EX-99.58 59 ex99-58.htm MAXWELL SUPPLEMENTAL DATA REPORT

 

MFA 2024-NQM1 Trust ABS-15G

EXHIBIT 99.58

 

Loan ID Seller Loan ID Investor Loan ID Loan Program Guideline Product Name Originator Name Originating Entity CDFI Flag Guideline Name Guideline Author Guideline Date Guideline Version Application Date TILA Status TRID GSE Verified Safe Harbor Flag Verified Safe Harbor Reference Document QM Regulation Failures ATR QM Total Points and Fees Audit Loan Regulation Benchmark Date Benchmark Rate AUS Decision System Rating Result Property Inspection Waiver (PIW) Calculated APR HUD 1 Page 1 Credits Total Verified Qualifying Rate Originator Qualifying Rate Qualifying P&I Default Interest Rate Present Default Interest Rate Annual Property Tax Monthly Property Tax Annual Insurance Costs Monthly Insurance Cost Annual HOA Costs Monthly HOA Costs Monthly Other Costs PITIA Residual Income HOA Name HOA Address State HOA Fee Amount HOA Next Due Date HOA Payment Frequency Originator DTI TPR Verified DTI QM DTI Is Borrower Non Occupant Is Co Borrower Non Occupant Co Borrower 2 Asset Verification Level Co Borrower 3 Asset Verification Level Co Borrower 2 Income Verification Level Co Borrower 3 Income Verification Level Co Borrower 2 Employment Verification Level Co Borrower 3 Employment Verification Level Borrower Employment Indicator Co Borrower Employment Indicator Co Borrower 2 Employment Indicator Co Borrower 3 Employment Indicator Co Borrower 2 Length of Employment Co Borrower 3 Length of Employment Document Level Borrower Years of W2s/1099 CoBorrower Years of W2s/1099 Borrower Months of Paystubs Verified Co Borrower Months of Paystubs Verified Borrower Employment Gap Letter Borrower Months of Employment Gap Co Borrower Employment Gap Letter Co Borrower Months of Employment Gap Borrower Years of Personal Tax Returns Borrower Years of Business Tax Returns CoBorrower Years of Personal Tax Returns CoBorrower Years of Business Tax Returns Years of 4506T Years of Tax Transcripts Borrower Award/Offer Letter Co Borrower Award/Offer Letter Asset Depletion Flag Partial Asset Depletion Flag Asset Depletion Months Amortized Asset Utilization Flag (No DTI) Borrower Bank Statements Flag Borrower Bank Statement Summary/Lender Worksheet Borrower Number of Personal Bank Statements Borrower Number of Business Bank Statements CoBorrower Bank Statements Flag Co Borrower Bank Statement Summary/Lender Worksheet CoBorrower Number of Personal Bank Statements CoBorrower Number of Business Bank Statements Percent of Income From Statements Borrower Business Ownership % CoBorrower Business Ownership % Bespoke Eligible Assets Borrower P&L Type Borrower Number of Months P&L Borrower P&L Prepared By CoBorrower P&L Type CoBorrower P&L Prepared By CoBorrower Number of Months P&L Borrower CPA Letter Flag # of Months CPA verified income CoBorrower CPA Letter Flag CoBorrower # of Months CPA verified income Borrower WVOE Flag Borrower # of Months Employment Validated WVOE Borrower # of Months Income Validated WVOE Borrower WVOE Form Type CoBorrower WVOE Flag CoBorrower # of Months WVOE CoBorrower # of Months Income Validated WVOE CoBorrower WVOE Form Type DSCR Flag TPR DSCR Originator DSCR Expense Letter Income Doc Detail Tax Return Doc Details Property Address Property City Property State Property Zip Property County Original Credit Report Date Borrower 1 Credit Report Date Borrower 2 Credit Report Date Borrower 3 Credit Report Date Borrower 4 Credit Report Date Qualifying Credit Score Third Wage Earner Original FICO Equifax Third Wage Earner Original FICO Experian Third Wage Earner Original FICO Transunion Fourth Wage Earner Original FICO Equifax Fourth Wage Earner Original FICO Experian Fourth Wage Earner Original FICO Transunion Most Recent Updated Credit Report Date Third Wage Earner Updated FICO Equifax Third Wage Earner Updated FICO Experian Third Wage Earner Updated FICO Transunion Fourth Wage Earner Updated FICO Equifax Fourth Wage Earner Updated FICO Experian Fourth Wage Earner Updated FICO Transunion Most Recent Updated Co Borrower 2 FICO Most Recent Updated Co Borrower 3 FICO Most Recent Bankruptcy Type Most Recent Bankruptcy Filing Date Most Recent Bankruptcy Discharge Date Number of Bankruptcy Events Months Bankruptcy 7 11  Months Bankruptcy 13  Most Recent Deed in