EX-99.26 27 ex99-26.htm COVIUS DATA COMPARE REPORT

 

MFA 2024-NQM1 Trust ABS-15G

EXHIBIT 99.26

 

Loan Number Alt Loan Number Originator Lender Seller Loan Number MERS/MIN Number Review Guidelines Borrower Last Name Borrower Middle Name Borrower First Name Borrower SSN Borrower Citizenship Borrower Nationality (If Non-US) Borrower Ethnicity Borrower Birthdate Borrower Marital Status Borrower FTHB Borrower Self-Employed Borrower LLC Flag Borrower Income Borrower Years in Same Job Borrower Years in Same Industry Borrower Mailing Address Borrower Mailing City Borrower Mailing State Borrower Mailing ZIP Co-Borrower Last Name Co-Borrower Middle Name Co-Borrower First Name Co-Borrower SSN Co-Borrower Citizenship Co-Borrower Nationality (if Non-US) Co-Borrower Ethnicity Co-Borrower Birthdate Co-Borrower Marital Status Co-Borrower FTHB Co-Borrower Self-Employed Co-Borrower Income Co-Borrower Years in Same Job Co-Borrower Years in Same Industry Property Address Property City Property State Property Zip Code Property County Property Type # of Units Appraisal Date Original Appraised Value Secondary Review Type Secondary Value Secondary Value Date Sales Price Flood Zone (Y/N) Flood Cert Date Purpose Refi Purpose Cash-Out Amount Occupancy Doc Type Borrower FICO Co-Borrower FICO Representative FICO Date of Credit Report LTV CLTV HDTI DTI Residual Income Months Reserves Cash Reserves Payment Shock Loan Product Loan Amount Rate Borrower Points Paid Borrower Contribution Payment Amount (P&I) T&I Monthly Origination Date First Payment Date Maturity Date Term Amortization Term Amortization Type Balloon? ARM First Interest Rate Change Date ARM Next Interest Rate Change Date ARM First Payment Change Date ARM Next Payment Change Date ARM Reset Frequency (Rate)  ARM Reset Frequency (Payment) ARM Index Type ARM Lookback Period ARM Rounding Factor ARM Rounding Method ARM Index ARM Margin ARM Initial Rate Cap ARM Initial Rate Floor ARM Periodic Rate Cap ARM Periodic Rate Floor ARM Life Rate Cap ARM Life Rate Floor ARM Initial Rate Maximum ARM Initial Rate Minimum ARM Life Rate Maximum ARM Life Rate Minimum Interest Only? Interest Only Term Interest Only Expiration Date Prepayment Penalty Period Prepayment Terms Prepayment Penalty Percent/Description Neg Am? Neg Am Amount Lien Position Junior Lien Balance Prior 30 Day Lates Prior 60 Day Lates Prior 90 Day Lates Prior 120 Day Lates Bankruptcy Chapter Bankruptcy Discharge Date Foreclosure Satisfied Date Short Sale Date Deed in Lieu Date Overall Grade Credit Exceptions Cleared Credit Exceptions Cured Credit Exceptions Waived Credit Exceptions Unable To Clear Credit Exceptions Compliance Exceptions Cleared Compliance Exceptions Cured Compliance Exceptions Waived Compliance Exceptions Unable To Clear Compliance Exceptions Compensating Factors Heloc Indicator Total Origination And Discount Points In Dollars Covered High Cost Loan Indicator Relocation Loan Indicator Broker Indicator Channel Escrow Indicator Senior Loan Amounts Loan Type Of Most Senior Lien Hybrid Period Of Most Senior Lien In Months Neg Am Limit Of Most Senior Lien Origination Date Of Most Senior Lien Interest Type Indicator Buy Down Period HELOC Draw Period Interest Paid Through Date Negative Amortization Limit Initial Negative Amortization Recast Period Subsequent Negative Amortization Recast Period Initial Fixed Payment Period Subsequent Payment Reset Period Initial Periodic Payment Cap Subsequent Periodic Payment Cap Initial Minimum Payment Reset Period Subsequent Minimum Payment Reset Period Option ARM Indicator Options At Recast Initial Minimum Payment Current Minimum Payment Prepayment Penalty Hard Term Primary Borrower ID Number Of Mortgaged Properties Current