The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
22ND CENTY GROUP INC COM 90137F103 62 18,500 SH   SOLE   18,500 0 0
3M CO COM 88579Y101 433 2,247 SH   SOLE   2,247 0 0
ABBOTT LABS COM 002824100 722 5,995 SH   SOLE   5,995 0 0
ABBVIE INC COM 00287Y109 615 5,687 SH   SOLE   5,687 0 0
ABERDEEN TOTAL DYNAMIC DIVD COM SH BEN INT 00326L100 996 104,350 SH   SOLE   104,350 0 0
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 764 3,371 SH   SOLE   3,371 0 0
ALPHABET INC CAP STK CL A 02079K305 376 182 SH   SOLE   182 0 0
ALPHABET INC CAP STK CL C 02079K107 788 380 SH   SOLE   380 0 0
AMAZON COM INC COM 023135106 2,649 859 SH   SOLE   859 0 0
AMEREN CORP COM 023608102 215 2,646 SH   SOLE   2,646 0 0
AMPLIFY ETF TR ONLIN RETL ETF 032108102 20,332 163,688 SH   SOLE   163,688 0 0
APPLE INC COM 037833100 7,832 64,138 SH   SOLE   64,138 0 0
ARK ETF TR GENOMIC REV ETF 00214Q302 307 3,475 SH   SOLE   3,475 0 0
AT&T INC COM 00206R102 2,297 76,034 SH   SOLE   76,034 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,956 7,651 SH   SOLE   7,651 0 0
BK OF AMERICA CORP COM 060505104 665 17,205 SH   SOLE   17,205 0 0
BLACKSTONE GROUP INC COM 09260D107 589 7,953 SH   SOLE   7,953 0 0
BOEING CO COM 097023105 207 816 SH   SOLE   816 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 472 7,509 SH   SOLE   7,509 0 0
CATERPILLAR INC COM 149123101 294 1,265 SH   SOLE   1,265 0 0
CBRE CLARION GLOBAL REAL EST COM 12504G100 115 14,635 SH   SOLE   14,635 0 0
CHEVRON CORP NEW COM 166764100 397 3,792 SH   SOLE   3,792 0 0
CISCO SYS INC COM 17275R102 313 6,036 SH   SOLE   6,036 0 0
COCA COLA CO COM 191216100 525 9,902 SH   SOLE   9,902 0 0
COCA COLA CONS INC COM 191098102 206 715 SH   SOLE   715 0 0
COMCAST CORP NEW CL A 20030N101 229 4,224 SH   SOLE   4,224 0 0
CSX CORP COM 126408103 389 4,027 SH   SOLE   4,027 0 0
DANAHER CORPORATION COM 235851102 259 1,145 SH   SOLE   1,145 0 0
DISNEY WALT CO COM 254687106 1,061 5,752 SH   SOLE   5,752 0 0
DOW INC COM 260557103 235 3,665 SH   SOLE   3,665 0 0
EXPEDITORS INTL WASH INC COM 302130109 308 2,852 SH   SOLE   2,852 0 0
EXXON MOBIL CORP COM 30231G102 1,218 21,776 SH   SOLE   21,776 0 0
FACEBOOK INC CL A 30303M102 472 1,606 SH   SOLE   1,606 0 0
FIDELITY COVINGTON TRUST BLUE CHIP GRWTH 316092352 1,433 49,139 SH   SOLE   49,139 0 0
FIDUCIARY CLAYMORE ENGRY INF COM 31647Q205 251 25,360 SH   SOLE   25,360 0 0
FORD MTR CO DEL COM 345370860 482 39,384 SH   SOLE   39,384 0 0
GENERAL ELECTRIC CO COM 369604103 432 32,925 SH   SOLE   32,925 0 0
GENERAL MLS INC COM 370334104 204 3,317 SH   SOLE   3,317 0 0
GILEAD SCIENCES INC COM 375558103 920 14,235 SH   SOLE   14,235 0 0
HOME DEPOT INC COM 437076102 422 1,379 SH   SOLE   1,379 0 0
HONEYWELL INTL INC COM 438516106 216 989 SH   SOLE   989 0 0
HSBC HLDGS PLC SPON ADR NEW 404280406 220 7,550 SH   SOLE   7,550 0 0
ING GROEP N.V. SPONSORED ADR 456837103 277 22,850 SH   SOLE   22,850 0 0
INTEL CORP COM 458140100 408 6,396 SH   SOLE   6,396 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 885 6,650 SH   SOLE   6,650 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL MAT 46137V316 1,175 7,510 SH   SOLE   7,510 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 443 1,386 SH   SOLE   1,386 0 0
ISHARES SILVER TR ISHARES 46428Q109 230 10,191 SH   SOLE   10,191 0 0