Lieu Date Number of Deed in Lieu Events Months Deed in Lieu Most Recent Short Sale Date Number of Short Sale Events Months Short Sale (or Pre FC)  Most Recent Foreclosure Date Number of Foreclosure Events Months Foreclosure Prior Mortgage/Rent Late 30d in 24m  Prior Mortgage/Rent Late 60d in 24m  Prior Mortgage/Rent Late 90d in 24m  Has ACH Is Equity Shared Loan Other Lien Type Is Shared Appreciation Mortgage Borrower Originator Citizenship Designation Borrower Verified Citizenship Designation Borrower Individual Tax Identification Number (ITIN)? Borrower Photo Identification Type Borrower Photo Identification Other Type Borrower Photo ID State of Issuance Borrower Photo ID Country of Issuance Borrower Photo ID Expiration Date Borrower Passport Country of Origin Borrower Passport Expiration Date Borrower Non-US Citizen Identification Document Borrower Date of Resident Since/Valid Date Borrower Non-US Document Expiration Date Co Borrower Originator Citizenship Designation  Co Borrower Verified Citizenship Designation Co Borrower Individual Tax Identification Number (ITIN)? Co Borrower Photo Identification Type Co Borrower Photo Identification Other Type  Co Borrower Photo ID State of Issuance Co Borrower Photo ID Country of Issuance Co Borrower Photo ID Expiration Date Co Borrower Passport Country of Origin Co Borrower Passport Expiration Date Co Borrower Non-US Citizen Identification Document Co Borrower Date of Resident Since/Valid Date Co Borrower Non-US Document Expiration Date Co Borrower 2 Originator Citizenship Designation  Co Borrower 2 Verified Citizenship Designation Co Borrower 2 Individual Tax Identification Number (ITIN)? Co Borrower 2 Photo Identification Type Co Borrower 2 Photo Identification Other Type  Co Borrower 2 Photo ID State of Issuance Co Borrower 2 Photo ID Country of Issuance Co Borrower 2 Photo ID Expiration Date Co Borrower 2 Passport Country of Origin Co Borrower 2 Passport Expiration Date Co Borrower 2 Non-US Citizen Identification Document Co Borrower 2 Date of Resident Since/Valid Date Co Borrower 2 Non-US Document Expiration Date Co Borrower 3 Originator Citizenship Designation  Co Borrower 3 Verified Citizenship Designation Co Borrower 3 Individual Tax Identification Number (ITIN)? Co Borrower 3 Photo Identification Type Co Borrower 3 Photo Identification Other Type  Co Borrower 3 Photo ID State of Issuance Co Borrower 3 Photo ID Country of Issuance Co Borrower 3 Photo ID Expiration Date Co Borrower 3 Passport Country of Origin Co Borrower 3 Passport Expiration Date Co Borrower 3 Non-US Citizen Identification Document Co Borrower 3 Date of Resident Since/Valid Date Co Borrower 3 Non-US Document Expiration Date Property Rights Buydown Flag Assumable Mortgage Flag Foreign National Alternative Credit Documentation Liquid / Cash Reserves Months Liquid Reserves Total Assets Available for Reserves Months Reserves Blanket Mortgage Flag Qualifying HCLTV Condo Warrantability Flag
75278   XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternate Income Documentation   XXXX 7.420% Manual Underwriting Manual Underwriting No 10.232%   9.990% 9.990% $4,384.16 No   $45,657.00 $3,804.75 $6,282.96 $523.58 $5,160.00 $430.00 $7,710.76 $16,853.25 XXXX   CA $430.00   Monthly 48.12% 48.18% 48.18% No               Self-Employed           12 Month Bank Statement 1 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No No Yes 0 0 No N/A 0 0 0.00% 100.00%     N/A 0 N/A N/A N/A 0 Yes 120 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SESoleProprietor, Wage - CPA Letter Verified, 1 YR W2 1099 Verified, 2+ Months Paystubs Verified Borrower XXXX XXXX CA XXXX XXXX XXXX XXXX       735                               NA     0       0     0     0   0 0 0 Unknown No Closed End No US Citizen US Citizen N/A Real ID Driver's License   CA United States XXXX     N/A                                                                                   Fee Simple No No N/A XXXX 7.24 XXXX 0.58 No 54.43 N/A
