The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
FIDELITY COVINGTON TRUST VLU FACTOR ETF 316092782   43,656,800 765,237 SH   SOLE   0 0 765,237
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309   25,465,683 562,032 SH   SOLE   0 0 562,032
INTERCONTINENTAL EXCHANGE IN COM 45866F104   5,084 37 SH   SOLE   0 0 37
ISHARES TR RUS MID CAP ETF 464287499   18,349,454 218,212 SH   SOLE   0 0 218,212
SCHWAB STRATEGIC TR US TIPS ETF 808524870   5,342,555 102,426 SH   SOLE   0 0 102,426
FIDELITY COVINGTON TRUST BLUE CHIP GRWTH 316092352   70,447,794 1,831,239 SH   SOLE   0 0 1,831,239
PROSHARES TR ULTRPRO S&P500 74347X864   17,778 252 SH   SOLE   0 0 252
VANGUARD INDEX FDS SM CP VAL ETF 922908611   10,781,366 56,188 SH   SOLE   0 0 56,188
PIMCO ETF TR INTER MUN BD ACT 72201R866   4,886,583 93,131 SH   SOLE   0 0 93,131
ISHARES TR CORE S&P SCP ETF 464287804   372,830 3,373 SH   SOLE   0 0 3,373
ISHARES TR ESG AWR MSCI USA 46435G425   5,688,707 49,484 SH   SOLE   0 0 49,484
ISHARES TR TIPS BD ETF 464287176   101,649 946 SH   SOLE   0 0 946
ISHARES TR GLOBAL TECH ETF 464287291   234,529 3,135 SH   SOLE   0 0 3,135
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   3,293,271 6,850 SH   SOLE   0 0 6,850
ISHARES TR MSCI INTL VLU FT 46435G409   265,616 9,409 SH   SOLE   0 0 9,409
ISHARES TR RUS 2000 VAL ETF 464287630   1,012,952 6,378 SH   SOLE   0 0 6,378
CSX CORP COM 126408103   6,338 171 SH   SOLE   0 0 171
KRAFT HEINZ CO COM 500754106   7,638 207 SH   SOLE   0 0 207
HUNTINGTON BANCSHARES INC COM 446150104   4,240 304 SH   SOLE   0 0 304
HP INC COM 40434L105   12,511 414 SH   SOLE   0 0 414
UNILEVER PLC SPON ADR NEW 904767704   7,528 150 SH   SOLE   0 0 150
COLGATE PALMOLIVE CO COM 194162103   57,451 638 SH   SOLE   0 0 638
DOW INC COM 260557103   10,948 189 SH   SOLE   0 0 189
DXC TECHNOLOGY CO COM 23355L106   1,315 62 SH   SOLE   0 0 62
PHILLIPS 66 COM 718546104   20,744 127 SH   SOLE   0 0 127
HEWLETT PACKARD ENTERPRISE C COM 42824C109   3,226 182 SH   SOLE   0 0 182
CVS HEALTH CORP COM 126650100   21,614 271 SH   SOLE   0 0 271
ISHARES TR CRE U S REIT ETF 464288521   1,460,562 27,148 SH   SOLE   0 0 27,148
VANGUARD INDEX FDS SML CP GRW ETF 922908595   2,183,546 8,375 SH   SOLE   0 0 8,375
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   656,632 12,976 SH   SOLE   0 0 12,976
VANECK ETF TRUST INTRMDT MUNI ETF 92189H201   2,861,610 61,526 SH   SOLE   0 0 61,526
SPDR SER TR NUVEEN BLOOMBERG 78464A284   151,493 5,897 SH   SOLE   0 0 5,897
VANGUARD INDEX FDS GROWTH ETF 922908736   1,937,395 5,628 SH   SOLE   0 0 5,628
DELTA AIR LINES INC DEL COM NEW 247361702   76,592 1,600 SH   SOLE   0 0 1,600
FEDEX CORP COM 31428X106   8,995 31 SH   SOLE   0 0 31
VANGUARD INDEX FDS MID CAP ETF 922908629   853,521 3,416 SH   SOLE   0 0 3,416
INVESCO EXCH TRADED FD TR II NATL AMT MUNI 46138E537   126,561 5,311 SH   SOLE   0 0 5,311
ISHARES TR ESG MSCI LEADR 46435U218   113,370 1,208 SH   SOLE   0 0 1,208
