The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   309,746 2,035 SH   SOLE   2,035 0 0
ABBOTT LABS COM 002824100   932,795 6,858 SH   SOLE   6,858 0 0
ABBVIE INC COM 00287Y109   644,667 3,473 SH   SOLE   3,473 0 0
ABRDN HEALTHCARE INVESTORS SH BEN INT 87911J103   3,096,848 199,926 SH   SOLE   199,926 0 0
ABRDN HEALTHCARE OPPORTUNITI SHS 879105104   758,277 41,233 SH   SOLE   41,233 0 0
ABRDN LIFE SCIENCES INVESTOR SH BEN INT 87911K100   319,676 24,955 SH   SOLE   24,955 0 0
ABRDN TOTAL DYNAMIC DIVIDEND COM SH BEN INT 00326L100   5,760,109 650,125 SH   SOLE   650,125 0 0
AFLAC INC COM 001055102   324,079 3,073 SH   SOLE   3,073 0 0
ALPHABET INC CAP STK CL A 02079K305   1,229,846 6,979 SH   SOLE   6,979 0 0
ALPHABET INC CAP STK CL C 02079K107   1,527,311 8,610 SH   SOLE   8,610 0 0
ALPS ETF TR ALERIAN ENERGY 00162Q676   1,960,174 60,799 SH   SOLE   60,799 0 0
AMAZON COM INC COM 023135106   5,478,607 24,972 SH   SOLE   24,972 0 0
AMERICAN ELEC PWR CO INC COM 025537101   240,387 2,317 SH   SOLE   2,317 0 0
APPLE INC COM 037833100   11,913,848 58,068 SH   SOLE   58,068 0 0
AT&T INC COM 00206R102   1,941,637 67,092 SH   SOLE   67,092 0 0
BANK AMERICA CORP COM 060505104   954,821 20,178 SH   SOLE   20,178 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   7,245,745 14,916 SH   SOLE   14,916 0 0
BLACKROCK ENERGY & RES TR COM 09250U101   600,404 45,279 SH   SOLE   45,279 0 0
BLACKROCK ENHANCED INTL DIV COM BENE INTER 092524107   3,039,345 524,930 SH   SOLE   524,930 0 0
BLACKROCK INC COM 09290D101   254,968 243 SH   SOLE   243 0 0
BLACKROCK SCIENCE & TECHNOLO SHS BEN INT 09260K101   703,543 33,906 SH   SOLE   33,906 0 0
BLACKSTONE INC COM 09260D107   576,218 3,852 SH   SOLE   3,852 0 0
BOEING CO COM 097023105   655,200 3,127 SH   SOLE   3,127 0 0
BOOKING HOLDINGS INC COM 09857L108   324,340 56 SH   SOLE   56 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108   296,005 6,395 SH   SOLE   6,395 0 0
BROADCOM INC COM 11135F101   594,149 2,155 SH   SOLE   2,155 0 0
CAPITAL GROUP CORE BALANCED SHS 14021D107   1,407,048 42,077 SH   SOLE   42,077 0 0
CAPITAL GROUP DIVIDEND VALUE SHS CREATION UNI 14020W106   77,039,569 1,950,863 SH   SOLE   1,950,863 0 0
CAPITAL GROUP GBL GROWTH EQT SHS CREATION UNI 14020X104   20,355,061 636,693 SH   SOLE   636,693 0 0
CAPITAL GROUP GROWTH ETF SHS CREATION UNI 14020G101   84,155,152 2,070,237 SH   SOLE   2,070,237 0 0
CAPITAL GRP FIXED INCM ETF T CORE PLUS INCM 14020Y102   91,092,507 4,048,556 SH   SOLE   4,048,556 0 0
CAPITAL GRP FIXED INCM ETF T SHORT DURATION 14020Y409   24,904,531 960,267 SH   SOLE   960,267 0 0
CAPITAL GRP FIXED INCM ETF T MUNICIPAL INCOME 14020Y201   6,707,487 251,311 SH   SOLE   251,311 0 0
CATERPILLAR INC COM 149123101   395,974 1,020 SH   SOLE   1,020 0 0
CHEVRON CORP NEW COM 166764100   629,213 4,394 SH   SOLE   4,394 0 0
CISCO SYS INC COM 17275R102   249,837 3,601 SH   SOLE   3,601 0 0
COCA COLA CO COM 191216100   719,214 10,166 SH   SOLE   10,166 0 0
