The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ENBRIDGE INC COM 29250N105   87,230 2,148 SH   SOLE   0 0 2,148
ISHARES TR TIPS BD ETF 464287176   335,608 3,038 SH   SOLE   0 0 3,038
MCDONALDS CORP COM 580135101   236,909 778 SH   SOLE   0 0 778
ISHARES TR S&P 500 VAL ETF 464287408   6,901 35 SH   SOLE   0 0 35
VENTAS INC COM 92276F100   50,150 782 SH   SOLE   0 0 782
SPDR SER TR BBG CONV SEC ETF 78464A359   262,316 3,425 SH   SOLE   0 0 3,425
D R HORTON INC COM 23331A109   29,188 153 SH   SOLE   0 0 153
WASTE MGMT INC DEL COM 94106L109   41,312 199 SH   SOLE   0 0 199
GOPRO INC CL A 38268T103   114 84 SH   SOLE   0 0 84
ELI LILLY & CO COM 532457108   535,994 605 SH   SOLE   0 0 605
WELLTOWER INC COM 95040Q104   14,723 115 SH   SOLE   0 0 115
INTEL CORP COM 458140100   10,557 450 SH   SOLE   0 0 450
JETAI INC COM 47714H100   12 108 SH   SOLE   0 0 108
ISHARES TR RUS 1000 GRW ETF 464287614   2,940,221 7,833 SH   SOLE   0 0 7,833
VANGUARD STAR FDS VG TL INTL STK F 921909768   245,365 3,790 SH   SOLE   0 0 3,790
GENERAL MTRS CO COM 37045V100   45 1 SH   SOLE   0 0 1
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   84,657 1,048 SH   SOLE   0 0 1,048
HERSHEY CO COM 427866108   21,479 112 SH   SOLE   0 0 112
GOLDMAN SACHS GROUP INC COM 38141G104   27,231 55 SH   SOLE   0 0 55
GENERAL DYNAMICS CORP COM 369550108   68,902 228 SH   SOLE   0 0 228
CHARTER COMMUNICATIONS INC N CL A 16119P108   6,806 21 SH   SOLE   0 0 21
MONSTER BEVERAGE CORP NEW COM 61174X109   3,913 75 SH   SOLE   0 0 75
WEC ENERGY GROUP INC COM 92939U106   203,036 2,111 SH   SOLE   0 0 2,111
CADENCE DESIGN SYSTEM INC COM 127387108   9,215 34 SH   SOLE   0 0 34
SYSCO CORP COM 871829107   7,494 96 SH   SOLE   0 0 96
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   14,067 81 SH   SOLE   0 0 81
INGERSOLL RAND INC COM 45687V106   21,497 219 SH   SOLE   0 0 219
MONDELEZ INTL INC CL A 609207105   1,473 20 SH   SOLE   0 0 20
ABRDN PRECIOUS METALS BASKET PHYSCL PRECS MET 003263100   49,734 439 SH   SOLE   0 0 439
SAP SE SPON ADR 803054204   245,595 1,072 SH   SOLE   0 0 1,072
SUNRUN INC COM 86771W105   718,607 39,790 SH   SOLE   0 0 39,790
QUANTA SVCS INC COM 74762E102   20,572 69 SH   SOLE   0 0 69
STARBUCKS CORP COM 855244109   5,947 61 SH   SOLE   0 0 61
ISHARES TR MSCI EMG MKT ETF 464287234   25,727 561 SH   SOLE   0 0 561
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   29,895,568 356,962 SH   SOLE   0 0 356,962
EXXON MOBIL CORP COM 30231G102   85,336 728 SH   SOLE   0 0 728
BRISTOL-MYERS SQUIBB CO COM 110122108   36,787 711 SH   SOLE   0 0 711
NIO INC SPON ADS 62914V106   668 100 SH   SOLE   0 0 100
SPDR SER TR S&P REGL BKG 78464A698   151,235 2,672 SH   SOLE   0 0 2,672
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511   9,695 785 SH   SOLE   0 0 785
MICROSOFT CORP COM 594918104   2,742,374 6,373 SH   SOLE   0 0 6,373
SHOPIFY INC CL A 82509L107   110,513 1,379 SH   SOLE   0 0 1,379
LIVE NATION ENTERTAINMENT IN COM 538034109   985 9 SH   SOLE   0 0 9
CLOROX CO DEL COM 189054109   1,955 12 SH   SOLE   0 0 12
ANALOG DEVICES INC COM 032654105   77,567 337 SH   SOLE   0 0 337
ELECTRONIC ARTS INC COM 285512109   143 1 SH   SOLE   0 0 1
PROSHARES TR ULTSHT REAL EST 74347G556   5,812 525 SH   SOLE   0 0 525
GE HEALTHCARE TECHNOLOGIES I COMMON STOCK 36266G107   3,100 33 SH   SOLE   0 0 33
HELLO GROUP INC ADS 423403104   5,411 711 SH   SOLE   0 0 711
COINBASE GLOBAL INC COM CL A 19260Q107   1,782 10 SH   SOLE   0 0 10
ALPHABET INC CAP STK CL C 02079K107   149,786 896 SH   SOLE   0 0 896
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   12,342,446 146,013 SH   SOLE   0 0 146,013
ISHARES TR RUS MD CP GR ETF 464287481   6,803 58 SH   SOLE   0 0 58
MARSH & MCLENNAN COS INC COM 571748102   23,648 106 SH   SOLE   0 0 106
CENOVUS ENERGY INC COM 15135U109   719 43 SH   SOLE   0 0 43
ISHARES TR RUS MDCP VAL ETF 464287473   9,919 75 SH   SOLE   0 0 75
EA SERIES TRUST STRIVE 1000 DIV 02072L581   3,647 108 SH   SOLE   0 0 108
VIATRIS INC COM 92556V106   139 12 SH   SOLE   0 0 12
WISDOMTREE TR INTRST RATE HDGE 97717W380   6,681 298 SH   SOLE   0 0 298
NORTHROP GRUMMAN CORP COM 666807102   3,168 6 SH   SOLE   0 0 6
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   26,095,794 203,555 SH   SOLE   0 0 203,555
