The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALAMOS GOLD INC NEW COM CL A 011532108   204,496 18,113 SH   SOLE   0 0 18,113
AMAZON COM INC COM 023135106   594,922 4,680 SH   SOLE   0 0 4,680
AMERICAN EXPRESS CO COM 025816109   315,181 2,112 SH   SOLE   0 0 2,112
APPLE INC COM 037833100   3,631,922 21,213 SH   SOLE   0 0 21,213
BK OF AMERICA CORP COM 060505104   336,528 12,291 SH   SOLE   0 0 12,291
BRISTOL-MYERS SQUIBB CO COM 110122108   481,326 8,293 SH   SOLE   0 0 8,293
CHEVRON CORP NEW COM 166764100   859,400 5,096 SH   SOLE   0 0 5,096
Coca Cola Company COM 191216100   594,442 10,618 SH   SOLE   0 0 10,618
DELTA AIR LINES INC DEL COM NEW 247361702   256,140 6,922 SH   SOLE   0 0 6,922
FIRST TR MORNINGSTAR DIV LEA SHS 336917109   10,203,246 305,121 SH   SOLE   0 0 305,121
HOME DEPOT INC COM 437076102   839,703 2,779 SH   SOLE   0 0 2,779
INTEL CORP COM 458140100   218,994 6,160 SH   SOLE   0 0 6,160
ISHARES INC ASIA/PAC DIV ETF 464286293   214,068 6,680 SH   SOLE   0 0 6,680
ISHARES TR CORE US AGGBD ET 464287226   551,451 5,864 SH   SOLE   0 0 5,864
ISHARES TR GBL COMM SVC ETF 464287275   1,920,536 28,115 SH   SOLE   0 0 28,115
ISHARES TR BARCLAYS 7 10 YR 464287440   3,771,218 41,175 SH   SOLE   0 0 41,175
ISHARES TR RUS 1000 GRW ETF 464287614   593,082 2,229 SH   SOLE   0 0 2,229
ISHARES TR RUSSELL 3000 ETF 464287689   1,046,406 4,270 SH   SOLE   0 0 4,270
ISHARES TR U.S. TECH ETF 464287721   5,121,775 48,816 SH   SOLE   0 0 48,816
ISHARES TR US HLTHCARE ETF 464287762   4,271,697 15,817 SH   SOLE   0 0 15,817
ISHARES TR U.S. FINLS ETF 464287788   4,581,816 61,287 SH   SOLE   0 0 61,287
ISHARES TR 7-10 YR TRSY BD 464288448   211,709 8,335 SH   SOLE   0 0 8,335
Johnson & Johnson COM 478160104   281,596 1,808 SH   SOLE   0 0 1,808
LILLY ELI & CO COM 532457108   2,419,278 4,504 SH   SOLE   0 0 4,504
MATTERPORT INC COM CL A 577096100   65,100 30,000 SH   SOLE   0 0 30,000
Microsoft Corp COM 594918104   568,412 1,800 SH   SOLE   0 0 1,800
NEW GOLD INC CDA COM 644535106   172,245 189,259 SH   SOLE   0 0 189,259
PAN AMERICAN SILVER CORP COM 697900108   233,548 16,129 SH   SOLE   0 0 16,129
PDD HOLDINGS INC SPONSORED ADS 722304102   245,175 2,500 SH   SOLE   0 0 2,500
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   4,402,404 60,539 SH   SOLE   0 0 60,539
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   2,200,886 32,519 SH   SOLE   0 0 32,519
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   1,833,829 44,274 SH   SOLE   0 0 44,274
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   6,114,420 255,406 SH   SOLE   0 0 255,406
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   5,020,705 70,954 SH   SOLE   0 0 70,954
Schwab Int'l Equity ETF INTL EQTY ETF 808524805   723,385 21,301 SH   SOLE   0 0 21,301
Schwab US Agg Bond ETF US AGGREGATE B 808524839   3,129,538 70,756 SH   SOLE   0 0 70,756
SCHWAB STRATEGIC TR INTRM TRM TRES 808524854   12,006,378 250,445 SH   SOLE   0 0 250,445
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   587,658 12,271 SH   SOLE   0 0 12,271
SCHWAB STRATEGIC TR US TIPS ETF 808524870   11,239,175 222,602 SH   SOLE   0 0 222,602
SOUTHERN CO COM 842587107   205,162 3,170 SH   SOLE   0 0 3,170
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   233,070 1,500 SH   SOLE   0 0 1,500
Vanguard MSCI EAFE Etf FTSE DEV MKT ETF 921943858   999,684 22,865 SH   SOLE   0 0 22,865
