The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AIR PRODS & CHEMS INC COM 009158106   212,173 708 SH   SOLE   0 0 708
AMAZON COM INC COM 023135106   704,074 5,401 SH   SOLE   0 0 5,401
AMERICAN CENTY ETF TR REAL ESTATE ETF 025072356   8,911,492 217,672 SH   SOLE   0 0 217,672
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604   28,451,618 528,742 SH   SOLE   0 0 528,742
AMERICAN CENTY ETF TR INTL EQT ETF 025072703   330,050 5,750 SH   SOLE   0 0 5,750
AMERICAN CENTY ETF TR US SML CP VALU 025072877   2,770,268 35,695 SH   SOLE   0 0 35,695
AMERICAN CENTY ETF TR US EQT ETF 025072885   675,958 8,990 SH   SOLE   0 0 8,990
APPLE INC COM 037833100   4,313,045 22,236 SH   SOLE   0 0 22,236
BANK AMERICA CORP COM 060505104   609,181 21,233 SH   SOLE   0 0 21,233
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   782,254 2,294 SH   SOLE   0 0 2,294
CERUS CORP COM 157085101   36,900 15,000 SH   SOLE   0 0 15,000
CHEVRON CORP NEW COM 166764100   219,562 1,395 SH   SOLE   0 0 1,395
COCA COLA CO COM 191216100   1,552,764 25,785 SH   SOLE   0 0 25,785
DBX ETF TR XTRACK MSCI EAFE 233051630   1,334,643 57,952 SH   SOLE   0 0 57,952
DEERE & CO COM 244199105   271,308 670 SH   SOLE   0 0 670
DISNEY WALT CO COM 254687106   370,237 4,147 SH   SOLE   0 0 4,147
FAIR ISAAC CORP COM 303250104   206,349 255 SH   SOLE   0 0 255
FIDELITY COVINGTON TRUST MSCI CONSM DIS 316092204   7,981,029 108,852 SH   SOLE   0 0 108,852
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309   333,156 7,335 SH   SOLE   0 0 7,335
GENERAL DYNAMICS CORP COM 369550108   217,366 1,010 SH   SOLE   0 0 1,010
HARTFORD FINL SVCS GROUP INC COM 416515104   551,698 7,660 SH   SOLE   0 0 7,660
HOME DEPOT INC COM 437076102   1,542,251 4,965 SH   SOLE   0 0 4,965
INTEL CORP COM 458140100   204,584 6,118 SH   SOLE   0 0 6,118
ISHARES GOLD TR ISHARES NEW 464285204   405,785 11,151 SH   SOLE   0 0 11,151
ISHARES TR S&P 100 ETF 464287101   293,404 1,417 SH   SOLE   0 0 1,417
ISHARES TR SELECT DIVID ETF 464287168   828,903 7,316 SH   SOLE   0 0 7,316
ISHARES TR TIPS BD ETF 464287176   986,656 9,168 SH   SOLE   0 0 9,168
ISHARES TR CORE S&P500 ETF 464287200   2,378,310 5,336 SH   SOLE   0 0 5,336
ISHARES TR CORE US AGGBD ET 464287226   13,199,767 134,760 SH   SOLE   0 0 134,760
ISHARES TR S&P 500 GRWT ETF 464287309   704,518 9,996 SH   SOLE   0 0 9,996
ISHARES TR 20 YR TR BD ETF 464287432   786,976 7,645 SH   SOLE   0 0 7,645
ISHARES TR 7-10 YR TRSY BD 464287440   574,673 5,949 SH   SOLE   0 0 5,949
ISHARES TR MSCI EAFE ETF 464287465   258,100 3,560 SH   SOLE   0 0 3,560
ISHARES TR RUS MD CP GR ETF 464287481   1,170,479 12,113 SH   SOLE   0 0 12,113
ISHARES TR CORE S&P MCP ETF 464287507   514,792 1,969 SH   SOLE   0 0 1,969
ISHARES TR RUS 1000 VAL ETF 464287598   2,628,216 16,652 SH   SOLE   0 0 16,652
ISHARES TR S&P MC 400GR ETF 464287606   281,250 3,750 SH   SOLE   0 0 3,750
ISHARES TR RUS 1000 GRW ETF 464287614   1,462,039 5,313 SH   SOLE   0 0 5,313