ZIMMER BIOMET HOLDINGS INC COM 98956P102   864 8 SH   SOLE   0 0 8
RENAISSANCERE HLDGS LTD COM G7496G103   83,082 305 SH   SOLE   0 0 305
CALUMET INC COM 131428104   107 6 SH   SOLE   0 0 6
PIMCO ETF TR ENHAN SHRT MA AC 72201R833   23,864 237 SH   SOLE   0 0 237
MORGAN STANLEY COM NEW 617446448   22,099 212 SH   SOLE   0 0 212
VANGUARD INDEX FDS TOTAL STK MKT 922908769   21,735,267 76,760 SH   SOLE   0 0 76,760
HUMANA INC COM 444859102   950 3 SH   SOLE   0 0 3
PROSHARES TR II ULTRA VIX SHORT 74347Y755   623 25 SH   SOLE   0 0 25
ISHARES TR FLTG RATE NT ETF 46429B655   5,104 100 SH   SOLE   0 0 100
BROADCOM INC COM 11135F101   116,265 674 SH   SOLE   0 0 674
S&P GLOBAL INC COM 78409V104   27,381 53 SH   SOLE   0 0 53
AGRIFY CORP COM 00853E305   9 41 SH   SOLE   0 0 41
CANADIAN PACIFIC KANSAS CITY COM 13646K108   855 10 SH   SOLE   0 0 10
NVR INC COM 62944T105   9,812 1 SH   SOLE   0 0 1
SYNCHRONOSS TECHNOLOGIES INC COM NEW 87157B400   45 3 SH   SOLE   0 0 3
KKR & CO INC COM 48251W104   21,807 167 SH   SOLE   0 0 167
WARNER BROS DISCOVERY INC COM SER A 934423104   1,015 123 SH   SOLE   0 0 123
CONSTRUCTION PARTNERS INC COM CL A 21044C107   7,608 109 SH   SOLE   0 0 109
HOME DEPOT INC COM 437076102   53,803 133 SH   SOLE   0 0 133
SCHWAB STRATEGIC TR 5 10YR CORP BD 808524698   826,151 17,898 SH   SOLE   0 0 17,898
ALIGN TECHNOLOGY INC COM 016255101   8,138 32 SH   SOLE   0 0 32
WK KELLOGG CO COM SHS 92942W107   120 7 SH   SOLE   0 0 7
TOTALENERGIES SE SPONSORED ADS 89151E109   9,370 145 SH   SOLE   0 0 145
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   13,972 292 SH   SOLE   0 0 292
PARKER-HANNIFIN CORP COM 701094104   28,432 45 SH   SOLE   0 0 45
KENVUE INC COM 49177J102   29,676 1,283 SH   SOLE   0 0 1,283
SPYRE THERAPEUTICS INC COM NEW 00773J202   235 8 SH   SOLE   0 0 8
ISHARES TR CORE S&P500 ETF 464287200   179,391 311 SH   SOLE   0 0 311
MEDTRONIC PLC SHS G5960L103   8,283 92 SH   SOLE   0 0 92
ON SEMICONDUCTOR CORP COM 682189105   7,043 97 SH   SOLE   0 0 97
AGILENT TECHNOLOGIES INC COM 00846U101   1,633 11 SH   SOLE   0 0 11
GODADDY INC CL A 380237107   1,097 7 SH   SOLE   0 0 7
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   2,176,206 43,282 SH   SOLE   0 0 43,282
PPG INDS INC COM 693506107   15,100 114 SH   SOLE   0 0 114
AXALTA COATING SYS LTD COM G0750C108   2,859 79 SH   SOLE   0 0 79
ARK ETF TR GENOMIC REV ETF 00214Q302   51 2 SH   SOLE   0 0 2
SCHWAB STRATEGIC TR LONG TERM US 808524680   139,330 3,982 SH   SOLE   0 0 3,982
CROWDSTRIKE HLDGS INC CL A 22788C105   7,853 28 SH   SOLE   0 0 28
PROSHARES TR II ULTRA SILVER NEW 74347W353   809 20 SH   SOLE   0 0 20
BP PLC SPONSORED ADR 055622104   2,448 78 SH   SOLE   0 0 78
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   272,178 591 SH   SOLE   0 0 591
AMERICAN AIRLS GROUP INC COM 02376R102   4,777 425 SH   SOLE   0 0 425
ISHARES TR IBOXX HI YD ETF 464288513   25,455 317 SH   SOLE   0 0 317
GLOBAL X FDS RBTCS ARTFL INTE 37954Y715   11,124 346 SH   SOLE   0 0 346
NXP SEMICONDUCTORS N V COM N6596X109   14,641 61 SH   SOLE   0 0 61
CARNIVAL CORP UNIT 99/99/9999 143658300   20,735 1,122 SH   SOLE   0 0 1,122
HONEYWELL INTL INC COM 438516106   278,893 1,349 SH   SOLE   0 0 1,349
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102   59,639 562 SH   SOLE   0 0 562
ACACIA RESH CORP ACACIA TCH COM 003881307   466 100 SH   SOLE   0 0 100
COHEN & STEERS INFRASTRUCTUR COM 19248A109   2,652 102 SH   SOLE   0 0 102
SONY GROUP CORP SPONSORED ADR 835699307   34,958 362 SH   SOLE   0 0 362
ARK 21SHARES BITCOIN ETF SHS BEN INT 040919102   6,347 100 SH   SOLE   0 0 100
BLACKROCK INC COM 09247X101   13,293 14 SH   SOLE   0 0 14
MSCI INC COM 55354G100   2,332 4 SH   SOLE   0 0 4
T-MOBILE US INC COM 872590104   25,795 125 SH   SOLE   0 0 125
VANGUARD BD INDEX FDS INTERMED TERM 921937819   10,861,612 138,594 SH   SOLE   0 0 138,594
GSK PLC SPONSORED ADR 37733W204   3,270 80 SH   SOLE   0 0 80
CURTISS WRIGHT CORP COM 231561101   14,462 44 SH   SOLE   0 0 44
VANECK ETF TRUST OIL SERVICES ETF 92189H607   100,717 355 SH   SOLE   0 0 355
CONSTELLATION BRANDS INC CL A 21036P108   3,092 12 SH   SOLE   0 0 12
WESTERN DIGITAL CORP. COM 958102105   1,434 21 SH   SOLE   0 0 21
M & T BK CORP COM 55261F104   1,959 11 SH   SOLE   0 0 11
