The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE S&P SCP ETF 464287804 581 6,926 SH   SOLE   0 0 6,926
ISHARES TR CORE S&P500 ETF 464287200 1,804 5,582 SH   SOLE   0 0 5,582
ISHARES TR RUS 1000 VAL ETF 464287598 5,693 41,710 SH   SOLE   0 0 41,710
ISHARES TR RUS 1000 GRW ETF 464287614 9,990 56,790 SH   SOLE   0 0 56,790
ISHARES TR RUSSELL 2000 ETF 464287655 6,819 41,159 SH   SOLE   0 0 41,159
ISHARES TR RUS 2000 VAL ETF 464287630 600 4,663 SH   SOLE   0 0 4,663
ISHARES TR CORE S&P US VLU 464287663 1,663 26,386 SH   SOLE   0 0 26,386
SPDR S&P 500 ETF TR TR UNIT 78462F103 19,087 59,302 SH   SOLE   0 0 59,302
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 380 1,679 SH   SOLE   0 0 1,679
BOEING CO COM 097023105 272 834 SH   SOLE   0 0 834
ISHARES TR RUS 2000 GRW ETF 464287648 304 1,419 SH   SOLE   0 0 1,419
DISNEY WALT CO COM DISNEY 254687106 535 3,697 SH   SOLE   0 0 3,697
PFIZER INC COM 717081103 248 6,336 SH   SOLE   0 0 6,336
ISHARES TR MSCI EAFE ETF 464287465 514 7,402 SH   SOLE   0 0 7,402
CHEVRON CORP NEW COM 166764100 432 3,585 SH   SOLE   0 0 3,585
MICROSOFT CORP COM 594918104 389 2,467 SH   SOLE   0 0 2,467
TRUIST FINL CORP COM 89832Q109 1,305 23,173 SH   SOLE   0 0 23,173
CITIGROUP INC COM NEW 172967424 245 3,063 SH   SOLE   0 0 3,063
PEPSICO INC COM 713448108 221 1,617 SH   SOLE   0 0 1,617
STRYKER CORP COM 863667101 340 1,619 SH   SOLE   0 0 1,619
VERIZON COMMUNICATIONS INC COM 92343V104 251 4,087 SH   SOLE   0 0 4,087
SPDR SERIES TRUST PRTFLO S&P500 GW 78464A409 4,499 107,338 SH   SOLE   0 0 107,338
ISHARES TR RUS MD CP GR ETF 464287481 2,611 17,114 SH   SOLE   0 0 17,114
SPDR SERIES TRUST DJ REIT ETF 78464A607 2,281 22,354 SH   SOLE   0 0 22,354
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 2,662 86,485 SH   SOLE   0 0 86,485
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 2,848 31,069 SH   SOLE   0 0 31,069
DEERE & CO COM 244199105 252 1,457 SH   SOLE   0 0 1,457
BANK AMER CORP COM 060505104 248 7,041 SH   SOLE   0 0 7,041
MERCK & CO INC COM 58933Y105 280 3,077 SH   SOLE   0 0 3,077
PROCTER & GAMBLE CO COM 742718109 376 3,011 SH   SOLE   0 0 3,011
GENERAL ELECTRIC CO COM 369604103 465 41,704 SH   SOLE   0 0 41,704
HOME DEPOT INC COM 437076102 384 1,757 SH   SOLE   0 0 1,757
JPMORGAN CHASE & CO COM 46625H100 1,696 12,168 SH   SOLE   0 0 12,168
MATTEL INC COM 577081102 136 10,000 SH   SOLE   0 0 10,000
WELLS FARGO CO NEW COM 949746101 273 5,074 SH   SOLE   0 0 5,074
ISHARES TR BARCLAYS 7 10 YR 464287440 938 8,506 SH   SOLE   0 0 8,506
APPLE INC COM 037833100 849 2,890 SH   SOLE   0 0 2,890
SPDR SERIES TRUST PRTFLO S&P500 VL 78464A508 4,226 121,046 SH   SOLE   0 0 121,046
ISHARES TR MSCI EMG MKT ETF 464287234 594 13,237 SH   SOLE   0 0 13,237
GENERAL DYNAMICS CORP COM 369550108 235 1,330 SH   SOLE   0 0 1,330
CHESAPEAKE ENERGY CORP COM 165167107 8 10,000 SH   SOLE   0 0 10,000
ISHARES TR CORE US AGGBD ET 464287226 25,363 225,713 SH   SOLE   0 0 225,713
ISHARES TR TIPS BD ETF 464287176 766 6,568 SH   SOLE   0 0 6,568
VANGUARD INDEX FDS VALUE ETF 922908744 429 3,580 SH   SOLE   0 0 3,580
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 1,456 15,689 SH   SOLE   0 0 15,689
VANGUARD INDEX FDS GROWTH ETF 922908736 817 4,483 SH   SOLE   0 0 4,483
MANITOWOC CO INC COM NEW 563571405 358 20,465 SH   SOLE   0 0 20,465
IROBOT CORP COM 462726100 375 7,400 SH   SOLE   0 0 7,400
MASTERCARD INC CL A 57636Q104 334 1,119 SH   SOLE   0 0 1,119
ISHARES TR SHORT TREAS BD 464288679 272 2,461 SH   SOLE   0 0 2,461
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 349 7,927 SH   SOLE   0 0 7,927
WISDOMTREE TR EMG MKTS SMCAP 97717W281 216 4,519 SH   SOLE   0 0 4,519
FIRST TR S&P REIT INDEX FD COM 33734G108 832 31,865 SH   SOLE   0 0 31,865
ISHARES TR MSCI ACWI ETF 464288257 228 2,876 SH   SOLE   0 0 2,876
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 4,566 135,766 SH   SOLE   0 0 135,766
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 2,269 30,000 SH   SOLE   0 0 30,000
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 301 3,243 SH   SOLE   0 0 3,243
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 435 7,234 SH   SOLE   0 0 7,234
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 498 18,213 SH   SOLE   0 0 18,213
SCHWAB STRATEGIC TR US TIPS ETF 808524870 627 11,065 SH   SOLE   0 0 11,065
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 283 4,787 SH   SOLE   0 0 4,787
SCHWAB STRATEGIC TR US REIT ETF 808524847 1,334 29,026 SH   SOLE   0 0 29,026
DLH HLDGS CORP COM 23335Q100 198 47,297 SH   SOLE   0 0 47,297
ISHARES INC CORE MSCI EMKT 46434G103 5,256 97,762 SH   SOLE   0 0 97,762
ISHARES TR CORE MSCI EAFE 46432F842 8,300 127,224 SH   SOLE   0 0 127,224
IQVIA HLDGS INC COM 46266C105 337 2,178 SH   SOLE   0 0 2,178
FIRST TR EXCHANGE TRADED FD FIRST TR ENH NEW 33739Q408 1,060 17,633 SH   SOLE   0 0 17,633
CALAMP CORP NOTE 1.625% 5/1 128126AB5 20 20,000 PRN   SOLE   0 0 20,000
JP MORGAN EXCHANGE TRADED FD ULTRA SHRT INC 46641Q837 835 16,550 SH   SOLE   0 0 16,550