The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   20,386 170 SH   SOLE   0 0 170
ABBOTT LABS COM 002824100   58,189 530 SH   SOLE   0 0 530
ABBVIE INC COM 00287Y109   62,220 385 SH   SOLE   0 0 385
AFLAC INC COM 001055102   93,378 1,298 SH   SOLE   0 0 1,298
AIR PRODS & CHEMS INC COM 009158106   6,473 21 SH   SOLE   0 0 21
ALBEMARLE CORP COM 012653101   2,169 10 SH   SOLE   0 0 10
ALTRIA GROUP INC COM 02209S103   15,084 330 SH   SOLE   0 0 330
AMAZON COM INC COM 023135106   33,613 400 SH   SOLE   0 0 400
AMERICAN EXPRESS CO COM 025816109   46,541 315 SH   SOLE   0 0 315
ANALOG DEVICES INC COM 032654105   69,057 421 SH   SOLE   0 0 421
APPLE INC COM 037833100   351,960 2,709 SH   SOLE   0 0 2,709
ARK ETF TR INNOVATION ETF 00214Q104   12,630 404 SH   SOLE   0 0 404
ARK ETF TR AUTNMUS TECHNLGY 00214Q203   17,289 422 SH   SOLE   0 0 422
ASHLAND INC COM 044186104   8,495 79 SH   SOLE   0 0 79
AT&T INC COM 00206R102   30,708 1,668 SH   SOLE   0 0 1,668
ATMOS ENERGY CORP COM 049560105   13,224 118 SH   SOLE   0 0 118
AUTOMATIC DATA PROCESSING IN COM 053015103   39,890 167 SH   SOLE   0 0 167
BANK NEW YORK MELLON CORP COM 064058100   516,379 11,344 SH   SOLE   0 0 11,344
BECTON DICKINSON & CO COM 075887109   49,334 194 SH   SOLE   0 0 194
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   154 1 SH   SOLE   0 0 1
BLACKROCK ETF TRUST US CARBON TRANS 09290C509   652,589 15,384 SH   SOLE   0 0 15,384
BLACKROCK INC COM 09247X101   45,352 64 SH   SOLE   0 0 64
BP PLC SPONSORED ADR 055622104   13,134 376 SH   SOLE   0 0 376
CHEMOURS CO COM 163851108   612 20 SH   SOLE   0 0 20
CISCO SYS INC COM 17275R102   33,348 700 SH   SOLE   0 0 700
CLOROX CO DEL COM 189054109   11,647 83 SH   SOLE   0 0 83
COCA COLA CO COM 191216100   68,258 1,073 SH   SOLE   0 0 1,073
COLGATE PALMOLIVE CO COM 194162103   50,268 638 SH   SOLE   0 0 638
CONOCOPHILLIPS COM 20825C104   30,916 262 SH   SOLE   0 0 262
CORTEVA INC COM 22052L104   6,289 107 SH   SOLE   0 0 107
CSX CORP COM 126408103   5,298 171 SH   SOLE   0 0 171
CVS HEALTH CORP COM 126650100   36,810 395 SH   SOLE   0 0 395
DEERE & CO COM 244199105   54,024 126 SH   SOLE   0 0 126
DELTA AIR LINES INC DEL COM NEW 247361702   49,290 1,500 SH   SOLE   0 0 1,500
DIAMONDBACK ENERGY INC COM 25278X109   35,152 257 SH   SOLE   0 0 257
DISNEY WALT CO COM 254687106   10,426 120 SH   SOLE   0 0 120
DOCUSIGN INC COM 256163106   55 1 SH   SOLE   0 0 1
DOW INC COM 260557103   9,020 179 SH   SOLE   0 0 179
DT MIDSTREAM INC COMMON STOCK 23345M107   48,629 880 SH   SOLE   0 0 880
DTE ENERGY CO COM 233331107   183,229 1,559 SH   SOLE   0 0 1,559
DUKE ENERGY CORP NEW COM NEW 26441C204   99,076 962 SH   SOLE   0 0 962
