 386 1   5.11 No N/A Manual Underwriting         XXXX XXXX No
  62286 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Non Permanent Resident Alien Yes true XXXX 688 688 667 695 XXXX XXXX   XXXX XXXX XXXX XXXX                 XXXX XXXX   XXXX XXXX XXXX XXXX                 XXXX XXXX   XXXX XXXX XXXX XXXX                 XXXX XXXX CA XXXX XXXX ALT DOC Primary Residence Purchase NA 9.67 11.37 32000       32000 Employed       20       NA   3639.08 Yes 165 510486.4 XXXX XXXX 80 80 80 XXXX XXXX XXXX Conventional Fixed XXXX 5 5.0 2404.96 2404.96 689.12 3094.08 XXXX Fixed 360 360 XXXX                                 No 0 No No   N 0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX 1004 URAR XXXX XXXX Desk Review XXXX XXXX XXXX     0 No X   0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 0 7915 1 17220 71 5 0 2 No N/A Manual Underwriting 13103.21 5.224 Yes No XXXX XXXX No
  62285 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 713 723 713 708 XXXX XXXX   XXXX XXXX XXXX XXXX                 XXXX XXXX   XXXX XXXX XXXX XXXX                 XXXX XXXX   XXXX XXXX XXXX XXXX                 XXXX XXXX CA XXXX XXXX Debt Service Coverage Ratio Investment Purchase NA 0 0                           NA   4813 No 72 162610.73 XXXX XXXX 73.08 73.08 73.08 XXXX XXXX XXXX DSCR Fixed XXXX 3.99 3.99 1579.38 1579.38   2427.63 XXXX Fixed 360 480 XXXX                                 Yes 120 No No   N 36 6 Months Interest Wholesale No XXXX       Yes XXXX PUD 1 XXXX XXXX 1004 URAR XXXX XXXX Desk Review XXXX XXXX XXXX     0 No X   0 None ATR/QM: Exempt ATR/QM: Exempt 1 0 4750.0 2   302     7.5 No N/A Manual Underwriting         XXXX XXXX No
  61245 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No false XXXX 646 638 646 677 XXXX XXXX   XXXX XXXX XXXX XXXX                 XXXX XXXX   XXXX XXXX XXXX XXXX                 XXXX XXXX   XXXX XXXX XXXX XXXX                 XXXX XXXX AZ XXXX XXXX Debt Service Coverage Ratio Investment Purchase NA 0 0                           NA   4215.3 No 74 85767.9 XXXX XXXX 39.3 39.3 39.3 XXXX XXXX XXXX DSCR Fixed XXXX 4.375 4.375 843.79 843.79   1087.3 XXXX Fixed 360 360 XXXX                                 No 0 No No   N 0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX 1004 URAR XXXX XXXX Desk Review XXXX XXXX XXXX     0 No D   0 None ATR/QM: Exempt ATR/QM: Exempt 1 0 0.0 1   396     4.33 No N/A Manual Underwriting         XXXX XXXX No
  61284 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 634 634 638 616 XXXX XXXX   XXXX XXXX XXXX XXXX                 XXXX XXXX   XXXX XXXX XXXX XXXX                 XXXX XXXX   XXXX XXXX XXXX XXXX                 XXXX XXXX CA XXXX XXXX Debt Service Coverage Ratio Investment Refinance No Cash Out - Borrower Initiated 0 0                           NA   428 No 23 33040.65 XXXX XXXX 49.9 49.9 49.9 XXXX XXXX XXXX DSCR Fixed XXXX 4.375 4.375 1208.27 1208.27   1447.98 XXXX Fixed 360 360 XXXX                                 No 0 No No   N 60 6 Months Interest Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX 1004 URAR XXXX XXXX 1004D Completion Report XXXX XXXX XXXX     0 No X   0 None ATR/QM: Exempt ATR/QM: Exempt 1 0 0.0 1   389     5.91 No N/A Manual Underwriting         XXXX XXXX No
  61313 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 785 794 785 768 XXXX XXXX   XXXX XXXX XXXX XXXX                 XXXX XXXX   XXXX XXXX XXXX XXXX                 XXXX XXXX   XXXX XXXX XXXX XXXX                 XXXX XXXX CA XXXX XXXX Debt Service Coverage Ratio Investment Purchase NA 0 0                           NA   9426.63 Yes 148 763739.88 XXXX XXXX 80 80 80 XXXX XXXX XXXX DSCR Fixed XXXX 3.75 3.75 3562.5 3562.5   5157.42 XXXX Fixed 360 480 XXXX                                 Yes 120 No No   Y 60 6 Months Interest Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX 1004 URAR XXXX XXXX Desk Review XXXX XXXX XXXX     0 Yes AE XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 0 11400.0 1   132     10 No N/A Manual Underwriting         XXXX XXXX No
  60393 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No false XXXX 779 779 779 797 XXXX XXXX   XXXX XXXX XXXX XXXX                 XXXX XXXX   XXXX XXXX XXXX XXXX                 XXXX XXXX   XXXX XXXX XXXX XXXX                 XXXX XXXX CA XXXX XXXX Debt Service Coverage Ratio Investment Refinance No Cash Out - Borrower Initiated 0 0                           NA   29923 Yes 63 738747.07 XXXX XXXX 50.91 50.91 50.91 XXXX XXXX XXXX DSCR Fixed XXXX 3.49 3.49 7846.68 7846.68   11754.71 XXXX Fixed 240 360 XXXX                                 Yes 120 No No   Y 12 6 Months Interest Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX 1004 URAR XXXX XXXX 1004 URAR XXXX XXXX XXXX     0 No X   0 None ATR/QM: Exempt ATR/QM: Exempt 1 0 31440.4 2   387     2.5 No N/A Manual Underwriting         XXXX XXXX No
  60372 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Non Permanent Resident Alien No false XXXX 797 808 791 797 XXXX XXXX   XXXX XXXX XXXX XXXX                 XXXX XXXX   XXXX XXXX XXXX XXXX                 XXXX XXXX   XXXX XXXX XXXX XXXX                 XXXX XXXX CA XXXX XXXX Full Doc Primary Residence Refinance Cash Out - Other 47.82 49.13 4123.96       4123.96 Employed       6.3       2 YRS   2025.9 Yes 140 275347.32 XXXX XXXX 63.22 63.22 63.22 XXXX XXXX XXXX Conventional Fixed XXXX 5.625 5.625 1583.06 1583.06 389.84 1971.9 XXXX Fixed 360 360 XXXX                                 No 0 No No   N 0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX 1004 URAR XXXX XXXX Desk Review XXXX XXXX XXXX     0 No X   0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 0 1195 1 8200 267 5 0.19354668077228246 10 No N/A Manual Underwriting 8178.1 5.705 Yes No XXXX XXXX No