ISHARES TR RUS 2000 VAL ETF 464287630   525,794 3,734 SH   SOLE   0 0 3,734
ISHARES TR RUS 2000 GRW ETF 464287648   257,462 1,061 SH   SOLE   0 0 1,061
ISHARES TR RUSSELL 2000 ETF 464287655   1,057,204 5,645 SH   SOLE   0 0 5,645
ISHARES TR RUSSELL 3000 ETF 464287689   694,476 2,729 SH   SOLE   0 0 2,729
ISHARES TR S&P MC 400VL ETF 464287705   212,922 1,988 SH   SOLE   0 0 1,988
ISHARES TR GL CLEAN ENE ETF 464288224   248,922 13,528 SH   SOLE   0 0 13,528
ISHARES TR USD INV GRDE ETF 464288620   503,653 10,055 SH   SOLE   0 0 10,055
ISHARES TR ISHS 1-5YR INVS 464288646   29,538,715 588,772 SH   SOLE   0 0 588,772
ISHARES TR 10-20 YR TRS ETF 464288653   379,387 3,425 SH   SOLE   0 0 3,425
ISHARES TR PFD AND INCM SEC 464288687   600,108 19,402 SH   SOLE   0 0 19,402
ISHARES TR MSCI USA ESG SLC 464288802   1,293,373 13,812 SH   SOLE   0 0 13,812
ISHARES TR EAFE VALUE ETF 464288877   265,013 5,415 SH   SOLE   0 0 5,415
ISHARES TR EAFE GRWTH ETF 464288885   302,649 3,172 SH   SOLE   0 0 3,172
JOHNSON & JOHNSON COM 478160104   409,421 2,474 SH   SOLE   0 0 2,474
LILLY ELI & CO COM 532457108   458,793 978 SH   SOLE   0 0 978
LOWES COS INC COM 548661107   269,223 1,193 SH   SOLE   0 0 1,193
MCDONALDS CORP COM 580135101   327,745 1,098 SH   SOLE   0 0 1,098
MICROSOFT CORP COM 594918104   4,002,367 11,753 SH   SOLE   0 0 11,753
MORGAN STANLEY COM NEW 617446448   274,772 3,217 SH   SOLE   0 0 3,217
PEPSICO INC COM 713448108   434,639 2,347 SH   SOLE   0 0 2,347
PFIZER INC COM 717081103   1,547,119 42,179 SH   SOLE   0 0 42,179
PROCTER AND GAMBLE CO COM 742718109   470,466 3,100 SH   SOLE   0 0 3,100
PULTE GROUP INC COM 745867101   217,185 2,796 SH   SOLE   0 0 2,796
ROYAL BK CDA COM 780087102   1,608,770 16,844 SH   SOLE   0 0 16,844
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   696,286 9,290 SH   SOLE   0 0 9,290
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   587,322 8,088 SH   SOLE   0 0 8,088
SCHWAB STRATEGIC TR US TIPS ETF 808524870   576,730 11,000 SH   SOLE   0 0 11,000
STRYKER CORPORATION COM 863667101   340,778 1,117 SH   SOLE   0 0 1,117
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   408,020 4,043 SH   SOLE   0 0 4,043
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   338,679 4,482 SH   SOLE   0 0 4,482
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   616,410 13,348 SH   SOLE   0 0 13,348
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   3,007,989 73,943 SH   SOLE   0 0 73,943
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   650,685 1,598 SH   SOLE   0 0 1,598
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   234,659 2,808 SH   SOLE   0 0 2,808
VANGUARD INDEX FDS GROWTH ETF 922908736   1,069,686 3,780 SH   SOLE   0 0 3,780
VANGUARD INDEX FDS SMALL CP ETF 922908751   214,077 1,076 SH   SOLE   0 0 1,076
VANGUARD INDEX FDS TOTAL STK MKT 922908769   428,448 1,945 SH   SOLE   0 0 1,945
WALMART INC COM 931142103   253,960 1,616 SH   SOLE   0 0 1,616
WELLS FARGO CO NEW COM 949746101   270,146 6,330 SH   SOLE   0 0 6,330
