EX-99.40 41 ex99-40.htm INFINITY SUPPLEMENTAL DATA REPORT (186 LOANS)

 

MFA 2024-NQM1 Trust ABS-15G

EXHIBIT 99.40

 

Loan ID Redacted Loan ID Seller Loan ID Investor Loan ID Loan Program Guideline Product Name Originator Name Originating Entity CDFI Flag Guideline Name Guideline Author Guideline Date Guideline Version Application Date TILA Status TRID GSE Verified Safe Harbor Flag Verified Safe Harbor Reference Document QM Regulation Failures ATR QM Total Points and Fees Audit Loan Regulation Benchmark Date Benchmark Rate AUS Decision System Rating Result Property Inspection Waiver (PIW) Calculated APR HUD 1 Page 1 Credits Total Verified Qualifying Rate Originator Qualifying Rate Qualifying P&I Default Interest Rate Present Default Interest Rate Annual Property Tax Monthly Property Tax Annual Insurance Costs Monthly Insurance Cost Annual HOA Costs Monthly HOA Costs Monthly Other Costs PITIA Residual Income HOA Name HOA Address State HOA Fee Amount HOA Next Due Date HOA Payment Frequency Originator DTI TPR Verified DTI QM DTI Is Borrower Non Occupant Is Co Borrower Non Occupant Co Borrower 2 Asset Verification Level Co Borrower 3 Asset Verification Level Co Borrower 2 Income Verification Level Co Borrower 3 Income Verification Level Co Borrower 2 Employment Verification Level Co Borrower 3 Employment Verification Level Borrower Employment Indicator Co Borrower Employment Indicator Co Borrower 2 Employment Indicator Co Borrower 3 Employment Indicator Co Borrower 2 Length of Employment Co Borrower 3 Length of Employment Document Level Borrower Years of W2s/1099 CoBorrower Years of W2s/1099 Borrower Months of Paystubs Verified Co Borrower Months of Paystubs Verified Borrower Employment Gap Letter Borrower Months of Employment Gap Co Borrower Employment Gap Letter Co Borrower Months of Employment Gap Borrower Years of Personal Tax Returns Borrower Years of Business Tax Returns CoBorrower Years of Personal Tax Returns CoBorrower Years of Business Tax Returns Years of 4506T Years of Tax Transcripts Borrower Award/Offer Letter Co Borrower Award/Offer Letter Asset Depletion Flag Partial Asset Depletion Flag Asset Depletion Months Amortized Asset Utilization Flag (No DTI) Borrower Bank Statements Flag Borrower Bank Statement Summary/Lender Worksheet Borrower Number of Personal Bank Statements Borrower Number of Business Bank Statements CoBorrower Bank Statements Flag Co Borrower Bank Statement Summary/Lender Worksheet CoBorrower Number of Personal Bank Statements CoBorrower Number of Business Bank Statements Percent of Income From Statements Borrower Business Ownership % CoBorrower Business Ownership % Bespoke Eligible Assets Borrower P&L Type Borrower Number of Months P&L Borrower P&L Prepared By CoBorrower P&L Type CoBorrower P&L Prepared By CoBorrower Number of Months P&L Borrower CPA Letter Flag # of Months CPA verified income CoBorrower CPA Letter Flag CoBorrower # of Months CPA verified income Borrower WVOE Flag Borrower # of Months Employment Validated WVOE Borrower # of Months Income Validated WVOE Borrower WVOE Form Type CoBorrower WVOE Flag CoBorrower # of Months WVOE CoBorrower # of Months Income Validated WVOE CoBorrower WVOE Form Type DSCR Flag TPR DSCR Originator DSCR Expense Letter Income Doc Detail Tax Return Doc Details Property Address Property City Property State Property Zip Property County Original Credit Report Date Borrower 1 Credit Report Date Borrower 2 Credit Report Date Borrower 3 Credit Report Date Borrower 4 Credit Report Date Qualifying Credit Score Third Wage Earner Original FICO Equifax Third Wage Earner Original FICO Experian Third Wage Earner Original FICO Transunion Fourth Wage Earner Original FICO Equifax Fourth Wage Earner Original FICO Experian Fourth Wage Earner Original FICO Transunion Most Recent Updated Credit Report Date Third Wage Earner Updated FICO Equifax Third Wage Earner Updated FICO Experian Third Wage Earner Updated FICO Transunion Fourth Wage Earner Updated FICO Equifax Fourth Wage Earner Updated FICO Experian Fourth Wage Earner Updated FICO Transunion Most Recent Updated Co Borrower 2 FICO Most Recent Updated Co Borrower 3 FICO Most Recent Bankruptcy Type Most Recent Bankruptcy Filing Date Most Recent Bankruptcy Discharge Date Number of Bankruptcy Events Months Bankruptcy 7 11  Months Bankruptcy 13  Most Recent Deed in Lieu Date Number of Deed in Lieu Events Months Deed in Lieu Most Recent Short Sale Date Number of Short Sale Events Months Short Sale (or Pre FC)  Most Recent Foreclosure Date Number of Foreclosure Events Months Foreclosure Prior Mortgage/Rent Late 30d in 24m  Prior Mortgage/Rent Late 60d in 24m  Prior Mortgage/Rent Late 90d in 24m  Has ACH Is Equity Shared Loan Subordinate Lien Type Is Shared Appreciation Mortgage Borrower Originator Citizenship Designation Borrower Verified Citizenship Designation Borrower Individual Tax Identification Number (ITIN)? Borrower Photo Identification Type Borrower Photo Identification Other Type Borrower Photo ID State of Issuance Borrower Photo ID Country of Issuance Borrower Photo ID Expiration Date Borrower Passport Country of Origin Borrower Passport Expiration Date Borrower Non-US Citizen Identification Document Borrower Date of Resident Since/Valid Date Borrower Non-US Document Expiration Date Co Borrower Originator Citizenship Designation  Co Borrower Verified Citizenship Designation Co Borrower Individual Tax Identification Number (ITIN)? Co Borrower Photo Identification Type Co Borrower Photo Identification Other Type  Co Borrower Photo ID State of Issuance Co Borrower Photo ID Country of Issuance Co Borrower Photo ID Expiration Date Co Borrower Passport Country of Origin Co Borrower Passport Expiration Date Co Borrower Non-US Citizen Identification Document Co Borrower Date of Resident Since/Valid Date Co Borrower Non-US Document Expiration Date Co Borrower 2 Originator Citizenship Designation  Co Borrower 2 Verified Citizenship Designation Co Borrower 2 Individual Tax Identification Number (ITIN)? Co Borrower 2 Photo Identification Type Co Borrower 2 Photo Identification Other Type  Co Borrower 2 Photo ID State of Issuance Co Borrower 2 Photo ID Country of Issuance Co Borrower 2 Photo ID Expiration Date Co Borrower 2 Passport Country of Origin Co Borrower 2 Passport Expiration Date Co Borrower 2 Non-US Citizen Identification Document Co Borrower 2 Date of Resident Since/Valid Date Co Borrower 2 Non-US Document Expiration Date Co Borrower 3 Originator Citizenship Designation  Co Borrower 3 Verified Citizenship Designation Co Borrower 3 Individual Tax Identification Number (ITIN)? Co Borrower 3 Photo Identification Type Co Borrower 3 Photo Identification Other Type  Co Borrower 3 Photo ID State of Issuance Co Borrower 3 Photo ID Country of Issuance Co Borrower 3 Photo ID Expiration Date Co Borrower 3 Passport Country of Origin Co Borrower 3 Passport Expiration Date Co Borrower 3 Non-US Citizen Identification Document Co Borrower 3 Date of Resident Since/Valid Date Co Borrower 3 Non-US Document Expiration Date Property Rights Buydown Flag Assumable Mortgage Flag Foreign National Alternative Credit Documentation Liquid / Cash Reserves Months Liquid Reserves Total Assets Available for Reserves Months Reserves Blanket Mortgage Flag Qualifying HCLTV Condo Warrantability Flag
xx 74593     xx xx xx No xx xx xx 5.1 xx ATR/QM: Not Applicable No No No N/A             No     8.250%   xx No   xx xx xx xx     $0.00 xx             0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 1 0.95 N/A Borrower - N/A Borrower xx xx FL xx xx 10/20/2023 10/20/2023       644                               NA     0       0     0     0   1 0 0 Unknown No N/A No US Citizen US Citizen N/A Other USA Patriot Act xx xx xx     N/A                                                                                   Fee Simple No No N/A .00 .00 xx 33.01 No xx N/A
xx 74969     xx xx xx No xx xx xx 1.2 xx ATR/QM: Not Applicable No No No N/A             No     7.375%   xx No   xx xx xx xx xx xx $0.00 xx $0.00 xx CA xx xx Monthly 0.00% 33.60% 33.60% Yes               Self-Employed           24 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No Yes Yes 0 24 No N/A 0 0 100.00% 100.00% 100.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - SESoleProprietor - Business Bank Statements Verified Borrower xx xx CA xx xx 08/01/2023 08/01/2023       742                               NA     0       0     0     0   0 0 0 Unknown No N/A No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xx xx xx     N/A                                                                                   Fee Simple No No N/A xx 67.53 xx 67.53 No xx Yes
xx 74970     xx xx xx No xx xx xx 1.2 xx ATR/QM: Exempt No No No N/A             No     7.375%   xx No   xx xx xx xx xx xx $0.00 xx $0.00 xx CA xx xx Monthly 0.00% 34.50% 34.50% Yes               Self-Employed           24 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No Yes Yes 0 24 No N/A 0 0 100.00% 100.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - SESCorp, Subject Property Net Rental Income(Loss) if NOO - Business Bank Statements Verified Borrower xx xx CA xx xx 08/01/2023 08/01/2023       742                               NA     0       0     0     0   0 0 0 Unknown No N/A No US Citizen US Citizen N/A Other USA Patriot Act xx xx xx     N/A                                                                                   Fee Simple No No N/A xx 70.99 xx 70.99 No xx N/A
xx 74597     xx xx xx No xx xx xx 5.1 xx ATR/QM: Not Applicable No No No N/A             No     8.750%   xx No   xx xx xx xx     $0.00 xx             0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 1.03 1.02 N/A Borrower - N/A Borrower xx xx HI xx xx 09/15/2023 09/15/2023       646                               NA     0       0     0     0   0 0 0 Unknown No N/A No US Citizen US Citizen N/A Other USA Patriot Act xx xx xx     N/A                                                                                   Fee Simple No No N/A .00 .00 .00 0 No xx N/A
xx 74598     xx xx xx No xx xx xx 5.1 xx ATR/QM: Not Applicable No No No N/A             No     8.250%   xx No   xx xx xx xx     $0.00 xx             0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 1.04 1.04   Borrower - N/A Borrower xx xx FL xx xx 09/12/2023 09/12/2023       778                               NA     0       0     0     0   0 0 0 Unknown No N/A No US Citizen US Citizen N/A Real ID Driver's License   xx xx xx     N/A                                                                                   Fee Simple No No N/A xx 23.89 xx 23.89 No xx N/A
xx 74599     xx xx xx No xx xx xx 5.1 xx ATR/QM: Not Applicable No No No N/A             No     8.125%   xx No   xx xx xx xx xx xx $0.00 xx $0.00 xx FL xx   Annually 0.00% 21.67% 21.67% Yes Yes             Self-Employed Not Employed         12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No Yes Yes 0 12 No N/A 0 0 0.00% 100.00% 0.00%   N/A 0 N/A N/A N/A 0 Yes 24 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - N/A - CPA Letter Verified, Business Bank Statements Verified || Co Borrower - N/A Borrower || Co Borrower xx xx FL xx xx 08/10/2023 08/10/2023 08/10/2023     726                               NA     0       0     0     0   0 0 0 Unknown No N/A No US Citizen US Citizen N/A Real ID Driver's License   xx xx xx     N/A     US Citizen US Citizen N/A Real ID Driver's License   xx xx xx     N/A                                                         Fee Simple No No N/A xx 14.47 xx 14.47 No xx N/A
xx 74600     xx xx xx No xx xx xx 5.1 xx ATR/QM: Not Applicable No No No N/A             No     8.875%   xx No   xx xx xx xx xx xx $0.00 xx   xx FL xx xx Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 1.1 1.1   Borrower - N/A Borrower xx xx FL xx xx 08/10/2023 08/10/2023       676                               NA     0       0           0   0 0 0 Unknown No N/A No Permanent Resident Alien Permanent Non-US Citizen N/A Real ID Driver's License   xx xx xx     I-551 Permanent Resident Card    xx                                                                               Fee Simple No No N/A xx 40.09 xx 40.09 No xx No
xx 74601     xx xx xx No xx xx xx 5.1 xx ATR/QM: Exempt Yes No No N/A     09/11/2023 7.150%     No 9.197%   8.750%   xx No   xx xx xx xx     $0.00 xx $0.00           0.00% 33.59% 33.59% Yes Yes             Self-Employed Self-Employed         12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No Yes Yes 0 12 Yes Yes 0 12 57.69% 50.00% 100.00%   N/A 0 N/A N/A N/A 0 Yes 24 Yes 24 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Bank Statements, SSI and Disability - CPA Letter Verified, Business Bank Statements Verified || Co Borrower - Bank Statements, SSI and Disability - CPA Letter Verified, Business Bank Statements Verified Borrower || Co Borrower xx xx FL xx xx 07/13/2023 07/13/2023 07/13/2023     735                               NA     0       0     0     0   0 0 0 Unknown No N/A No US Citizen US Citizen N/A Real ID Driver's License   xx xx xx     N/A     US Citizen US Citizen N/A Real ID Driver's License   xx xx xx     N/A                                                         Fee Simple No No N/A xx 14.72 xx 14.72 No xx N/A
xx 74602     xx xx xx No xx xx xx 5.1 xx ATR/QM: Not Applicable No No No N/A             No     9.375%   xx No   xx xx xx xx xx xx $0.00 xx   xx SC xx   Annually 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 1.1 1 N/A Borrower - N/A Borrower xx xx SC xx xx 08/16/2023 08/16/2023       644                               NA     0       0     0     0   0 0 0 Unknown No N/A No US Citizen US Citizen N/A Other USA Patriot Act xx xx xx     N/A                                                                                   Fee Simple No No N/A .00 .00 xx 15.26 No xx N/A
xx 74004     xx xx xx No xx xx xx 5.1 xx ATR/QM: Not Applicable No No No N/A             No     8.000%   xx No   xx xx xx xx xx xx $0.00 xx   xx CO xx xx Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No No N/A 0 0 No N/A 0 0 0.00%     Stocks/Bonds N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 0.84 0.84   Borrower - N/A Borrower xx xx CO xx xx 08/16/2023 08/16/2023       734                               NA     0       0     0     0   0 0 0 Unknown No N/A No US Citizen US Citizen N/A Other USA Patriot Act  xx xx xx     N/A                                                                                   Fee Simple No No N/A xx 31.64 xx 31.64 No xx N/A
xx 75513     xx xx xx No xx xx xx 1.2 xx ATR/QM: Not Applicable No No No N/A             No     8.875%   xx No   xx xx xx xx     $0.00 xx             0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 1.1 1.1 N/A Borrower - N/A Borrower xx xx GA xx xx 08/10/2023 08/10/2023       706                               NA     0       0     0     0   0 0 0 Unknown No N/A No US Citizen US Citizen N/A Other USA Patriot Act xx xx xx     N/A                                                                                   Fee Simple No No N/A .00 .00 xx 19.16 No xx N/A
xx 74603     xx xx xx No xx xx xx 5.1 xx ATR/QM: Not Applicable No No No N/A             No     8.625%   xx No   xx xx xx xx xx xx $0.00 xx   xx FL xx xx Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 0.91 0.91 N/A Borrower - N/A Borrower xx xx FL xx xx 08/28/2023 08/28/2023       708                               NA     0       0     0     0   0 0 0 Unknown No N/A No US Citizen US Citizen N/A Real ID Driver's License   xx xx xx     N/A                                                                                   Fee Simple No No N/A xx 3.93 xx 3.93 No xx N/A
xx 74971     xx xx xx No xx xx xx 5.1 xx ATR/QM: Not Applicable No No No N/A             No     9.875%   xx No   xx xx xx xx xx xx $0.00 xx   xx FL xx xx Annually 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 1.09 1.09 N/A Borrower - N/A Borrower xx xx FL xx xx 08/21/2023 08/21/2023       683                               NA     0       0     0     0   0 0 0 Unknown No N/A No US Citizen US Citizen N/A Other USA Patriot Act xx xx xx     N/A                                                                                   Fee Simple No No N/A .00 .00 xx 13.8 No xx N/A
xx 74972     xx xx xx No xx xx xx 1.2 xx ATR/QM: Exempt No No No N/A             No     8.500%   xx No   xx xx xx xx     $0.00 xx $0.00           0.00% 36.46% 36.46% Yes Yes             Employed Employed         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No   No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 32 32 FNMA 1005 No 0   N/A Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified xx xx CA xx xx 08/22/2023 08/22/2023 08/22/2023     787                               NA     0       0     0     0   0 0 0 Unknown No N/A No US Citizen US Citizen N/A Other USA PATIROT ACT  xx xx xx     N/A     US Citizen US Citizen N/A Other USA PATIROT ACT  xx xx xx     N/A                                                         Fee Simple No No N/A xx 12.34 xx 12.34 No xx N/A