PGIM ETF TR PGIM ULTRA SH BD 69344A107   14,187 285 SH   SOLE   0 0 285
VALKYRIE ETF TRUST II BITCOIN AND ETHE 91917A108   3,272 200 SH   SOLE   0 0 200
KIMBERLY-CLARK CORP COM 494368103   138,865 976 SH   SOLE   0 0 976
TEXAS ROADHOUSE INC COM 882681109   18,785 106 SH   SOLE   0 0 106
ADAPTIVE BIOTECHNOLOGIES COR COM 00650F109   1,997 390 SH   SOLE   0 0 390
ICICI BANK LIMITED ADR 45104G104   1,075 36 SH   SOLE   0 0 36
SCHLUMBERGER LTD COM STK 806857108   503 12 SH   SOLE   0 0 12
WALMART INC COM 931142103   492,333 6,097 SH   SOLE   0 0 6,097
YETI HLDGS INC COM 98585X104   7,673 187 SH   SOLE   0 0 187
PACS GROUP INC COM SHS 69380Q107   821,783 20,560 SH   SOLE   0 0 20,560
ISHARES TR IBOXX INV CP ETF 464287242   25,985 230 SH   SOLE   0 0 230
UNITED STATES STL CORP NEW COM 912909108   37,273 1,055 SH   SOLE   0 0 1,055
PHILIP MORRIS INTL INC COM 718172109   4,492 37 SH   SOLE   0 0 37
AGNC INVT CORP COM 00123Q104   104,600 10,000 SH   SOLE   0 0 10,000
SSGA ACTIVE ETF TR GLOBL ALLO ETF 78467V400   12,339 271 SH   SOLE   0 0 271
CSX CORP COM 126408103   3,315 96 SH   SOLE   0 0 96
HOULIHAN LOKEY INC CL A 441593100   7,585 48 SH   SOLE   0 0 48
TJX COS INC NEW COM 872540109   91,564 779 SH   SOLE   0 0 779
PAYPAL HLDGS INC COM 70450Y103   61,332 786 SH   SOLE   0 0 786
KLA CORP COM NEW 482480100   37,172 48 SH   SOLE   0 0 48
ISHARES TR ISHARES BIOTECH 464287556   9,228,699 63,384 SH   SOLE   0 0 63,384
HESS CORP COM 42809H107   30,555 225 SH   SOLE   0 0 225
PENNANT GROUP INC COM 70805E109   270,428 7,575 SH   SOLE   0 0 7,575
ISHARES TR CORE S&P TTL STK 464287150   923,809 7,354 SH   SOLE   0 0 7,354
DBX ETF TR XTRACK MSCI EAFE 233051630   3,008 112 SH   SOLE   0 0 112
VALE S A SPONSORED ADS 91912E105   724 62 SH   SOLE   0 0 62
DELTA AIR LINES INC DEL COM NEW 247361702   10,260 202 SH   SOLE   0 0 202
ISHARES GOLD TR ISHARES NEW 464285204   4,322,359 86,969 SH   SOLE   0 0 86,969
DUKE ENERGY CORP NEW COM NEW 26441C204   36,550 317 SH   SOLE   0 0 317
AIRBNB INC COM CL A 009066101   888 7 SH   SOLE   0 0 7
ALTRIA GROUP INC COM 02209S103   30,471 597 SH   SOLE   0 0 597
OCCIDENTAL PETE CORP COM 674599105   38,088 739 SH   SOLE   0 0 739
SOS LIMITED SPON ADS 83587W205   38 48 SH   SOLE   0 0 48
F5 INC COM 315616102   42,058 191 SH   SOLE   0 0 191
ITERIS INC NEW COM 46564T107   2,142 300 SH   SOLE   0 0 300
APTOSE BIOSCIENCES INC COM 03835T309   2 6 SH   SOLE   0 0 6
NGL ENERGY PARTNERS LP COM UNIT REPST 62913M107   48,375 10,750 SH   SOLE   0 0 10,750
BARRICK GOLD CORP COM 067901108   3,978 200 SH   SOLE   0 0 200
PALANTIR TECHNOLOGIES INC CL A 69608A108   9,188 247 SH   SOLE   0 0 247
NIKE INC CL B 654106103   152,048 1,720 SH   SOLE   0 0 1,720
FREEPORT-MCMORAN INC CL B 35671D857   8,187 164 SH   SOLE   0 0 164
VERIZON COMMUNICATIONS INC COM 92343V104   23,533 524 SH   SOLE   0 0 524
COSTAR GROUP INC COM 22160N109   679 9 SH   SOLE   0 0 9
ISHARES TR CORE TOTAL USD 46434V613   236 5 SH   SOLE   0 0 5
MGIC INVT CORP WIS COM 552848103   40,755 1,592 SH   SOLE   0 0 1,592
CARDINAL HEALTH INC COM 14149Y108   69,186 626 SH   SOLE   0 0 626
METLIFE INC COM 59156R108   2,969 36 SH   SOLE   0 0 36
US BANCORP DEL COM NEW 902973304   3,018 66 SH   SOLE   0 0 66
MICROSTRATEGY INC CL A NEW 594972408   3,695,881 21,921 SH   SOLE   0 0 21,921
IONQ INC COM 46222L108   52 6 SH   SOLE   0 0 6
CHEVRON CORP NEW COM 166764100   1,869,593 12,695 SH   SOLE   0 0 12,695
MERCK & CO INC COM 58933Y105   43,380 382 SH   SOLE   0 0 382
ISHARES TR JPMORGAN USD EMG 464288281   247,238 2,642 SH   SOLE   0 0 2,642
CANADIAN SOLAR INC COM 136635109   1,793 107 SH   SOLE   0 0 107
STRYKER CORPORATION COM 863667101   23,843 66 SH   SOLE   0 0 66
AFLAC INC COM 001055102   6,708 60 SH   SOLE   0 0 60
TRUMP MEDIA & TECHNOLOGY GRO COM 25400Q105   161 10 SH   SOLE   0 0 10
MERCADOLIBRE INC COM 58733R102   10,260 5 SH   SOLE   0 0 5
ISHARES TR CORE US AGGBD ET 464287226   5,090,727 50,269 SH   SOLE   0 0 50,269
JABIL INC COM 466313103   29,958 250 SH   SOLE   0 0 250
SHERWIN WILLIAMS CO COM 824348106   20,229 53 SH   SOLE   0 0 53
AMERICA MOVIL SAB DE CV SPON ADS RP CL B 02390A101   671 41 SH   SOLE   0 0 41
AUTOZONE INC COM 053332102   3,150 1 SH   SOLE   0 0 1
PG&E CORP COM 69331C108   51,600 2,610 SH   SOLE   0 0 2,610