75279   XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternate Income Documentation   XXXX 7.490% Manual Underwriting Manual Underwriting No 11.613%   11.125% 11.125% $7,213.35 No   $39,353.28 $3,279.44 $40,192.08 $3,349.34     $21,080.20 $34,922.33 XXXX           27.40% 27.32% 27.32% No               Self-Employed           12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No Yes N/A 0 12 No N/A 0 0 100.00% 50.00%     N/A 0 N/A N/A N/A 0 Yes 24 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SESCorp - CPA Letter Verified, Business Bank Statements Verified Borrower XXXX XXXX FL XXXX XXXX XXXX XXXX       701                               NA     0       0     0     0   0 0 0 Unknown No Closed End No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   FL United States XXXX     N/A                                                                                   Fee Simple No No N/A XXXX .00 XXXX 0 No 33.77 N/A
75280   XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternate Income Documentation   XXXX 7.290% Manual Underwriting Manual Underwriting No 10.366%   9.990% 9.990% $5,769.56 No   $41,522.76 $3,460.23 $29,193.00 $2,432.75     $18,972.18 $30,634.72 XXXX           22.04% 23.16% 23.16% No               Self-Employed           12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No Yes Missing 0 12 No N/A 0 0 0.00% 100.00%     N/A 0 N/A N/A N/A 0 Yes 180 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SESCorp - CPA Letter Verified, Business Bank Statements Verified Borrower XXXX XXXX FL XXXX XXXX XXXX XXXX       761                               NA     0       0     0     0   0 0 0 Unknown No N/A No US Citizen US Citizen N/A Real ID Driver's License   FL United States XXXX     N/A                                                                                   Fee Simple No No N/A XXXX 1.04 XXXX 1.04 No 6.33 N/A
75705   XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternate Income Documentation   XXXX 6.980% Manual Underwriting Manual Underwriting No 10.499%   9.990% 9.990% $2,016.72 No   $19,846.44 $1,653.87 $7,736.04 $644.67 $1,200.00 $100.00 $5,760.40 $10,175.66 XXXX XXXX CA $100.00 XXXX Monthly 39.89% 39.89% 39.89% No               Self-Employed           12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No Yes Yes 0 12 No N/A 0 0 100.00% 100.00%     N/A 0 N/A N/A N/A 0 Yes 24 No 0 NA 0 0 N/A NA 0 0 N/A No 0   Yes Borrower - SESCorp - CPA Letter Verified, Business Bank Statements Verified Borrower XXXX XXXX CA XXXX XXXX XXXX XXXX       730                               NA     0       0     0     0   0 0 0 Unknown No Closed End No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   CA United States XXXX     N/A                                                                                   Fee Simple No No N/A XXXX .00 XXXX 19.68 No 43.41 N/A
75282   XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternate Income Documentation   XXXX 7.010% Manual Underwriting Manual Underwriting No 11.961%   11.500% 11.500% $3,129.32 No   $10,747.08 $895.59 $6,231.00 $519.25 $1,980.00 $165.00 $3,395.93 $8,105.09 XXXX XXXX CA $165.00   Monthly 47.75% 47.54% 47.54% No No             Employed           1YR Full Doc 1 1 2+ Months 2+ Months N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No   No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 48 48 XXXX NA 0 0 N/A No 0     Borrower - Wage, Overtime and Bonus - 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified || Co Borrower - Wage, Overtime and Bonus - 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified Borrower - 2 YRS Executed 4506T Verified || Co Borrower - 2 YRS Executed 4506T Verified XXXX XXXX CA XXXX XXXX XXXX XXXX XXXX     695                               NA     0       0     0     0   0 0 0 Unknown No Closed End No US Citizen US Citizen N/A Real ID Driver's License   CA United States XXXX     N/A     US Citizen US Citizen N/A Real ID Driver's License   CA United States XXXX     N/A                                                         Fee Simple No No N/A XXXX 6.43 XXXX 9.14 No 75.0 N/A