xx 75514     xx xx xx No xx xx xx 5.1 xx ATR/QM: Not Applicable No No No N/A             No     9.875%   xx No   xx xx xx xx xx xx $0.00 xx   xx FL xx xx Annually 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 1.09 1.09 N/A Borrower - N/A Borrower xx xx FL xx xx 08/21/2023 08/21/2023       683                               NA     0       0     0     0   0 0 0 Unknown No N/A No US Citizen US Citizen N/A Other USA Patriot Act xx xx xx     N/A                                                                                   Fee Simple No No N/A .00 .00 xx 13.8 No xx N/A
xx 74605     xx xx xx No xx xx xx 5.1 xx ATR/QM: Not Applicable No No No N/A             No     8.375%   xx No   xx xx xx xx xx xx $0.00 xx   xx FL xx   Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 1.02 1.02   Borrower - N/A Borrower xx xx FL xx xx 08/03/2023 08/03/2023       718                               NA     0       0     0     0   0 0 0 Unknown No N/A No US Citizen US Citizen N/A Real ID Driver's License   xx xx xx     N/A                                                                                   Fee Simple No No N/A xx 6.28 xx 6.28 No xx N/A
xx 74606     xx xx xx No xx xx xx 1.2 xx ATR/QM: Exempt No No No N/A             No     7.875%   xx No   xx xx xx xx     $0.00 xx $0.00           0.00% 29.33% 29.33% Yes Yes 4 - Verified 2+ Mos   1 - Not Stated, Not Verified   1 - Not Stated, Not Verified   Self-Employed Unknown Unknown       24 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No Yes Yes 0 24 No N/A 0 0 100.00% 100.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - N/A - Business Bank Statements Verified || Co Borrower - N/A || Co Borrower 2 - N/A Borrower || Co Borrower || Co Borrower 2 xx xx FL xx xx 08/14/2023 08/14/2023 08/15/2023 08/15/2023   758 788 785 769                         NA     0       0     0     0   0 0 0 Unknown No N/A No US Citizen US Citizen N/A Real ID Driver's License   xx xx xx     N/A     US Citizen US Citizen N/A Standard Driver's License - Not for federal Use   xx xx xx     N/A     US Citizen US Citizen N/A Real ID Driver's License   xx xx xx     N/A                               Fee Simple No No N/A xx 4.68 xx 4.68 No xx N/A
xx 74227     xx xx xx No xx xx xx 5.1 xx ATR/QM: Not Applicable No No No N/A             No     9.125%   xx No   xx xx xx xx     $0.00 xx             0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 1.18 1.18 N/A Borrower - N/A Borrower xx xx NC xx xx 08/21/2023 08/21/2023       658                               NA     0       0     0     0   0 0 0 Unknown No N/A No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xx xx xx     N/A                                                                                   Fee Simple No No N/A .00 .00 .00 0 No xx N/A
xx 74607     xx xx xx No xx xx xx 5.1 xx ATR/QM: Not Applicable No No No N/A             No     8.875%   xx No   xx xx xx xx xx xx $0.00 xx   xx FL xx xx Annually 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 0.82 0.82 N/A Borrower - N/A Borrower xx xx FL xx xx 08/16/2023 08/16/2023       703                               NA     0       0     0     0   0 0 0 Unknown No N/A No US Citizen US Citizen N/A Other USA Patriot Act xx xx xx     N/A                                                                                   Fee Simple No No N/A .00 .00 xx 91.2 No xx N/A
xx 74608     xx xx xx No xx xx xx 1.2 xx ATR/QM: Not Applicable No No No N/A             No     9.125%   xx No   xx xx xx xx     $0.00 xx             0.00% 0.00% 0.00% Yes               Not Employed           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 1.3 1.3   Borrower - N/A Borrower xx xx TN xx xx 08/25/2023 08/25/2023       715                               NA     0       0     0     0   0 0 0 Unknown No N/A No US Citizen US Citizen N/A Other USA Patriot Act xx xx xx     N/A                                                                                   Fee Simple No No N/A .00 .00 xx 96.75 No xx N/A
xx 74231     xx xx xx No xx xx xx 5.1 xx ATR/QM: Not Applicable No No No N/A             No     8.875%   xx No   xx xx xx xx     $0.00 xx             0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 0.72 0.72 N/A Borrower - N/A Borrower xx xx CA xx xx 08/24/2023 08/24/2023       703                               NA     0       0     0     0   0 0 0 Unknown No N/A No US Citizen US Citizen N/A Other USA Patriot Act xx xx xx     N/A                                                                                   Fee Simple No Unknown N/A .00 .00 xx 18.56 No xx N/A
xx 74609     xx xx xx No xx xx xx 5.1 xx ATR/QM: Not Applicable No No No N/A             No     8.000%   xx No   xx xx xx xx     $0.00 xx             0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 1.31 1.3   Borrower - N/A Borrower xx xx FL xx xx 08/08/2023 08/08/2023       710                               NA     0       0     0     0   1 0 0 Unknown No N/A No Permanent Resident Alien Permanent Non-US Citizen N/A Real ID Driver's License   xx xx xx     I-151 Permanent Resident Card   xx                                                                               Fee Simple No No N/A xx 5.95 xx 5.95 No xx N/A
xx 74610     xx xx xx No xx xx xx 5.1 xx Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation   09/25/2023 7.210%     No 7.987%   7.500%   xx No   xx xx xx xx xx xx $0.00 xx $0.00 xx AZ xx xx Monthly 0.00% 50.98% 50.98% No No             Self-Employed Self-Employed         12 Month Bank Statement 0 2 NA 1 Month N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No   No Yes Yes 0 12 No Yes 0 0 24.72% 100.00% 100.00% Stocks/Bonds,Stocks/Bonds N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 12 12 Work Number No 0   N/A Borrower - Wage - 2 YRS Executed 4506T Verified, Business Bank Statements Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 2 YRS Executed 4506T Verified || Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified xx xx AZ xx xx 07/28/2023 07/28/2023 07/28/2023     750                               NA     0       0     0     0   0 0 0 Unknown No N/A No US Citizen US Citizen N/A Other USA Patriot ACT xx xx xx     N/A     US Citizen US Citizen N/A Other USA Patriot ACT xx xx xx     N/A                                                         Fee Simple No No N/A xx 56.23 xx 56.23 No xx N/A
xx 74611     xx xx xx No xx xx xx 5.1 xx ATR/QM: Not Applicable No No No N/A             No     8.250%   xx No   xx xx xx xx xx xx $0.00 xx   xx FL xx xx Annually 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 1.05 1.05 N/A Borrower - N/A Borrower xx xx FL xx xx 08/28/2023 08/28/2023       760                               NA     0       0     0     0   0 0 0 Unknown No N/A No US Citizen US Citizen N/A Real ID Driver's License   xx xx xx     N/A                                                                                   Fee Simple No No N/A xx 26.08 xx 26.08 No xx N/A
xx 74612     xx xx xx No xx xx xx 5.1 xx Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation   09/11/2023 7.150%     No 7.780%   7.500%   xx No   xx xx xx xx     $0.00 xx $0.00           0.00% 33.45% 33.45% No               Self-Employed           12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 60 No Yes Yes 0 12 No N/A 0 0 91.58% 100.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - SESoleProprietor, Asset Depletion - Business Bank Statements Verified Borrower xx xx CA xx xx 08/29/2023 08/29/2023       734                               NA     0       0     0     0   0 0 0 Unknown No N/A No Non Permanent Resident Alien Non-Permanent Non-US Citizen Yes - ITIN Card Standard Driver's License - Not for federal use   xx xx xx     N/A                                                                                   Fee Simple No No N/A xx 22.63 xx 22.63 No xx N/A
xx 74236     xx xx xx No xx xx xx 5.1 xx Non-QM: Lender documented all ATR UW factors Yes No No N/A     09/11/2023 7.150%     No 7.873%   7.500%   xx No   xx xx xx xx     $0.00 xx $0.00           0.00% 29.24% 29.24% No               Self-Employed           24 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No Yes Yes 0 24 No N/A 0 0 100.00% 100.00%     N/A 0 N/A N/A N/A 0 Yes 24 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - SESCorp - CPA Letter Verified, Business Bank Statements Verified Borrower xx xx FL xx xx 08/29/2023 08/29/2023       766                               NA     0       0     0     0   0 0 0 Unknown No N/A No Permanent Resident Alien Permanent Non-US Citizen N/A Real ID Driver's License   xx xx xx     I-151 Permanent Resident Card   xx                                                                               Fee Simple No No N/A xx 29.19 xx 29.19 No xx N/A
xx 74613     xx xx xx No xx xx xx 5.1 xx ATR/QM: Not Applicable No No No N/A             No     9.375%   xx No   xx xx xx xx xx xx $0.00 xx   xx PA xx   Annually 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 1.07 1.07   Borrower - N/A Borrower xx xx PA xx xx 08/30/2023 08/30/2023       653                               NA     0       0     0     0   0 0 0 Unknown No N/A No US Citizen US Citizen N/A Other USA Patriot ACT  xx xx xx     N/A                                                                                   Fee Simple No No N/A .00 .00 xx 67.48 No xx N/A
xx 74614     xx xx xx No xx xx xx 5.1 xx ATR/QM: Not Applicable No No No N/A             No     8.250%   xx No   xx xx xx xx     $0.00 xx             0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 1 1 N/A Borrower - N/A Borrower xx xx OH xx xx 09/05/2023 09/05/2023       748                               NA     0       0     0     0   0 0 0 Unknown No N/A No US Citizen US Citizen N/A Real ID Driver's License   xx xx xx     N/A                                                                                   Fee Simple No No N/A xx 28.09 xx 28.09 No xx N/A
xx 74973     xx xx xx No xx xx xx 1.2 xx ATR/QM: Not Applicable No No No N/A Appendix Q Documentation           No     8.750%   xx No   xx xx xx xx     $0.00 xx             0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 1.12 1.12 N/A Borrower - N/A Borrower xx xx FL xx xx 07/24/2023 07/24/2023       774                               NA     0       0     0     0   0 0 0 Unknown No N/A No US Citizen US Citizen N/A Real ID Driver's License   xx xx xx     N/A                                                                                   Fee Simple No No N/A .00 .00 xx 24.7 No xx N/A
xx 74615     xx xx xx No xx xx xx 5.1 xx Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation   10/02/2023 7.400%     No 9.260%   8.875%   xx No   xx xx xx xx     $0.00 xx             0.00% 14.58% 14.58% No No             Self-Employed Self-Employed         12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No Yes Yes 0 12 Yes Yes 0 12 100.00% 50.00% 50.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - SESoleProprietor - Business Bank Statements Verified || Co Borrower - SESoleProprietor - Business Bank Statements Verified Borrower || Co Borrower xx xx TN xx xx 09/05/2023 09/05/2023 09/05/2023     719                               NA     0       0     0     0   0 0 0 Unknown No N/A No US Citizen US Citizen N/A Other USA Patriot ACT xx xx xx     N/A     US Citizen US Citizen N/A Other USA Patriot ACT xx xx xx     N/A                                                         Fee Simple No No N/A .00 .00 xx 110.14 No xx N/A
xx 74024     xx xx xx No xx xx xx 5.1 xx Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation   09/18/2023 7.180%     No 10.581%   10.375%   xx No   xx xx xx xx xx xx $0.00 xx xx xx CA xx xx Annually 0.00% 38.16% 38.16% No No             Self-Employed Employed         12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No Yes Yes 0 12 No N/A 0 0 0.00% 100.00% 0.00%   N/A 0 N/A N/A N/A 0 Yes 24 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - CPA Letter Verified, Business Bank Statements Verified || Co Borrower Borrower || Co Borrower xx xx CA xx xx 08/16/2023 08/16/2023 08/16/2023     778                               NA     0       0     0     0   0 0 0 Unknown No N/A No US Citizen US Citizen N/A Real ID Driver's License   xx xx xx     N/A     US Citizen US Citizen N/A Real ID Driver's License   xx xx xx     N/A                                                         Fee Simple No No N/A xx 21.71 xx 25.56 No xx N/A
xx 74617     xx xx xx No xx xx xx 5.1 xx Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation   09/04/2023 7.120%     No 10.068%   9.625%   xx No   xx xx xx xx xx xx $0.00 xx $0.00 xx FL xx xx Monthly 0.00% 26.24% 26.24% No               Self-Employed           12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No Yes Yes 0 12 No N/A 0 0 0.00% 100.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Bank Statements - Business Bank Statements Verified Borrower xx xx FL xx xx 09/06/2023 09/06/2023       683                               NA     0       0     0     0   0 0 0 Unknown No N/A No US Citizen US Citizen N/A Real ID Driver's License   xx xx xx     N/A                                                                                   Fee Simple No No N/A xx 6.19 xx 6.19 No xx N/A
xx 74026     xx xx xx No xx xx xx 1.2 xx ATR/QM: Not Applicable No No No N/A             No     9.125%   xx No   xx xx xx xx xx xx $0.00 xx   xx CA xx xx Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No No N/A 0 0 No N/A 0 0 0.00%     Stocks/Bonds N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 0.63 0.72   Borrower - N/A Borrower xx xx CA xx xx 08/10/2023 08/10/2023       758                               NA     0       0     0     0   0 0 0 Unknown No N/A No US Citizen US Citizen N/A Other USA PATRIOT ACT xx xx xx     N/A                                                                                   Fee Simple No No N/A xx 43.72 xx 43.72 No xx N/A
xx 75515     xx xx xx No xx xx xx 1.2 xx Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation   10/16/2023 7.570%     No 9.013%   8.875%   xx No   xx xx xx xx xx xx $0.00 xx $0.00 xx TX xx xx Annually 0.00% 48.17% 48.17% No               Self-Employed           24 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No Yes Yes 0 24 No N/A 0 0 100.00% 1000.00%     N/A 0 N/A N/A N/A 0 Yes 24 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, Business Bank Statements Verified Borrower xx xx TX xx xx 08/31/2023 08/31/2023       717                               NA     0       0     0     0   0 0 0 Unknown No N/A No US Citizen US Citizen N/A Other USA Patriot Act xx xx xx     N/A                                                                                   Fee Simple No No N/A xx 8.95 xx 10.1 No xx N/A
xx 75516     xx xx xx No xx xx xx 1.2 xx ATR/QM: Not Applicable No No No N/A             No     9.250%   xx No   xx xx xx xx     $0.00 xx             0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 0.79 0.79 N/A Borrower - N/A Borrower xx xx CA xx xx 07/31/2023 07/31/2023       693                               NA     0       0     0     0   0 0 0 Unknown No N/A No US Citizen US Citizen N/A Other USA Patriot xx xx xx     N/A                                                                                   Fee Simple No No N/A .00 .00 xx 97.02 No xx N/A
xx 75517     xx xx xx No xx xx xx 1.2 xx ATR/QM: Not Applicable No No No N/A             No     8.375%   xx No   xx xx xx xx     $0.00 xx             0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 1.21 1.21 N/A Borrower - N/A Borrower xx xx TX xx xx 09/07/2023 09/07/2023       729                               NA     0       0     0     0   0 0 0 Unknown No N/A No US Citizen US Citizen N/A Real ID Driver's License   xx xx xx     N/A                                                                                   Fee Simple No No N/A .00 .00 xx 85.42 No xx N/A
xx 74028     xx xx xx No xx xx xx 5.1 xx ATR/QM: Not Applicable No No No N/A             No     8.875%   xx No   xx xx xx xx     $0.00 xx             0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 0.87 0.87   Borrower - N/A Borrower xx xx NC xx xx 06/21/2023 06/21/2023       760                               NA     0       0     0     0   0 0 0 Unknown No N/A No Permanent Resident Alien Permanent Non-US Citizen N/A Other USA PATRIOT ACT xx xx xx     I-551 Permanent Resident Card    xx                                                                               Fee Simple No No N/A xx 13.08 xx 13.08 No xx N/A
xx 74618     xx xx xx No xx xx xx 5.1 xx Non-QM: Lender documented all ATR UW factors Yes No No N/A     09/25/2023 7.210%     No 8.425%   8.000%   xx No   xx xx xx xx xx xx $0.00 xx $0.00 xx TX xx xx Annually 0.00% 34.02% 34.02% No               Self-Employed           12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No Yes Yes 0 12 No N/A 0 0 100.00% 100.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - SECorporation - Business Bank Statements Verified Borrower xx xx TX xx xx 09/06/2023 09/06/2023       704                               NA     0       0     0     0   0 0 0 Unknown No N/A No US Citizen US Citizen N/A Real ID Driver's License   xx xx xx     N/A                                                                                   Fee Simple No No N/A xx 14.50 xx 14.5 No xx N/A
xx 75518     xx xx xx No xx xx xx 1.2 xx ATR/QM: Not Applicable No No No N/A             No     8.125%   xx No   xx xx xx xx     $0.00 xx             0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 1 1 N/A Borrower - N/A Borrower xx xx FL xx xx 09/13/2023 09/13/2023       666                               NA     0       0     0     0   0 0 0 Unknown No N/A No US Citizen US Citizen N/A Other USA Patriot Act xx xx xx     N/A                                                                                   Fee Simple No No N/A .00 .00 xx 86.16 No xx N/A