DUPONT DE NEMOURS INC COM 26614N102   10,089 147 SH   SOLE   0 0 147
DXC TECHNOLOGY CO COM 23355L106   2,412 91 SH   SOLE   0 0 91
EMBECTA CORP COMMON STOCK 29082K105   961 38 SH   SOLE   0 0 38
ETF SER SOLUTIONS NATIONWIDE NASDQ 26922A172   19,814 1,071 SH   SOLE   0 0 1,071
ETSY INC COM 29786A106   10,900 91 SH   SOLE   0 0 91
EVERSOURCE ENERGY COM 30040W108   11,989 143 SH   SOLE   0 0 143
FACTSET RESH SYS INC COM 303075105   47,343 118 SH   SOLE   0 0 118
FEDEX CORP COM 31428X106   176 1 SH   SOLE   0 0 1
FIDELITY COVINGTON TRUST BLUE CHIP GRWTH 316092352   42,642,567 2,021,933 SH   SOLE   0 0 2,021,933
FIDELITY COVINGTON TRUST VLU FACTOR ETF 316092782   23,526,646 536,526 SH   SOLE   0 0 536,526
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309   21,787,804 483,958 SH   SOLE   0 0 483,958
FIRST TR EXCHANGE-TRADED FD CAP STRENGTH ETF 33733E104   18,738 250 SH   SOLE   0 0 250
FIRST TR EXCHANGE-TRADED FD DJ INTERNT IDX 33733E302   4,557 37 SH   SOLE   0 0 37
FIRST TR MORNINGSTAR DIVID L SHS 336917109   18,280 500 SH   SOLE   0 0 500
FMC CORP COM NEW 302491303   1,498 12 SH   SOLE   0 0 12
FORD MTR CO DEL COM 345370860   13,568 1,167 SH   SOLE   0 0 1,167
FORTUNE BRANDS INNOVATIONS I COM 34964C106   7,481 131 SH   SOLE   0 0 131
FRESENIUS MED CARE AG&CO KGA SPONSORED ADR 358029106   1,013 62 SH   SOLE   0 0 62
GEN DIGITAL INC COM 668771108   2,850 133 SH   SOLE   0 0 133
GENERAL DYNAMICS CORP COM 369550108   55,825 225 SH   SOLE   0 0 225
GENERAL MTRS CO COM 37045V100   1,682 50 SH   SOLE   0 0 50
GENUINE PARTS CO COM 372460105   24,985 144 SH   SOLE   0 0 144
GLOBAL X FDS ARTIFICIAL ETF 37954Y632   3,015 150 SH   SOLE   0 0 150
GOLDMAN SACHS ETF TR MARKETBETA INTL 381430180   54,180 1,154 SH   SOLE   0 0 1,154
HERSHEY CO COM 427866108   78,502 339 SH   SOLE   0 0 339
HEWLETT PACKARD ENTERPRISE C COM 42824C109   3,000 188 SH   SOLE   0 0 188
HOME DEPOT INC COM 437076102   232,646 737 SH   SOLE   0 0 737
HP INC COM 40434L105   11,339 422 SH   SOLE   0 0 422
HUNTINGTON BANCSHARES INC COM 446150104   4,554 323 SH   SOLE   0 0 323
INTUITIVE SURGICAL INC COM NEW 46120E602   3,980 15 SH   SOLE   0 0 15
INVESCO EXCHANGE TRADED FD T S&P 500 TOP 50 46137V233   1,329,876 4,819 SH   SOLE   0 0 4,819
ISHARES INC MSCI EMERG MRKT 464286533   14,324 270 SH   SOLE   0 0 270
ISHARES INC CORE MSCI EMKT 46434G103   36,893 790 SH   SOLE   0 0 790
ISHARES INC ESG AWR MSCI EM 46434G863   456,072 15,167 SH   SOLE   0 0 15,167
ISHARES TR CORE S&P TTL STK 464287150   26,904 317 SH   SOLE   0 0 317
ISHARES TR TIPS BD ETF 464287176   1,435,166 13,483 SH   SOLE   0 0 13,483
ISHARES TR CORE S&P500 ETF 464287200   3,495,927 9,099 SH   SOLE   0 0 9,099
ISHARES TR CORE US AGGBD ET 464287226   2,716 28 SH   SOLE   0 0 28