COCA COLA CONS INC COM 191098102   747,811 6,698 SH   SOLE   6,698 0 0
COSTCO WHSL CORP NEW COM 22160K105   376,112 380 SH   SOLE   380 0 0
CSX CORP COM 126408103   552,328 16,927 SH   SOLE   16,927 0 0
DEERE & CO COM 244199105   300,009 590 SH   SOLE   590 0 0
DEFI TECHNOLOGIES INC COM 244916102   29,300 10,000 SH   SOLE   10,000 0 0
DEVON ENERGY CORP NEW COM 25179M103   829,645 26,081 SH   SOLE   26,081 0 0
DIMENSIONAL ETF TRUST US EQUITY MARKET 25434V401   1,609,212 24,011 SH   SOLE   24,011 0 0
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   66,287,324 1,849,535 SH   SOLE   1,849,535 0 0
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   58,295,707 1,686,309 SH   SOLE   1,686,309 0 0
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   279,699 9,523 SH   SOLE   9,523 0 0
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   216,169 5,047 SH   SOLE   5,047 0 0
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   6,004,468 142,017 SH   SOLE   142,017 0 0
DISNEY WALT CO COM 254687106   1,373,510 11,076 SH   SOLE   11,076 0 0
DT MIDSTREAM INC COMMON STOCK 23345M107   795,089 7,234 SH   SOLE   7,234 0 0
DTE ENERGY CO COM 233331107   1,870,203 14,119 SH   SOLE   14,119 0 0
ELI LILLY & CO COM 532457108   4,044,708 5,189 SH   SOLE   5,189 0 0
ELLSWORTH GROWTH & INCOME FD COM 289074106   715,675 69,822 SH   SOLE   69,822 0 0
EXXON MOBIL CORP COM 30231G102   2,191,420 20,329 SH   SOLE   20,329 0 0
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309   34,867,632 762,134 SH   SOLE   762,134 0 0
FIDELITY MERRIMACK STR TR LTD TRM BD ETF 316188200   573,250 11,374 SH   SOLE   11,374 0 0
FIRST TR EXCHANGE TRADED FD NASDAQ CYB ETF 33734X846   240,685 3,185 SH   SOLE   3,185 0 0
FORD MTR CO COM 345370860   420,738 38,778 SH   SOLE   38,778 0 0
GE AEROSPACE COM NEW 369604301   830,826 3,228 SH   SOLE   3,228 0 0
GE VERNOVA INC COM 36828A101   386,809 731 SH   SOLE   731 0 0
GEVO INC COM PAR 374396406   66,000 50,000 SH   SOLE   50,000 0 0
GILEAD SCIENCES INC COM 375558103   631,044 5,692 SH   SOLE   5,692 0 0
GLOBAL X FDS RBTCS ARTFL INTE 37954Y715   384,356 11,772 SH   SOLE   11,772 0 0
GOLDMAN SACHS GROUP INC COM 38141G104   908,806 1,284 SH   SOLE   1,284 0 0
HOME DEPOT INC COM 437076102   744,637 2,031 SH   SOLE   2,031 0 0
HONEYWELL INTL INC COM 438516106   256,895 1,103 SH   SOLE   1,103 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101   613,045 2,080 SH   SOLE   2,080 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   602,649 3,316 SH   SOLE   3,316 0 0
INVESCO EXCHANGE TRADED FD T SEMICONDUCTORS 46137V647   234,705 3,914 SH   SOLE   3,914 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   8,631,742 15,647 SH   SOLE   15,647 0 0
ISHARES SILVER TR ISHARES 46428Q109   254,835 7,767 SH   SOLE   7,767 0 0
ISHARES TR ESG AWR MSCI USA 46435G425   1,266,873 9,363 SH   SOLE   9,363 0 0
ISHARES TR ESG AWARE MSCI 46435U663   729,214 17,644 SH   SOLE   17,644 0 0
ISHARES TR ULTRA SHORT DUR 46434V878   452,765 8,929 SH   SOLE   8,929 0 0