xx 74620     xx xx xx No xx xx xx 5.1 xx ATR/QM: Not Applicable No No No N/A             No     8.125%   xx No   xx xx xx xx     $0.00 xx             0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 0.76 0.76   Borrower - N/A || Co Borrower - N/A Borrower || Co Borrower xx xx FL xx xx 09/05/2023 09/05/2023 09/05/2023     760                               NA     0       0     0     0   0 0 0 Unknown No N/A No US Citizen US Citizen N/A Real ID Driver's License   xx xx xx     N/A     US Citizen US Citizen N/A Real ID Driver's License   xx xx xx     N/A                                                         Fee Simple No No N/A xx 34.07 xx 34.07 No xx N/A
xx 74249     xx xx xx No xx xx xx 5.1 xx ATR/QM: Not Applicable No No No N/A             No     8.375%   xx No   xx xx xx xx     $0.00 xx             0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 1.43 1.43   Borrower - N/A || Co Borrower - N/A Borrower || Co Borrower xx xx CA xx xx 09/12/2023 09/12/2023 09/12/2023     723                               NA     0       0     0     0   0 0 0 Unknown No N/A No US Citizen US Citizen N/A Other USA Patriot Act xx xx xx     N/A     US Citizen US Citizen N/A Other USA Patriot Act xx xx xx     N/A                                                         Fee Simple No No N/A xx 7.45 xx 7.45 No xx N/A
xx 75519     xx xx xx No xx xx xx 5.1 xx ATR/QM: Not Applicable No No No N/A             No     9.000%   xx No   xx xx xx xx     $0.00 xx             0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 0.91 0.91 N/A Borrower - N/A Borrower xx xx FL xx xx 07/17/2023 07/17/2023       768                               NA     0       0     0     0   0 0 0 Unknown No N/A No US Citizen US Citizen N/A Other USA Patriot ACT  xx xx xx     N/A                                                                                   Fee Simple No No N/A xx 26.03 xx 26.03 No xx N/A
xx 74621     xx xx xx No xx xx xx 5.1 xx Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation   09/25/2023 7.210%     No 7.592%   7.250%   xx No   xx xx xx xx xx xx $0.00 xx $0.00 xx FL xx xx Monthly 0.00% 16.58% 16.58% Yes Yes             Self-Employed Self-Employed         12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No Yes N/A 0 12 Yes N/A 0 12 100.00% 45.00% 55.00%   N/A 0 N/A N/A N/A 0 Yes 24 Yes 24 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Bank Statements - CPA Letter Verified, Business Bank Statements Verified || Co Borrower - Bank Statements - CPA Letter Verified, Business Bank Statements Verified Borrower || Co Borrower xx xx FL xx xx 10/17/2023 10/17/2023 10/17/2023     715                               NA     0       0     0     0   0 0 0 Unknown No N/A No US Citizen US Citizen N/A Other USA Patriot ACT  xx xx xx     N/A     US Citizen US Citizen N/A Real ID Driver's License   xx xx xx     N/A                                                         Fee Simple No No N/A xx 16.83 xx 16.83 No xx N/A
xx 74623     xx xx xx No xx xx xx 5.1 xx Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation   09/25/2023 7.210%     No 9.058%   8.750%   xx No   xx xx xx xx xx xx $0.00 xx $0.00 xx FL xx xx Monthly 0.00% 48.79% 48.79% No               Self-Employed           24 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No Yes Yes 0 24 No N/A 0 0 100.00% 100.00%     N/A 0 N/A N/A N/A 0 Yes 24 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, Business Bank Statements Verified, Lease Agreements Verified Borrower xx xx FL xx xx 07/28/2023 07/28/2023       715                               NA     0       0     0     0   0 0 0 Unknown No N/A No US Citizen US Citizen N/A Real ID Driver's License   xx xx xx     N/A                                                                                   Fee Simple No No N/A xx 13.76 xx 13.76 No xx N/A
xx 74624     xx xx xx No xx xx xx 5.1 xx ATR/QM: Not Applicable No No No N/A             No     8.625%   xx No   xx xx xx xx     $0.00 xx             0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 1.15 1.15 N/A Borrower - N/A Borrower xx xx IL xx xx 09/11/2023 09/11/2023       815                               NA     0       0     0     0   0 0 0 Unknown No N/A No US Citizen US Citizen N/A Other USA Patriot Act xx xx xx     N/A                                                                                   Fee Simple No No N/A .00 .00 xx 102.8 No xx N/A
xx 74625     xx xx xx No xx xx xx 1.2 xx ATR/QM: Not Applicable No No No N/A             No     8.500%   xx No   xx xx xx xx     $0.00 xx             0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 1.12 1.12 N/A Borrower - N/A Borrower xx xx FL xx xx 09/14/2023 09/14/2023       689                               NA     0       0     0     0   0 0 0 Unknown No N/A No US Citizen US Citizen N/A Other USA Patriot Act xx xx xx     N/A                                                                                   Fee Simple No No N/A .00 .00 xx 47.8 No xx N/A
xx 74626     xx xx xx No xx xx xx 5.1 xx ATR/QM: Not Applicable No No No N/A             No     9.625%   xx No   xx xx xx xx     $0.00 xx             0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 1.34 1.33 N/A Borrower - N/A Borrower xx xx FL xx xx 10/04/2023 10/04/2023       681                               NA     0       0     0     0   0 0 0 Unknown No N/A No US Citizen US Citizen N/A Real ID Driver's License   xx xx xx     N/A                                                                                   Fee Simple No No N/A xx 20.01 xx 20.01 No xx N/A
xx 74627     xx xx xx No xx xx xx 1.2 xx ATR/QM: Not Applicable No No No N/A             No     8.625%   xx No   xx xx xx xx xx xx $0.00 xx   xx OH xx xx Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 1.05 1.05   Borrower - N/A Borrower xx xx OH xx xx 09/19/2023 09/19/2023       689                               NA     0       0     0     0   0 0 0 Unknown No N/A No US Citizen US Citizen N/A Other USA Patriot Act xx xx xx     N/A                                                                                   Fee Simple No No N/A xx 16.03 xx 16.03 No xx N/A
xx 74628     xx xx xx No xx xx xx 5.1 xx Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation   09/25/2023 7.210%     No 10.659%   10.250%   xx No   xx xx xx xx     $0.00 xx $0.00           0.00% 34.97% 34.97% No               Self-Employed           24 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No Yes Yes 0 24 No N/A 0 0 100.00% 100.00%     N/A 0 N/A N/A N/A 0 Yes 168 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SESCorp - CPA Letter Verified, Business Bank Statements Verified Borrower xx xx FL xx xx 09/13/2023 09/13/2023       724                               NA     0       0     0     0   0 0 0 Unknown No N/A No US Citizen US Citizen N/A Real ID Driver's License   xx xx xx     N/A                                                                                   Fee Simple No No N/A xx 20.73 xx 20.73 No xx N/A
xx 74975     xx xx xx No xx xx xx 5.1 xx Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation   10/16/2023 7.570%     No 8.928%   8.625%   xx No   xx xx xx xx xx xx $0.00 xx $0.00 xx FL xx xx Monthly 0.00% 39.06% 39.06% No               Self-Employed           12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No Yes Yes 0 12 No N/A 0 0 100.00% 100.00%     N/A 0 N/A N/A N/A 0 Yes 24 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, Business Bank Statements Verified Borrower xx xx FL xx xx 09/20/2023 09/20/2023       757                               NA     0       0     0     0   0 0 0 Unknown No N/A No US Citizen US Citizen N/A Real ID Driver's License   xx xx xx     N/A                                                                                   Fee Simple No No N/A xx 6.29 xx 6.29 No xx N/A
xx 74976     xx xx xx No xx xx xx 1.2 xx ATR/QM: Not Applicable No No No N/A             No     9.625%   xx No   xx xx xx xx     $0.00 xx   xx TX   xx   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 0.88 0.88 N/A Borrower - N/A Borrower xx xx TX xx xx 09/20/2023 09/20/2023       682                               NA     0       0     0     0   0 0 0 Unknown No N/A No US Citizen US Citizen N/A Real ID Driver's License   xx xx xx     N/A                                                                                   Fee Simple No No N/A .00 .00 xx 27.07 No xx N/A
xx 74630     xx xx xx No xx xx xx 5.1 xx ATR/QM: Not Applicable No No No N/A             No     8.875%   xx No   xx xx xx xx     $0.00 xx             0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 1.15 1.15 N/A Borrower - N/A || Co Borrower - N/A Borrower || Co Borrower xx xx FL xx xx 08/26/2023 08/26/2023 08/26/2023     707                               NA     0       0     0     0   0 0 0 Unknown No N/A No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xx xx xx     N/A     US Citizen US Citizen N/A Standard Driver's License - Not for federal Use   xx xx xx     N/A                                                         Fee Simple No No N/A xx 9.19 xx 9.19 No xx N/A
xx 74632     xx xx xx No xx xx xx 5.1 xx ATR/QM: Not Applicable No No No N/A             No     9.375%   xx No   xx xx xx xx     $0.00 xx             0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 0.74 0.73 N/A Borrower - N/A Borrower xx xx CA xx xx 09/25/2023 09/25/2023       712                               NA     0       0     0     0   0 0 0 Unknown No N/A No US Citizen US Citizen N/A Other USA Patriot ACT xx xx xx     N/A                                                                                   Fee Simple No No N/A xx 26.55 xx 28.25 No xx N/A
xx 75521     xx xx xx No xx xx xx 1.2 xx ATR/QM: Not Applicable No No No N/A             No     9.000%   xx No   xx xx xx xx     $0.00 xx             0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 1.24 1.24 N/A Borrower - N/A Borrower xx xx MD xx xx 09/25/2023 09/25/2023       693                               NA     0       0     0     0   0 0 0 Unknown No N/A No US Citizen US Citizen N/A Real ID Driver's License   xx xx xx     N/A                                                                                   Fee Simple No No N/A xx 24.45 xx 24.45 No xx N/A
xx 74633     xx xx xx No xx xx xx 5.1 xx Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation   09/25/2023 7.210%     No 7.768%   7.625%   xx No   xx xx xx xx     $0.00 xx $0.00           0.00% 11.53% 11.53% Yes No             Self-Employed Self-Employed         12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No Yes Yes 0 24 Yes Yes 0 24 0.00% 100.00% 100.00% Stocks/Bonds N/A 0 N/A N/A N/A 0 Yes 24 Yes 24 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SECorporation - CPA Letter Verified, Business Bank Statements Verified || Co Borrower - SECorporation - CPA Letter Verified, Business Bank Statements Verified Borrower || Co Borrower xx xx FL xx xx 09/25/2023 09/25/2023 09/25/2023     749                               NA     0       0     0     0   0 0 0 Unknown No N/A No US Citizen US Citizen N/A Real ID Driver's License   xx xx xx     N/A     US Citizen US Citizen N/A Real ID Driver's License   xx xx xx     N/A                                                         Fee Simple No No N/A xx 14.25 xx 14.25 No xx N/A
xx 74634     xx xx xx No xx xx xx 5.1 xx ATR/QM: Exempt No No No N/A             No     7.375%   xx No   xx xx xx xx     $0.00 xx $0.00           0.00% 43.82% 43.82% Yes Yes             Self-Employed Not Employed         Full Doc 2 0 NA NA N/A 0 N/A 0 0 2 0 0 2 2 NA NA No No   No No Yes 0 0 No N/A 0 0 0.00% 1000.00%     Borrower Prepared 9 Borrower N/A N/A 0 Yes 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - N/A - 2 YRS Business Tax Returns Verified, CPA Letter Verified, YTD Profit And Loss Verified, 2 YRS W2 1099 Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - N/A - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 2 YRS Business Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified xx xx AZ xx xx 09/13/2023 09/13/2023 09/13/2023     820                               NA     0       0     0     0   0 0 0 Unknown No N/A No US Citizen US Citizen N/A Other USA Patriot Act xx xx xx     N/A     US Citizen US Citizen N/A Other USA Patriot Act xx xx xx     N/A                                                         Fee Simple No No N/A xx 68.96 xx 68.96 No xx N/A
xx 74635     xx xx xx No xx xx xx 5.1 xx Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation   10/02/2023 7.400%     No 8.117%   7.875%   xx No   xx xx xx xx     $0.00 xx $0.00           0.00% 39.22% 39.22% No               Self-Employed           24 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No Yes Yes 0 24 No N/A 0 0 100.00% 100.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - SESCorp - Business Bank Statements Verified Borrower xx xx CA xx xx 08/15/2023 08/15/2023       732                               NA     0       0     0     0   0 0 0 Unknown No N/A No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xx xx xx     N/A                                                                                   Fee Simple No No N/A xx 3.13 xx 3.13 No xx N/A
xx 74636     xx xx xx No xx xx xx 5.1 xx ATR/QM: Not Applicable No No No N/A Appendix Q Documentation           No     7.875%   xx No   xx xx xx xx xx xx $0.00 xx   xx TX xx xx Annually 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 1.09 1.09   Borrower - N/A Borrower xx xx TX xx xx 09/26/2023 09/26/2023       753                               NA     0       0     0     0   0 0 0 Unknown No N/A No US Citizen US Citizen N/A Real ID Driver's License   xx xx xx     N/A                                                                                   Fee Simple No No N/A xx 5.03 xx 5.03 No xx N/A
xx 74978     xx xx xx No xx xx xx 1.2 xx ATR/QM: Not Applicable No No No N/A             No     8.500%   xx No   xx xx xx xx     $0.00 xx             0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 1.27 1.26 N/A Borrower - N/A Borrower xx xx TN xx xx 09/22/2023 09/22/2023       721                               NA     0       0     0     0   0 0 0 Unknown No N/A No US Citizen US Citizen N/A Other USA Patriot Act xx xx xx     N/A                                                                                   Fee Simple No No N/A xx 8.52 xx 9.04 No xx N/A
xx 74638     xx xx xx No xx xx xx 1.2 xx ATR/QM: Not Applicable No No No N/A             No     8.250%   xx No   xx xx xx xx     $0.00 xx             0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 1.47 1.47 N/A Borrower - N/A Borrower xx xx TX xx xx 09/25/2023 09/25/2023       758                               NA     0       0     0     0   0 0 0 Unknown No N/A No US Citizen US Citizen N/A Other   xx xx xx     N/A                                                                                   Fee Simple No No N/A .00 .00 .00 0 No xx N/A
xx 74639     xx xx xx No xx xx xx 5.1 xx Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation   09/25/2023 7.210%     No 7.558%   7.375%   xx No   xx xx xx xx xx xx $0.00 xx $0.00 xx CA xx xx Monthly 0.00% 32.47% 32.47% Yes Yes             Not Employed Not Employed         Asset Utilization (No DTI) 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   Yes No N/A 0 0 No N/A 0 0 100.00% 100.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower || Co Borrower Borrower || Co Borrower xx xx CA xx xx 09/20/2023 09/20/2023 09/20/2023     800                               NA     0       0     0     0   0 0 0 Unknown No N/A No US Citizen US Citizen N/A Other USA Patriot Act xx xx xx     N/A     US Citizen US Citizen N/A Other USA Patriot Act xx xx xx     N/A                                                         Fee Simple No No N/A xx 500.87 xx 500.87 No xx No
xx 74979     xx xx xx No xx xx xx 1.2 xx ATR/QM: Not Applicable No No No N/A             No     8.000%   xx No   xx xx xx xx     $0.00 xx             0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 1 1   Borrower - N/A Borrower xx xx CA xx xx 10/04/2023 10/04/2023       754                               NA     0       0     0     0   0 0 0 Unknown No N/A No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xx xx xx     N/A                                                                                   Fee Simple No No N/A xx 12.22 xx 12.22 No xx N/A
xx 74640     xx xx xx No xx xx xx 5.1 xx Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation   10/02/2023 7.400%     No 8.958%   8.625%   xx No   xx xx xx xx     $0.00 xx $0.00           0.00% 46.95% 46.95% No No             Self-Employed Unknown         12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No Yes Yes 12 0 No N/A 0 0 100.00% 100.00%     N/A 0 N/A N/A N/A 0 Yes 12 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - CPA Letter Verified, Personal Bank Statements Verified || Co Borrower Borrower || Co Borrower xx xx HI xx xx 09/14/2023 09/14/2023 09/14/2023     721                               NA     0       0     0     0   0 0 0 Unknown No N/A No US Citizen US Citizen N/A Real ID Driver's License   xx xx xx     N/A     US Citizen US Citizen N/A Real ID Driver's License   xx xx xx     N/A                                                         Fee Simple No No N/A xx 31.94 xx 31.94 No xx N/A