75706   XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A QM Points and Fees Exceeded   XXXX 7.230% Manual Underwriting Manual Underwriting No 10.214%   9.750% 9.750% $1,718.31 No   $40,315.08 $3,359.59 $6,612.96 $551.08     $875.36 $6,504.34 XXXX           47.44% 47.44% 47.44% No No             Not Employed           1YR Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 1 1 Yes NA No No   No No Missing 0 0 No Missing 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - 1 YR Executed 4506T Verified, 1 YR IRS Transcripts Verified, Award Letter Verified || Co Borrower - 1 YR Executed 4506T Verified Borrower - 1 YR Executed 4506T Verified, 1 YR IRS Transcripts Verified || Co Borrower - 1 YR Executed 4506T Verified XXXX XXXX OR XXXX XXXX XXXX XXXX XXXX     791                               NA     0       0     0     0   0 0 0 Unknown No Closed End No US Citizen US Citizen N/A Real ID Driver's License   OR United States XXXX     N/A     US Citizen US Citizen N/A Real ID Driver's License   OR United States XXXX     N/A                                                         Fee Simple No No N/A XXXX .00 XXXX 27.28 No 8.73 N/A
75707   XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternate Income Documentation   XXXX 7.700% Manual Underwriting Manual Underwriting No 8.968%   10.500% 9.125% $36,589.57 No   $61,604.64 $5,133.72 $24,341.04 $2,028.42 $5,959.68 $496.64 $0.00 $44,248.35 XXXX XXXX FL $496.64   Monthly 30.33% 32.73% 32.73% No               Self-Employed           12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No Yes Yes 0 12 No N/A 0 0 0.00% 100.00%     N/A 0 N/A N/A N/A 0 Yes 24 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SESoleProprietor - CPA Letter Verified, Business Bank Statements Verified Borrower XXXX XXXX FL XXXX XXXX XXXX XXXX       675                               NA     0       0     0     0   0 0 0 Unknown No N/A No US Citizen US Citizen N/A Real ID Driver's License   FL United States XXXX     N/A                                                                                   Fee Simple No No N/A XXXX .00 XXXX 14.55 No 50.0 N/A
75708   XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternate Income Documentation   XXXX 7.420% Manual Underwriting Manual Underwriting No 9.091%   8.990% 8.990% $11,154.16 No   $4,091.52 $340.96 $4,222.92 $351.91     $0.00 $11,847.03 XXXX           0.00% 0.00% 0.00% No Yes             Unknown           Asset Utilization (No DTI) 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   Yes No N/A 0 0 No N/A 0 0 0.00%     Stocks/Bonds,Stocks/Bonds N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - N/A || Co Borrower - N/A Borrower || Co Borrower XXXX XXXX HI XXXX XXXX XXXX XXXX XXXX     785                               NA     0       0     0     0   0 0 0 Unknown No N/A No US Citizen US Citizen N/A Passport   N/A United States XXXX United States XXXX N/A     US Citizen US Citizen N/A Passport   N/A United States XXXX United States XXXX N/A                                                         Fee Simple No No N/A XXXX 419.26 XXXX 446.18 No 75.0 N/A
75709   XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A APOR Threshold   XXXX 6.980% Manual Underwriting Manual Underwriting No 11.073%   10.625% 10.625% $4,294.28 No   $9,484.56 $790.38 $5,124.72 $427.06     $2,274.65 $7,786.37 XXXX           47.67% 47.82% 47.82% No               Self-Employed           12 Month Bank Statement 0 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No   No No Yes 0 0 No N/A 0 0 68.98% 100.00%     N/A 0 N/A N/A N/A 0 Yes 72 No 0 Yes 72 72 Other NA 0 0 N/A No 0     Borrower - Other, Wage, Other REO Net Rental Income(Loss) - CPA Letter Verified, 2+ Months Paystubs Verified, Written VOE Verified, Executed 4506T Verified Borrower - Executed 4506T Verified XXXX XXXX FL XXXX XXXX XXXX XXXX       702                               NA     0       0     0     0   0 0 0 Unknown No Closed End No US Citizen US Citizen N/A Real ID Driver's License   FL United States XXXX     N/A                                                                                   Fee Simple No No N/A XXXX .00 XXXX 23.01 No 70.0 N/A
75284   XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternate Income Documentation   XXXX 7.010% Manual Underwriting Manual Underwriting No 10.779%   10.375% 10.375% $4,526.13 No   $77,690.76 $6,474.23 $7,770.12 $647.51 $6,840.00 $570.00 $12,701.00 $24,918.87 XXXX XXXX CA $570.00 XXXX Monthly 28.05% 28.05% 28.05% No No             Self-Employed           12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No Yes Yes 0 12 Yes N/A 0 12 100.00% 100.00% 50.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SEPartnership - Business Bank Statements Verified || Co Borrower - SEPartnership - Business Bank Statements Verified Borrower || Co Borrower XXXX XXXX CA XXXX XXXX XXXX XXXX XXXX     682                               NA     0       0     0     0   0 0 0 Unknown No Closed End No US Citizen US Citizen N/A Real ID Driver's License   CA United States XXXX     N/A     US Citizen US Citizen N/A Real ID Driver's License   CA United States XXXX     N/A                                                         Fee Simple No No N/A XXXX .00 XXXX 19.42 No 51.67 N/A
