The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8

COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE S&P500 ETF 464287200   3,110,169 7,243 SH   SOLE   0 0 7,243
VANGUARD INDEX FDS SM CP VAL ETF 922908611   6,299,747 39,499 SH   SOLE   0 0 39,499
FIDELITY COVINGTON TRUST BLUE CHIP GRWTH 316092352   52,684,984 1,819,315 SH   SOLE   0 0 1,819,315
ISHARES TR ESG EAFE ETF 46436E759   330,437 5,788 SH   SOLE   0 0 5,788
ISHARES TR RUS MID CAP ETF 464287499   15,481,969 223,566 SH   SOLE   0 0 223,566
ISHARES TR 10-20 YR TRS ETF 464288653   57,014 579 SH   SOLE   0 0 579
FIDELITY COVINGTON TRUST VLU FACTOR ETF 316092782   32,522,751 679,681 SH   SOLE   0 0 679,681
ISHARES TR CORE S&P MCP ETF 464287507   203,968 818 SH   SOLE   0 0 818
ISHARES TR JPMORGAN USD EMG 464288281   21,125 256 SH   SOLE   0 0 256
ISHARES TR TIPS BD ETF 464287176   1,535,252 14,802 SH   SOLE   0 0 14,802
ISHARES INC ESG AWR MSCI EM 46434G863   255,412 8,435 SH   SOLE   0 0 8,435
ISHARES TR CRE U S REIT ETF 464288521   724,688 15,360 SH   SOLE   0 0 15,360
ISHARES TR RUS 2000 VAL ETF 464287630   375,833 2,773 SH   SOLE   0 0 2,773
ISHARES TR CORE S&P SCP ETF 464287804   949,188 10,062 SH   SOLE   0 0 10,062
PIMCO ETF TR BROAD US TIPS 72201R403   290,637 5,614 SH   SOLE   0 0 5,614
ISHARES TR MBS ETF 464288588   121,834 1,372 SH   SOLE   0 0 1,372
ISHARES TR MSCI USA MIN VOL 46429B697   435,221 6,013 SH   SOLE   0 0 6,013
ISHARES TR US TREAS BD ETF 46429B267   64,092 2,908 SH   SOLE   0 0 2,908
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309   22,751,298 522,298 SH   SOLE   0 0 522,298
PIMCO ETF TR INTER MUN BD ACT 72201R866   894,300 17,861 SH   SOLE   0 0 17,861
ISHARES TR EAFE GRWTH ETF 464288885   412,687 4,782 SH   SOLE   0 0 4,782
ISHARES TR CORE MSCI TOTAL 46432F834   293,411 4,891 SH   SOLE   0 0 4,891
VANECK ETF TRUST INTRMDT MUNI ETF 92189H201   2,320,374 52,616 SH   SOLE   0 0 52,616
ISHARES TR USD INV GRDE ETF 464288620   90,275 1,878 SH   SOLE   0 0 1,878
ISHARES TR MSCI USA QLT FCT 46432F339   138,775 1,053 SH   SOLE   0 0 1,053
BLACKROCK ETF TRUST US CARBON TRANS 09290C509   806,998 17,141 SH   SOLE   0 0 17,141
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   1,140,063 23,702 SH   SOLE   0 0 23,702
ISHARES TR MSCI KLD400 SOC 464288570   536,736 6,593 SH   SOLE   0 0 6,593
ISHARES TR MSCI INTL VLU FT 46435G409   301,454 11,887 SH   SOLE   0 0 11,887
ISHARES TR ESG AWR MSCI USA 46435G425   6,728,323 71,647 SH   SOLE   0 0 71,647
ISHARES TR ESG AW MSCI EAFE 46435G516   192,458 2,784 SH   SOLE   0 0 2,784
ISHARES TR MSCI EMG MKT ETF 464287234   225,840 5,951 SH   SOLE   0 0 5,951
VANGUARD INDEX FDS MID CAP ETF 922908629   563,932 2,708 SH   SOLE   0 0 2,708
ISHARES TR US HLTHCARE ETF 464287762   274,121 1,015 SH   SOLE   0 0 1,015
ISHARES TR GLOBAL TECH ETF 464287291   252,934 4,373 SH   SOLE   0 0 4,373
ISHARES TR ESG AWARE MSCI 46435U663   123,226 3,662 SH   SOLE   0 0 3,662
ISHARES TR ESG MSCI USA ETF 46436E767   553,275 15,963 SH   SOLE   0 0 15,963
ISHARES TR U.S. FIN SVC ETF 464287770   6,495 42 SH   SOLE   0 0 42
SPDR SER TR NUVEEN BLOOMBERG 78464A284   1,215,585 51,032 SH   SOLE   0 0 51,032