xx 74641     xx xx xx No xx xx xx 5.1 xx ATR/QM: Not Applicable No No No N/A             No     8.250%   xx No   xx xx xx xx     $0.00 xx             0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 1.23 1.23   Borrower - N/A Borrower xx xx CA xx xx 09/26/2023 09/26/2023       748                               NA     0       0     0     0   0 0 0 Unknown No N/A No US Citizen US Citizen N/A Real ID Driver's License   xx xx xx     N/A                                                                                   Fee Simple No No N/A .00 .00 xx 34.68 No xx N/A
xx 74642     xx xx xx No xx xx xx 5.1 xx Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation   10/02/2023 7.400%     No 8.774%   8.375%   xx No   xx xx xx xx     $0.00 xx $0.00           0.00% 26.08% 26.08% No               Self-Employed           12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No Yes Yes 0 12 No N/A 0 0 100.00% 100.00%     N/A 0 N/A N/A N/A 0 Yes 19 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, Business Bank Statements Verified Borrower xx xx CA xx xx 09/29/2023 09/29/2023       742                               7 xx xx 1 94     0     0     0   0 0 0 Unknown No N/A No Permanent Resident Alien Permanent Non-US Citizen N/A Real ID Driver's License   xx xx xx     N/A   xx                                                                               Fee Simple No No N/A xx 17.67 xx 17.67 No xx N/A
xx 74980     xx xx xx No xx xx xx 1.2 xx Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation   10/09/2023 7.580%     No 7.996%   7.625%   xx No   xx xx xx xx xx xx $0.00 xx $0.00 xx FL xx xx Annually 0.00% 33.11% 33.11% No               Self-Employed           1YR Business P&L 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No No Missing 0 0 No N/A 0 0 0.00% 100.00%   Stocks/Bonds Third-Party Prepared (Unaudited) 12 CPA N/A N/A 0 Yes 190 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified Borrower xx xx FL xx xx 09/23/2023 09/23/2023       759                               NA     0       0     0     0   0 0 0 Unknown No N/A No US Citizen US Citizen N/A Real ID Driver's License   xx xx xx     N/A                                                                                   Fee Simple No No N/A xx 22.64 xx 22.64 No xx Yes
xx 74981     xx xx xx No xx xx xx 5.1 xx Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation   10/02/2023 7.400%     No 7.902%   7.750%   xx No   xx xx xx xx xx xx $0.00 xx $0.00 xx TX xx xx Annually 0.00% 45.45% 45.45% No               Self-Employed           12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No Yes Yes 0 24 No N/A 0 0 100.00% 100.00%     N/A 0 N/A N/A N/A 0 Yes 12 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - SESCorp, Other REO Net Rental Income(Loss) - CPA Letter Verified, Business Bank Statements Verified Borrower xx xx TX xx xx 09/28/2023 09/28/2023       763                               NA     0       0     0     0   0 0 0 Unknown No N/A No US Citizen US Citizen N/A Real ID Driver's License   xx xx xx     N/A                                                                                   Fee Simple No No N/A xx 34.69 xx 34.69 No xx N/A
xx 74643     xx xx xx No xx xx xx 5.1 xx Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation   10/16/2023 7.570%     No 8.807%   8.500%   xx No   xx xx xx xx     $0.00 xx $0.00           0.00% 27.63% 27.63% No No             Self-Employed Self-Employed         12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No Yes Yes 0 12 Yes Yes 0 12 100.00% 100.00% 100.00%   N/A 0 N/A N/A N/A 0     No   NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - SESoleProprietor - null CPA Letter Verified, Business Bank Statements Verified || Co Borrower - SESoleProprietor - null CPA Letter Verified, Business Bank Statements Verified Borrower || Co Borrower xx xx VA xx xx 09/22/2023 09/22/2023 09/22/2023     743                               NA     0       0     0     0   0 0 0 Unknown No N/A No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xx xx xx     N/A     US Citizen US Citizen N/A Standard Driver's License - Not for federal Use   xx xx xx     N/A                                                         Fee Simple No No N/A .00 .00 xx 83.02 No xx N/A
xx 74644     xx xx xx No xx xx xx 1.2 xx ATR/QM: Not Applicable No No No N/A             No     8.125%   xx No   xx xx xx xx xx xx $0.00 xx   xx AR xx xx Annually 0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 1.17 1.16 N/A Borrower - N/A || Co Borrower - N/A Borrower || Co Borrower xx xx AR xx xx 09/28/2023 09/28/2023 09/28/2023     759                               NA     0       0     0     0   0 0 0 Unknown No N/A No US Citizen US Citizen N/A Other USA Patriot Act xx xx xx     N/A     US Citizen US Citizen N/A Other USA Patriot Act xx xx xx     N/A                                                         Fee Simple No No N/A .00 .00 xx 94.29 No xx N/A
xx 74645     xx xx xx No xx xx xx 5.1 xx Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation   10/02/2023 7.400%     No 8.882%   8.500%   xx No   xx xx xx xx xx xx $0.00 xx $0.00 xx CA xx xx Monthly 0.00% 37.52% 37.52% No               Self-Employed           12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No Yes Yes 0 12 No N/A 0 0 100.00% 100.00%     N/A 0 N/A N/A N/A 0 Yes 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, Business Bank Statements Verified Borrower xx xx CA xx xx 10/02/2023 10/02/2023       748                               NA     0       0     0         0 0 0 Unknown No N/A No US Citizen US Citizen N/A Other USA Patriot Act xx xx xx     N/A   xx                                                                               Fee Simple No No N/A xx 6.39 xx 6.39 No xx Yes
xx 74982     xx xx xx No xx xx xx 5.1 xx ATR/QM: Not Applicable No No No N/A             No     9.000%   xx No   xx xx xx xx     $0.00 xx             0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 1.11 1.11 N/A Borrower - N/A Borrower xx xx FL xx xx 09/28/2023 09/28/2023       790                               NA     0       0     0     0   0 0 0 Unknown No N/A No US Citizen US Citizen N/A Other USA Patriot Act xx xx xx     N/A                                                                                   Fee Simple No No N/A .00 .00 xx 64.29 No xx N/A
xx 74984     xx xx xx No xx xx xx 1.2 xx ATR/QM: Not Applicable No No No N/A             No     9.750%   xx No   xx xx xx xx     $0.00 xx             0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 1.14 1.14 N/A Borrower - N/A Borrower xx xx LA xx xx 09/29/2023 09/29/2023       639                               NA     0       0     0     0   0 0 0 Unknown No N/A No US Citizen US Citizen N/A Other USA Patriot Act xx xx xx     N/A                                                                                   Fee Simple No No N/A .00 .00 xx 74.53 No xx N/A
xx 74985     xx xx xx No xx xx xx 1.2 xx ATR/QM: Not Applicable No No No N/A             No     8.625%   xx No   xx xx xx xx xx xx $0.00 xx   xx TX xx xx Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No   No No N/A 0 0 No N/A 0 0 0.00%     Proceeds from Sale N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 0.77 0.77 N/A Borrower - N/A - 2 YRS Executed 4506T Verified Borrower - 2 YRS Executed 4506T Verified xx xx TX xx xx 08/29/2023 08/29/2023       723                               NA     0       0     0     0   0 0 0 Unknown No N/A No US Citizen US Citizen N/A Real ID Driver's License   xx xx xx     N/A                                                                                   Fee Simple No No N/A xx 114.54 xx 114.54 No xx Yes
xx 74646     xx xx xx No xx xx xx 5.1 xx ATR/QM: Exempt No No No N/A             No     8.125%   xx No   xx xx xx xx xx xx $0.00 xx   xx FL xx xx Monthly 0.00% 35.86% 35.86% Yes               Employed           Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 2 1 NA NA No No   No No Yes 0 0 No N/A 0 0 0.00% 0.00%   Proceeds from Sale N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 25 36 Other NA 0 0 N/A No 0   N/A Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, null Personal Bank Statements Verified, Lease Agreements Verified, 1040 Schedule E Verified Borrower - 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified xx xx FL xx xx 09/28/2023 09/28/2023       790                               NA     0       0     0     0   0 0 0 Unknown No N/A No US Citizen US Citizen N/A Other USA Patriot Act xx xx xx     N/A                                                                                   Fee Simple No No N/A xx 11.37 xx 11.37 No xx N/A
xx 74986     xx xx xx No xx xx xx 5.1 xx ATR/QM: Not Applicable No No No N/A Appendix Q Documentation           No     8.875%   xx No   xx xx xx xx     $0.00 xx             0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 1.16 1.16   Borrower - N/A Borrower xx xx AZ xx xx 10/02/2023 10/02/2023       703                               7 xx xx 1 65     0     0     0   0 0 0 Unknown No N/A No US Citizen US Citizen N/A Other USA Patriot Act xx xx xx     N/A                                                                                   Fee Simple No No N/A .00 .00 xx 13.67 No xx N/A
xx 75522     xx xx xx No xx xx xx 1.2 xx ATR/QM: Exempt No No No N/A     11/20/2023 7.420%     No 10.178%   9.625%   xx No   xx xx xx xx     $0.00 xx             0.00% 50.22% 50.22% Yes               Self-Employed           12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No No Yes 0 0 No N/A 0 0 0.00% 100.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - Lease Agreements Verified Borrower xx xx CA xx xx 09/13/2023 09/13/2023       670                               NA     0                   0   0 0 0 Unknown No N/A No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xx xx xx     N/A                                                                                   Fee Simple No   N/A .00 .00 xx 8.49 No xx N/A
xx 74648     xx xx xx No xx xx xx 5.1 xx Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation   10/09/2023 7.580%     No 7.724%   7.500%   xx No   xx xx xx xx     $0.00 xx $0.00           0.00% 42.03% 42.03% No               Self-Employed           12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No Yes Yes 0 12 No N/A 0 0 100.00% 50.00%     N/A 0 N/A N/A N/A 0 Yes 105 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, Business Bank Statements Verified Borrower xx xx HI xx xx 10/02/2023 10/02/2023       791                               NA     0       0     0     0   0 0 0 Unknown No N/A No US Citizen US Citizen N/A Real ID Driver's License   xx xx xx     N/A                                                                                   Fee Simple No No N/A xx 37.48 xx 37.48 No xx N/A
xx 74987     xx xx xx No xx xx xx 5.1 xx Non-QM: Lender documented all ATR UW factors Yes No No N/A     10/09/2023 7.580%     No 7.980%   7.625%   xx No   xx xx xx xx     $0.00 xx $0.00           0.00% 43.97% 43.97% No               Self-Employed           12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No Yes Yes 0 12 No N/A 0 0 100.00% 100.00%     N/A 0 N/A N/A N/A 0 Yes 12 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - SESCorp - CPA Letter Verified, Business Bank Statements Verified Borrower xx xx FL xx xx 10/03/2023 10/03/2023       704                               NA     0       0     0     0   0 0 0 Unknown No N/A No US Citizen US Citizen N/A Other USA Patriot Act xx xx xx     N/A                                                                                   Fee Simple No No N/A xx 8.28 xx 8.28 No xx N/A
xx 74650     xx xx xx No xx xx xx 1.2 xx ATR/QM: Not Applicable No No No N/A             No     9.625%   xx No   xx xx xx xx xx xx $0.00 xx   xx TX xx xx Annually 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 0.9 0.9   Borrower - N/A Borrower xx xx TX xx xx 10/03/2023 10/03/2023       805                               NA     0       0     0     0   0 0 0 Unknown No N/A No US Citizen US Citizen N/A Other USA Patriot Act xx xx xx     N/A                                                                                   Fee Simple No No N/A xx 13.27 xx 13.27 No xx N/A
xx 74651     xx xx xx No xx xx xx 5.1 xx ATR/QM: Not Applicable No No No N/A             No     8.125%   xx No   xx xx xx xx     $0.00 xx             0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 1.07 1.06 N/A Borrower - N/A Borrower xx xx CO xx xx 10/03/2023 10/03/2023       736                               NA     0       0     0     0   0 0 0 Unknown No N/A No US Citizen US Citizen N/A Real ID Driver's License   xx xx xx     N/A                                                                                   Fee Simple No No N/A xx 8.39 xx 8.39 No xx N/A
xx 74988     xx xx xx No xx xx xx 1.2 xx Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation   11/13/2023 7.490%     No 8.033%   7.750%   xx No   xx xx xx xx     $0.00 xx $0.00           0.00% 37.71% 37.71% No               Self-Employed           12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No Yes Yes 0 12 No N/A 0 0 100.00% 100.00%     N/A 0 N/A N/A N/A 0 Yes 60 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - SECorporation, Other REO Net Rental Income(Loss) - CPA Letter Verified, Business Bank Statements Verified Borrower xx xx CA xx xx 09/22/2023 09/22/2023       796                               NA     0       0     0     0   0 0 0 Unknown No N/A No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xx xx xx     N/A                                                                                   Fee Simple No No N/A xx 44.66 xx 44.66 No xx N/A
xx 74652     xx xx xx No xx xx xx 5.1 xx ATR/QM: Not Applicable No No No N/A Appendix Q Documentation           No     8.625%   xx No   xx xx xx xx     $0.00 xx             0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 1.25 1.25   Borrower - N/A Borrower xx xx GA xx xx 10/02/2023 10/02/2023       771                               NA     0       0     0     0   0 0 0 Unknown No N/A No US Citizen US Citizen N/A Real ID Driver's License   xx xx xx     N/A                                                                                   Fee Simple No No N/A .00 .00 xx 58.44 No xx N/A
xx 74989     xx xx xx No xx xx xx 1.2 xx ATR/QM: Not Applicable No No No N/A             No     9.000%   xx No   xx xx xx xx     $0.00 xx             0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 1.21 1.21 N/A Borrower - N/A Borrower xx xx AL xx xx 10/02/2023 10/02/2023       697                               NA     0       0     0     0   0 0 0 Unknown No N/A No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xx xx xx     N/A                                                                                   Fee Simple No No N/A .00 .00 xx 94.5 No xx N/A
xx 74990     xx xx xx No xx xx xx 1.2 xx Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation   11/13/2023 7.490%     No 9.244%   8.875%   xx No   xx xx xx xx xx xx $0.00 xx   xx TX xx xx Annually 0.00% 32.81% 32.81% No               Employed           Written Verification of Employment 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 0 2 NA NA No No   No No Yes 0 0 No N/A 0 0 0.00% 100.00%   Stocks/Bonds N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 2 24 FNMA 1005 NA 0 0 N/A No 0     Borrower - Wage, Other - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS IRS Transcripts Verified Borrower - 2 YRS IRS Transcripts Verified xx xx TX xx xx 10/06/2023 10/06/2023       742                               NA     0                   0   0 0 0 Unknown No N/A No US Citizen US Citizen N/A Real ID Driver's License   xx xx xx     N/A                                                                                   Fee Simple No No N/A xx 35.26 xx 35.26 No xx N/A
xx 74653     xx xx xx No xx xx xx 1.2 xx ATR/QM: Not Applicable No No No N/A             No     8.250%   xx No   xx xx xx xx xx xx $0.00 xx   xx MD xx xx Annually 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No No N/A 0 0 No N/A 0 0 0.00%     Stocks/Bonds N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 1.02 1.02 N/A Borrower - N/A Borrower xx xx MD xx xx 10/04/2023 10/04/2023       727                               NA     0       0     0     0   0 0 0 Unknown No N/A No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xx xx xx     N/A                                                                                   Fee Simple No No N/A xx 7.17 xx 7.17 No xx N/A
xx 75523     xx xx xx No xx xx xx 1.2 xx ATR/QM: Not Applicable No No No N/A             No     9.000%   xx No   xx xx xx xx xx xx $0.00 xx   xx FL xx xx Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 0.49 0.49 N/A Borrower - N/A Borrower xx xx FL xx xx 07/31/2023 07/31/2023       735                               NA     0       0     0     0   0 0 0 Unknown No N/A No US Citizen US Citizen N/A Other USA Patriot Act xx xx xx     N/A                                                                                   Fee Simple No No N/A xx 22.93 xx 22.93 No xx N/A