ISHARES TR US INFRASTRUC 46435U713 254 7,341 SH   SOLE   7,341 0 0
ISHARES TR AGGRES ALLOC ETF 464289859 200 2,904 SH   SOLE   2,904 0 0
ISHARES TR NASDAQ BIOTECH 464287556 212 1,407 SH   SOLE   1,407 0 0
ISHARES TR RUS 1000 ETF 464287622 7,286 32,567 SH   SOLE   32,567 0 0
ISHARES TR U.S. FIN SVC ETF 464287770 220 1,288 SH   SOLE   1,288 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 992 4,077 SH   SOLE   4,077 0 0
ISHARES TR ASIA 50 ETF 464288430 12,338 134,175 SH   SOLE   134,175 0 0
ISHARES TR EAFE GRWTH ETF 464288885 2,808 27,927 SH   SOLE   27,927 0 0
ISHARES TR CORE S&P SCP ETF 464287804 219 2,015 SH   SOLE   2,015 0 0
ISHARES TR TIPS BD ETF 464287176 26,337 209,731 SH   SOLE   209,731 0 0
ISHARES TR EXPONENTIAL TECH 46434V381 786 13,267 SH   SOLE   13,267 0 0
ISHARES TR NEW YORK MUN ETF 464288323 243 4,220 SH   SOLE   4,220 0 0
ISHARES TR CORE S&P MCP ETF 464287507 255 984 SH   SOLE   984 0 0
ISHARES TR CORE US AGGBD ET 464287226 287 2,515 SH   SOLE   2,515 0 0
ISHARES TR S&P MC 400VL ETF 464287705 494 4,852 SH   SOLE   4,852 0 0
ISHARES TR SP SMCP600VL ETF 464287879 507 5,029 SH   SOLE   5,029 0 0
ISHARES TR FLTG RATE NT ETF 46429B655 13,380 263,561 SH   SOLE   263,561 0 0
ISHARES TR CORE S&P500 ETF 464287200 1,839 4,618 SH   SOLE   4,618 0 0
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 966 19,017 SH   SOLE   19,017 0 0
JANUS DETROIT STR TR HENDERSON MTG 47103U852 330 6,225 SH   SOLE   6,225 0 0
JD.COM INC SPON ADR CL A 47215P106 322 3,825 SH   SOLE   3,825 0 0
JOHNSON & JOHNSON COM 478160104 1,298 7,927 SH   SOLE   7,927 0 0
JPMORGAN CHASE & CO COM 46625H100 612 4,030 SH   SOLE   4,030 0 0
KIMBERLY-CLARK CORP COM 494368103 362 2,607 SH   SOLE   2,607 0 0
LILLY ELI & CO COM 532457108 947 5,069 SH   SOLE   5,069 0 0
M & T BK CORP COM 55261F104 620 4,102 SH   SOLE   4,102 0 0
MCDONALDS CORP COM 580135101 739 3,312 SH   SOLE   3,312 0 0
MEDTRONIC PLC SHS G5960L103 210 1,762 SH   SOLE   1,762 0 0
MERCK & CO. INC COM 58933Y105 645 8,372 SH   SOLE   8,372 0 0
MGP INGREDIENTS INC NEW COM 55303J106 288 4,850 SH   SOLE   4,850 0 0
MICROSOFT CORP COM 594918104 3,166 13,409 SH   SOLE   13,409 0 0
MOOG INC CL A 615394202 227 2,727 SH   SOLE   2,727 0 0
NATIONAL FUEL GAS CO COM 636180101 2,256 45,230 SH   SOLE   45,230 0 0
NATIONAL GRID PLC SPONSORED ADR NE 636274409 304 5,126 SH   SOLE   5,126 0 0
NEXTERA ENERGY INC COM 65339F101 275 3,634 SH   SOLE   3,634 0 0
NIKE INC CL B 654106103 228 1,725 SH   SOLE   1,725 0 0
NVIDIA CORPORATION COM 67066G104 252 472 SH   SOLE   472 0 0
PACER FDS TR GLOBL CASH ETF 69374H709 271 8,850 SH   SOLE   8,850 0 0
PAYCHEX INC COM 704326107 231 2,360 SH   SOLE   2,360 0 0
PEPSICO INC COM 713448108 1,175 8,303 SH   SOLE   8,303 0 0
PFIZER INC COM 717081103 1,541 42,516 SH   SOLE   42,516 0 0
PROCTER AND GAMBLE CO COM 742718109 965 7,132 SH   SOLE   7,132 0 0
PROSHARES TR S&P 500 DV ARIST 74348A467 964 11,150 SH   SOLE   11,150 0 0
QUALCOMM INC COM 747525103 1,011 7,596 SH   SOLE   7,596 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 239 3,081 SH   SOLE   3,081 0 0
SALESFORCE COM INC COM 79466L302 328 1,535 SH   SOLE   1,535 0 0
SARATOGA INVT CORP COM NEW 80349A208 236 9,350 SH   SOLE   9,350 0 0