INVESCO QQQ TR UNIT SER 1 46090E103   2,415,285 6,538 SH   SOLE   0 0 6,538
TARGET CORP COM 87612E106   200,568 1,521 SH   SOLE   0 0 1,521
ALPHABET INC CAP STK CL C 02079K107   364,241 3,011 SH   SOLE   0 0 3,011
ALPHABET INC CAP STK CL A 02079K305   666,609 5,569 SH   SOLE   0 0 5,569
ALTRIA GROUP INC COM 02209S103   245,882 5,428 SH   SOLE   0 0 5,428
BROADCOM INC COM 11135F101   513,167 592 SH   SOLE   0 0 592
CISCO SYS INC COM 17275R102   308,495 5,962 SH   SOLE   0 0 5,962
COMCAST CORP NEW CL A 20030N101   293,461 7,063 SH   SOLE   0 0 7,063
D R HORTON INC COM 23331A109   243,271 1,999 SH   SOLE   0 0 1,999
DLH HLDGS CORP COM 23335Q100   206,968 20,192 SH   SOLE   0 0 20,192
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401   1,476,971 30,668 SH   SOLE   0 0 30,668
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   2,950,523 108,675 SH   SOLE   0 0 108,675
DIMENSIONAL ETF TRUST INTL HIGH PROFIT 25434V765   30,039,585 1,227,107 SH   SOLE   0 0 1,227,107
DIMENSIONAL ETF TRUST US HIGH PROFITAB 25434V831   47,858,707 1,803,267 SH   SOLE   0 0 1,803,267
EXXON MOBIL CORP COM 30231G102   591,495 5,515 SH   SOLE   0 0 5,515
META PLATFORMS INC CL A 30303M102   352,698 1,229 SH   SOLE   0 0 1,229
FIRST TR EXCHANGE TRADED FD WTR ETF 33733B100   298,368 3,369 SH   SOLE   0 0 3,369
FIRST TR EXCH TRD ALPHDX FD EMERG MKT ALPH 33737J182   902,819 42,626 SH   SOLE   0 0 42,626
FIRST TR EXCHANGE-TRADED FD NASD TECH DIV 33738R118   9,717,690 165,661 SH   SOLE   0 0 165,661
FIRST TR EXCHANGE-TRADED FD FIRST TR ENH NEW 33739Q408   1,283,553 21,605 SH   SOLE   0 0 21,605
FIRST TR EXCHANGE-TRADED FD SMID RISNG ETF 33741X102   3,674,008 129,778 SH   SOLE   0 0 129,778
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   742,109 4,959 SH   SOLE   0 0 4,959
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613   258,731 1,581 SH   SOLE   0 0 1,581
IQVIA HLDGS INC COM 46266C105   283,660 1,262 SH   SOLE   0 0 1,262
ISHARES TR US TREAS BD ETF 46429B267   253,755 11,081 SH   SOLE   0 0 11,081
ISHARES TR CORE HIGH DV ETF 46429B663   218,434 2,167 SH   SOLE   0 0 2,167
ISHARES TR CORE MSCI EAFE 46432F842   8,034,254 119,026 SH   SOLE   0 0 119,026
ISHARES INC CORE MSCI EMKT 46434G103   202,986 4,118 SH   SOLE   0 0 4,118
ISHARES TR CORE DIV GRWTH 46434V621   3,385,317 65,696 SH   SOLE   0 0 65,696
ISHARES TR ESG AWRE USD ETF 46435G193   755,289 33,214 SH   SOLE   0 0 33,214
ISHARES TR ESG AWRE 1 5 YR 46435G243   471,673 19,727 SH   SOLE   0 0 19,727
ISHARES TR ESG AWR MSCI USA 46435G425   209,663 2,151 SH   SOLE   0 0 2,151
ISHARES TR ESG AW MSCI EAFE 46435G516   772,943 10,598 SH   SOLE   0 0 10,598
ISHARES TR USD GRN BOND ETF 46435U440   500,460 10,754 SH   SOLE   0 0 10,754
ISHARES TR ESG AWR US AGRGT 46435U549   727,521 15,423 SH   SOLE   0 0 15,423
ISHARES TR ESG MSCI EM LDRS 46436E601   722,895 16,150 SH   SOLE   0 0 16,150
JPMORGAN CHASE & CO COM 46625H100   607,662 4,178 SH   SOLE   0 0 4,178