75710   XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A APOR Threshold   XXXX 7.010% Manual Underwriting Manual Underwriting No 10.643%   10.250% 687.000% $2,957.13 No   $28,451.16 $2,370.93 $7,667.88 $638.99     $18,257.69 $24,224.74 XXXX           49.99% 49.99% 49.99% No               Self-Employed           Full Doc 0 0 NA NA N/A 0 N/A 0 0 1 0 0 0 1 NA NA No No   No No N/A 0 0 No N/A 0 0 0.00% 50.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SEPartnership - 1 YR Business Tax Returns Verified, 1 YR IRS Transcripts Verified Borrower - 1 YR Business Tax Returns Verified, 1 YR IRS Transcripts Verified XXXX XXXX CA XXXX XXXX XXXX XXXX       687                               NA     0       0     0     0   0 0 0 Unknown No Closed End No US Citizen US Citizen N/A Real ID Driver's License   CA United States XXXX     N/A                                                                                   Fee Simple No No N/A XXXX .00 XXXX 3.05 No 52.58 N/A
75711   XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternate Income Documentation   XXXX 7.230% Manual Underwriting Manual Underwriting No 10.448%   9.875% 9.875% $1,736.70 No   $19,259.04 $1,604.92 $1,017.96 $84.83 $1,177.80 $98.15 $4,771.26 $8,295.86 XXXX XXXX CA $98.15 XXXX Monthly 49.66% 47.57% 47.57% No               Self-Employed           12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No Yes Yes 0 12 No N/A 0 0 100.00% 100.00%     N/A 0 N/A N/A N/A 0 Yes 24 No 0 NA 0 0 N/A NA 0 0 N/A No 0   No Borrower - SECorporation - CPA Letter Verified, Business Bank Statements Verified Borrower XXXX XXXX CA XXXX XXXX XXXX XXXX       764                               NA     0       0     0     0   0 0 0 Unknown No Closed End No US Citizen US Citizen N/A Real ID Driver's License   CA United States XXXX     N/A                                                                                   Fee Simple No No N/A XXXX .00 XXXX 17.36 No 47.73 N/A
75712   XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A         Manual Underwriting Manual Underwriting No   $0.00 10.750% 10.250% $4,667.41 No   $38,587.20 $3,215.60 $3,709.32 $309.11     $22,538.00 $30,730.12 XXXX           28.08% 28.10% 28.10% Yes               Self-Employed           12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No Yes Missing 0 12 No N/A 0 0 0.00% 100.00%     N/A 0 N/A N/A N/A 0 Yes 36 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SESoleProprietor, Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - CPA Letter Verified, Business Bank Statements Verified Borrower XXXX XXXX CA XXXX XXXX XXXX XXXX       746                               NA     0       0     0     0   0 0 0 Unknown No Closed End No US Citizen US Citizen N/A Real ID Driver's License   CA United States XXXX     N/A                                                                                   Fee Simple No Unknown N/A XXXX 109.40 XXXX 125.61 No 53.64 N/A
75285   XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternate Income Documentation   XXXX 7.010% Manual Underwriting Manual Underwriting No 12.202%   11.750% 11.750% $2,018.82 No   $33,710.88 $2,809.24 $3,165.00 $263.75     $8,089.91 $13,181.72 XXXX XXXX         35.98% 35.98% 35.98% No               Self-Employed           12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No Yes Yes 0 12 No N/A 0 0 100.00% 55.00%     N/A 0 N/A N/A N/A 0 Yes 84 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SEPartnership - CPA Letter Verified, Business Bank Statements Verified - 2023 Borrower - 2023 XXXX XXXX WA XXXX XXXX XXXX XXXX       692                               NA     0       0     0     0   0 0 0 Unknown No Closed End No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   WA United States XXXX     N/A                                                                                   Fee Simple No No N/A XXXX 2.90 XXXX 19.19 No 71.26 N/A