ISHARES TR FLTG RATE NT ETF 46429B655   25,762,871 504,956 SH   SOLE   504,956 0 0
ISHARES TR ESG AW MSCI EAFE 46435G516   396,604 4,445 SH   SOLE   4,445 0 0
ISHARES TR S&P 500 VAL ETF 464287408   555,774 2,844 SH   SOLE   2,844 0 0
ISHARES TR TIPS BD ETF 464287176   232,592 2,114 SH   SOLE   2,114 0 0
ISHARES TR NEW YORK MUN ETF 464288323   1,079,756 20,709 SH   SOLE   20,709 0 0
ISHARES TR 7-10 YR TRSY BD 464287440   285,407 2,980 SH   SOLE   2,980 0 0
ISHARES TR S&P 100 ETF 464287101   204,523 672 SH   SOLE   672 0 0
ISHARES TR CORE S&P MCP ETF 464287507   457,072 7,370 SH   SOLE   7,370 0 0
ISHARES TR MSCI USA MMENTM 46432F396   219,098 912 SH   SOLE   912 0 0
ISHARES TR EXPONENTIAL TECH 46434V381   459,775 7,046 SH   SOLE   7,046 0 0
ISHARES TR 3 7 YR TREAS BD 464288661   1,840,905 15,458 SH   SOLE   15,458 0 0
ISHARES TR US AER DEF ETF 464288760   4,156,237 22,033 SH   SOLE   22,033 0 0
ISHARES TR EXPND TEC SC ETF 464287549   337,020 3,000 SH   SOLE   3,000 0 0
ISHARES TR CORE US AGGBD ET 464287226   454,237 4,579 SH   SOLE   4,579 0 0
ISHARES TR CORE S&P500 ETF 464287200   4,042,401 6,511 SH   SOLE   6,511 0 0
ISHARES TR 20 YR TR BD ETF 464287432   557,673 6,319 SH   SOLE   6,319 0 0
ISHARES TR 1 3 YR TREAS BD 464287457   498,704 6,019 SH   SOLE   6,019 0 0
ISHARES TR MSCI INTL QUALTY 46434V456   1,113,482 25,763 SH   SOLE   25,763 0 0
ISHARES TR S&P 500 GRWT ETF 464287309   506,460 4,600 SH   SOLE   4,600 0 0
ISHARES TR RUS 1000 ETF 464287622   597,245 1,759 SH   SOLE   1,759 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   1,016,535 2,394 SH   SOLE   2,394 0 0
ISHARES TR ESG MSCI KLD 400 464288570   624,513 5,376 SH   SOLE   5,376 0 0
ISHARES TR 10-20 YR TRS ETF 464288653   335,890 3,306 SH   SOLE   3,306 0 0
J P MORGAN EXCHANGE TRADED F BETABUILDERS I 46641Q373   11,777,153 174,476 SH   SOLE   174,476 0 0
J P MORGAN EXCHANGE TRADED F NASDAQ EQT PREM 46654Q203   11,561,321 212,524 SH   SOLE   212,524 0 0
J P MORGAN EXCHANGE TRADED F ACTIVE VALUE ETF 46641Q167   26,148,727 399,217 SH   SOLE   399,217 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF 46641Q837   7,849,186 154,877 SH   SOLE   154,877 0 0
J P MORGAN EXCHANGE TRADED F HEDGED EQUITY LA 46654Q724   1,298,951 20,757 SH   SOLE   20,757 0 0
J P MORGAN EXCHANGE TRADED F EQUITY FOCUS ETF 46654Q781   426,381 6,079 SH   SOLE   6,079 0 0
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   31,499,368 554,079 SH   SOLE   554,079 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654   482,874 9,483 SH   SOLE   9,483 0 0
JOHNSON & JOHNSON COM 478160104   1,006,551 6,590 SH   SOLE   6,590 0 0
JPMORGAN CHASE & CO. COM 46625H100   1,419,166 4,895 SH   SOLE   4,895 0 0
KAYNE ANDERSON ENERGY INFRST COM 486606106   2,375,741 186,772 SH   SOLE   186,772 0 0
KIMBERLY-CLARK CORP COM 494368103   385,084 2,987 SH   SOLE   2,987 0 0
LOCKHEED MARTIN CORP COM 539830109   272,326 588 SH   SOLE   588 0 0
M & T BK CORP COM 55261F104   925,241 4,770 SH   SOLE   4,770 0 0