ISHARES TR SELECT DIVID ETF 464287168   298,370 2,209 SH   SOLE   0 0 2,209
SCHWAB STRATEGIC TR FUNDAMENTAL US S 808524763   37,767 634 SH   SOLE   0 0 634
NOVO-NORDISK A S ADR 670100205   45,485 382 SH   SOLE   0 0 382
NUTANIX INC CL A 67059N108   474 8 SH   SOLE   0 0 8
EQUIFAX INC COM 294429105   588 2 SH   SOLE   0 0 2
NETFLIX INC COM 64110L106   246,826 348 SH   SOLE   0 0 348
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   22,567 124 SH   SOLE   0 0 124
SUMITOMO MITSUI FINL GROUP I SPONSORED ADR 86562M209   7,666 607 SH   SOLE   0 0 607
ANNALY CAPITAL MANAGEMENT IN COM NEW 035710839   1,425 71 SH   SOLE   0 0 71
EMERSON ELEC CO COM 291011104   44,185 404 SH   SOLE   0 0 404
AMERICAN EXPRESS CO COM 025816109   372,900 1,375 SH   SOLE   0 0 1,375
SNOWFLAKE INC CL A 833445109   7,466 65 SH   SOLE   0 0 65
FORD MTR CO COM 345370860   19,948 1,889 SH   SOLE   0 0 1,889
ALTIMMUNE INC COM NEW 02155H200   8,522 1,388 SH   SOLE   0 0 1,388
ISHARES TR 1 3 YR TREAS BD 464287457   24,280 292 SH   SOLE   0 0 292
DISCOVER FINL SVCS COM 254709108   70,145 500 SH   SOLE   0 0 500
DOW INC COM 260557103   5,463 100 SH   SOLE   0 0 100
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   170,898 300 SH   SOLE   0 0 300
CARLYLE GROUP INC COM 14316J108   2,067 48 SH   SOLE   0 0 48
FLUTTER ENTMT PLC SHS G3643J108   949 4 SH   SOLE   0 0 4
RTX CORPORATION COM 75513E101   246,439 2,034 SH   SOLE   0 0 2,034
CHUBB LIMITED COM H1467J104   365,679 1,268 SH   SOLE   0 0 1,268
L3HARRIS TECHNOLOGIES INC COM 502431109   4,044 17 SH   SOLE   0 0 17
HALEON PLC SPON ADS 405552100   1,058 100 SH   SOLE   0 0 100
ARROWHEAD PHARMACEUTICALS IN COM 04280A100   15,496 800 SH   SOLE   0 0 800
AMAZON COM INC COM 023135106   1,192,725 6,401 SH   SOLE   0 0 6,401
AMGEN INC COM 031162100   247,135 767 SH   SOLE   0 0 767
ISHARES TR CORE S&P SCP ETF 464287804   132,750 1,135 SH   SOLE   0 0 1,135
SCHWAB STRATEGIC TR US TIPS ETF 808524870   7,832,184 146,041 SH   SOLE   0 0 146,041
PROGRESSIVE CORP COM 743315103   26,137 103 SH   SOLE   0 0 103
UNIVERSAL HLTH SVCS INC CL B 913903100   1,145 5 SH   SOLE   0 0 5
MARTIN MARIETTA MATLS INC COM 573284106   1,615 3 SH   SOLE   0 0 3
INVESCO EXCH TRADED FD TR II S&P500 HDL VOL 46138E362   11,732 232 SH   SOLE   0 0 232
CONSOLIDATED EDISON INC COM 209115104   2,603 25 SH   SOLE   0 0 25
PACCAR INC COM 693718108   15,493 157 SH   SOLE   0 0 157
ATMUS FILTRATION TECHNOLOGIE COM 04956D107   4,954 132 SH   SOLE   0 0 132
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   136,523 1,719 SH   SOLE   0 0 1,719
ANHEUSER BUSCH INBEV SA/NV SPONSORED ADR 03524A108   133 2 SH   SOLE   0 0 2
ILLINOIS TOOL WKS INC COM 452308109   4,979 19 SH   SOLE   0 0 19
SEMPRA COM 816851109   2,174 26 SH   SOLE   0 0 26
DOVER CORP COM 260003108   3,068 16 SH   SOLE   0 0 16
TRANSDIGM GROUP INC COM 893641100   22,834 16 SH   SOLE   0 0 16
SERVICENOW INC COM 81762P102   36,670 41 SH   SOLE   0 0 41
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   31,813 90 SH   SOLE   0 0 90
TESLA INC COM 88160R101   1,000,295 3,823 SH   SOLE   0 0 3,823
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   1,562,763 25,865 SH   SOLE   0 0 25,865
MCKESSON CORP COM 58155Q103   19,777 40 SH   SOLE   0 0 40
WISDOMTREE TR FLOATNG RAT TREA 97717Y527   9,793 195 SH   SOLE   0 0 195
SILA REALTY TRUST INC COMMON STOCK 146280508   27,794 1,099 SH   SOLE   0 0 1,099
COSTCO WHSL CORP NEW COM 22160K105   1,572,053 1,773 SH   SOLE   0 0 1,773
CUMMINS INC COM 231021106   49,216 152 SH   SOLE   0 0 152
AMERIPRISE FINL INC COM 03076C106   63,424 135 SH   SOLE   0 0 135
LINDE PLC SHS G54950103   45,779 96 SH   SOLE   0 0 96
EA SERIES TRUST STRIVE 500 ETF 02072L680   341,049 9,258 SH   SOLE   0 0 9,258
BOEING CO COM 097023105   85,142 560 SH   SOLE   0 0 560
SPDR INDEX SHS FDS PORTFLI MSCI GBL 78463X475   91,862 1,418 SH   SOLE   0 0 1,418
UNITEDHEALTH GROUP INC COM 91324P102   68,408 117 SH   SOLE   0 0 117
NVIDIA CORPORATION COM 67066G104   802,354 6,607 SH   SOLE   0 0 6,607
BUNGE GLOBAL SA COM SHS H11356104   580 6 SH   SOLE   0 0 6
DEVON ENERGY CORP NEW COM 25179M103   9,467 242 SH   SOLE   0 0 242
COLGATE PALMOLIVE CO COM 194162103   20,762 200 SH   SOLE   0 0 200
COCA COLA CO COM 191216100   39,236 546 SH   SOLE   0 0 546