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   3,633,078 65,662 SH   SOLE   0 0 65,662
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   13,869,677 276,619 SH   SOLE   0 0 276,619
JANUS DETROIT STR TR HENDRSON AAA CL 47103U845   274,866 5,514 SH   SOLE   0 0 5,514
MASTERCARD INCORPORATED CL A 57636Q104   814,480 2,071 SH   SOLE   0 0 2,071
MERCK & CO INC COM 58933Y105   272,316 2,360 SH   SOLE   0 0 2,360
NETFLIX INC COM 64110L106   251,079 570 SH   SOLE   0 0 570
NVIDIA CORPORATION COM 67066G104   330,810 782 SH   SOLE   0 0 782
NUSHARES ETF TR NUVEEN ESG LRGCP 67092P201   332,861 5,351 SH   SOLE   0 0 5,351
ORACLE CORP COM 68389X105   204,954 1,721 SH   SOLE   0 0 1,721
PACER FDS TR US CASH COWS 100 69374H881   15,403,514 321,778 SH   SOLE   0 0 321,778
PIMCO ETF TR ENHAN SHRT MA AC 72201R833   392,476 3,934 SH   SOLE   0 0 3,934
PROSHARES TR DJ BRKFLD GLB 74347B508   9,234,973 205,656 SH   SOLE   0 0 205,656
SPDR S&P 500 ETF TR TR UNIT 78462F103   17,746,637 40,035 SH   SOLE   0 0 40,035
SPDR SER TR PRTFLO S&P500 GW 78464A409   1,102,025 18,063 SH   SOLE   0 0 18,063
SPDR SER TR PRTFLO S&P500 VL 78464A508   1,112,426 25,751 SH   SOLE   0 0 25,751
SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608   250,372 5,980 SH   SOLE   0 0 5,980
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   371,702 1,081 SH   SOLE   0 0 1,081
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   249,512 521 SH   SOLE   0 0 521
SPDR SER TR BLOOMBERG HIGH Y 78468R622   2,700,338 29,342 SH   SOLE   0 0 29,342
SPDR SER TR SPDR MSCI USA GE 78468R747   288,619 3,278 SH   SOLE   0 0 3,278
SELECT SECTOR SPDR TR ENERGY 81369Y506   216,409 2,666 SH   SOLE   0 0 2,666
TESLA INC COM 88160R101   454,433 1,736 SH   SOLE   0 0 1,736
TRUIST FINL CORP COM 89832Q109   309,612 10,201 SH   SOLE   0 0 10,201
UNITED CMNTY BKS BLAIRSVLE G COM 90984P303   498,251 19,938 SH   SOLE   0 0 19,938
UNITEDHEALTH GROUP INC COM 91324P102   261,537 544 SH   SOLE   0 0 544
VANGUARD WORLD FDS FINANCIALS ETF 92204A405   3,847,925 47,365 SH   SOLE   0 0 47,365
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504   13,866,713 56,640 SH   SOLE   0 0 56,640
VANGUARD WORLD FDS COMM SRVC ETF 92204A884   4,198,656 39,494 SH   SOLE   0 0 39,494
VIATRIS INC COM 92556V106   150,405 15,071 SH   SOLE   0 0 15,071
VISA INC COM CL A 92826C839   570,587 2,403 SH   SOLE   0 0 2,403
WISDOMTREE TR EMG MKTS SMCAP 97717W281   252,611 5,429 SH   SOLE   0 0 5,429
WISDOMTREE TR EMER MKT HIGH FD 97717W315   982,371 25,669 SH   SOLE   0 0 25,669
WISDOMTREE TR HEDGED HI YLD BD 97717W430   363,646 17,300 SH   SOLE   0 0 17,300
WISDOMTREE TR EM EX ST-OWNED 97717X578   441,666 15,802 SH   SOLE   0 0 15,802
WISDOMTREE TR FLOATNG RAT TREA 97717Y527   1,204,661 23,940 SH   SOLE   0 0 23,940
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   266,613 864 SH   SOLE   0 0 864
PERIMETER SOLUTIONS SA COMMON STOCK L7579L106   62,133 10,103 SH   SOLE   0 0 10,103
ASML HOLDING N V N Y REGISTRY SHS N07059210   304,395 420 SH   SOLE   0 0 420