xx 74654     xx xx xx No xx xx xx 5.1 xx ATR/QM: Not Applicable No No No N/A             No     10.000%   xx No   xx xx xx xx     $0.00 xx             0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 1.06 1.05   Borrower - N/A Borrower xx xx IL xx xx 08/18/2023 08/18/2023       622                               NA     0       0     0     0   0 0 0 Unknown No N/A No US Citizen US Citizen N/A Other USA Patriot Act xx xx xx     N/A                                                                                   Fee Simple No No N/A .00 .00 xx 80.11 No xx N/A
xx 74991     xx xx xx No xx xx xx 1.2 xx ATR/QM: Not Applicable No No No N/A             No     8.250%   xx No   xx xx xx xx xx xx $0.00 xx   xx FL xx xx Monthly 0.00% 0.00% 0.00% Yes   1 - Not Stated Not Verified 1 - Not Stated Not Verified         Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 1.26 1.26   Borrower - N/A Borrower xx xx FL xx xx 10/04/2023 10/04/2023       791                               NA     0                   0   0 0 0 Unknown No N/A No US Citizen US Citizen N/A Other USA PATRIOT ACT xx xx xx     N/A                                                                                   Fee Simple No No N/A xx 56.74 xx 56.74 No xx Yes
xx 74655     xx xx xx No xx xx xx 5.1 xx Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation   10/09/2023 7.580%     No 8.482%   8.125%   xx No   xx xx xx xx     $0.00 xx             0.00% 23.04% 23.04% No               Self-Employed           12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No Yes N/A 0 12 No N/A 0 0 100.00% 100.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Bank Statements - Business Bank Statements Verified Borrower xx xx CA xx xx 09/28/2023 09/28/2023       711                               NA     0       0     0     0   0 0 0 Unknown No N/A No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xx xx xx     N/A                                                                                   Fee Simple No No N/A xx 13.24 xx 13.24 No xx N/A
xx 74993     xx xx xx No xx xx xx 1.2 xx ATR/QM: Not Applicable No No No N/A             No     8.250%   xx No   xx xx xx xx     $0.00 xx xx           0.00% 0.00% 0.00% Yes Yes 1 - Not Stated Not Verified 1 - Not Stated Not Verified 1 - Not Stated, Not Verified 1 - Not Stated, Not Verified 1 - Not Stated, Not Verified 1 - Not Stated, Not Verified Unknown Unknown Unknown Unknown     Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 0.8 0.8 N/A Borrower - N/A || Co Borrower - N/A || Co Borrower 2 - N/A || Co Borrower 3 - N/A Borrower || Co Borrower || Co Borrower 2 || Co Borrower 3 xx xx WY xx xx 09/22/2023 09/22/2023 09/22/2023 09/22/2023 09/22/2023 756 767 787 771 785 803 788                   NA     0       0     0     0   0 0 0 Unknown No N/A No US Citizen US Citizen N/A Other USA Patriot Act xx xx xx     N/A     US Citizen US Citizen N/A Other USA Patriot Act xx xx xx     N/A     US Citizen US Citizen N/A Other USA Patriot Act xx xx xx     N/A     US Citizen US Citizen N/A Other USA Patriot Act xx xx xx     N/A     Fee Simple No No N/A .00 .00 xx 108.2 No xx N/A
xx 74994     xx xx xx No xx xx xx 1.2 xx ATR/QM: Not Applicable No No No N/A             No     9.250%   xx No   xx xx xx xx     $0.00 xx             0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 1.01 1.01 N/A Borrower - N/A Borrower xx xx FL xx xx 10/02/2023 10/02/2023       686                               NA     0       0     0     0   0 0 0 Unknown No N/A No US Citizen US Citizen N/A Real ID Driver's License   xx xx xx     N/A                                                                                   Fee Simple No No N/A xx 1.95 xx 1.95 No xx N/A
xx 74656     xx xx xx No xx xx xx 5.1 xx Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation   10/09/2023 7.580%     No 9.202%   8.875%   xx No   xx xx xx xx     $0.00 xx             0.00% 37.01% 37.01% No               Self-Employed           12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No Yes N/A 0 12 No N/A 0 0 100.00% 100.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - Business Bank Statements Verified Borrower xx xx CA xx xx 08/16/2023 08/16/2023       702                               NA     0       0     0     0   0 0 0 Unknown No N/A No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xx xx xx     N/A                                                                                   Fee Simple No No N/A xx 13.42 xx 13.42 No xx N/A
xx 74995     xx xx xx No xx xx xx 1.2 xx Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation   10/16/2023 7.570%     No 8.765%   8.500%   xx No   xx xx xx xx     $0.00 xx $0.00           0.00% 45.88% 45.88% No               Self-Employed           2YR Business P&L 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No No Yes 0 0 No N/A 0 0 0.00% 100.00%   Proceeds from Sale Audited 24 CPA N/A N/A 0 Yes 24 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified Borrower xx xx CA xx xx 10/03/2023 10/03/2023       768                               NA     0       0     0     0   0 0 0 Unknown No N/A No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xx xx xx     N/A                                                                                   Fee Simple No No N/A xx 63.10 xx 63.15 No xx N/A
xx 74657     xx xx xx No xx xx xx 1.2 xx ATR/QM: Not Applicable No No No N/A             No     10.250%   xx No   xx xx xx xx xx xx $0.00 xx   xx VA xx xx Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No No N/A 0 0 No N/A 0 0 0.00%     Stocks/Bonds N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 0.86 0.86 N/A Borrower - N/A Borrower xx xx VA xx xx 10/23/2023 10/23/2023       690                               NA     0       0     0     0   0 0 0 Unknown No N/A No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xx xx xx     N/A                                                                                   Fee Simple No No N/A xx 19.99 xx 19.99 No xx N/A
xx 74996     xx xx xx No xx xx xx 1.2 xx ATR/QM: Not Applicable No No No N/A             No     9.500%   xx No   xx xx xx xx xx xx $0.00 xx   xx VA xx xx Monthly 0.00% 0.00% 0.00% Yes               Not Employed           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 1.1 1.1 N/A Borrower - N/A Borrower xx xx VA xx xx 10/23/2023 10/23/2023       690                               NA     0       0     0     0   0 0 0 Unknown No N/A No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xx xx xx     N/A                                                                                   Fee Simple No No N/A .00 .00 xx 82.01 No xx No
xx 74658     xx xx xx No xx xx xx 1.2 xx ATR/QM: Not Applicable No No No N/A             No     8.125%   xx No   xx xx xx xx     $0.00 xx             0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 1.01 1.01 N/A Borrower - N/A Borrower xx xx AZ xx xx 10/05/2023 10/05/2023       778                               NA     0       0     0     0   0 0 0 Unknown No N/A No US Citizen US Citizen N/A Other USA Patriot Act xx xx xx     N/A                                                                                   Fee Simple No No N/A .00 .00 xx 119.21 No xx N/A
xx 74997     xx xx xx No xx xx xx 1.2 xx ATR/QM: Not Applicable No No No N/A             No     9.000%   xx No   xx xx xx xx     $0.00 xx             0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 1.22 1.22 N/A Borrower - N/A Borrower xx xx LA xx xx 10/09/2023 10/09/2023       654                               NA     0       0     0     0   0 0 0 Unknown No N/A No US Citizen US Citizen N/A Other USA Patriot Act xx xx xx     N/A                                                                                   Fee Simple No No N/A .00 .00 xx 82.45 No xx N/A
xx 75524     xx xx xx No xx xx xx 1.2 xx Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation   11/06/2023 7.770%     No 8.331%   8.125%   xx No   xx xx xx xx     $0.00 xx $0.00           0.00% 49.63% 49.63% No               Self-Employed           12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No Yes Yes 0 12 No N/A 0 0 100.00% 100.00%     N/A 0 N/A N/A N/A 0 Yes 12 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SESoleProprietor - CPA Letter Verified, Business Bank Statements Verified Borrower xx xx CA xx xx 10/04/2023 10/04/2023       768                               NA     0       0     0     0   0 0 0 Unknown No N/A No US Citizen US Citizen N/A Other USA Patriot Act xx xx xx     N/A                                                                                   Fee Simple No No N/A .00 .00 xx 94.13 No xx N/A
xx 74998     xx xx xx No xx xx xx 5.1 xx ATR/QM: Not Applicable No No No N/A             No     8.750%   xx No   xx xx xx xx xx xx $0.00 xx   xx GA xx xx Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 0.88 0.88 N/A Borrower - N/A Borrower xx xx GA xx xx 10/09/2023 10/09/2023       800                               NA     0       0     0     0   0 0 0 Unknown No N/A No US Citizen US Citizen N/A Real ID Driver's License   xx xx xx     N/A                                                                                   Fee Simple No No N/A xx 69.46 xx 69.46 No xx N/A
xx 74999     xx xx xx No xx xx xx 5.1 xx ATR/QM: Not Applicable No No No N/A             No     8.750%   xx No   xx xx xx xx xx xx $0.00 xx   xx GA xx xx Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 0.89 0.89 N/A Borrower - N/A Borrower xx xx GA xx xx 10/05/2023 10/05/2023       800                               NA     0       0     0     0   0 0 0 Unknown No N/A No US Citizen US Citizen N/A Real ID Driver's License   xx xx xx     N/A                                                                                   Fee Simple No No N/A xx 98.73 xx 98.73 No xx N/A
xx 75000     xx xx xx No xx xx xx 5.1 xx ATR/QM: Not Applicable No No No N/A             No     8.750%   xx No   xx xx xx xx xx xx $0.00 xx     GA xx   Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 0.89 0.89 N/A Borrower - N/A Borrower xx xx GA xx xx 10/09/2023 10/09/2023       800                               NA     0       0     0     0   0 0 0 Unknown No N/A No US Citizen US Citizen N/A Real ID Driver's License   xx xx xx     N/A                                                                                   Fee Simple No No N/A xx 71.49 xx 71.49 No xx N/A
xx 75001     xx xx xx No xx xx xx 1.2 xx ATR/QM: Not Applicable No No No N/A             No     9.000%   xx No   xx xx xx xx     $0.00 xx             0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 1 1 N/A Borrower - N/A Borrower xx xx IL xx xx 09/27/2023 09/27/2023       710                               NA     0       0     0     0   0 0 0 Unknown No N/A No US Citizen US Citizen N/A Other USA Patriot Act xx xx xx     N/A                                                                                   Fee Simple No No N/A xx 35.08 xx 35.08 No xx N/A
xx 75002     xx xx xx No xx xx xx 1.2 xx Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation   10/16/2023 7.570%     No 8.448%   8.125%   xx No   xx xx xx xx xx xx $0.00 xx $0.00 xx NC xx xx Monthly 0.00% 23.91% 23.91% No               Self-Employed           12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No Yes Yes 0 12 No N/A 0 0 100.00% 100.00%     N/A 0 N/A N/A N/A 0 Yes 42 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, Business Bank Statements Verified Borrower xx xx NC xx xx 10/06/2023 10/06/2023       761                               NA     0       0     0     0   0 0 0 Unknown No N/A No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xx xx xx     N/A                                                                                   Fee Simple No No N/A xx 19.39 xx 19.39 No xx N/A
xx 74659     xx xx xx No xx xx xx 1.2 xx ATR/QM: Exempt No No No N/A             No     8.625%   xx No   xx xx xx xx xx xx $0.00 xx $0.00 xx GA xx xx Monthly 0.00% 48.58% 48.58% Yes               Employed           Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No   No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Wage, Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified xx xx GA xx xx 08/18/2023 08/18/2023       807                               NA     0       0     0     0   0 0 0 Unknown No N/A No US Citizen US Citizen N/A Real ID Driver's License   xx xx xx     N/A                                                                                   Fee Simple No No N/A xx 40.97 xx 40.97 No xx No
xx 74660     xx xx xx No xx xx xx 1.2 xx ATR/QM: Not Applicable No No No N/A             No     8.250%   xx No   xx xx xx xx     $0.00 xx             0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 1.18 1.18 N/A Borrower - N/A Borrower xx xx MD xx xx 10/05/2023 10/05/2023       782                               NA     0       0     0     0   0 0 0 Unknown No N/A No US Citizen US Citizen N/A Other USA Patriot ACT  xx xx xx     N/A                                                                                   Fee Simple No No N/A xx 2.65 xx 2.65 No xx N/A
xx 74661     xx xx xx No xx xx xx 5.1 xx ATR/QM: Not Applicable No No No N/A             No     8.000%   xx No   xx xx xx xx     $0.00 xx             0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 1.01 1.01 N/A Borrower || Co Borrower Borrower || Co Borrower xx xx CA xx xx 08/28/2023 08/28/2023 08/28/2023     783                               NA     0       0     0     0   0 0 0 Unknown No N/A No US Citizen US Citizen N/A Real ID Driver's License   xx xx xx     N/A     US Citizen US Citizen N/A Other USA Patriot ACT xx xx xx     N/A                                                         Fee Simple No No N/A xx 13.02 xx 13.02 No xx N/A
xx 75003     xx xx xx No xx xx xx 1.2 xx ATR/QM: Not Applicable No No No N/A             No     8.375%   xx No   $0.00 $0.00 xx xx     $0.00 xx             0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 1.27 1.27 N/A Borrower - N/A Borrower xx xx GA xx xx 08/17/2023 08/17/2023       754                               NA     0       0     0     0   0 0 0 Unknown No N/A No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xx xx xx     N/A                                                                                   Fee Simple No No N/A xx 11.41 xx 12.35 No xx N/A
xx 75004     xx xx xx No xx xx xx 1.2 xx ATR/QM: Not Applicable No No No N/A             No     8.500%   xx No   xx xx xx xx xx xx $0.00 xx   xx NV xx xx Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 0.82 0.82 N/A Borrower - N/A Borrower xx xx NV xx xx 10/09/2023 10/09/2023       741                               NA     0       0     0     0   0 0 0 Unknown No N/A No US Citizen US Citizen N/A Other USA Patriot ACT xx xx xx     N/A                                                                                   Fee Simple No No N/A xx 19.98 xx 19.98 No xx Yes
xx 75005     xx xx xx No xx xx xx 5.1 xx Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation   10/16/2023 7.570%     No 8.875%   8.500%   xx No   xx xx xx xx xx xx $0.00 xx $0.00 xx AZ xx xx Monthly 0.00% 27.32% 27.32% No               Employed           Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No   No No Yes 0 0 No N/A 0 0 0.00% 0.00%   Proceeds from Sale N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 24 24 Other NA 0 0 N/A No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified xx xx AZ xx xx 10/02/2023 10/02/2023       602                               NA     0       0     0     0   5 0 0 Unknown No N/A No US Citizen US Citizen N/A Other USA Patriot Act xx xx xx     N/A                                                                                   Fee Simple No No N/A xx 134.64 xx 134.64 No xx N/A
xx 74662     xx xx xx No xx xx xx 5.1 xx ATR/QM: Not Applicable No No No N/A             No     9.375%   xx No   xx xx xx xx xx xx $0.00 xx $0.00 xx TN xx xx Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 0.84 0.84 N/A Borrower - N/A Borrower xx xx TN xx xx 09/25/2023 09/25/2023       732                               NA     0       0     0     0   0 0 0 Unknown No N/A No US Citizen US Citizen N/A Other Processor Certificate xx xx xx     N/A                                                                                   Fee Simple No No N/A xx 44.81 xx 44.81 No xx N/A
xx 74663     xx xx xx No xx xx xx 1.2 xx ATR/QM: Not Applicable No No No N/A             No     8.375%   xx No   xx xx xx xx xx xx $0.00 xx   xx FL xx xx Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 0.86 0.86   Borrower - N/A Borrower xx xx FL xx xx 07/21/2023 07/21/2023       811                               NA     0       0     0     0   0 0 0 Unknown No N/A No US Citizen US Citizen N/A Other USA Patriot Act xx xx xx     N/A                                                                                   Fee Simple No No N/A .00 .00 xx 76.68 No xx Yes
xx 74664     xx xx xx No xx xx xx 5.1 xx ATR/QM: Not Applicable No No No N/A             No     7.990%   xx No   xx xx xx xx     $0.00 xx             0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 1.11 1.11 N/A Borrower - N/A Borrower xx xx AZ xx xx 09/06/2023 09/06/2023       667                               NA     0       0     0     0   0 0 0 Unknown No N/A No US Citizen US Citizen N/A Other USA PATRIOT ACT  xx xx xx     N/A                                                                                   Fee Simple No No N/A .00 .00 xx 37.06 No xx N/A