ROYAL CARIBBEAN GROUP COM V7780T103   22,347 126 SH   SOLE   0 0 126
CARRIER GLOBAL CORPORATION COM 14448C104   68,256 848 SH   SOLE   0 0 848
INVESCO QQQ TR UNIT SER 1 46090E103   32,141,572 65,854 SH   SOLE   0 0 65,854
SOUTHERN CO COM 842587107   73,497 815 SH   SOLE   0 0 815
STMICROELECTRONICS N V NY REGISTRY 861012102   357 12 SH   SOLE   0 0 12
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840   269,260 2,099 SH   SOLE   0 0 2,099
INTERCONTINENTAL EXCHANGE IN COM 45866F104   17,028 106 SH   SOLE   0 0 106
UNILEVER PLC SPON ADR NEW 904767704   25,984 400 SH   SOLE   0 0 400
APOLLO GLOBAL MGMT INC COM 03769M106   1,874 15 SH   SOLE   0 0 15
ISHARES BITCOIN TRUST ETF SHS BEN INT 46438F101   6,684 185 SH   SOLE   0 0 185
VANGUARD INDEX FDS GROWTH ETF 922908736   195,036 508 SH   SOLE   0 0 508
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   593,905 12,498 SH   SOLE   0 0 12,498
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794   9,398 128 SH   SOLE   0 0 128
CHIPOTLE MEXICAN GRILL INC COM 169656105   204,378 3,547 SH   SOLE   0 0 3,547
SCHWAB CHARLES CORP COM 808513105   3,241 50 SH   SOLE   0 0 50
MULLEN AUTOMOTIVE INC COM NEW 62526P505   3 1 SH   SOLE   0 0 1
WISDOMTREE TR EM EX ST-OWNED 97717X578   7,663 232 SH   SOLE   0 0 232
KELLANOVA COM 487836108   2,421 30 SH   SOLE   0 0 30
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   161,419 815 SH   SOLE   0 0 815
PAYCHEX INC COM 704326107   54,213 404 SH   SOLE   0 0 404
VISA INC COM CL A 92826C839   852,345 3,100 SH   SOLE   0 0 3,100
PALO ALTO NETWORKS INC COM 697435105   18,799 55 SH   SOLE   0 0 55
TEXAS INSTRS INC COM 882508104   43,586 211 SH   SOLE   0 0 211
INVESCO EXCHANGE TRADED FD T AEROSPACE DEFN 46137V100   229,940 2,000 SH   SOLE   0 0 2,000
CITIGROUP INC COM NEW 172967424   21,472 343 SH   SOLE   0 0 343
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   22,556,686 231,541 SH   SOLE   0 0 231,541
ORACLE CORP COM 68389X105   41,918 246 SH   SOLE   0 0 246
EXTRA SPACE STORAGE INC COM 30225T102   63,067 350 SH   SOLE   0 0 350
ZOETIS INC CL A 98978V103   3,126 16 SH   SOLE   0 0 16
FATHOM HOLDINGS INC COM 31189V109   259 100 SH   SOLE   0 0 100
ISHARES TR 20 YR TR BD ETF 464287432   73,183 746 SH   SOLE   0 0 746
PFIZER INC COM 717081103   6,917 239 SH   SOLE   0 0 239
ISHARES TR 0-5 YR TIPS ETF 46429B747   70,519 696 SH   SOLE   0 0 696
ISHARES TR CALIF MUN BD ETF 464288356   1,895,364 32,617 SH   SOLE   0 0 32,617
OATLY GROUP AB SPONSORED ADS 67421J108   684 800 SH   SOLE   0 0 800
VANGUARD INDEX FDS VALUE ETF 922908744   68,082 390 SH   SOLE   0 0 390
MASTERCARD INCORPORATED CL A 57636Q104   272,578 552 SH   SOLE   0 0 552
FISERV INC COM 337738108   22,816 127 SH   SOLE   0 0 127
SCHWAB STRATEGIC TR FUNDAMENTAL US L 808524771   201,828 2,813 SH   SOLE   0 0 2,813
CELULARITY INC CL A NEW 151190204   149 50 SH   SOLE   0 0 50
BALL CORP COM 058498106   747 11 SH   SOLE   0 0 11
MONOLITHIC PWR SYS INC COM 609839105   11,094 12 SH   SOLE   0 0 12
EVERSOURCE ENERGY COM 30040W108   2,110 31 SH   SOLE   0 0 31
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   2,611,257 14,575 SH   SOLE   0 0 14,575
SALESFORCE INC COM 79466L302   65,143 238 SH   SOLE   0 0 238
MARATHON PETE CORP COM 56585A102   16,780 103 SH   SOLE   0 0 103
TAKE-TWO INTERACTIVE SOFTWAR COM 874054109   375,514 2,443 SH   SOLE   0 0 2,443
SPDR SER TR S&P 500 ESG ETF 78468R531   23,363 419 SH   SOLE   0 0 419
PIMCO ETF TR ACTIVE BD ETF 72201R775   50,711 536 SH   SOLE   0 0 536
BECTON DICKINSON & CO COM 075887109   6,510 27 SH   SOLE   0 0 27
EATON CORP PLC SHS G29183103   48,390 146 SH   SOLE   0 0 146
EQUINIX INC COM 29444U700   888 1 SH   SOLE   0 0 1
MICRON TECHNOLOGY INC COM 595112103   20,223 195 SH   SOLE   0 0 195
SCHWAB STRATEGIC TR US REIT ETF 808524847   2,879,892 124,294 SH   SOLE   0 0 124,294
PUBLIC SVC ENTERPRISE GRP IN COM 744573106   1,963 22 SH   SOLE   0 0 22
WILLIAMS COS INC COM 969457100   12,736 279 SH   SOLE   0 0 279
DISNEY WALT CO COM 254687106   115,332 1,199 SH   SOLE   0 0 1,199
GE VERNOVA INC COM 36828A101   17,084 67 SH   SOLE   0 0 67
PNC FINL SVCS GROUP INC COM 693475105   2,218 12 SH   SOLE   0 0 12
HARTFORD FINL SVCS GROUP INC COM 416515104   2,117 18 SH   SOLE   0 0 18