SCHWAB CHARLES CORP COM 808513105 236 3,628 SH   SOLE   3,628 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 1,664 25,516 SH   SOLE   25,516 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 3,490 64,651 SH   SOLE   64,651 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 6,919 69,506 SH   SOLE   69,506 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 778 10,437 SH   SOLE   10,437 0 0
SCHWAB STRATEGIC TR INTRM TRM TRES 808524854 9,423 167,158 SH   SOLE   167,158 0 0
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 362 4,932 SH   SOLE   4,932 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 1,087 22,096 SH   SOLE   22,096 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 1,508 15,303 SH   SOLE   15,303 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 3,173 23,853 SH   SOLE   23,853 0 0
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 267 7,917 SH   SOLE   7,917 0 0
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 1,048 13,409 SH   SOLE   13,409 0 0
SIRIUS XM HOLDINGS INC COM 82968B103 63 10,300 SH   SOLE   10,300 0 0
SPDR GOLD TR GOLD SHS 78463V107 1,014 6,339 SH   SOLE   6,339 0 0
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 3,775 107,076 SH   SOLE   107,076 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 2,197 5,539 SH   SOLE   5,539 0 0
SPDR SER TR PORTFOLI S&P1500 78464A805 6,727 136,796 SH   SOLE   136,796 0 0
STARBUCKS CORP COM 855244109 398 3,645 SH   SOLE   3,645 0 0
T ROWE PRICE ETF INC PRICE BLUE CHIP 87283Q107 1,302 46,150 SH   SOLE   46,150 0 0
TESLA INC COM 88160R101 413 617 SH   SOLE   617 0 0
VANECK VECTORS ETF TR MORNINGSTAR WIDE 92189F643 209 3,005 SH   SOLE   3,005 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 10,827 80,442 SH   SOLE   80,442 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 543 2,467 SH   SOLE   2,467 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,006 4,877 SH   SOLE   4,877 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 660 3,103 SH   SOLE   3,103 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 1,439 11,009 SH   SOLE   11,009 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 9,058 24,929 SH   SOLE   24,929 0 0
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 633 12,277 SH   SOLE   12,277 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 3,091 37,333 SH   SOLE   37,333 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 926 6,272 SH   SOLE   6,272 0 0
VANGUARD WORLD FD MEGA GRWTH IND 921910816 333 1,613 SH   SOLE   1,613 0 0
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840 16,555 174,156 SH   SOLE   174,156 0 0
VANGUARD WORLD FDS CONSUM DIS ETF 92204A108 409 1,385 SH   SOLE   1,385 0 0
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 3,599 15,754 SH   SOLE   15,754 0 0
VANGUARD WORLD FDS CONSUM STP ETF 92204A207 2,132 11,971 SH   SOLE   11,971 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 2,040 35,111 SH   SOLE   35,111 0 0
VIRTUS ALLIANZGI CONVERTIBLE COM 92838X102 338 59,500 SH   SOLE   59,500 0 0
VISA INC COM CL A 92826C839 315 1,486 SH   SOLE   1,486 0 0
VODAFONE GROUP PLC NEW SPONSORED ADR 92857W308 1,307 70,843 SH   SOLE   70,843 0 0
WALGREENS BOOTS ALLIANCE INC COM 931427108 370 6,775 SH   SOLE   6,775 0 0
WALMART INC COM 931142103 923 6,767 SH   SOLE   6,767 0 0
WEC ENERGY GROUP INC COM 92939U106 875 9,356 SH   SOLE   9,356 0 0
XPERI HOLDING CORP COM 98390M103 1,050 48,255 SH   SOLE   48,255 0 0