xx 74665     xx xx xx No xx xx xx 5.1 xx Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation   10/09/2023 7.580%     No 9.135%   8.875%   xx No   xx xx xx xx     $0.00 xx $0.00           0.00% 29.22% 29.22% No               Self-Employed           12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No Yes Yes 0 12 No N/A 0 0 100.00% 100.00%     N/A 0 N/A N/A N/A 0 Yes 24 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, Business Bank Statements Verified Borrower xx xx CA xx xx 10/09/2023 10/09/2023       609                               NA     0       0     0     0   0 0 0 Unknown No N/A No US Citizen US Citizen N/A Other USA Patriot Act xx xx xx     N/A                                                                                   Fee Simple No No N/A .00 .00 xx 7.53 No xx N/A
xx 75525     xx xx xx No xx xx xx 1.2 xx ATR/QM: Not Applicable No No No N/A             No     9.625%   xx No   xx xx xx xx     $0.00 xx             0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 1.09 1.09 N/A Borrower - N/A Borrower xx xx CA xx xx 09/25/2023 09/25/2023       699                               NA     0       0     0     0   0 0 0 Unknown No N/A No US Citizen US Citizen N/A Real ID Driver's License   xx xx xx     N/A                                                                                   Fee Simple No No N/A .00 .00 xx 19.76 No xx N/A
xx 74666     xx xx xx No xx xx xx 5.1 xx ATR/QM: Not Applicable No No No N/A             No     8.875%   xx No   xx xx xx xx     $0.00 xx             0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 1.04 1.04 N/A Borrower - N/A Borrower xx xx OH xx xx 10/03/2023 10/03/2023       700                               NA     0       0     0     0   0 0 0 Unknown No N/A No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xx xx xx     N/A                                                                                   Fee Simple No No N/A xx 83.39 xx 83.39 No xx N/A
xx 74667     xx xx xx No xx xx xx 1.2 xx Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation   10/23/2023 7.720%     No 8.175%   7.750%   xx No   xx xx xx xx     $0.00 xx $0.00           0.00% 34.37% 34.37% No               Self-Employed           12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No Yes Yes 12 12 No N/A 0 0 100.00% 100.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - Personal Bank Statements Verified, Business Bank Statements Verified Borrower xx xx FL xx xx 10/10/2023 10/10/2023       770                               NA     0       0     0     0   0 0 0 Unknown No N/A No US Citizen US Citizen N/A Real ID Driver's License   xx xx xx     N/A                                                                                   Fee Simple No No N/A xx 6.13 xx 6.13 No xx N/A
xx 75526     xx xx xx No xx xx xx 1.2 xx ATR/QM: Not Applicable No No No N/A             No     8.250%   xx No   xx xx xx xx     $0.00 xx             0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 1.08 1.08   Borrower - N/A Borrower xx xx TX xx xx 08/28/2023 08/28/2023       700                               NA     0       0     0     0   0 0 0 Unknown No N/A No US Citizen US Citizen N/A Real ID Driver's License   xx xx xx     N/A                                                                                   Fee Simple No No N/A .00 .00 xx 0.31 No xx N/A
xx 75527     xx xx xx No xx xx xx 1.2 xx ATR/QM: Not Applicable No No No N/A             No     8.250%   xx No   xx xx xx xx     $0.00 xx             0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 1.08 1.08 N/A Borrower - N/A Borrower xx xx TX xx xx 08/28/2023 08/28/2023       700                               NA     0       0     0     0   0 0 0 Unknown No N/A No US Citizen US Citizen N/A Real ID Driver's License   xx xx xx     N/A                                                                                   Fee Simple No No N/A xx 20.07 xx 20.07 No xx N/A
xx 75528     xx xx xx No xx xx xx 1.2 xx ATR/QM: Not Applicable No No No N/A             No     8.250%   xx No   xx xx xx xx     $0.00 xx             0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 1.09 1.09   Borrower - N/A Borrower xx xx TX xx xx 08/28/2023 08/28/2023       700                               NA     0       0           0   0 0 0 Unknown No N/A No US Citizen US Citizen N/A Real ID Driver's License   xx xx xx     N/A                                                                                   Fee Simple No No N/A xx 20.79 xx 20.79 No xx N/A
xx 75006     xx xx xx No xx xx xx 1.2 xx ATR/QM: Not Applicable No No No N/A             No     8.500%   xx No   xx xx xx xx     $0.00 xx             0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 1 1 N/A Borrower - N/A Borrower xx xx FL xx xx 09/25/2023 09/25/2023       746                               NA     0       0     0     0   0 0 0 Unknown No N/A No US Citizen US Citizen N/A Real ID Driver's License   xx xx xx     N/A                                                                                   Fee Simple No No N/A .00 .00 xx 86.57 No xx N/A
xx 75007     xx xx xx No xx xx xx 1.2 xx ATR/QM: Not Applicable No No No N/A             No     9.875%   xx No   xx xx xx xx xx xx $0.00 xx   xx CA xx xx Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 0.83 0.83 N/A Borrower - N/A Borrower xx xx CA xx xx 10/11/2023 10/11/2023       683                               NA     0       0     0     0   0 0 0 Unknown No N/A No US Citizen US Citizen N/A Real ID Driver's License   xx xx xx     N/A                                                                                   Fee Simple No Yes N/A xx 39.99 xx 39.99 No xx N/A
xx 74668     xx xx xx No xx xx xx 1.2 xx ATR/QM: Not Applicable No No No N/A             No     8.500%   xx No   xx xx xx xx     $0.00 xx             0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No No N/A 0 0 No N/A 0 0 0.00%     Stocks/Bonds,Stocks/Bonds,Stocks/Bonds,Stocks/Bonds,Stocks/Bonds N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 1.16 1.16 N/A Borrower - N/A Borrower xx xx MI xx xx 10/13/2023 10/13/2023       771                               NA     0       0     0     0   0 0 0 Unknown No N/A No US Citizen US Citizen N/A Other USA Patriot xx xx xx     N/A                                                                                   Fee Simple No No N/A xx 109.56 xx 109.56 No xx N/A
xx 75008     xx xx xx No xx xx xx 1.2 xx ATR/QM: Not Applicable No No No N/A             No     8.500%   xx No   xx xx xx xx xx xx $0.00 xx   xx FL xx xx Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 1 1 N/A Borrower - N/A Borrower xx xx FL xx xx 10/12/2023 10/12/2023       716                               NA     0       0     0     0   0 0 0 Unknown No N/A No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xx xx xx     N/A                                                                                   Fee Simple No No N/A xx 4.39 xx 4.39 No xx No
xx 75009     xx xx xx No xx xx xx 1.2 xx ATR/QM: Not Applicable No No No N/A             No     8.000%   xx No   xx xx xx xx     $0.00 xx $0.00           0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 1.62 1.62 N/A Borrower - N/A Borrower xx xx TX xx xx 10/13/2023 10/13/2023       743                               NA     0       0     0     0   0 0 0 Unknown No N/A No Permanent Resident Alien Permanent Non-US Citizen N/A Real ID Driver's License   xx xx xx     I-551 Permanent Resident Card    xx                                                                               Fee Simple No No N/A xx 1.02 xx 78.98 No xx N/A
xx 75529     xx xx xx No xx xx xx 1.2 xx ATR/QM: Exempt No No No N/A             No     8.375%   xx No   xx xx xx xx     $0.00 xx             0.00% 45.20% 45.20% Yes               Self-Employed           12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No Yes Yes 0 12 No N/A 0 0 100.00% 100.00%   Stocks/Bonds N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SECorporation, Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - Business Bank Statements Verified Borrower xx xx CA xx xx 10/16/2023 10/16/2023       745                               NA     0                   0   0 0 0 Unknown No N/A No US Citizen US Citizen N/A Other USA Patriot Act xx xx xx     N/A                                                                                   Fee Simple No No N/A xx 112.68 xx 112.68 No xx N/A
xx 75530     xx xx xx No xx xx xx 1.2 xx Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation   10/23/2023 7.720%     No 10.346%   10.000%   xx No   xx xx xx xx     $0.00 xx $0.00           0.00% 38.57% 38.57% No               Self-Employed           24 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No Yes Yes 0 24 No N/A 0 0 100.00% 100.00%     N/A 0 N/A N/A N/A 0     No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - SESoleProprietor - null CPA Letter Verified, Business Bank Statements Verified Borrower xx xx PA xx xx 10/10/2023 10/10/2023       698                               NA     0       0     0     0   0 0 0 Unknown No N/A No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xx xx xx     N/A                                                                                   Fee Simple No No N/A xx 25.29 xx 47.72 No xx N/A
xx 75531     xx xx xx No xx xx xx 1.2 xx ATR/QM: Exempt No No No N/A             No     8.125%   xx No   xx xx xx xx xx xx $0.00 xx xx xx FL xx xx Monthly 0.00% 38.37% 38.37% Yes Yes             Self-Employed Self-Employed         12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0   0 0 0 0 0 NA NA No No   No Yes Yes 12 0 Yes Yes 12 0 100.00% 75.00% 100.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   No Borrower - SESCorp, Subject Property Net Rental Income(Loss) if NOO - null Personal Tax Returns Verified, Personal Bank Statements Verified || Co Borrower - SESCorp, Subject Property Net Rental Income(Loss) if NOO - Personal Bank Statements Verified Borrower - null Personal Tax Returns Verified || Co Borrower xx xx FL xx xx 10/10/2023 10/10/2023 10/10/2023     717                               NA     0       0     0     0   0 0 0 Unknown No N/A No US Citizen US Citizen N/A Other USA Patriot ACT xx xx xx     N/A     US Citizen US Citizen N/A Other USA Patriot ACT xx xx xx     N/A                                                         Fee Simple No No N/A xx 11.81 xx 11.81 No xx N/A
xx 74669     xx xx xx No xx xx xx 1.2 xx ATR/QM: Not Applicable No No No N/A             No     8.375%   xx No   xx xx xx xx     $0.00 xx             0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 1.12 1.12 N/A Borrower - N/A Borrower xx xx FL xx xx 10/16/2023 10/16/2023       729                               NA     0       0     0     0   0 0 0 Unknown No N/A No US Citizen US Citizen N/A Other USA Patriot Act xx xx xx     N/A                                                                                   Fee Simple No No N/A xx 7.31 xx 7.31 No xx N/A
xx 74670     xx xx xx No xx xx xx 5.1 xx Non-QM: Lender documented all ATR UW factors Yes No No N/A     10/16/2023 7.570%     No 9.233%   9.125%   xx No   xx xx xx xx     $0.00 xx $0.00           0.00% 30.84% 33.76% No No             Not Employed Not Employed         Asset Depletion – Total Asset Calculation 0 0 NA NA N/A 0 N/A 0 0 0 0 0 2 0 NA NA Yes No 12 No No Yes 0 0 No N/A 0 0 0.00% 100.00%   Stocks/Bonds,Stocks/Bonds N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - N/A - 2 YRS Executed 4506T Verified - 2023 || Co Borrower - N/A - 2 YRS Executed 4506T Verified Borrower - 2 YRS Executed 4506T Verified - 2023 || Co Borrower - 2 YRS Executed 4506T Verified xx xx CA xx xx 07/12/2023 07/12/2023 07/12/2023     772                               NA     0       0     0     0   0 0 0 Unknown No N/A No US Citizen US Citizen N/A Other USA Patriot Act xx xx xx     N/A     US Citizen US Citizen N/A Other USA Patriot Act xx xx xx     N/A                                                         Fee Simple No No N/A xx 369.04 xx 369.04 No xx N/A
xx 75532     xx xx xx No xx xx xx 1.2 xx ATR/QM: Not Applicable No No No N/A             No     8.625%   xx No   xx xx xx xx     $0.00 xx             0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 1.33 1.33 N/A Borrower - N/A Borrower xx xx OH xx xx 10/16/2023 10/16/2023       744                               NA     0       0     0     0   0 0 0 Unknown No N/A No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xx xx xx     N/A                                                                                   Fee Simple No No N/A xx 82.77 xx 82.77 No xx N/A
xx 75533     xx xx xx No xx xx xx 1.2 xx ATR/QM: Not Applicable No No No N/A             No     8.625%   xx No   xx xx xx xx     $0.00 xx             0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 1.33 1.33 N/A Borrower - N/A Borrower xx xx OH xx xx 10/16/2023 10/16/2023       744                               NA     0       0     0     0   0 0 0 Unknown No N/A No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xx xx xx     N/A                                                                                   Fee Simple No No N/A xx 82.70 xx 82.7 No xx N/A
xx 75011     xx xx xx No xx xx xx 1.2 xx ATR/QM: Not Applicable No No No N/A             No     8.500%   xx No   xx xx xx xx     $0.00 xx   xx TX   xx Annually 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 1.09 1.09 N/A Borrower - N/A Borrower xx xx TX xx xx 08/01/2023 08/01/2023       667                               NA     0       0     0     0   0 0 0 Unknown No N/A No US Citizen US Citizen N/A Real ID Driver's License   xx xx xx     N/A                                                                                   Fee Simple No No N/A .00 .00 xx 66.19 No xx N/A
xx 75012     xx xx xx No xx xx xx 1.2 xx Non-QM: Lender documented all ATR UW factors Yes No No N/A     10/30/2023 7.840%     No 8.154%   7.875%   xx No   xx xx xx xx     $0.00 xx $0.00           0.00% 42.93% 45.21% No No             Employed Employed         12 Month Bank Statement 2 2 2+ Months 2+ Months N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No Yes Yes 0 12 No Yes 0 0 61.68% 100.00% 100.00%   N/A 0 N/A N/A N/A 0 Yes 60 No 0 NA 0 0 N/A Yes 2 34 FNMA 1005 No 0   N/A Borrower - Wage - CPA Letter Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Business Bank Statements Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified Borrower || Co Borrower xx xx CA xx xx 10/11/2023 10/11/2023 10/11/2023     802                               NA     0       0     0     0   0 0 0 Unknown No N/A No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xx xx xx     N/A     US Citizen US Citizen N/A Standard Driver's License - Not for federal Use   xx xx xx     N/A                                                         Fee Simple No No N/A xx 38.98 xx 38.98 No xx N/A
xx 74671     xx xx xx No xx xx xx 1.2 xx ATR/QM: Not Applicable No No No N/A             No     8.625%   xx No   xx xx xx xx xx xx $0.00 xx   xx CA xx xx Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 1.02 1.02 N/A Borrower - N/A Borrower xx xx CA xx xx 10/18/2023 10/18/2023       695                               NA     0       0     0     0   0 0 0 Unknown No N/A No US Citizen US Citizen N/A Other USA Patriot Act xx xx xx     N/A                                                                                   Fee Simple No No N/A xx 3.54 xx 3.54 No xx N/A
xx 75013     xx xx xx No xx xx xx 1.2 xx ATR/QM: Not Applicable No No No N/A             No     8.490%   xx No   xx xx xx xx     $0.00 xx             0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 0.78 0.78 N/A Borrower - N/A Borrower xx xx FL xx xx 10/17/2023 10/17/2023       784                               NA     0       0     0     0   0 0 0 Unknown No N/A No US Citizen US Citizen N/A Other USA Patriot Act  xx xx xx     N/A                                                                                   Fee Simple No No N/A xx 20.11 xx 20.11 No xx N/A
xx 74672     xx xx xx No xx xx xx 1.2 xx ATR/QM: Not Applicable No No No N/A             No     8.625%   xx No   xx xx xx xx     $0.00 xx             0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 1.33 1.33 N/A Borrower - N/A Borrower xx xx FL xx xx 08/08/2023 08/08/2023       771                               NA     0       0     0     0   0 0 0 Unknown No N/A No US Citizen US Citizen N/A Other USA Patriot Act xx xx xx     N/A                                                                                   Fee Simple No No N/A xx 5.60 xx 5.6 No xx N/A
xx 75534     xx xx xx No xx xx xx 1.2 xx Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation   10/30/2023 7.840%     No 9.189%   8.750%   xx No   xx xx xx xx xx xx $0.00 xx   xx TX xx xx Annually 0.00% 38.33% 38.33% No               Self-Employed           24 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No Yes Yes 0 24 No N/A 0 0 100.00% 100.00%     N/A 0 N/A N/A N/A 0 Yes 24 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, Business Bank Statements Verified Borrower xx xx TX xx xx 09/27/2023 09/27/2023       776                               NA     0       0     0         0 0 0 Unknown No N/A No US Citizen US Citizen N/A Real ID Driver's License   xx xx xx     N/A                                                                                   Fee Simple No No N/A xx 12.54 xx 12.54 No xx N/A