BRITISH AMERN TOB PLC SPONSORED ADR 110448107   622 17 SH   SOLE   0 0 17
TOOTSIE ROLL INDS INC COM 890516107   31 1 SH   SOLE   0 0 1
CORTEVA INC COM 22052L104   12,228 208 SH   SOLE   0 0 208
ALNYLAM PHARMACEUTICALS INC COM 02043Q107   825 3 SH   SOLE   0 0 3
SL GREEN RLTY CORP COM 78440X887   2,019 29 SH   SOLE   0 0 29
SPDR SER TR S&P DIVID ETF 78464A763   19,744 139 SH   SOLE   0 0 139
ISHARES SILVER TR ISHARES 46428Q109   3,381 119 SH   SOLE   0 0 119
TRACTOR SUPPLY CO COM 892356106   307 1 SH   SOLE   0 0 1
BEIGENE LTD SPONSORED ADR 07725L102   674 3 SH   SOLE   0 0 3
ISHARES TR MODERT ALLOC ETF 464289875   3 0 SH   SOLE   0 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   5,899,813 143,478 SH   SOLE   0 0 143,478
PHILLIPS 66 COM 718546104   3,944 30 SH   SOLE   0 0 30
SPOTIFY TECHNOLOGY S A SHS L8681T102   7,739 21 SH   SOLE   0 0 21
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   23,690,469 258,038 SH   SOLE   0 0 258,038
VANGUARD INDEX FDS SML CP GRW ETF 922908595   1,069 4 SH   SOLE   0 0 4
ABBVIE INC COM 00287Y109   45,420 230 SH   SOLE   0 0 230
VERTEX PHARMACEUTICALS INC COM 92532F100   17,673 38 SH   SOLE   0 0 38
INVESCO EXCHANGE TRADED FD T HIG YLD EQ DIV 46137V563   118,422 5,400 SH   SOLE   0 0 5,400
SLM CORP COM 78442P106   6,495 284 SH   SOLE   0 0 284
HILTON WORLDWIDE HLDGS INC COM 43300A203   6,454 28 SH   SOLE   0 0 28
ASTRAZENECA PLC SPONSORED ADR 046353108   2,727 35 SH   SOLE   0 0 35
ISHARES TR SHRT NAT MUN ETF 464288158   12,530 118 SH   SOLE   0 0 118
OWENS CORNING NEW COM 690742101   22,065 125 SH   SOLE   0 0 125
CBOE GLOBAL MKTS INC COM 12503M108   3,278 16 SH   SOLE   0 0 16
PUBLIC STORAGE OPER CO COM 74460D109   154,281 424 SH   SOLE   0 0 424
GE AEROSPACE COM NEW 369604301   51,588 274 SH   SOLE   0 0 274
LAM RESEARCH CORP COM 512807108   15,506 19 SH   SOLE   0 0 19
BANK AMERICA CORP COM 060505104   158,125 3,985 SH   SOLE   0 0 3,985
CMS ENERGY CORP COM 125896100   1,766 25 SH   SOLE   0 0 25
VANGUARD INDEX FDS SM CP VAL ETF 922908611   99,788 497 SH   SOLE   0 0 497
ISHARES TR GRWT ALLOCAT ETF 464289867   1,011,773 17,079 SH   SOLE   0 0 17,079
CME GROUP INC COM 12572Q105   883 4 SH   SOLE   0 0 4
UNITED RENTALS INC COM 911363109   19,434 24 SH   SOLE   0 0 24
CONOCOPHILLIPS COM 20825C104   37,374 355 SH   SOLE   0 0 355
JPMORGAN CHASE & CO. COM 46625H100   163,838 777 SH   SOLE   0 0 777
JOHNSON & JOHNSON COM 478160104   67,255 415 SH   SOLE   0 0 415
DOLLAR GEN CORP NEW COM 256677105   592 7 SH   SOLE   0 0 7
ENTERGY CORP NEW COM 29364G103   658 5 SH   SOLE   0 0 5
VULCAN MATLS CO COM 929160109   29,145 116 SH   SOLE   0 0 116
ARCELORMITTAL SA LUXEMBOURG NY REGISTRY SH 03938L203   18,697 712 SH   SOLE   0 0 712
EMBECTA CORP COMMON STOCK 29082K105   324 23 SH   SOLE   0 0 23
UNITED PARCEL SERVICE INC CL B 911312106   140,158 1,028 SH   SOLE   0 0 1,028
DUPONT DE NEMOURS INC COM 26614N102   8,911 100 SH   SOLE   0 0 100
FUBOTV INC COM 35953D104   28 20 SH   SOLE   0 0 20
RESIDEO TECHNOLOGIES INC COM 76118Y104   4,330 215 SH   SOLE   0 0 215
AG MTG INVT TR INC COM NEW 001228501   751 100 SH   SOLE   0 0 100
PEPSICO INC COM 713448108   62,238 366 SH   SOLE   0 0 366
AIR PRODS & CHEMS INC COM 009158106   6,550 22 SH   SOLE   0 0 22
ARISTA NETWORKS INC COM 040413106   23,413 61 SH   SOLE   0 0 61
PACER FDS TR PACER US SMALL 69374H857   2,998,354 64,453 SH   SOLE   0 0 64,453
AES CORP COM 00130H105   401 20 SH   SOLE   0 0 20
WATSCO INC COM 942622200   8,854 18 SH   SOLE   0 0 18
EA SERIES TRUST STRIVE US ENERGY 02072L722   5,618 200 SH   SOLE   0 0 200
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   19,593 311 SH   SOLE   0 0 311
RYANAIR HOLDINGS PLC SPONSORED ADR 783513203   452 10 SH   SOLE   0 0 10
ALLSTATE CORP COM 020002101   79,843 421 SH   SOLE   0 0 421
PROCTER AND GAMBLE CO COM 742718109   88,159 509 SH   SOLE   0 0 509
PROLOGIS INC. COM 74340W103   10,229 81 SH   SOLE   0 0 81
ISHARES TR RUSSELL 2000 ETF 464287655   4,614,543 20,891 SH   SOLE   0 0 20,891
ISHARES TR SHORT TREAS BD 464288679   10,067 91 SH   SOLE   0 0 91
FACTSET RESH SYS INC COM 303075105   3,679 8 SH   SOLE   0 0 8
MATCH GROUP INC NEW COM 57667L107   2,224,916 58,798 SH   SOLE   0 0 58,798
THERMO FISHER SCIENTIFIC INC COM 883556102   24,124 39 SH   SOLE   0 0 39