ISHARES TR S&P SML 600 GWT 464287887   446,181 3,413 SH   SOLE   0 0 3,413
MASTERBRAND INC COMMON STOCK 57638P104   2,398 128 SH   SOLE   0 0 128
SOUTHERN CO COM 842587107   110,336 1,538 SH   SOLE   0 0 1,538
MATTEL INC COM 577081102   2,159 109 SH   SOLE   0 0 109
ASHLAND INC COM 044186104   7,692 79 SH   SOLE   0 0 79
SEALED AIR CORP NEW COM 81211K100   3,868 104 SH   SOLE   0 0 104
DT MIDSTREAM INC COMMON STOCK 23345M107   53,768 880 SH   SOLE   0 0 880
CONOCOPHILLIPS COM 20825C104   33,347 262 SH   SOLE   0 0 262
FORTUNE BRANDS INNOVATIONS I COM 34964C106   11,091 131 SH   SOLE   0 0 131
INVESCO QQQ TR UNIT SER 1 46090E103   18,204 41 SH   SOLE   0 0 41
UNITEDHEALTH GROUP INC COM 91324P102   17,997 36 SH   SOLE   0 0 36
META PLATFORMS INC CL A 30303M102   38,846 80 SH   SOLE   0 0 80
ROYAL CARIBBEAN GROUP COM V7780T103   20,712 149 SH   SOLE   0 0 149
ISHARES TR U.S. FIN SVC ETF 464287770   1,193 18 SH   SOLE   0 0 18
DIAMONDBACK ENERGY INC COM 25278X109   65,639 331 SH   SOLE   0 0 331
VALVOLINE INC COM 92047W101   1,025 23 SH   SOLE   0 0 23
TRAVELERS COMPANIES INC COM 89417E109   14,728 64 SH   SOLE   0 0 64
RPM INTL INC COM 749685103   20,340 171 SH   SOLE   0 0 171
SELECTIVE INS GROUP INC COM 816300107   1,817,680 16,650 SH   SOLE   0 0 16,650
ISHARES TR CORE TOTAL USD 46434V613   957 21 SH   SOLE   0 0 21
ISHARES TR S&P 500 GRWT ETF 464287309   33,016 391 SH   SOLE   0 0 391
VANGUARD INDEX FDS VALUE ETF 922908744   86,641 532 SH   SOLE   0 0 532
EXPEDIA GROUP INC COM NEW 30212P303   5,096 37 SH   SOLE   0 0 37
J P MORGAN EXCHANGE TRADED F US VALUE FACTR 46641Q753   986,052 23,691 SH   SOLE   0 0 23,691
ISHARES TR S&P 500 VAL ETF 464287408   337,378 1,806 SH   SOLE   0 0 1,806
ISHARES TR RUS 1000 ETF 464287622   44,932 156 SH   SOLE   0 0 156
GOLDMAN SACHS ETF TR MARKETBETA INTL 381430180   28,445 501 SH   SOLE   0 0 501
FORD MTR CO DEL COM 345370860   37,737 2,841 SH   SOLE   0 0 2,841
ISHARES TR MSCI USA VALUE 46432F388   201,564 1,861 SH   SOLE   0 0 1,861
SPDR S&P 500 ETF TR TR UNIT 78462F103   32,953 63 SH   SOLE   0 0 63
ISHARES TR RUSSELL 2000 ETF 464287655   13,248 63 SH   SOLE   0 0 63
CORTEVA INC COM 22052L104   7,324 127 SH   SOLE   0 0 127
ABBVIE INC COM 00287Y109   70,108 385 SH   SOLE   0 0 385
MONDELEZ INTL INC CL A 609207105   23,520 336 SH   SOLE   0 0 336
HERSHEY CO COM 427866108   43,957 226 SH   SOLE   0 0 226
ISHARES TR EAFE VALUE ETF 464288877   2,611 48 SH   SOLE   0 0 48
ISHARES INC MSCI EMERG MRKT 464286533   226 4 SH   SOLE   0 0 4
MOTOROLA SOLUTIONS INC COM NEW 620076307   12,069 34 SH   SOLE   0 0 34
GENUINE PARTS CO COM 372460105   22,309 144 SH   SOLE   0 0 144
QUANEX BLDG PRODS CORP COM 747619104   11,990 312 SH   SOLE   0 0 312
AMERICAN EXPRESS CO COM 025816109   71,722 315 SH   SOLE   0 0 315
ISHARES TR MSCI USA MIN VOL 46429B697   121,274 1,451 SH   SOLE   0 0 1,451