MCDONALDS CORP COM 580135101   1,567,415 5,365 SH   SOLE   5,365 0 0
MERCADOLIBRE INC COM 58733R102   2,263,404 866 SH   SOLE   866 0 0
MERCK & CO INC COM 58933Y105   764,369 9,656 SH   SOLE   9,656 0 0
META PLATFORMS INC CL A 30303M102   2,873,752 3,893 SH   SOLE   3,893 0 0
MICROSOFT CORP COM 594918104   6,802,052 13,675 SH   SOLE   13,675 0 0
MOOG INC CL A 615394202   922,847 5,099 SH   SOLE   5,099 0 0
NATIONAL FUEL GAS CO COM 636180101   2,639,145 31,155 SH   SOLE   31,155 0 0
NETFLIX INC COM 64110L106   325,409 243 SH   SOLE   243 0 0
NEXTERA ENERGY INC COM 65339F101   348,475 5,020 SH   SOLE   5,020 0 0
NORTHROP GRUMMAN CORP COM 666807102   284,822 570 SH   SOLE   570 0 0
NUSHARES ETF TR NUVEEN ESG US 67092P870   291,975 13,117 SH   SOLE   13,117 0 0
NUSHARES ETF TR NUVEEN ESG LRGVL 67092P300   2,406,378 57,411 SH   SOLE   57,411 0 0
NUVEEN GLOBAL HIGH INCOME FD SHS 67075G103   306,079 23,672 SH   SOLE   23,672 0 0
NVIDIA CORPORATION COM 67066G104   5,043,245 31,921 SH   SOLE   31,921 0 0
ORACLE CORP COM 68389X105   258,320 1,182 SH   SOLE   1,182 0 0
PACER FDS TR US SMALL CAP CAS 69374H857   1,565,556 39,321 SH   SOLE   39,321 0 0
PACER FDS TR DEVELOPED MRKT 69374H873   1,540,878 45,280 SH   SOLE   45,280 0 0
PACER FDS TR METAURUS CAP 400 69374H436   664,672 16,844 SH   SOLE   16,844 0 0
PACER FDS TR US CASH COWS 100 69374H881   3,594,734 65,240 SH   SOLE   65,240 0 0
PACER FDS TR TRENDP US LAR CP 69374H105   355,320 7,000 SH   SOLE   7,000 0 0
PACER FDS TR GLOBL CASH ETF 69374H709   2,683,645 70,678 SH   SOLE   70,678 0 0
PALANTIR TECHNOLOGIES INC CL A 69608A108   203,253 1,491 SH   SOLE   1,491 0 0
PALO ALTO NETWORKS INC COM 697435105   435,065 2,126 SH   SOLE   2,126 0 0
PAYCHEX INC COM 704326107   289,369 1,989 SH   SOLE   1,989 0 0
PAYPAL HLDGS INC COM 70450Y103   515,706 6,939 SH   SOLE   6,939 0 0
PEPSICO INC COM 713448108   1,136,519 8,607 SH   SOLE   8,607 0 0
PFIZER INC COM 717081103   947,818 39,101 SH   SOLE   39,101 0 0
PGIM ETF TR PGIM ULTRA SH BD 69344A107   310,055 6,231 SH   SOLE   6,231 0 0
PGIM ETF TR AAA CLO ETF 69344A834   386,955 7,521 SH   SOLE   7,521 0 0
PHILIP MORRIS INTL INC COM 718172109   301,791 1,657 SH   SOLE   1,657 0 0
PIMCO ETF TR INTER MUN BD ACT 72201R866   1,849,101 36,003 SH   SOLE   36,003 0 0
PIMCO ETF TR MULTISECTOR BD 72201R585   2,840,723 107,036 SH   SOLE   107,036 0 0
PLUG POWER INC COM NEW 72919P202   93,480 62,738 SH   SOLE   62,738 0 0
PROCTER AND GAMBLE CO COM 742718109   1,371,311 8,607 SH   SOLE   8,607 0 0
PROSHARES TR S&P 500 DV ARIST 74348A467   1,504,946 14,945 SH   SOLE   14,945 0 0
QUALCOMM INC COM 747525103   400,699 2,516 SH   SOLE   2,516 0 0
RIO TINTO PLC SPONSORED ADR 767204100   492,595 8,445 SH   SOLE   8,445 0 0
RTX CORPORATION COM 75513E101   488,557 3,346 SH   SOLE   3,346 0 0
SCHWAB CHARLES CORP COM 808513105   577,637 6,331 SH   SOLE   6,331 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   685,077 24,759 SH   SOLE   24,759 0 0