SPDR GOLD TR GOLD SHS 78463V107   76,321 314 SH   SOLE   0 0 314
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   68,874,759 916,985 SH   SOLE   0 0 916,985
ISHARES TR RUS 2000 VAL ETF 464287630   8,174 49 SH   SOLE   0 0 49
ISHARES TR RUS 1000 VAL ETF 464287598   161,804 852 SH   SOLE   0 0 852
KYNDRYL HLDGS INC COMMON STOCK 50155Q100   3,953 172 SH   SOLE   0 0 172
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   1,495,945 22,489 SH   SOLE   0 0 22,489
INTUIT COM 461202103   165,186 266 SH   SOLE   0 0 266
SYNOPSYS INC COM 871607107   18,736 37 SH   SOLE   0 0 37
AUTOMATIC DATA PROCESSING IN COM 053015103   124,529 450 SH   SOLE   0 0 450
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   1,396,761 17,379 SH   SOLE   0 0 17,379
COPART INC COM 217204106   1,834 35 SH   SOLE   0 0 35
EDISON INTL COM 281020107   8,709 100 SH   SOLE   0 0 100
BOSTON SCIENTIFIC CORP COM 101137107   29,414 351 SH   SOLE   0 0 351
AVALONBAY CMNTYS INC COM 053484101   13,065 58 SH   SOLE   0 0 58
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   8,222,502 121,186 SH   SOLE   0 0 121,186
EXELON CORP COM 30161N101   25,019 617 SH   SOLE   0 0 617
NORFOLK SOUTHN CORP COM 655844108   4,225 17 SH   SOLE   0 0 17
OTIS WORLDWIDE CORP COM 68902V107   40,433 389 SH   SOLE   0 0 389
DEERE & CO COM 244199105   5,008 12 SH   SOLE   0 0 12
FIDELITY COMWLTH TR NASDAQ COMPSIT 315912808   4,217,025 58,897 SH   SOLE   0 0 58,897
ORION OFFICE REIT INC COM 68629Y103   112 28 SH   SOLE   0 0 28
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   460,058 2,987 SH   SOLE   0 0 2,987
INTUITIVE SURGICAL INC COM NEW 46120E602   42,249 86 SH   SOLE   0 0 86
ABBOTT LABS COM 002824100   128,261 1,125 SH   SOLE   0 0 1,125
DECKERS OUTDOOR CORP COM 243537107   8,610 54 SH   SOLE   0 0 54
COMCAST CORP NEW CL A 20030N101   2,381 57 SH   SOLE   0 0 57
ALPS ETF TR ALERIAN MLP 00162Q452   20,313 431 SH   SOLE   0 0 431
RIVIAN AUTOMOTIVE INC COM CL A 76954A103   7,652 682 SH   SOLE   0 0 682
ASML HOLDING N V N Y REGISTRY SHS N07059210   43,329 52 SH   SOLE   0 0 52
META PLATFORMS INC CL A 30303M102   832,328 1,454 SH   SOLE   0 0 1,454
EOG RES INC COM 26875P101   2,582 21 SH   SOLE   0 0 21
ADVANCED MICRO DEVICES INC COM 007903107   70,062 427 SH   SOLE   0 0 427
CVS HEALTH CORP COM 126650100   107,754 1,714 SH   SOLE   0 0 1,714
XPENG INC ADS 98422D105   1,218 100 SH   SOLE   0 0 100
GENERAL MLS INC COM 370334104   63,068 854 SH   SOLE   0 0 854
THE CIGNA GROUP COM 125523100   13,511 39 SH   SOLE   0 0 39
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   11,245,621 135,489 SH   SOLE   0 0 135,489
NEXTERA ENERGY INC COM 65339F101   11,412 135 SH   SOLE   0 0 135
APPLIED MATLS INC COM 038222105   14,346 71 SH   SOLE   0 0 71
ISHARES TR FALN ANGLS USD 46435G474   3,022 111 SH   SOLE   0 0 111
VEEVA SYS INC CL A COM 922475108   1,049 5 SH   SOLE   0 0 5
ICAHN ENTERPRISES LP DEPOSITARY UNIT 451100101   67,600 5,000 SH   SOLE   0 0 5,000
LUMINAR TECHNOLOGIES INC COM CL A 550424105   22 25 SH   SOLE   0 0 25
J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF 46641Q837   81,235 1,601 SH   SOLE   0 0 1,601
ADOBE INC COM 00724F101   44,011 85 SH   SOLE   0 0 85
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   23,553 446 SH   SOLE   0 0 446
ARES MANAGEMENT CORPORATION CL A COM STK 03990B101   1,403 9 SH   SOLE   0 0 9
SELECT SECTOR SPDR TR ENERGY 81369Y506   183,063 2,085 SH   SOLE   0 0 2,085
SUN LIFE FINANCIAL INC. COM 866796105   3,133 54 SH   SOLE   0 0 54
SPDR SER TR AEROSPACE DEF 78464A631   29,895 190 SH   SOLE   0 0 190
ALPHABET INC CAP STK CL A 02079K305   327,991 1,978 SH   SOLE   0 0 1,978
UNISYS CORP COM NEW 909214306   159 28 SH   SOLE   0 0 28
LOCKHEED MARTIN CORP COM 539830109   88,269 151 SH   SOLE   0 0 151
CONSOLIDATED COMM HLDGS INC COM 209034107   506 109 SH   SOLE   0 0 109
DIAMONDBACK ENERGY INC COM 25278X109   3,448 20 SH   SOLE   0 0 20
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303   12,435 249 SH   SOLE   0 0 249
INVESCO ACTIVELY MANAGED EXC ULTRA SHRT DUR 46090A887   12,430 248 SH   SOLE   0 0 248
TRAWS PHARMA INC COM NEW 68232V884   12 2 SH   SOLE   0 0 2
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   75,072 596 SH   SOLE   0 0 596
AMEREN CORP COM 023608102   14,565 167 SH   SOLE   0 0 167