ISHARES TR MSCI EMG MKT ETF 464287234   238,315 6,288 SH   SOLE   0 0 6,288
ISHARES TR IBOXX INV CP ETF 464287242   17,607 167 SH   SOLE   0 0 167
ISHARES TR GLOBAL TECH ETF 464287291   209,266 4,668 SH   SOLE   0 0 4,668
ISHARES TR GLOB HLTHCRE ETF 464287325   257,441 3,033 SH   SOLE   0 0 3,033
ISHARES TR NORTH AMERN NAT 464287374   13,255 326 SH   SOLE   0 0 326
ISHARES TR S&P 500 VAL ETF 464287408   300,295 2,070 SH   SOLE   0 0 2,070
ISHARES TR 20 YR TR BD ETF 464287432   63,021 633 SH   SOLE   0 0 633
ISHARES TR RUS MID CAP ETF 464287499   8,628,741 127,928 SH   SOLE   0 0 127,928
ISHARES TR CORE S&P MCP ETF 464287507   197,866 818 SH   SOLE   0 0 818
ISHARES TR EXPND TEC SC ETF 464287549   1,680 6 SH   SOLE   0 0 6
ISHARES TR RUS 1000 ETF 464287622   77,892 370 SH   SOLE   0 0 370
ISHARES TR RUS 2000 VAL ETF 464287630   20,662 149 SH   SOLE   0 0 149
ISHARES TR US HLTHCARE ETF 464287762   343,289 1,210 SH   SOLE   0 0 1,210
ISHARES TR U.S. FIN SVC ETF 464287770   11,814 75 SH   SOLE   0 0 75
ISHARES TR U.S. ENERGY ETF 464287796   368,480 7,926 SH   SOLE   0 0 7,926
ISHARES TR CORE S&P SCP ETF 464287804   1,215,556 12,844 SH   SOLE   0 0 12,844
ISHARES TR EUROPE ETF 464287861   115,716 2,555 SH   SOLE   0 0 2,555
ISHARES TR S&P SML 600 GWT 464287887   525,977 4,867 SH   SOLE   0 0 4,867
ISHARES TR SHRT NAT MUN ETF 464288158   241,072 2,312 SH   SOLE   0 0 2,312
ISHARES TR CRE U S REIT ETF 464288521   172,333 3,485 SH   SOLE   0 0 3,485
ISHARES TR MSCI KLD400 SOC 464288570   939,372 13,085 SH   SOLE   0 0 13,085
ISHARES TR MBS ETF 464288588   7,049 76 SH   SOLE   0 0 76
ISHARES TR USD INV GRDE ETF 464288620   111,332 2,267 SH   SOLE   0 0 2,267
ISHARES TR 10-20 YR TRS ETF 464288653   87,626 810 SH   SOLE   0 0 810
ISHARES TR U.S. MED DVC ETF 464288810   62,506 1,189 SH   SOLE   0 0 1,189
ISHARES TR EAFE VALUE ETF 464288877   334,511 7,291 SH   SOLE   0 0 7,291
ISHARES TR EAFE GRWTH ETF 464288885   468,805 5,597 SH   SOLE   0 0 5,597
ISHARES TR AGGRES ALLOC ETF 464289859   76,183 1,275 SH   SOLE   0 0 1,275
ISHARES TR GRWT ALLOCAT ETF 464289867   9,432 200 SH   SOLE   0 0 200
ISHARES TR MODERT ALLOC ETF 464289875   3,003 79 SH   SOLE   0 0 79
ISHARES TR CONSER ALLOC ETF 464289883   5,646 168 SH   SOLE   0 0 168
ISHARES TR US TREAS BD ETF 46429B267   318,489 14,018 SH   SOLE   0 0 14,018
ISHARES TR MSCI USA MIN VOL 46429B697   499,869 6,933 SH   SOLE   0 0 6,933
ISHARES TR MSCI USA QLT FCT 46432F339   120,000 1,053 SH   SOLE   0 0 1,053
ISHARES TR MSCI USA SZE FT 46432F370   33,664 296 SH   SOLE   0 0 296
ISHARES TR MSCI USA VALUE 46432F388   511,022 5,607 SH   SOLE   0 0 5,607
ISHARES TR CORE MSCI TOTAL 46432F834   595,122 10,282 SH   SOLE   0 0 10,282