ALTRIA GROUP INC COM 02209S103   6,935 159 SH   SOLE   0 0 159
MCDONALDS CORP COM 580135101   132,234 469 SH   SOLE   0 0 469
PEPSICO INC COM 713448108   91,005 520 SH   SOLE   0 0 520
AFLAC INC COM 001055102   111,446 1,298 SH   SOLE   0 0 1,298
CHEMOURS CO COM 163851108   525 20 SH   SOLE   0 0 20
ISHARES TR US HLTHCARE ETF 464287762   14,546 235 SH   SOLE   0 0 235
SUNOCO LP/SUNOCO FIN CORP COM UT REP LP 86765K109   40,943 679 SH   SOLE   0 0 679
TRUIST FINL CORP COM 89832Q109   233 6 SH   SOLE   0 0 6
ISHARES TR U.S. ENERGY ETF 464287796   136,838 2,770 SH   SOLE   0 0 2,770
EXXON MOBIL CORP COM 30231G102   97,292 837 SH   SOLE   0 0 837
HOME DEPOT INC COM 437076102   452,264 1,179 SH   SOLE   0 0 1,179
AMAZON COM INC COM 023135106   86,762 481 SH   SOLE   0 0 481
VANGUARD WORLD FD MEGA GRWTH IND 921910816   10,418 36 SH   SOLE   0 0 36
VANECK ETF TRUST SEMICONDUCTR ETF 92189F676   11,249 50 SH   SOLE   0 0 50
VANGUARD INDEX FDS TOTAL STK MKT 922908769   262,487 1,010 SH   SOLE   0 0 1,010
VANGUARD WORLD FD HEALTH CAR ETF 92204A504   7,845 29 SH   SOLE   0 0 29
LOCKHEED MARTIN CORP COM 539830109   203,345 447 SH   SOLE   0 0 447
ISHARES TR CORE S&P500 ETF 464287200   2,486,993 4,731 SH   SOLE   0 0 4,731
INVESCO EXCHANGE TRADED FD T S&P 500 TOP 50 46137V233   1,939,985 46,048 SH   SOLE   0 0 46,048
COCA COLA CO COM 191216100   59,997 981 SH   SOLE   0 0 981
ISHARES TR MSCI EMG MKT ETF 464287234   27,975 681 SH   SOLE   0 0 681
ISHARES TR EAFE GRWTH ETF 464288885   213,807 2,060 SH   SOLE   0 0 2,060
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   61,884 1,710 SH   SOLE   0 0 1,710
ISHARES INC ESG AWR MSCI EM 46434G863   18,016 559 SH   SOLE   0 0 559
ARK ETF TR INNOVATION ETF 00214Q104   20,246 404 SH   SOLE   0 0 404
FACTSET RESH SYS INC COM 303075105   44,075 97 SH   SOLE   0 0 97
BECTON DICKINSON &CO COM 075887109   21,033 85 SH   SOLE   0 0 85
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   50,170 1,000 SH   SOLE   0 0 1,000
APPLE INC COM 037833100   362,165 2,112 SH   SOLE   0 0 2,112
EMBECTA CORP COMMON STOCK 29082K105   504 38 SH   SOLE   0 0 38
PAYCHEX INC COM 704326107   5,034 41 SH   SOLE   0 0 41
TARGET CORP COM 87612E106   4,607 26 SH   SOLE   0 0 26
AUTOMATIC DATA PROCESSING IN COM 053015103   12,487 50 SH   SOLE   0 0 50
WOODSIDE ENERGY GROUP LTD SPONSORED ADR 980228308   479 24 SH   SOLE   0 0 24
ISHARES TR ESG EAFE ETF 46436E759   3,338 49 SH   SOLE   0 0 49
ISHARES TR ESG AWRE USD ETF 46435G193   7,402 322 SH   SOLE   0 0 322
AXSOME THERAPEUTICS INC COM 05464T104   338,431 4,241 SH   SOLE   0 0 4,241
TERADATA CORP DEL COM 88076W103   1,662 43 SH   SOLE   0 0 43
ALPHABET INC CAP STK CL A 02079K305   2,263 15 SH   SOLE   0 0 15
JOHNSON &JOHNSON COM 478160104   67,072 424 SH   SOLE   0 0 424
DUKE ENERGY CORP NEW COM NEW 26441C204   93,035 962 SH   SOLE   0 0 962
PROCTER AND GAMBLE CO COM 742718109   110,492 681 SH   SOLE   0 0 681