REGENERON PHARMACEUTICALS COM 75886F107   19,974 19 SH   SOLE   0 0 19
ISHARES TR RUS 1000 ETF 464287622   6,046,977 19,234 SH   SOLE   0 0 19,234
DANAHER CORPORATION COM 235851102   17,793 64 SH   SOLE   0 0 64
VIASAT INC COM 92552V100   12 1 SH   SOLE   0 0 1
TRIP COM GROUP LTD ADS 89677Q107   1,070 18 SH   SOLE   0 0 18
MARVELL TECHNOLOGY INC COM 573874104   15,939 221 SH   SOLE   0 0 221
QUALCOMM INC COM 747525103   24,827 146 SH   SOLE   0 0 146
ISHARES TR AGGRES ALLOC ETF 464289859   35,194 446 SH   SOLE   0 0 446
MOTOROLA SOLUTIONS INC COM NEW 620076307   899 2 SH   SOLE   0 0 2
ISHARES INC EM MKT SM-CP ETF 464286475   13,396 210 SH   SOLE   0 0 210
SPDR S&P 500 ETF TR TR UNIT 78462F103   157,659,034 274,782 SH   SOLE   0 0 274,782
VANGUARD SCOTTSDALE FDS LONG TERM TREAS 92206C847   77,479 1,259 SH   SOLE   0 0 1,259
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   85,893 203 SH   SOLE   0 0 203
BAIDU INC SPON ADR REP A 056752108   43,274 411 SH   SOLE   0 0 411
UBER TECHNOLOGIES INC COM 90353T100   23,074 307 SH   SOLE   0 0 307
SNAP ON INC COM 833034101   41,718 144 SH   SOLE   0 0 144
NORWEGIAN CRUISE LINE HLDG L SHS G66721104   10,768 525 SH   SOLE   0 0 525
TARGET CORP COM 87612E106   46,602 299 SH   SOLE   0 0 299
KNIGHT-SWIFT TRANSN HLDGS IN CL A 499049104   652,957 12,103 SH   SOLE   0 0 12,103
WELLS FARGO CO NEW COM 949746101   158,059 2,798 SH   SOLE   0 0 2,798
VODAFONE GROUP PLC NEW SPONSORED ADR 92857W308   2,084 208 SH   SOLE   0 0 208
UNION PAC CORP COM 907818108   11,585 47 SH   SOLE   0 0 47
UBS GROUP AG SHS H42097107   5,162 167 SH   SOLE   0 0 167
EA SERIES TRUST STRIVE 1000 VALU 02072L599   62,182 2,050 SH   SOLE   0 0 2,050
APPLE INC COM 037833100   8,905,119 38,219 SH   SOLE   0 0 38,219
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   54,807 696 SH   SOLE   0 0 696
NOVARTIS AG SPONSORED ADR 66987V109   1,840 16 SH   SOLE   0 0 16
NATIONAL STORAGE AFFILIATES COM SHS BEN IN 637870106   31,330 650 SH   SOLE   0 0 650
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   18,738 380 SH   SOLE   0 0 380
TRANE TECHNOLOGIES PLC SHS G8994E103   23,713 61 SH   SOLE   0 0 61
HOST HOTELS & RESORTS INC COM 44107P104   739 42 SH   SOLE   0 0 42
DIREXION SHS ETF TR 20YR TRES BEAR 25460G849   4,741 164 SH   SOLE   0 0 164
CAPITAL ONE FINL CORP COM 14040H105   122,030 815 SH   SOLE   0 0 815
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   200,515 380 SH   SOLE   0 0 380
ISHARES TR CORE MSCI EAFE 46432F842   48,663,992 623,498 SH   SOLE   0 0 623,498
RESTAURANT BRANDS INTL INC COM 76131D103   577 8 SH   SOLE   0 0 8
CONSTELLATION ENERGY CORP COM 21037T109   72,806 280 SH   SOLE   0 0 280
LOWES COS INC COM 548661107   43,065 159 SH   SOLE   0 0 159
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   46,948 280 SH   SOLE   0 0 280
SWEETGREEN INC COM CL A 87043Q108   7,834 221 SH   SOLE   0 0 221
FEDEX CORP COM 31428X106   14,231 52 SH   SOLE   0 0 52
VERALTO CORP COM SHS 92338C103   2,237 20 SH   SOLE   0 0 20
VANGUARD WORLD FD HEALTH CAR ETF 92204A504   1,507,512 5,342 SH   SOLE   0 0 5,342
CATERPILLAR INC COM 149123101   19,556 50 SH   SOLE   0 0 50
AMERICAN WTR WKS CO INC NEW COM 030420103   460,364 3,148 SH   SOLE   0 0 3,148
REPUBLIC SVCS INC COM 760759100   14,661 73 SH   SOLE   0 0 73
MR COOPER GROUP INC COM 62482R107   645 7 SH   SOLE   0 0 7
XCEL ENERGY INC COM 98389B100   27,883 427 SH   SOLE   0 0 427
ISHARES TR CORE S&P MCP ETF 464287507   15,580 250 SH   SOLE   0 0 250
SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749   493,171 10,376 SH   SOLE   0 0 10,376
CAMPING WORLD HLDGS INC CL A 13462K109   2,422 100 SH   SOLE   0 0 100
ISHARES TR MSCI ACWI EX US 464288240   11,501 201 SH   SOLE   0 0 201
LUCID GROUP INC COM 549498103   381 108 SH   SOLE   0 0 108
SOUTHWEST AIRLS CO COM 844741108   9,511 321 SH   SOLE   0 0 321
ISHARES TR MSCI EAFE ETF 464287465   136,066 1,627 SH   SOLE   0 0 1,627
AT&T INC COM 00206R102   11,330 515 SH   SOLE   0 0 515
INTERNATIONAL BUSINESS MACHS COM 459200101   224,175 1,014 SH   SOLE   0 0 1,014
BLACKSTONE INC COM 09260D107   2,603 17 SH   SOLE   0 0 17
REALTY INCOME CORP COM 756109104   18,265 288 SH   SOLE   0 0 288
OREILLY AUTOMOTIVE INC COM 67103H107   3,455 3 SH   SOLE   0 0 3