xx 74673     xx xx xx No xx xx xx 1.2 xx ATR/QM: Exempt No No No N/A             No     8.250%   xx No   xx xx xx xx xx xx $0.00 xx $0.00 xx CO xx xx Annually 0.00% 17.36% 17.36% Yes Yes             Employed Self-Employed         Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 2 2 2 NA NA No No   No No Yes 0 0 No Yes 0 0 0.00% 0.00% 100.00%   N/A 0 N/A Third-Party Prepared (Unaudited) Tax Preparer 24 NA 0 Yes 24 Yes 24 24 FNMA 1005 NA 0 0 N/A No 0   N/A Borrower - SESCorp, SESoleProprietor - Written VOE Verified, 2 YRS Executed 4506T Verified || Co Borrower - SESCorp, SESoleProprietor - 2 YRS Business Tax Returns Verified, CPA Letter Verified, YTD Profit And Loss Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 2 YRS Executed 4506T Verified || Co Borrower - 2 YRS Business Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified xx xx CO xx xx 10/09/2023 10/09/2023 10/09/2023     785                               NA     0       0     0     0   0 0 0 Unknown No N/A No US Citizen US Citizen N/A Real ID Driver's License   xx xx xx     N/A     US Citizen US Citizen N/A Real ID Driver's License   xx xx xx     N/A                                                         Fee Simple No No N/A xx 209.11 xx 209.11 No xx N/A
xx 74674     xx xx xx No xx xx xx 1.2 xx Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation   10/23/2023 7.720%     No 8.250%   7.990%   xx No   xx xx xx xx xx xx $0.00 xx $0.00 xx FL xx xx Monthly 0.00% 44.19% 44.19% No               Self-Employed           12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No Yes Yes 4 12 No N/A 0 0 99.34% 100.00%     N/A 0 N/A N/A N/A 0 Yes 22 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, Personal Bank Statements Verified, Business Bank Statements Verified, Lease Agreements Verified Borrower xx xx FL xx xx 09/21/2023 09/21/2023       710                               NA     0       0     0     0   0 0 0 Unknown No N/A No Non Permanent Resident Alien Non-Permanent Non-US Citizen   Passport   xx xx xx xx xx Work Visa   xx                                                                               Fee Simple No No N/A xx .47 xx 0.47 No xx N/A
xx 75014     xx xx xx No xx xx xx 1.2 xx Non-QM: Lender documented all ATR UW factors Yes No No N/A     10/23/2023 7.720%     No 8.435%   8.250%   xx No   xx xx xx xx xx xx $0.00 xx $0.00 xx OH xx xx Annually 0.00% 27.11% 27.11% No No             Self-Employed Self-Employed         12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No No Yes 0 0 No Yes 0 0 100.00% 100.00% 100.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - SECorporation || Co Borrower - SECorporation Borrower || Co Borrower xx xx OH xx xx 09/27/2023 09/27/2023 09/27/2023     729                               NA     0       0     0     0   0 0 0 Unknown No N/A No US Citizen US Citizen N/A Real ID Driver's License   xx xx xx     N/A     US Citizen US Citizen N/A Real ID Driver's License   xx xx xx     N/A                                                         Fee Simple No No N/A xx 30.11 xx 30.11 No xx N/A
xx 75015     xx xx xx No xx xx xx 1.2 xx ATR/QM: Not Applicable No No No N/A             No     9.750%   xx No   xx xx xx xx xx xx $0.00 xx   xx VA xx xx Annually 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No No N/A 0 0 No N/A 0 0         N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 1.07 1.07   Borrower Borrower xx xx VA xx xx 10/23/2023 10/23/2023       690                               NA     0       0               0 0 0 Unknown No N/A No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xx xx xx     N/A                                                                                   Fee Simple No No N/A xx 38.25 xx 38.25 No xx N/A
xx 75016     xx xx xx No xx xx xx 1.2 xx ATR/QM: Not Applicable No No No N/A             No     8.375%   xx No   xx xx xx xx     $0.00 xx $0.00           0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 1.03 1.03 N/A Borrower - N/A Borrower xx xx FL xx xx 10/11/2023 10/11/2023       734                               NA     0       0     0     0   0 0 0 Unknown No N/A No US Citizen US Citizen N/A Other USA Patriot Act xx xx xx     N/A                                                                                   Fee Simple No No N/A xx 61.60 xx 61.6 No xx N/A
xx 75017     xx xx xx No xx xx xx 1.2 xx ATR/QM: Not Applicable No No No N/A             No     9.375%   xx No   xx xx xx xx     $0.00 xx             0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No No N/A 0 0 No N/A 0 0 0.00%     Stocks/Bonds,Stocks/Bonds N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 0.89 0.89 N/A Borrower - N/A Borrower xx xx FL xx xx 10/18/2023 10/18/2023       763                               NA     0       0     0     0   0 0 0 Unknown No N/A No US Citizen US Citizen N/A Other USA Patriot ACT xx xx xx     N/A                                                                                   Fee Simple No No N/A xx 15.35 xx 15.35 No xx N/A
xx 75535     xx xx xx No xx xx xx 1.2 xx ATR/QM: Not Applicable No No No N/A             No     8.875%   xx No   xx xx xx xx     $0.00 xx             0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No No N/A 0 0 No N/A 0 0         N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 1.11 1.11   Borrower Borrower xx xx NH xx xx 10/17/2023 10/17/2023       746                               NA     0       0     0     0   0 0 0 Unknown No N/A No US Citizen US Citizen N/A Real ID Driver's License   xx xx xx     N/A                                                                                   Fee Simple No No N/A .00 .00 xx 97.51 No xx N/A
xx 74675     xx xx xx No xx xx xx 1.2 xx ATR/QM: Not Applicable No No No N/A             No     10.000%   xx No   xx xx xx xx xx xx $0.00 xx   xx AZ xx xx Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 0.84 0.84 N/A Borrower - N/A Borrower xx xx AZ xx xx 09/26/2023 09/26/2023       681                               NA     0       0     0     0   0 0 0 Unknown No N/A No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xx xx xx     N/A                                                                                   Fee Simple No No N/A xx 125.20 xx 125.2 No xx N/A
xx 75018     xx xx xx No xx xx xx 1.2 xx ATR/QM: Not Applicable No No No N/A             No     8.625%   xx No   xx xx xx xx xx xx $0.00 xx   xx GA xx xx Annually 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No No N/A 0 0 No N/A 0 0 0.00%     Proceeds from Sale N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 1.3 1.3 N/A Borrower - N/A Borrower xx xx GA xx xx 10/10/2023 10/10/2023       723                               NA     0       0     0     0   0 0 0 Unknown No N/A No US Citizen US Citizen N/A Real ID Driver's License   xx xx xx     N/A                                                                                   Fee Simple No No N/A xx 20.37 xx 20.37 No xx N/A
xx 75019     xx xx xx No xx xx xx 1.2 xx ATR/QM: Not Applicable No No No N/A             No     9.625%   xx No   xx xx xx xx     $0.00 xx             0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 1.24 1.24 N/A Borrower - N/A Borrower xx xx FL xx xx 10/16/2023 10/16/2023       698                               NA     0       0     0     0   0 0 0 Unknown No N/A No US Citizen US Citizen N/A Other USA Patriot Act xx xx xx     N/A                                                                                   Fee Simple No No N/A xx 69.43 xx 69.43 No xx N/A
xx 75020     xx xx xx No xx xx xx 1.2 xx ATR/QM: Not Applicable No No No N/A             No     9.750%   xx No   xx xx xx xx xx xx $0.00 xx   xx NJ xx xx Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 1 1 N/A Borrower - N/A Borrower xx xx NJ xx xx 10/19/2023 10/19/2023       625                               NA     0       0     0     0   0 0 0 Unknown   N/A   US Citizen US Citizen N/A Other USA Patrot Act xx xx xx     N/A                                                                                   Fee Simple No No N/A .00 .00 xx 49.21 No xx Yes
xx 75021     xx xx xx No xx xx xx 1.2 xx ATR/QM: Not Applicable No No No N/A             No     8.875%   xx No   xx xx xx xx     $0.00 xx             0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 1.27 1.27 N/A Borrower - N/A Borrower xx xx IN xx xx 10/18/2023 10/18/2023       754                               NA     0       0     0     0   0 0 0 Unknown No N/A No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xx xx xx     N/A                                                                                   Fee Simple No No N/A xx 42.39 xx 42.39 No xx N/A
xx 75536     xx xx xx No xx xx xx 1.2 xx ATR/QM: Not Applicable No No No N/A             No     8.875%   xx No   xx xx xx xx     $0.00 xx             0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 7.02 1.21 N/A Borrower - N/A Borrower xx xx OH xx xx 10/19/2023 10/19/2023       748                               NA     0       0     0     0   0 0 0 Unknown No N/A No US Citizen US Citizen N/A Other USA Patriot Act xx xx xx     N/A                                                                                   Fee Simple No No N/A .00 .00 xx 97.56 No xx N/A
xx 75537     xx xx xx No xx xx xx 1.2 xx Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation   11/06/2023 7.770%     No 9.781%   9.375%   xx No   xx xx xx xx xx xx $0.00 xx $0.00 xx FL xx xx Monthly 0.00% 49.74% 49.74% No               Self-Employed           1YR Business P&L 1 0 1 Month NA N/A 0 N/A 0 0 1 0 0 2 1 NA NA No No   No No Yes 0 0 No N/A 0 0 0.00% 100.00%     Borrower Prepared 12 CPA N/A N/A 0 Yes 201 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - 1 YR Business Tax Returns Verified, CPA Letter Verified, YTD Profit And Loss Verified, 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, Lease Agreements Verified Borrower - 1 YR Business Tax Returns Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified xx xx FL xx xx 09/28/2023 09/28/2023       728                               NA     0       0     0     0   0 0 0 Unknown No N/A No US Citizen US Citizen N/A Real ID Driver's License   xx xx xx     N/A                                                                                   Fee Simple No No N/A .00 .00 xx 15.54 No xx N/A
xx 75538     xx xx xx No xx xx xx 1.2 xx ATR/QM: Not Applicable No No No N/A             No     9.125%   xx No   xx xx xx xx     $0.00 xx             0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 1.21 1.21   Borrower - N/A Borrower xx xx MI xx xx 09/21/2023 09/21/2023       716                               7 xx xx 1 88     0     0     0   0 0 0 Unknown No N/A No US Citizen US Citizen N/A Other Customer Identification Form xx xx xx     N/A                                                                                   Fee Simple No No N/A xx 9.49 xx 9.49 No xx N/A
xx 75539     xx xx xx No xx xx xx 1.2 xx ATR/QM: Not Applicable No No No N/A             No     7.990%   xx No   xx xx xx xx     $0.00 xx             0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 1.2 1.2   Borrower - N/A Borrower xx xx GA xx xx 09/11/2023 09/11/2023       746                               NA     0                       0 0 0 Unknown No N/A No US Citizen US Citizen N/A Real ID Driver's License   xx xx xx     N/A                                                                                   Fee Simple No No N/A xx 52.85 xx 52.85 No xx N/A
xx 75023     xx xx xx No xx xx xx 1.2 xx ATR/QM: Not Applicable No No No N/A             No     9.375%   xx No   xx xx xx xx xx xx $0.00 xx   xx FL xx xx Annually 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 0.81 0.76 N/A Borrower - N/A Borrower xx xx FL xx xx 10/19/2023 10/19/2023       758                               NA     0       0     0     0   0 0 0 Unknown No N/A No US Citizen US Citizen N/A Other USA Patriot Act xx xx xx     N/A                                                                                   Fee Simple No No N/A xx 13.34 xx 13.34 No xx N/A
xx 75024     xx xx xx No xx xx xx 1.2 xx Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation   11/06/2023 7.770%     No 8.354%   8.125%   xx Yes 0.000% xx xx xx xx     $0.00 xx $0.00           0.00% 31.67% 36.62% No               Self-Employed           24 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No Yes Yes 0 24 No N/A 0 0 100.00% 100.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SESCorp - Business Bank Statements Verified Borrower xx xx CA xx xx 10/22/2023 10/22/2023       792                               NA     0       0     0     0   0 0 0 Unknown No N/A No US Citizen US Citizen N/A Real ID Driver's License   xx xx xx     N/A                                                                                   Fee Simple No No N/A xx 14.38 xx 14.38 No xx N/A
xx 75541     xx xx xx No xx xx xx 1.2 xx ATR/QM: Exempt No No No N/A             No     8.625%   xx No   xx xx xx xx     $0.00 xx             0.00% 7.34% 7.34% Yes               Self-Employed           12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No Yes Yes 0 12 No N/A 0 0 100.00% 100.00%     N/A 0 N/A N/A N/A 0     No 0 NA 0 0 N/A NA 0 0 N/A No 0   No Borrower - SECorporation, Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - null CPA Letter Verified, Business Bank Statements Verified Borrower xx xx IN xx xx 10/18/2023 10/18/2023       730                               NA     0       0     0     0   0 0 0 Unknown No N/A No US Citizen US Citizen N/A Real ID Driver's License   xx xx xx     N/A                                                                                   Fee Simple No No N/A .00 .00 xx 109.96 No xx N/A
xx 75025     xx xx xx No xx xx xx 1.2 xx Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation   10/23/2023 7.720%     No 8.039%   7.750%   xx No   xx xx xx xx     $0.00 xx $0.00           0.00% 39.51% 39.51% No No             Self-Employed Self-Employed         2YR Business P&L 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No No Missing 0 0 No N/A 0 0 0.00% 100.00%     Borrower Prepared 24 CPA N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - YTD Profit And Loss Verified || Co Borrower Borrower || Co Borrower xx xx CA xx xx 08/17/2023 08/17/2023 08/17/2023     785                               NA     0       0     0     0   0 0 0 Unknown No N/A No US Citizen US Citizen N/A Other USA Patriot Act xx xx xx     N/A     US Citizen US Citizen N/A Other USA Patriot Act xx xx xx     N/A                                                         Fee Simple No No N/A xx 5.09 xx 5.09 No xx N/A
xx 75026     xx xx xx No xx xx xx 1.2 xx Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation   10/30/2023 7.840%     No 9.415%   9.125%   xx No   xx xx xx xx     $0.00 xx $0.00           0.00% 44.37% 44.37% No               Self-Employed           W2/1099 Verified 1 0 NA NA N/A 0 N/A 0 0 0 0 0 2 1 NA NA No No   No Yes Yes 2 12 No N/A 0 0 0.00% 100.00%   Stocks/Bonds N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - SECorporation - 1 YR W2 1099 Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, Personal Bank Statements Verified, Business Bank Statements Verified Borrower - 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified xx xx FL xx xx 10/09/2023 10/09/2023       730                               NA     0       0     0     0   0 0 0 Unknown No N/A No US Citizen US Citizen N/A Other USA Patriot Act xx xx xx     N/A                                                                                   Fee Simple No No N/A xx 10.08 xx 10.08 No xx N/A
xx 75542     xx xx xx No xx xx xx 1.2 xx ATR/QM: Not Applicable No No No N/A             No     9.875%   xx No   xx xx xx xx     $0.00 xx             0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 1.43 1.43 N/A Borrower - N/A Borrower xx xx IN xx xx 10/16/2023 10/16/2023       672                               NA     0       0     0     0   0 0 0 Unknown No N/A No US Citizen US Citizen N/A Other USA Patriot ACT xx xx xx     N/A                                                                                   Fee Simple No No N/A .00 .00 xx 97.84 No xx N/A
xx 75543     xx xx xx No xx xx xx 1.2 xx ATR/QM: Not Applicable No No No N/A             No     8.625%   xx No   xx xx xx xx     $0.00 xx             0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 1.1 1.1 N/A Borrower - N/A Borrower xx xx FL xx xx 08/15/2023 08/15/2023       762                               NA     0       0     0     0   0 0 0 Unknown No N/A No US Citizen US Citizen N/A Other USA PATRIOT ACT xx xx xx     N/A                                                                                   Fee Simple No No N/A xx 80.86 xx 80.86 No xx N/A
xx 74676     xx xx xx No xx xx xx 1.2 xx ATR/QM: Not Applicable No No No N/A             No     8.500%   xx No   xx xx xx xx     $0.00 xx             0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 1.38 1.38 N/A Borrower - N/A Borrower xx xx AL xx xx 10/22/2023 10/22/2023       787                               NA     0       0     0     0   0 0 0 Unknown No N/A No US Citizen US Citizen N/A Real ID Driver's License   xx xx xx     N/A                                                                                   Fee Simple No No N/A xx 24.66 xx 24.66 No xx N/A