75286   XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternate Income Documentation   XXXX 6.980% Manual Underwriting Manual Underwriting No 10.377%   9.990% 9.990% $4,384.16 No   $22,106.40 $1,842.20 $12,600.48 $1,050.04 $5,400.00 $450.00 $16,334.61 $24,061.01 XXXX   AZ $450.00   Monthly 35.75% 35.75% 35.75% No               Self-Employed           12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No Yes N/A 0 12 No N/A 0 0 0.00% 100.00%     N/A 0 N/A N/A N/A 0 Yes 24 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SESoleProprietor - CPA Letter Verified, Business Bank Statements Verified Borrower XXXX XXXX AZ XXXX XXXX XXXX XXXX       769                               NA     0       0     0     0   0 0 0 Unknown No Closed End No US Citizen US Citizen N/A Real ID Driver's License   AZ United States XXXX     N/A                                                                                   Fee Simple No No N/A XXXX 10.00 XXXX 29.82 No 53.17 N/A
75713   XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternate Income Documentation   XXXX 7.010% Manual Underwriting Manual Underwriting No 10.437%   10.000% 10.000% $3,817.44 No   $31,041.96 $2,586.83 $1,632.96 $136.08     $7,200.19 $13,740.54 XXXX           49.81% 48.65% 48.65% No               Employed           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No   No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 29 34 XXXX NA 0 0 N/A No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX CA XXXX XXXX XXXX XXXX       697                               NA     0       0     0     0   0 0 0 Unknown No Closed End No US Citizen US Citizen N/A Real ID Driver's License   CA United States XXXX     N/A                                                                                   Fee Simple No No N/A XXXX .00 XXXX 12.65 No 59.6 N/A
75714   XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternate Income Documentation   XXXX 6.980% Manual Underwriting Manual Underwriting No 8.616%   8.375% 8.375% $30,402.89 No   $38,700.00 $3,225.00 $6,903.96 $575.33 $8,340.00 $695.00 $0.00 $34,898.22 XXXX XXXX CA $695.00 XXXX Monthly 15.21% 15.23% 15.23% No               Self-Employed           12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No   No Yes Yes 0 12 No N/A 0 0 100.00% 100.00%     N/A 0 N/A N/A N/A 0 Yes 144 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SECorporation, Other REO Net Rental Income(Loss) - CPA Letter Verified, Executed 4506T Verified, Business Bank Statements Verified Borrower - Executed 4506T Verified XXXX XXXX CA XXXX XXXX XXXX XXXX       808                               NA     0       0     0     0   0 0 0 Unknown No N/A No US Citizen US Citizen N/A Real ID Driver's License   CA United States XXXX     N/A                                                                                   Fee Simple No No N/A XXXX .00 XXXX 53.87 No 59.7 N/A
75715   XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternate Income Documentation   XXXX 6.550% Manual Underwriting Manual Underwriting No 11.028%   10.625% 10.625% $4,398.70 No   $3,682.92 $306.91 $1,918.68 $159.89     $2,667.16 $7,532.66 XXXX           12.01% 12.01% 12.01% No               Self-Employed           12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No Yes N/A 0 12 No N/A 0 0 0.00% 100.00%     N/A 0 N/A N/A N/A 0 Yes 204 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SESoleProprietor - CPA Letter Verified, Business Bank Statements Verified - 2023 Borrower - 2023 XXXX XXXX CA XXXX XXXX XXXX XXXX       712                               NA     0       0     0     0   0 0 0 Unknown No Closed End No US Citizen US Citizen N/A Real ID Driver's License   CA United States XXXX     N/A                                                                                   Fee Simple No No N/A XXXX .00 XXXX 20.56 No 69.76 N/A
75716   XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternate Income Documentation   XXXX 6.550% Manual Underwriting Manual Underwriting No 8.159%   7.875% 7.875% $9,643.43 No   $19,502.52 $1,625.21 $2,287.44 $190.62 $32,400.00 $2,700.00 $0.00 $14,159.26 XXXX XXXX FL $2,700.00 XXXX Monthly 0.00% 0.00% 0.00% No               Not Employed           Asset Utilization (No DTI) 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   Yes Yes Yes 9 0 No N/A 0 0 0.00%     Stocks/Bonds,Stocks/Bonds N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - N/A - Personal Bank Statements Verified Borrower XXXX XXXX FL XXXX XXXX XXXX XXXX       810                               NA     0       0     0     0         Unknown No N/A No US Citizen US Citizen N/A Real ID Driver's License   FL United States XXXX     N/A       Unable to Determine N/A     FL   XXXX     N/A                                                         Fee Simple No No N/A XXXX 140.62 XXXX 140.62 No 70.0 N/A