ISHARES TR CORE MSCI EAFE 46432F842   122,540 1,988 SH   SOLE   0 0 1,988
ISHARES TR CORE TOTAL USD 46434V613   27,452 611 SH   SOLE   0 0 611
ISHARES TR CONV BD ETF 46435G102   20,077 289 SH   SOLE   0 0 289
ISHARES TR ESG AWRE USD ETF 46435G193   198,804 8,916 SH   SOLE   0 0 8,916
ISHARES TR ESG AWRE 1 5 YR 46435G243   34,086 1,434 SH   SOLE   0 0 1,434
ISHARES TR RUSEL 2500 ETF 46435G268   12,807 241 SH   SOLE   0 0 241
ISHARES TR MSCI INTL VLU FT 46435G409   295,209 12,741 SH   SOLE   0 0 12,741
ISHARES TR ESG AWR MSCI USA 46435G425   6,713,429 79,215 SH   SOLE   0 0 79,215
ISHARES TR ESG AW MSCI EAFE 46435G516   392,073 5,964 SH   SOLE   0 0 5,964
ISHARES TR ESG MSCI LEADR 46435U218   486,185 7,332 SH   SOLE   0 0 7,332
ISHARES TR ESG AWR US AGRGT 46435U549   37,766 808 SH   SOLE   0 0 808
ISHARES TR ESG AWARE MSCI 46435U663   455,059 13,840 SH   SOLE   0 0 13,840
ISHARES TR ESG MSCI EM LDRS 46436E601   83,853 1,967 SH   SOLE   0 0 1,967
ISHARES TR ESG ADV TTL USD 46436E619   596,581 14,137 SH   SOLE   0 0 14,137
ISHARES TR ESG EAFE ETF 46436E759   483,709 8,913 SH   SOLE   0 0 8,913
ISHARES TR ESG MSCI USA ETF 46436E767   762,573 24,872 SH   SOLE   0 0 24,872
ISHARES U S ETF TR BLOOMBERG ROLL 46431W598   61,324 1,125 SH   SOLE   0 0 1,125
ISHARES U S ETF TR GSCI CMDTY STGY 46431W853   12,545 445 SH   SOLE   0 0 445
J P MORGAN EXCHANGE TRADED F US VALUE FACTR 46641Q753   154,532 4,663 SH   SOLE   0 0 4,663
JOHNSON & JOHNSON COM 478160104   125,775 712 SH   SOLE   0 0 712
KRAFT HEINZ CO COM 500754106   8,875 218 SH   SOLE   0 0 218
KROGER CO COM 501044101   160,354 3,597 SH   SOLE   0 0 3,597
LILLY ELI & CO COM 532457108   91,094 249 SH   SOLE   0 0 249
LIVENT CORP COM 53814L108   219 11 SH   SOLE   0 0 11
LOCKHEED MARTIN CORP COM 539830109   156,330 321 SH   SOLE   0 0 321
LOWES COS INC COM 548661107   22,713 114 SH   SOLE   0 0 114
MARATHON DIGITAL HOLDINGS IN COM 565788106   7 2 SH   SOLE   0 0 2
MARATHON OIL CORP COM 565849106   24,390 901 SH   SOLE   0 0 901
MARATHON PETE CORP COM 56585A102   4,888 42 SH   SOLE   0 0 42
MASTERBRAND INC COMMON STOCK 57638P104   989 131 SH   SOLE   0 0 131
MATTEL INC COM 577081102   1,945 109 SH   SOLE   0 0 109
MCDONALDS CORP COM 580135101   137,299 521 SH   SOLE   0 0 521
MICROSOFT CORP COM 594918104   188,541 786 SH   SOLE   0 0 786
MIDCAP FINANCIAL INVSTMNT CO COM NEW 03761U502   1,322 116 SH   SOLE   0 0 116
MONDELEZ INTL INC CL A 609207105   11,331 170 SH   SOLE   0 0 170
MOTOROLA SOLUTIONS INC COM NEW 620076307   8,762 34 SH   SOLE   0 0 34
NETFLIX INC COM 64110L106   29,488 100 SH   SOLE   0 0 100
NEXTERA ENERGY INC COM 65339F101   57,182 684 SH   SOLE   0 0 684
NORFOLK SOUTHN CORP COM 655844108   46,573 189 SH   SOLE   0 0 189
