The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 299 1,954 SH   SOLE   0 0 1,954
ALPHABET INC CAP STK CL A 02079K305 288 132 SH   SOLE   0 0 132
ALTRIA GROUP INC COM 02209S103 212 5,077 SH   SOLE   0 0 5,077
AMAZON COM INC COM 023135106 289 2,720 SH   SOLE   0 0 2,720
AMERICAN CENTY ETF TR US SML CP VALU 025072877 17,705 258,993 SH   SOLE   0 0 258,993
AMERICAN EXPRESS CO COM 025816109 299 2,157 SH   SOLE   0 0 2,157
AMERICAN TOWER CORP NEW COM 03027X100 254 993 SH   SOLE   0 0 993
APPLE INC COM 037833100 2,725 19,930 SH   SOLE   0 0 19,930
BARCLAYS BANK PLC DJUBS CMDT ETN36 06738C778 2,887 82,950 SH   SOLE   0 0 82,950
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 722 2,645 SH   SOLE   0 0 2,645
BK OF AMERICA CORP COM 060505104 488 15,682 SH   SOLE   0 0 15,682
BROADCOM INC COM 11135F101 240 494 SH   SOLE   0 0 494
CERUS CORP COM 157085101 79 15,000 SH   SOLE   0 0 15,000
CHEVRON CORP NEW COM 166764100 409 2,825 SH   SOLE   0 0 2,825
COCA COLA CO COM 191216100 1,649 26,208 SH   SOLE   0 0 26,208
COMCAST CORP NEW CL A 20030N101 312 7,941 SH   SOLE   0 0 7,941
CONOCOPHILLIPS COM 20825C104 1,059 11,790 SH   SOLE   0 0 11,790
DIMENSIONAL ETF TRUST US HIGH PROFITAB 25434V831 1,382 61,424 SH   SOLE   0 0 61,424
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 2,004 86,009 SH   SOLE   0 0 86,009
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401 1,292 31,708 SH   SOLE   0 0 31,708
DIMENSIONAL ETF TRUST INTL HIGH PROFIT 25434V765 661 30,947 SH   SOLE   0 0 30,947
DLH HLDGS CORP COM 23335Q100 308 20,192 SH   SOLE   0 0 20,192
EXXON MOBIL CORP COM 30231G102 329 3,841 SH   SOLE   0 0 3,841
FIRST TR EXCH TRD ALPHDX FD EMERG MKT ALPH 33737J182 989 46,357 SH   SOLE   0 0 46,357
FIRST TR EXCHANGE-TRADED FD FIRST TR ENH NEW 33739Q408 1,049 17,665 SH   SOLE   0 0 17,665
FIRST TR EXCHANGE-TRADED FD NASD TECH DIV 33738R118 7,223 143,963 SH   SOLE   0 0 143,963
FIRST TR EXCHANGE-TRADED FD SMID RISNG ETF 33741X102 4,370 182,988 SH   SOLE   0 0 182,988
GENERAL DYNAMICS CORP COM 369550108 258 1,164 SH   SOLE   0 0 1,164
HARTFORD FINL SVCS GROUP INC COM 416515104 216 3,297 SH   SOLE   0 0 3,297
HOME DEPOT INC COM 437076102 939 3,425 SH   SOLE   0 0 3,425
INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508 332 16,367 SH   SOLE   0 0 16,367
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613 242 1,631 SH   SOLE   0 0 1,631
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 379 2,827 SH   SOLE   0 0 2,827
INVESCO QQQ TR UNIT SER 1 46090E103 559 1,994 SH   SOLE   0 0 1,994
IQVIA HLDGS INC COM 46266C105 272 1,253 SH   SOLE   0 0 1,253
ISHARES INC CORE MSCI EMKT 46434G103 484 9,865 SH   SOLE   0 0 9,865
ISHARES TR CORE DIV GRWTH 46434V621 270 5,666 SH   SOLE   0 0 5,666
ISHARES TR RUS 2000 GRW ETF 464287648 215 1,043 SH   SOLE   0 0 1,043
ISHARES TR CORE US AGGBD ET 464287226 631 6,210 SH   SOLE   0 0 6,210
ISHARES TR RUS 1000 VAL ETF 464287598 2,518 17,370 SH   SOLE   0 0 17,370
ISHARES TR BLACKROCK ULTRA 46434V878 1,370 27,370 SH   SOLE   0 0 27,370
ISHARES TR TIPS BD ETF 464287176 400 3,510 SH   SOLE   0 0 3,510
ISHARES TR SELECT DIVID ETF 464287168 379 3,223 SH   SOLE   0 0 3,223
ISHARES TR RUS 2000 VAL ETF 464287630 543 3,987 SH   SOLE   0 0 3,987
ISHARES TR 7-10 YR TRSY BD 464287440 580 5,667 SH   SOLE   0 0 5,667
ISHARES TR RUS MID CAP ETF 464287499 268 4,143 SH   SOLE   0 0 4,143
ISHARES TR RUS 1000 GRW ETF 464287614 1,841 8,417 SH   SOLE   0 0 8,417
ISHARES TR CORE MSCI EAFE 46432F842 8,216 139,608 SH   SOLE   0 0 139,608
ISHARES TR RUSSELL 2000 ETF 464287655 271 1,600 SH   SOLE   0 0 1,600
ISHARES TR CORE S&P500 ETF 464287200 2,120 5,592 SH   SOLE   0 0 5,592