YUM BRANDS INC COM 988498101   50,468 364 SH   SOLE   0 0 364
MARATHON PETE CORP COM 56585A102   8,463 42 SH   SOLE   0 0 42
WENDYS CO COM 95058W100   10,437 554 SH   SOLE   0 0 554
ATMOS ENERGY CORP COM 049560105   14,026 118 SH   SOLE   0 0 118
BP PLC SPONSORED ADR 055622104   14,167 376 SH   SOLE   0 0 376
ISHARES TR EAFE SML CP ETF 464288273   14,565 230 SH   SOLE   0 0 230
ISHARES TR CORE MSCI TOTAL 46432F834   83,807 1,235 SH   SOLE   0 0 1,235
CADENCE BANK COM 12740C103   8,671 299 SH   SOLE   0 0 299
ISHARES TR GRWT ALLOCAT ETF 464289867   6,680 120 SH   SOLE   0 0 120
ISHARES TR ESG MSCI USA ETF 46436E767   6,001 133 SH   SOLE   0 0 133
BLACKROCK ETF TRUST WORLD EX US CARB 09290C608   1,826 40 SH   SOLE   0 0 40
ISHARES TR ESG AWR US AGRGT 46435U549   7,200 153 SH   SOLE   0 0 153
ISHARES TR MSCI KLD400 SOC 464288570   7,661 76 SH   SOLE   0 0 76
ISHARES TR CORE S&P MCP ETF 464287507   140,005 2,305 SH   SOLE   0 0 2,305
ISHARES TR MSCI USA QLT FCT 46432F339   91,871 559 SH   SOLE   0 0 559
ENTERPRISE PRODS PARTNERS L COM 293792107   26,582 911 SH   SOLE   0 0 911
GLOBAL X FDS ARTIFICIAL ETF 37954Y632   5,094 150 SH   SOLE   0 0 150
SOCIEDAD QUIMICA Y MINERA DE SPON ADR SER B 833635105   934 19 SH   SOLE   0 0 19
MARATHON DIGITAL HOLDINGS IN COM 565788106   45 2 SH   SOLE   0 0 2
PIMCO ETF TR BROAD US TIPS 72201R403   746 14 SH   SOLE   0 0 14
FIRST TR EXCHANGE-TRADED FD CAP STRENGTH ETF 33733E104   21,412 250 SH   SOLE   0 0 250
VANGUARD INDEX FDS SMALL CP ETF 922908751   15,772 69 SH   SOLE   0 0 69
WELLS FARGO CO NEW COM 949746101   3,303 57 SH   SOLE   0 0 57
GLOBAL PMTS INC COM 37940X102   34,216 256 SH   SOLE   0 0 256
INVESCO EXCH TRADED FD TR II NASDAQ 100 ETF 46138G649   5,209 29 SH   SOLE   0 0 29
FIRST TR EXCHANGE-TRADED FD DJ INTERNT IDX 33733E302   7,588 37 SH   SOLE   0 0 37
FIDELITY COVINGTON TRUST MSCI RL EST ETF 316092857   18,732 718 SH   SOLE   0 0 718
SPDR SER TR PORTFLI HIGH YLD 78468R606   12,832 547 SH   SOLE   0 0 547
YUM CHINA HLDGS INC COM 98850P109   13,966 351 SH   SOLE   0 0 351
ALPHABET INC CAP STK CL C 02079K107   15,226 100 SH   SOLE   0 0 100
SUN LIFE FINANCIAL INC. COM 866796105   33,239 609 SH   SOLE   0 0 609
BLACK STONE MINERALS L P COM UNIT 09225M101   9,803 613 SH   SOLE   0 0 613
COGENT COMMUNICATIONS HLDGS COM NEW 19239V302   8,819 135 SH   SOLE   0 0 135
J P MORGAN EXCHANGE TRADED F NASDAQ EQT PREM 46654Q203   10,848 200 SH   SOLE   0 0 200
DISNEY WALT CO COM 254687106   14,683 120 SH   SOLE   0 0 120
ISHARES TR NORTH AMERN NAT 464287374   4,049 90 SH   SOLE   0 0 90
ISHARES TR JPMORGAN USD EMG 464288281   5,021 56 SH   SOLE   0 0 56
ISHARES TR 10-20 YR TRS ETF 464288653   10,818 103 SH   SOLE   0 0 103
TRUMP MEDIA &TECHNOLOGY GRO COM 25400Q105   2,684 43 SH   SOLE   0 0 43
INTUITIVE SURGICAL INC COM NEW 46120E602   5,986 15 SH   SOLE   0 0 15
ISHARES TR SHRT NAT MUN ETF 464288158   8,273 79 SH   SOLE   0 0 79