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   420,155 4,066 SH   SOLE   0 0 4,066
Vanguard Intl Eqty Index ALLWRLD EX US 922042775   2,231,563 43,022 SH   SOLE   0 0 43,022
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   799,145 2,035 SH   SOLE   0 0 2,035
VANGUARD INDEX FDS SML CP GRW ETF 922908595   370,837 1,731 SH   SOLE   0 0 1,731
VANGUARD INDEX FDS SM CP VAL ETF 922908611   1,166,817 7,315 SH   SOLE   0 0 7,315
VANGUARD INDEX FDS VALUE ETF 922908744   653,512 4,738 SH   SOLE   0 0 4,738
VANGUARD INDEX FDS TOTAL STK MKT 922908769   32,821,803 154,520 SH   SOLE   0 0 154,520
WELLS FARGO CO NEW COM 949746101   203,810 4,988 SH   SOLE   0 0 4,988
ALPHABET INC CAP STK CL C 02079K107   329,889 2,502 SH   SOLE   0 0 2,502
ALPHABET INC CAP STK CL A 02079K305   238,165 1,820 SH   SOLE   0 0 1,820
ALTRIA GROUP INC COM 02209S103   208,905 4,968 SH   SOLE   0 0 4,968
EXXON MOBIL CORP COM 30231G102   282,998 2,406 SH   SOLE   0 0 2,406
GRINDR INC COM 39854F101   1,065,561 185,315 SH   SOLE   0 0 185,315
GRINDR INC *W EXP 11/18/202 39854F119   121,741 154,083 SH   SOLE   0 0 154,083
HEALTHEQUITY INC COM 42226A107   885,366 12,120 SH   SOLE   0 0 12,120
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   397,612 2,806 SH   SOLE   0 0 2,806
Morgan J P & Co Inc COM 46625H100   517,550 3,568 SH   SOLE   0 0 3,568
NVIDIA CORPORATION COM 67066G104   408,624 939 SH   SOLE   0 0 939
PIMCO ENRGY TACTICAL CR OPP COM SHS BEN INT 69346N107   1,206,073 60,820 SH   SOLE   0 0 60,820
PLUG POWER INC COM COM NEW 72919P202   2,319,520 305,200 SH   SOLE   0 0 305,200
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,428,639 3,342 SH   SOLE   0 0 3,342
Spdr S&P Dividend Etf S&P DIVID ETF 78464A763   298,022 2,591 SH   SOLE   0 0 2,591
SPROTT PHYSICAL GOLD TRUST UNIT 85207H104   1,323,483 92,422 SH   SOLE   0 0 92,422
SPROTT PHYSICAL SILVER TR TR UNIT 85207K107   1,184,322 156,243 SH   SOLE   0 0 156,243
SPROTT ETF TRUST GOLD MINERS ETF 85210B102   788,666 34,484 SH   SOLE   0 0 34,484
Vanguard Consumer Staples CONSUM STP ETF 92204A207   2,614,921 14,315 SH   SOLE   0 0 14,315
VANGUARD WORLD FDS ENERGY ETF 92204A306   2,211,613 17,450 SH   SOLE   0 0 17,450
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   3,601,440 62,525 SH   SOLE   0 0 62,525
VANGUARD SCOTTSDALE FDS VNG RUS3000IDX 92206C599   1,711,802 8,975 SH   SOLE   0 0 8,975
VANGUARD SCOTTSDALE FDS VNG RUS2000GRW 92206C623   570,614 3,498 SH   SOLE   0 0 3,498
VANGUARD SCOTTSDALE FDS VNG RUS2000VAL 92206C649   575,209 4,817 SH   SOLE   0 0 4,817
Vanguard Russell VNG RUS1000GRW 92206C680   1,640,853 23,975 SH   SOLE   0 0 23,975
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   394,335 6,900 SH   SOLE   0 0 6,900
Vanguard Russell VNG RUS1000VAL 92206C714   2,569,597 38,547 SH   SOLE   0 0 38,547
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   817,153 10,754 SH   SOLE   0 0 10,754
WASTE MGMT INC DEL COM 94106L109   228,660 1,500 SH   SOLE   0 0 1,500
WISDOMTREE TR US SMALLCAP DIVD 97717W604   4,386,059 155,534 SH   SOLE   0 0 155,534
ZETA GLOBAL HOLDINGS CORP CL A 98956A105   1,108,788 132,789 SH   SOLE   0 0 132,789
AON PLC SHS CL A G0408V102   388,740 1,199 SH   SOLE   0 0 1,199
NEXTERS INC *W EXP 08/26/202 G6529J118   2,249 17,100 SH   SOLE   0 0 17,100
NORWEGIAN CRUISE LINE HLDG L SHS G66721104   230,720 14,000 SH   SOLE   0 0 14,000