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854   504,492 20,155 SH   SOLE   20,155 0 0
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   6,394,871 262,300 SH   SOLE   262,300 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   382,669 2,839 SH   SOLE   2,839 0 0
SELECT SECTOR SPDR TR INDL 81369Y704   521,988 3,538 SH   SOLE   3,538 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   4,267,289 81,483 SH   SOLE   81,483 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   8,141,316 32,150 SH   SOLE   32,150 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506   825,260 9,731 SH   SOLE   9,731 0 0
SENSEONICS HLDGS INC COM 81727U105   7,622 16,000 SH   SOLE   16,000 0 0
SONOS INC COM 83570H108   131,266 12,143 SH   SOLE   12,143 0 0
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   367,061 833 SH   SOLE   833 0 0
SPDR GOLD TR GOLD SHS 78463V107   22,226,984 72,916 SH   SOLE   72,916 0 0
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   316,917 7,827 SH   SOLE   7,827 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   2,445,499 3,958 SH   SOLE   3,958 0 0
SPDR SERIES TRUST PRTFLO S&P500 GW 78464A409   222,788 2,337 SH   SOLE   2,337 0 0
SPDR SERIES TRUST PORTFOLI S&P1500 78464A805   769,064 10,269 SH   SOLE   10,269 0 0
SPDR SERIES TRUST PORTFOLIO S&P600 78468R853   2,429,095 57,021 SH   SOLE   57,021 0 0
SPDR SERIES TRUST PRTFLO S&P500 VL 78464A508   363,568 6,946 SH   SOLE   6,946 0 0
SPDR SERIES TRUST PORTFOLIO SH TSR 78468R101   225,123 7,686 SH   SOLE   7,686 0 0
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848   547,461 13,649 SH   SOLE   13,649 0 0
STERLING INFRASTRUCTURE INC COM 859241101   459,153 1,990 SH   SOLE   1,990 0 0
STRATEGY SHS NS 7HANDL IDX 86280R506   229,769 10,608 SH   SOLE   10,608 0 0
T ROWE PRICE ETF INC PRICE BLUE CHIP 87283Q107   665,874 14,683 SH   SOLE   14,683 0 0
T ROWE PRICE ETF INC CAP APPRECIATION 87283Q867   734,071 20,807 SH   SOLE   20,807 0 0
T ROWE PRICE ETF INC PRICE DIV GRWT 87283Q404   276,953 6,535 SH   SOLE   6,535 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   550,964 2,433 SH   SOLE   2,433 0 0
TESLA INC COM 88160R101   806,221 2,538 SH   SOLE   2,538 0 0
TJX COS INC NEW COM 872540109   308,905 2,501 SH   SOLE   2,501 0 0
TORTOISE ENERGY INFRA CORP COM 89147L886   391,979 8,931 SH   SOLE   8,931 0 0
VANECK ETF TRUST GOLD MINERS ETF 92189F106   490,613 9,424 SH   SOLE   9,424 0 0
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828   636,129 6,284 SH   SOLE   6,284 0 0
VANGUARD ADMIRAL FDS INC MIDCP 400 IDX 921932885   245,233 2,336 SH   SOLE   2,336 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   300,378 4,080 SH   SOLE   4,080 0 0
VANGUARD BD INDEX FDS INTERMED TERM 921937819   4,874,598 63,028 SH   SOLE   63,028 0 0