ISHARES TR CORE MSCI EAFE 46432F842   964 13 SH   SOLE   0 0 13
TESLA INC COM 88160R101   123,931 705 SH   SOLE   0 0 705
WASTE MGMT INC DEL COM 94106L109   4,049 19 SH   SOLE   0 0 19
ALLSTATE CORP COM 020002101   2,595 15 SH   SOLE   0 0 15
ANALOG DEVICES INC COM 032654105   35,602 180 SH   SOLE   0 0 180
ABBOTT LABS COM 002824100   54,556 480 SH   SOLE   0 0 480
GENERAL DYNAMICS CORP COM 369550108   28,249 100 SH   SOLE   0 0 100
LOWES COS INC COM 548661107   29,039 114 SH   SOLE   0 0 114
ISHARES TR U.S. MED DVC ETF 464288810   703 12 SH   SOLE   0 0 12
ARK ETF TR AUTNMUS TECHNLGY 00214Q203   23,063 422 SH   SOLE   0 0 422
FMC CORP COM NEW 302491303   764 12 SH   SOLE   0 0 12
DEERE &CO COM 244199105   51,753 126 SH   SOLE   0 0 126
RYDER SYS INC COM 783549108   21,033 175 SH   SOLE   0 0 175
AT&T INC COM 00206R102   29,356 1,668 SH   SOLE   0 0 1,668
MARATHON OIL CORP COM 565849106   25,534 901 SH   SOLE   0 0 901
DUPONT DE NEMOURS INC COM 26614N102   12,803 167 SH   SOLE   0 0 167
GEN DIGITAL INC COM 668771108   2,979 133 SH   SOLE   0 0 133
NVIDIA CORPORATION COM 67066G104   28,010 31 SH   SOLE   0 0 31
MICROSOFT CORP COM 594918104   115,361 274 SH   SOLE   0 0 274
NETFLIX INC COM 64110L106   60,733 100 SH   SOLE   0 0 100
BLACKROCK ETF TRUST US CARBON TRANS 09290C509   10,218 178 SH   SOLE   0 0 178
ISHARES TR ESG ADV TTL USD 46436E619   3,940 92 SH   SOLE   0 0 92
ISHARES TR CORE S&P TTL STK 464287150   21,014 182 SH   SOLE   0 0 182
ISHARES TR AGGRES ALLOC ETF 464289859   1,994 27 SH   SOLE   0 0 27
DOCUSIGN INC COM 256163106   59 1 SH   SOLE   0 0 1
ISHARES TR EXPND TEC SC ETF 464287549   3,102 36 SH   SOLE   0 0 36
OTTER TAIL CORP COM 689648103   15,997 185 SH   SOLE   0 0 185
ISHARES TR MBS ETF 464288588   20,609 223 SH   SOLE   0 0 223
ISHARES TR USD INV GRDE ETF 464288620   14,723 290 SH   SOLE   0 0 290
CRISPR THERAPEUTICS AG NAMEN AKT H17182108   9,201 135 SH   SOLE   0 0 135
CATERPILLAR INC COM 149123101   109,562 299 SH   SOLE   0 0 299
ARCADIUM LITHIUM PLC COM SHS G0508H110   112 26 SH   SOLE   0 0 26
ALBEMARLE CORP COM 012653101   1,317 10 SH   SOLE   0 0 10
ELI LILLY &CO COM 532457108   194,490 250 SH   SOLE   0 0 250
BLACKROCK INC COM 09247X101   6,669 8 SH   SOLE   0 0 8
AIR PRODS &CHEMS INC COM 009158106   1,938 8 SH   SOLE   0 0 8
JPMORGAN CHASE &CO COM 46625H100   3,605 18 SH   SOLE   0 0 18
ETSY INC COM 29786A106   6,253 91 SH   SOLE   0 0 91
BANK NEW YORK MELLON CORP COM 064058100   653,641 11,344 SH   SOLE   0 0 11,344
PHILIP MORRIS INTL INC COM 718172109   20,797 227 SH   SOLE   0 0 227
FRESENIUS MEDICAL CARE AG SPONSORED ADR 358029106   1,195 62 SH   SOLE   0 0 62
KROGER CO COM 501044101   171,218 2,997 SH   SOLE   0 0 2,997
ROYAL BK CDA COM 780087102   39,668 393 SH   SOLE   0 0 393
PFIZER INC COM 717081103   40,459 1,458 SH   SOLE   0 0 1,458
VIAD CORP COM 92552R406   1,777 45 SH   SOLE   0 0 45
NORFOLK SOUTHN CORP COM 655844108   19,115 75 SH   SOLE   0 0 75