ISHARES TR MSCI EAFE ETF 464287465 267 4,280 SH   SOLE   0 0 4,280
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332 409 7,385 SH   SOLE   0 0 7,385
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837 1,032 20,600 SH   SOLE   0 0 20,600
JANUS DETROIT STR TR HENDRSON AAA CL 47103U845 13,762 280,621 SH   SOLE   0 0 280,621
JOHNSON & JOHNSON COM 478160104 272 1,534 SH   SOLE   0 0 1,534
JPMORGAN CHASE & CO COM 46625H100 456 4,046 SH   SOLE   0 0 4,046
LILLY ELI & CO COM 532457108 318 981 SH   SOLE   0 0 981
MASTERCARD INCORPORATED CL A 57636Q104 344 1,091 SH   SOLE   0 0 1,091
MATTERPORT INC COM CL A 577096100 0 10,000 SH Call SOLE   0 0 10,000
MICROSOFT CORP COM 594918104 968 3,769 SH   SOLE   0 0 3,769
MORGAN STANLEY COM NEW 617446448 235 3,090 SH   SOLE   0 0 3,090
NEXTERA ENERGY INC COM 65339F101 246 3,175 SH   SOLE   0 0 3,175
PEPSICO INC COM 713448108 297 1,780 SH   SOLE   0 0 1,780
PFIZER INC COM 717081103 379 7,222 SH   SOLE   0 0 7,222
PROCTER AND GAMBLE CO COM 742718109 299 2,077 SH   SOLE   0 0 2,077
PROSHARES TR DJ BRKFLD GLB 74347B508 8,886 193,176 SH   SOLE   0 0 193,176
QUALCOMM INC COM 747525103 247 1,932 SH   SOLE   0 0 1,932
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 652 9,101 SH   SOLE   0 0 9,101
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 519 8,955 SH   SOLE   0 0 8,955
SCHWAB STRATEGIC TR US TIPS ETF 808524870 614 11,000 SH   SOLE   0 0 11,000
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860 2,500 61,189 SH   SOLE   0 0 61,189
SELECT SECTOR SPDR TR ENERGY 81369Y506 7,840 109,639 SH   SOLE   0 0 109,639
SOUTHERN CO COM 842587107 264 3,701 SH   SOLE   0 0 3,701
SPDR GOLD TR GOLD SHS 78463V107 321 1,908 SH   SOLE   0 0 1,908
SPDR S&P 500 ETF TR TR UNIT 78462F103 17,543 46,503 SH   SOLE   0 0 46,503
SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608 24,277 583,015 SH   SOLE   0 0 583,015
TARGET CORP COM 87612E106 202 1,427 SH   SOLE   0 0 1,427
TRUIST FINL CORP COM 89832Q109 1,054 22,223 SH   SOLE   0 0 22,223
UNION PAC CORP COM 907818108 281 1,317 SH   SOLE   0 0 1,317
UNITEDHEALTH GROUP INC COM 91324P102 358 697 SH   SOLE   0 0 697
VALLEY NATL BANCORP COM 919794107 106 10,157 SH   SOLE   0 0 10,157
VANECK ETF TRUST FALLEN ANGEL HG 92189F437 4,631 171,400 SH   SOLE   0 0 171,400
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 19,666 256,096 SH   SOLE   0 0 256,096
VANGUARD INDEX FDS GROWTH ETF 922908736 850 3,815 SH   SOLE   0 0 3,815
VANGUARD INDEX FDS SMALL CP ETF 922908751 325 1,846 SH   SOLE   0 0 1,846
VANGUARD INDEX FDS TOTAL STK MKT 922908769 336 1,779 SH   SOLE   0 0 1,779
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 3,653 87,697 SH   SOLE   0 0 87,697
VANGUARD TAX-MANAGED INTL FD VAN FTSE DEV MKT 921943858 536 13,146 SH   SOLE   0 0 13,146
VANGUARD WORLD FDS MATERIALS ETF 92204A801 508 3,170 SH   SOLE   0 0 3,170
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 14,897 63,258 SH   SOLE   0 0 63,258
VANGUARD WORLD FDS FINANCIALS ETF 92204A405 4,361 56,500 SH   SOLE   0 0 56,500
VANGUARD WORLD FDS COMM SRVC ETF 92204A884 4,603 48,951 SH   SOLE   0 0 48,951
VERIZON COMMUNICATIONS INC COM 92343V104 314 6,191 SH   SOLE   0 0 6,191
VISA INC COM CL A 92826C839 307 1,558 SH   SOLE   0 0 1,558
WELLS FARGO CO NEW COM 949746101 214 5,461 SH   SOLE   0 0 5,461
WISDOMTREE TR ENHNCD CMMDTY ST 97717Y683 6,765 288,365 SH   SOLE   0 0 288,365
WISDOMTREE TR EM EX ST-OWNED 97717X578 7,784 271,394 SH   SOLE   0 0 271,394
WISDOMTREE TR EMG MKTS SMCAP 97717W281 16,373 366,780 SH   SOLE   0 0 366,780
WISDOMTREE TR HEDGED HI YLD BD 97717W430 7,250 364,304 SH   SOLE   0 0 364,304