EX-99.49 50 ex99-49.htm INGLET QM SUMMARY REPORT

 

MFA 2024-NQM1 Trust ABS-15G

EXHIBIT 99.49

 

Loan ID (Purchasing Lender) Loan Number (Selling Lender) Final Overall Event Level Fitch Final Overall Rating Moodys Final Overall Rating Kroll Final Overall Rating DBRS Final Overall Rating S&P QM/ATR Designation Fitch QM/ATR Designation Moody's QM/ATR Designation Kroll QM/ATR Designation DBRS QM/ATR Designation Amortization Type Initial Application Date Originator DTI (ASF) DTI Points/Fees Total Points/Fees Total without reductions resulting from 'bona fide discount points' Rate Lock Date Residual Income GSE Eligible Case ID / LP AUS Key APR Borrower Employment Status Co-Borrower Employment Status Borrower 3 Employment Status Borrower 3 Employment Status Borrower Residency Status Co-Borrower Residency Status Borrower 3 Residency Status Borrower 4 Residency Status Qualifying Interest Rate APOR (if applicable)
  47085 1 A A A A Non-QM / Compliant Non-QM / Compliant Non-QM / Compliant Non-QM / Compliant Non-QM / Compliant Fixed Rate XXXX 48.2400 48.15% XXXX XXXX XXXX XXXX XXXX   6.865% XXXX XXXX     US Citizen US Citizen     6.625% 0.038
  48604 2 B B B B Non-QM / Compliant Non-QM / Compliant Non-QM / Compliant Non-QM / Compliant Non-QM / Compliant 5/1 or 5/6 mos. ARM XXXX 42.5390 42.31% XXXX XXXX XXXX XXXX XXXX   4.698% XXXX       US Citizen       6.25% 0.0284
  48295 1 A A A A Not Covered / Exempt Not Covered / Exempt Not Covered / Exempt Not Covered / Exempt Not Covered / Exempt 5/1 or 5/6 mos. ARM (IO) XXXX         XXXX   XXXX   0.0% XXXX       US Citizen       6.125%  
  48296 1 A A A A Not Covered / Exempt Not Covered / Exempt Not Covered / Exempt Not Covered / Exempt Not Covered / Exempt 5/1 or 5/6 mos. ARM (IO) XXXX             XXXX   0.0% XXXX       US Citizen       6.875%  
  48297 1 A A A A Not Covered / Exempt Not Covered / Exempt Not Covered / Exempt Not Covered / Exempt Not Covered / Exempt 5/1 or 5/6 mos. ARM (IO) XXXX             XXXX   0.0% XXXX       US Citizen       7.0%  
  48298 1 A A A A Not Covered / Exempt Not Covered / Exempt Not Covered / Exempt Not Covered / Exempt Not Covered / Exempt 5/1 or 5/6 mos. ARM (IO) XXXX             XXXX   0.0% XXXX       US Citizen       7.0%