xx 75544     xx xx xx No xx xx xx 1.2 xx Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation   10/30/2023 7.840%     No 10.269%   9.875%   xx No   xx xx xx xx xx xx $0.00 xx $0.00 xx AZ xx xx Annually 0.00% 31.05% 31.05% No               Self-Employed           12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No Yes Yes 0 12 No N/A 0 0 100.00% 100.00%     N/A 0 N/A N/A N/A 0 Yes 24 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, Business Bank Statements Verified Borrower xx xx AZ xx xx 10/16/2023 10/16/2023       802                               NA     0       0     0     0   0 0 0 Unknown No N/A No US Citizen US Citizen N/A Real ID Driver's License   xx xx xx     N/A                                                                                   Fee Simple No No N/A xx 12.89 xx 12.89 No xx N/A
xx 75545     xx xx xx No xx xx xx 1.2 xx ATR/QM: Not Applicable No No No N/A             No     9.250%   xx No   xx xx xx xx     $0.00 xx             0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 0.71 0.71 N/A Borrower - N/A Borrower xx xx FL xx xx 10/16/2023 10/16/2023       773                               NA     0       0     0     0   0 0 0 Unknown No N/A No US Citizen US Citizen N/A Other USA Patriot Act xx xx xx     N/A                                                                                   Fee Simple No No N/A xx 33.71 xx 33.71 No xx N/A
xx 75546     xx xx xx No xx xx xx 1.2 xx Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation   11/20/2023 7.420%     No 10.864%   10.375%   xx No   xx xx xx xx     $0.00 xx $0.00           0.00% 48.77% 48.77% No               Self-Employed           12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No Yes Yes 0 12 No N/A 0 0 100.00% 99.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - SESCorp - Business Bank Statements Verified Borrower xx xx TX xx xx 10/16/2023 10/16/2023       767                               NA     0       0     0     0   0 0 0 Unknown No N/A No US Citizen US Citizen N/A Other USA Patriot Act xx xx xx     N/A                                                                                   Fee Simple No No N/A xx 12.38 xx 12.38 No xx N/A
xx 75547     xx xx xx No xx xx xx 1.2 xx ATR/QM: Not Applicable No No No N/A             No     10.125%   xx Yes 5.000% xx xx xx xx     $0.00 xx             0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No No N/A 0 0 No N/A 0 0         N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 1.06 1.06 Yes Borrower Borrower xx xx FL xx xx 10/24/2023 10/24/2023       735                               NA     0                   0   0 0 0 Unknown No N/A No US Citizen US Citizen N/A Other USA Patriot Act xx xx xx     N/A                                                                                   Fee Simple No No N/A xx 96.37 xx 96.37 No xx N/A
xx 75548     xx xx xx No xx xx xx 1.2 xx ATR/QM: Not Applicable No No No N/A             No     8.625%   xx No   xx xx xx xx     $0.00 xx             0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 1.43 1.43 N/A Borrower - N/A Borrower xx xx OH xx xx 09/11/2023 09/11/2023       779                               NA     0       0     0     0   0 0 0 Unknown No N/A No US Citizen US Citizen N/A Real ID Driver's License   xx xx xx     N/A                                                                                   Fee Simple No No N/A .00 .00 xx 103.5 No xx N/A
xx 75549     xx xx xx No xx xx xx 1.2 xx ATR/QM: Not Applicable No No No N/A             No     9.750%   xx No   xx xx xx xx     $0.00 xx             0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 0.85 0.85 N/A Borrower - N/A || Co Borrower - N/A Borrower || Co Borrower xx xx OH xx xx 10/24/2023 10/24/2023 10/24/2023     684                               NA     0       0     0     0   0 0 0 Unknown No N/A No US Citizen US Citizen N/A Real ID Driver's License   xx xx xx     N/A     US Citizen US Citizen N/A Real ID Driver's License   xx xx xx     N/A                                                         Fee Simple No No N/A .00 .00 xx 28.36 No xx N/A
xx 75550     xx xx xx No xx xx xx 1.2 xx ATR/QM: Not Applicable No No No N/A             No     9.500%   xx No   xx xx xx xx     $0.00 xx             0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No No N/A 0 0 No N/A 0 0 0.00%     Proceeds from Sale N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 1.01 1.01 N/A Borrower || Co Borrower Borrower || Co Borrower xx xx OH xx xx 10/24/2023 10/24/2023 10/24/2023     684                               NA     0       0     0     0   0 0 0 Unknown No N/A No US Citizen US Citizen N/A Real ID Driver's License   xx xx xx     N/A     US Citizen US Citizen N/A Real ID Driver's License   xx xx xx     N/A                                                         Fee Simple No No N/A xx 25.27 xx 25.27 No xx N/A
xx 75027     xx xx xx No xx xx xx 1.2 xx ATR/QM: Not Applicable No No No N/A             No     8.250%   xx No   xx xx xx xx     $0.00 xx $0.00           0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 1.13 1.13   Borrower - N/A Borrower xx xx OR xx xx 10/25/2023 10/25/2023       718                               NA     0       0     0     0   0 0 0 Unknown No N/A No US Citizen US Citizen N/A Other USA Patriot ACT xx xx xx     N/A                                                                                   Fee Simple No Unknown N/A .00 .00 .00 0 No xx N/A
xx 75551     xx xx xx No xx xx xx 1.2 xx ATR/QM: Not Applicable No No No N/A             No     9.000%   xx No   xx xx xx xx     $0.00 xx             0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No No N/A 0 0 No N/A 0 0         N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 1.04 1.04   Borrower Borrower xx xx TX xx xx 10/25/2023 10/25/2023       771                               NA     0       0     0     0   0 0 0 Unknown No N/A No US Citizen US Citizen N/A Real ID Driver's License   xx xx xx     N/A                                                                                   Fee Simple No No N/A .00 .00 xx 8.25 No xx N/A
xx 75552     xx xx xx No xx xx xx 1.2 xx ATR/QM: Not Applicable No No No N/A             No     8.500%   xx No   xx xx xx xx xx xx $0.00 xx   xx TN xx xx Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 1.96 1.96 N/A Borrower - N/A Borrower xx xx TN xx xx 10/26/2023 10/26/2023       756                               NA     0       0     0     0   0 0 0 Unknown No N/A No US Citizen US Citizen N/A Other USA Patriot Act xx xx xx     N/A                                                                                   Fee Simple No No N/A xx 21.36 xx 21.36 No xx N/A
xx 75553     xx xx xx No xx xx xx 1.2 xx ATR/QM: Not Applicable No No No N/A             No     9.500%   xx No   xx xx xx xx xx xx $0.00 xx   xx TX xx xx Annually 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 1.33 1.33 N/A Borrower - N/A Borrower xx xx TX xx xx 10/25/2023 10/25/2023       708                               NA     0       0     0     0   0 0 0 Unknown No N/A No US Citizen US Citizen N/A Real ID Driver's License   xx xx xx     N/A                                                                                   Fee Simple No No N/A .00 .00 xx 3.13 No xx N/A
xx 75554     xx xx xx No xx xx xx 1.2 xx ATR/QM: Exempt No No No N/A             No     8.250%   xx No   xx xx xx xx     $0.00 xx $0.00           0.00% 17.68% 17.68% Yes               Self-Employed           12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No Yes Yes 0 12 No N/A 0 0 100.00% 100.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - SECorporation, Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - Business Bank Statements Verified Borrower xx xx FL xx xx 10/26/2023 10/26/2023       784                               NA     0       0     0     0   0 0 0 Unknown No N/A No US Citizen US Citizen N/A Other USA Patriot Act xx xx xx     N/A                                                                                   Fee Simple No No N/A xx 3.64 xx 3.64 No xx N/A
xx 74677     xx xx xx No xx xx xx 1.2 xx ATR/QM: Not Applicable No No No N/A             No     8.500%   xx No   xx xx xx xx     xx xx             0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 0.82 0.82 N/A Borrower - N/A Borrower xx xx VA xx xx 08/18/2023 08/18/2023       733                               NA     0       0     0     0   0 0 0 Unknown No HELOC No US Citizen US Citizen N/A Passport   xx xx xx xx xx N/A                                                                                   Fee Simple No No N/A .00 .00 xx 48.57 No xx N/A
xx 75555     xx xx xx No xx xx xx 1.2 xx ATR/QM: Exempt No No No N/A             No     8.875%   xx No   xx xx xx xx xx xx $0.00 xx   xx CA xx xx Monthly 0.00% 43.77% 43.77% Yes               Self-Employed           Full Doc 2 0 2+ Months NA N/A 0 N/A 0 2 2 0 0 2 2 NA NA No No   No No Yes 0 0 No N/A 0 0 0.00% 100.00%   Stocks/Bonds Borrower Prepared 10 Borrower N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SESoleProprietor, Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified, YTD Profit And Loss Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified xx xx CA xx xx 10/30/2023 10/30/2023       778                               NA     0       0               0 0 0 Unknown No N/A No US Citizen US Citizen N/A Other USA Patriot Act xx xx xx     N/A                                                                                   Fee Simple No   N/A xx 13.41 xx 13.41 No xx N/A
xx 75028     xx xx xx No xx xx xx 1.2 xx ATR/QM: Not Applicable No No No N/A             No     8.750%   xx No   xx xx xx xx     $0.00 xx             0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 1.22 1.22 N/A Borrower - N/A Borrower xx xx FL xx xx 10/31/2023 10/31/2023       664                               NA     0       0     0     0   0 0 0 Unknown No N/A No US Citizen US Citizen N/A Real ID Driver's License   xx xx xx     N/A                                                                                   Fee Simple No No N/A .00 .00 xx 86.83 No xx N/A
xx 75556     xx xx xx No xx xx xx 1.2 xx ATR/QM: Not Applicable No No No N/A             No     8.875%   xx No   xx xx xx xx     $0.00 xx             0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No No N/A 0 0 No N/A 0 0         N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 1.06 1.06   Borrower Borrower xx xx CA xx xx 10/25/2023 10/25/2023       692                               NA     0       0     0     0   0 0 0 Unknown No N/A No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xx xx xx     N/A                                                                                   Fee Simple No No N/A .00 .00 xx 38.16 No xx N/A
xx 75029     xx xx xx No xx xx xx 1.2 xx ATR/QM: Exempt Yes No No N/A             No     8.625%   xx No   xx xx xx xx     $0.00 xx             0.00% 29.24% 29.24% Yes               Self-Employed           2YR Business P&L 0 0 NA NA N/A 0 N/A 0 2 0 0 0 0 2 NA NA No No   No No Yes 0 0 No N/A 0 0 0.00% 100.00%     Borrower Prepared 24 Borrower N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Investment Income, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, YTD Profit And Loss Verified, 2 YRS IRS Transcripts Verified Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS IRS Transcripts Verified xx xx CA xx xx 11/01/2023 11/01/2023       777                               NA     0       0               0 0 0 Unknown No N/A No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   xx xx xx     N/A                                                                                   Fee Simple No No N/A xx 65.74 xx 65.74 No xx N/A
xx 75557     xx xx xx No xx xx xx 1.2 xx ATR/QM: Not Applicable No No No N/A             No     9.000%   xx No   xx xx xx xx     $0.00 xx             0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No No N/A 0 0 No N/A 0 0         N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 1.21 1.21   Borrower Borrower xx xx AR xx xx 08/08/2023 08/08/2023       743                               NA     0       0     0     0   0 0 0 Unknown No N/A No US Citizen US Citizen N/A Other USA Patriot ACT xx xx xx     N/A                                                                                   Fee Simple No No N/A .00 .00 xx 17.18 No xx N/A
xx 75030     xx xx xx No xx xx xx 1.2 xx ATR/QM: Not Applicable No No No N/A             No     9.625%   xx No   xx xx xx xx     $0.00 xx             0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 1.69 1.69   Borrower - N/A Borrower xx xx FL xx xx 10/23/2023 10/23/2023       706                               NA     0       0               0 0 0 Unknown No N/A No US Citizen US Citizen N/A Other USA Patriot Act xx xx xx     N/A                                                                                   Fee Simple No No N/A xx 11.24 xx 11.24 No xx N/A
xx 75031     xx xx xx No xx xx xx 1.2 xx Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation   11/13/2023 7.490%     No 9.289%   9.000%   xx No   xx xx xx xx xx xx $0.00 xx $0.00 xx AZ xx xx Monthly 0.00% 44.61% 44.61% No               Self-Employed           2YR Business P&L 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No No Yes 0 0 No N/A 0 0 0.00% 100.00%     Audited 24 CPA N/A N/A 0 Yes 24 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified Borrower xx xx AZ xx xx 10/17/2023 10/17/2023       691                               NA     0                   0   0 0 0 Unknown No N/A No US Citizen US Citizen N/A Real ID Driver's License   xx xx xx     N/A                                                                                   Fee Simple No No N/A .00 .00 xx 20.2 No xx N/A
xx 75032     xx xx xx No xx xx xx 1.2 xx ATR/QM: Not Applicable No No No N/A             No     8.250%   xx No   xx xx xx xx     $0.00 xx             0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 1.38 1.38 N/A Borrower - N/A Borrower xx xx FL xx xx 10/26/2023 10/26/2023       759                               NA     0       0     0     0   0 0 0 Unknown No N/A No US Citizen US Citizen N/A Other USA Patriot Act xx xx xx     N/A                                                                                   Fee Simple No No N/A xx 3112.16 xx 3112.16 No xx N/A
xx 75558     xx xx xx No xx xx xx 1.2 xx ATR/QM: Not Applicable No No No N/A             No     8.250%   xx No   xx xx xx xx     $0.00 xx             0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 1.4 1.4 N/A Borrower - N/A Borrower xx xx FL xx xx 10/26/2023 10/26/2023       759                               NA     0       0     0     0   0 0 0 Unknown No N/A No US Citizen US Citizen N/A Other USA Patriot Act xx xx xx     N/A                                                                                   Fee Simple No No N/A xx 3673.26 xx 3673.26 No xx N/A
xx 75559     xx xx xx No xx xx xx 1.2 xx ATR/QM: Not Applicable No No No N/A             No     8.250%   xx No   xx xx xx xx     $0.00 xx             0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 1.25 1.25 N/A Borrower - N/A Borrower xx xx FL xx xx 10/26/2023 10/26/2023       759                               NA     0       0     0     0   0 0 0 Unknown No N/A No US Citizen US Citizen N/A Other USA Patriot Act xx xx xx     N/A                                                                                   Fee Simple No No N/A xx 4181.09 xx 4181.09 No xx N/A
xx 75561     xx xx xx No xx xx xx 1.2 xx ATR/QM: Not Applicable No No No N/A             No     9.750%   xx No   xx xx xx xx     $0.00 xx             0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No No N/A 0 0 No N/A 0 0 0.00%     Stocks/Bonds N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 1.03 1.04 N/A Borrower - N/A Borrower xx xx VA xx xx 11/15/2023 11/15/2023       705                               NA     0       0     0     0   0 0 0 Unknown No N/A No US Citizen US Citizen N/A Other USA PATRIOT ACT xx xx xx     N/A                                                                                   Fee Simple No No N/A xx 13.55 xx 13.55 No xx N/A
xx 75562     xx xx xx No xx xx xx 1.2 xx Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation   10/23/2023 7.720%     No 8.965%   8.875%   xx No   xx xx xx xx     $0.00 xx $0.00           0.00% 32.91% 32.91% No               Self-Employed           12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No   No Yes Yes 0 12 No N/A 0 0 100.00% 100.00%     N/A 0 N/A N/A N/A 0 Yes 57 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SESoleProprietor - CPA Letter Verified, Business Bank Statements Verified Borrower xx xx FL xx xx 10/13/2023 10/13/2023       740                               NA     0       0     0     0   0 0 0 Unknown No N/A No Permanent Resident Alien Permanent Non-US Citizen N/A Other USA Patriot Act xx xx xx     N/A   xx                                                                               Fee Simple No No N/A xx 5.47 xx 5.47 No xx N/A