ISHARES TR MSCI USA VALUE 46432F388   421,032 4,641 SH   SOLE   0 0 4,641
ISHARES TR U.S. MED DVC ETF 464288810   46,366 956 SH   SOLE   0 0 956
BLACKROCK ETF TRUST WORLD EX US CARB 09290C608   142,555 3,540 SH   SOLE   0 0 3,540
ISHARES TR U.S. ENERGY ETF 464287796   298,098 6,285 SH   SOLE   0 0 6,285
APPLE INC COM 037833100   362,767 2,119 SH   SOLE   0 0 2,119
ISHARES TR CORE MSCI EAFE 46432F842   87,902 1,366 SH   SOLE   0 0 1,366
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   3,630,508 9,245 SH   SOLE   0 0 9,245
J P MORGAN EXCHANGE TRADED F US VALUE FACTR 46641Q753   483,914 13,970 SH   SOLE   0 0 13,970
ISHARES TR SHRT NAT MUN ETF 464288158   178,359 1,734 SH   SOLE   0 0 1,734
VANGUARD INDEX FDS TOTAL STK MKT 922908769   310,119 1,460 SH   SOLE   0 0 1,460
ISHARES TR EAFE VALUE ETF 464288877   117,041 2,392 SH   SOLE   0 0 2,392
VANGUARD INDEX FDS SMALL CP ETF 922908751   14,180 75 SH   SOLE   0 0 75
VANGUARD INDEX FDS VALUE ETF 922908744   57,931 420 SH   SOLE   0 0 420
VANGUARD INDEX FDS GROWTH ETF 922908736   1,157,590 4,251 SH   SOLE   0 0 4,251
ISHARES TR S&P SML 600 GWT 464287887   487,857 4,448 SH   SOLE   0 0 4,448
ISHARES TR EUROPE ETF 464287861   56,703 1,188 SH   SOLE   0 0 1,188
ISHARES TR ESG AWR US AGRGT 46435U549   139,343 3,076 SH   SOLE   0 0 3,076
ISHARES TR S&P 500 VAL ETF 464287408   307,526 1,999 SH   SOLE   0 0 1,999
INVESCO EXCHANGE TRADED FD T S&P 500 TOP 50 46137V233   1,586,523 46,717 SH   SOLE   0 0 46,717
ISHARES TR NORTH AMERN NAT 464287374   13,558 326 SH   SOLE   0 0 326
ISHARES INC CORE MSCI EMKT 46434G103   12,849 270 SH   SOLE   0 0 270
VANGUARD INDEX FDS SML CP GRW ETF 922908595   150,796 704 SH   SOLE   0 0 704
ISHARES TR ESG AWRE USD ETF 46435G193   168,596 7,748 SH   SOLE   0 0 7,748
SELECTIVE INS GROUP INC COM 816300107   1,891,209 18,331 SH   SOLE   0 0 18,331
ISHARES TR GLOB HLTHCRE ETF 464287325   88,189 1,070 SH   SOLE   0 0 1,070
SPDR SER TR BBG CONV SEC ETF 78464A359   10,170 150 SH   SOLE   0 0 150
ISHARES TR ESG MSCI LEADR 46435U218   398,089 5,279 SH   SOLE   0 0 5,279
ISHARES TR RUS 1000 ETF 464287622   63,191 269 SH   SOLE   0 0 269
ISHARES TR EAFE SML CP ETF 464288273   12,367 219 SH   SOLE   0 0 219
HOME DEPOT INC COM 437076102   366,384 1,213 SH   SOLE   0 0 1,213
ISHARES TR ESG AWRE 1 5 YR 46435G243   166 7 SH   SOLE   0 0 7
ISHARES TR CORE US AGGBD ET 464287226   2,633 28 SH   SOLE   0 0 28
ISHARES TR ESG ADV TTL USD 46436E619   62,460 1,529 SH   SOLE   0 0 1,529
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   10,712 200 SH   SOLE   0 0 200
ISHARES TR RUSEL 2500 ETF 46435G268   11,611 213 SH   SOLE   0 0 213
ISHARES TR CORE S&P TTL STK 464287150   29,883 317 SH   SOLE   0 0 317
ISHARES TR EXPND TEC SC ETF 464287549   2,293 6 SH   SOLE   0 0 6
ISHARES TR ESG MSCI EM LDRS 46436E601   36,190 846 SH   SOLE   0 0 846
ISHARES TR MSCI USA SZE FT 46432F370   34,744 296 SH   SOLE   0 0 296
ISHARES TR MSCI USA ESG SLC 464288802   15,205 169 SH   SOLE   0 0 169
BANK NEW YORK MELLON CORP COM 064058100   483,822 11,344 SH   SOLE   0 0 11,344
ISHARES TR IBOXX INV CP ETF 464287242   9,896 97 SH   SOLE   0 0 97