75717   XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternate Income Documentation   XXXX 6.670% Manual Underwriting Manual Underwriting No 11.842%   11.250% 11.250% $1,942.52 No   $12,915.00 $1,076.25 $1,439.04 $119.92     $4,702.37 $7,841.06 XXXX           47.90% 48.94% 48.94% No               Self-Employed           12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No Yes Yes 0 12 No N/A 0 0 100.00% 100.00%     N/A 0 N/A N/A N/A 0 Yes 84 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SECorporation - CPA Letter Verified, Business Bank Statements Verified Borrower XXXX XXXX CA XXXX XXXX XXXX XXXX       697                               NA     0       0     0     0   0 0 0 Unknown No Closed End No US Citizen US Citizen N/A Real ID Driver's License   CA United States XXXX     N/A                                                                                   Fee Simple No No N/A XXXX .00 XXXX 9.43 No 74.57 N/A
75718   XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternate Income Documentation   XXXX 6.550% Manual Underwriting Manual Underwriting No 11.178%   10.625% 10.625% $1,963.71 No   $4,034.88 $336.24 $2,721.96 $226.83     $1,908.51 $4,435.29 XXXX XXXX         43.86% 43.19% 43.19% No               Self-Employed           12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No Yes Yes 0 12 No N/A 0 0 100.00% 100.00%     N/A 0 N/A N/A N/A 0 Yes 552 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SESoleProprietor - CPA Letter Verified, Business Bank Statements Verified Borrower XXXX XXXX CA XXXX XXXX XXXX XXXX       714                               NA     0       0     0     0   0 0 0 Unknown No Closed End No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   CA United States XXXX     N/A                                                                                   Fee Simple No No N/A XXXX .00 XXXX 26.1 No 69.99 N/A
75719   XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternate Income Documentation   XXXX 6.980% Manual Underwriting Manual Underwriting No 9.186%   8.875% 8.875% $21,641.54 No   $26,735.16 $2,227.93 $3,306.00 $275.50 $536.28 $44.69 $0.00 $24,189.66 XXXX XXXX WA $44.69 XXXX Annually 37.38% 37.08% 37.08% No               Self-Employed           12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No Yes Yes 0 12 No N/A 0 0 100.00% 100.00%     N/A 0 N/A N/A N/A 0 Yes 24 No 0 NA 0 0 N/A NA 0 0 N/A No 0   No Borrower - SESoleProprietor - CPA Letter Verified, Business Bank Statements Verified Borrower XXXX XXXX WA XXXX XXXX XXXX XXXX       766                               NA     0       0     0     0   0 0 0 Unknown No N/A No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   WA United States XXXX     N/A                                                                                   Fee Simple No No N/A XXXX 3.47 XXXX 3.47 No 80.0 N/A
75721   XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A Alternate Income Documentation   XXXX 6.670% Manual Underwriting Manual Underwriting No 8.712%   8.375% 8.375% $7,235.89 No   $19,442.16 $1,620.18 $1,614.96 $134.58     $0.00 $8,990.65 XXXX           7.24% 7.23% 7.23% No No             Self-Employed           12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No Yes N/A 0 12 No N/A 0 0 0.00% 100.00%     N/A 0 N/A N/A N/A 0 Yes 36 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - CPA Letter Verified, Business Bank Statements Verified - 2023 || Co Borrower Borrower - 2023 || Co Borrower XXXX XXXX CA XXXX XXXX XXXX XXXX XXXX     701                               NA     0       0     0     0   0 0 0 Unknown No N/A No US Citizen US Citizen N/A Real ID Driver's License   CA United States XXXX     N/A     US Citizen US Citizen N/A Real ID Driver's License   CA United States XXXX     N/A                                                         Fee Simple No No N/A XXXX 9.74 XXXX 9.74 No 80.0 N/A