Other Monthly Payment Years In Home FICO Model Used Primary Wage Earner Original FICO Equifax Primary Wage Earner Original FICO Experian Primary Wage Earner Original FICO Transunion Secondary Wage Earner Original FICO Equifax Secondary Wage Earner Original FICO Experian Secondary Wage Earner Original FICO Transunion Most Recent FICO Method Vantagescore Primary Borrower Vantagescore Co Borrower Most Recent Vantagescore Method Vantagescore Date Credit Report Longest Trade Line Credit Report Maximum Trade Line Credit Report Number Of Trade Lines Credit line Usage Ratio Months Bankruptcy Months Foreclosure Primary Borrower Wage Income Co Borrower Wage Income Primary Borrower Other Income Co Borrower Other Income All Borrower Wage Income 4506T indicator Borrower Income Verification Level Co Borrower Income Verification Level Borrower Employment Verification Level Co Borrower Employment Verification Level Borrower Asset Verification Level Co Borrower Asset Verification Level Monthly Debt All Borrowers Qualification Method Percentage Of Down Payment From Borrower Own Funds Original Property Valuation Type Original Property Valuation Date Original Automated Valuation Model AVM Model Name Original AVM Confidence Score Most Recent Property Value Most Recent Property Valuation Type Most Recent Property Valuation Date Most Recent AVM Model Name Most Recent AVM Confidence Score Original Pledged Assets Mortgage Insurance Company Name Mortgage Insurance Percent MI Lender Or Borrower Paid Pool Insurance Co Name ATR Designator Application Date Total Number Of Borrowers Value Used For LTV Total Cash Out - Captured QM Reg Failure QM Reg Failure Explanation Account Type Statement Months Guarantor1 Name Guarantor1 Ownership % Guarantor2 Name Guarantor2 Ownership % Guarantor3 Name Guarantor3 Ownership % Guarantor4 Name Guarantor4 Ownership % Guarantor1 Experian FICO Guarantor1 Equifax FICO Guarantor1 Transunion FICO Guarantor1 Qualifying FICO Guarantor2 Experian FICO Guarantor2 Equifax FICO Guarantor2 Transunion FICO Guarantor2 Qualifying FICO Guarantor3 Experian FICO Guarantor3 Equifax FICO Guarantor3 Transunion FICO Guarantor3 Qualifying FICO Guarantor4 Experian FICO Guarantor4 Equifax FICO Guarantor4 Transunion FICO Guarantor4 Qualifying FICO DSCR Review Type Name Loan Status Sponsors Company Personal Guarantee Flag Short Term Rental Income Documentation Number of Months Provided Borrower 1 Income Documentation Type Borrower 1
XXXX 10004401 XXXXXXXXXX XXXXXXXXXX   XXXXXXXXXX XXXXXXXXXX XXXXXXXXXX XXXXXXXXXX XXXXXXXXXX XXXXXXXXXX XXXXXXXXXX   Information Not Provided XXXXXXXXXX   Yes No No XXXXXXXXXX XXXXXXXXXX XXXXXXXXXX XXXXXXXXXX XXXXXXXXXX CA XXXXXXXXXX XXXXXXXXXX XXXXXXXXXX XXXXXXXXXX XXXXXXXXXX XXXXXXXXXX   Information Not Provided XXXXXXXXXX     No XXXXXXXXXX   XXXXXXXXXX XXXXXXXXXX XXXXXXXXXX CA XXXXXXXXXX XXXXXXXXXX Condo Attached 1 XXXXXXXXXX XXXXXXXXXX Desk Review XXXXXXXXXX XXXXXXXXXX XXXXXXXXXX No   Purchase     Owner Occupied FULL 713 752 713 XXXXXXXXXX 75.00% 75.00% 46.36 48.66 XXXXXXXXXX XXXXXXXXXX XXXXXXXXXX XXXXXXXXXX h-Fixed XXXXXXXXXX XXXXXXXXXX     XXXXXXXXXX XXXXXXXXXX XXXXXXXXXX XXXXXXXXXX XXXXXXXXXX 360 360 Fixed N   NA                                         No     No 0 None No   1   0 0 0 0           A 2 2   0 0 0 0   0 0   No XXXXXXXXXX No No Yes 2 Yes                                                 1     1 726 713 707 733 755 752           99 XXXXXXXXXX 19       XXXXXXXXXX XXXXXXXXXX     XXXXXXXXXX No 5 5 3 3 4 4 XXXXXXXXXX Fully Amortized XXXXXXXXXX                             Non-QM: Compliant with ATR XXXXXXXXXX 2 Sale Price   DTI Exceeds 43 pct                                                           Reporting Released   No No 33 Standard