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303   277,500 5,565 SH   SOLE   5,565 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   222,673 1,354 SH   SOLE   1,354 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   304,436 1,088 SH   SOLE   1,088 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637   291,006 1,020 SH   SOLE   1,020 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   277,030 1,169 SH   SOLE   1,169 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736   998,768 2,278 SH   SOLE   2,278 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611   333,210 1,709 SH   SOLE   1,709 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   20,077,747 35,346 SH   SOLE   35,346 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   2,669,964 8,785 SH   SOLE   8,785 0 0
VANGUARD INDEX FDS VALUE ETF 922908744   1,489,025 8,425 SH   SOLE   8,425 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   311,686 4,637 SH   SOLE   4,637 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   208,375 4,213 SH   SOLE   4,213 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   277,614 3,492 SH   SOLE   3,492 0 0
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771   8,718,472 188,141 SH   SOLE   188,141 0 0
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   5,419,696 90,615 SH   SOLE   90,615 0 0
VANGUARD SCOTTSDALE FDS LONG TERM TREAS 92206C847   5,890,731 104,967 SH   SOLE   104,967 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   2,154,594 10,527 SH   SOLE   10,527 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   761,540 13,358 SH   SOLE   13,358 0 0
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810   1,681,813 18,662 SH   SOLE   18,662 0 0
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794   5,452,649 68,065 SH   SOLE   68,065 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   716,686 5,376 SH   SOLE   5,376 0 0
VANGUARD WORLD FD CONSUM DIS ETF 92204A108   806,432 2,226 SH   SOLE   2,226 0 0
VANGUARD WORLD FD UTILITIES ETF 92204A876   414,299 2,347 SH   SOLE   2,347 0 0
VANGUARD WORLD FD INF TECH ETF 92204A702   957,113 1,443 SH   SOLE   1,443 0 0
VANGUARD WORLD FD MEGA GRWTH IND 921910816   3,685,428 10,065 SH   SOLE   10,065 0 0
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840   6,378,474 48,616 SH   SOLE   48,616 0 0
VANGUARD WORLD FD HEALTH CAR ETF 92204A504   1,385,856 5,580 SH   SOLE   5,580 0 0
VANGUARD WORLD FD CONSUM STP ETF 92204A207   703,147 3,211 SH   SOLE   3,211 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   8,165,690 188,715 SH   SOLE   188,715 0 0
VIRTUS CONVERTIBLE & INCOME COM NEW 92838X805   1,506,894 106,119 SH   SOLE   106,119 0 0
VODAFONE GROUP PLC NEW SPONSORED ADR 92857W308   3,647,992 342,213 SH   SOLE   342,213 0 0
WALGREENS BOOTS ALLIANCE INC COM 931427108   1,692,208 147,405 SH   SOLE   147,405 0 0
WALMART INC COM 931142103   1,141,653 11,676 SH   SOLE   11,676 0 0
WARNER BROS DISCOVERY INC COM SER A 934423104   291,290 25,418 SH   SOLE   25,418 0 0
WASTE MGMT INC DEL COM 94106L109   276,186 1,207 SH   SOLE   1,207 0 0
WEC ENERGY GROUP INC COM 92939U106   899,850 8,636 SH   SOLE   8,636 0 0
WHEATON PRECIOUS METALS CORP COM 962879102   522,905 5,823 SH   SOLE   5,823 0 0