NVIDIA CORPORATION COM 67066G104   2,631 18 SH   SOLE   0 0 18
OTTER TAIL CORP COM 689648103   10,568 180 SH   SOLE   0 0 180
PAYCHEX INC COM 704326107   42,988 372 SH   SOLE   0 0 372
PEPSICO INC COM 713448108   93,943 520 SH   SOLE   0 0 520
PFIZER INC COM 717081103   74,708 1,458 SH   SOLE   0 0 1,458
PHILIP MORRIS INTL INC COM 718172109   22,975 227 SH   SOLE   0 0 227
PHILLIPS 66 COM 718546104   13,322 128 SH   SOLE   0 0 128
PITNEY BOWES INC COM 724479100   1,045 275 SH   SOLE   0 0 275
PROCTER AND GAMBLE CO COM 742718109   78,205 516 SH   SOLE   0 0 516
QUANEX BLDG PRODS CORP COM 747619104   7,388 312 SH   SOLE   0 0 312
REGIONS FINANCIAL CORP NEW COM 7591EP100   16,925 785 SH   SOLE   0 0 785
RESTAURANT BRANDS INTL INC COM 76131D103   4,656 72 SH   SOLE   0 0 72
ROYAL BK CDA SUSTAINABL COM 780087102   36,971 393 SH   SOLE   0 0 393
ROYAL CARIBBEAN GROUP COM V7780T103   4,943 100 SH   SOLE   0 0 100
RPM INTL INC COM 749685103   16,664 171 SH   SOLE   0 0 171
RYDER SYS INC COM 783549108   14,625 175 SH   SOLE   0 0 175
SCHWAB CHARLES CORP COM 808513105   22,314 268 SH   SOLE   0 0 268
SEALED AIR CORP NEW COM 81211K100   6,584 132 SH   SOLE   0 0 132
SELECTIVE INS GROUP INC COM 816300107   1,644,956 18,564 SH   SOLE   0 0 18,564
SHELL PLC SPON ADS 780259305   2,848 50 SH   SOLE   0 0 50
SOCIEDAD QUIMICA Y MINERA DE SPON ADR SER B 833635105   1,517 19 SH   SOLE   0 0 19
SOUTHERN CO COM 842587107   21,923 307 SH   SOLE   0 0 307
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   78,939 2,395 SH   SOLE   0 0 2,395
SPDR INDEX SHS FDS S&P EMKTSC ETF 78463X756   1,566 32 SH   SOLE   0 0 32
SPDR SER TR BBG CONV SEC ETF 78464A359   16,149 251 SH   SOLE   0 0 251
SPDR SER TR NUVEEN BLMBRG SH 78468R739   108,336 2,306 SH   SOLE   0 0 2,306
SPIRIT AIRLS INC COM 848577102   35,064 1,800 SH   SOLE   0 0 1,800
SUN LIFE FINANCIAL INC. COM 866796105   5,060 109 SH   SOLE   0 0 109
SYNOVUS FINL CORP COM NEW 87161C501   113 3 SH   SOLE   0 0 3
TARGET CORP COM 87612E106   3,875 26 SH   SOLE   0 0 26
TESLA INC COM 88160R101   82,688 671 SH   SOLE   0 0 671
TRAVELERS COMPANIES INC COM 89417E109   11,999 64 SH   SOLE   0 0 64
TREEHOUSE FOODS INC COM 89469A104   20,493 415 SH   SOLE   0 0 415
TRUIST FINL CORP COM 89832Q109   344 8 SH   SOLE   0 0 8
UNILEVER PLC SPON ADR NEW 904767704   7,553 150 SH   SOLE   0 0 150
V F CORP COM 918204108   10,602 384 SH   SOLE   0 0 384
VALVOLINE INC COM 92047W101   751 23 SH   SOLE   0 0 23
VANECK ETF TRUST INTRMDT MUNI ETF 92189H201   1,277,536 28,010 SH   SOLE   0 0 28,010
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   3,879 54 SH   SOLE   0 0 54
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   1,613 34 SH   SOLE   0 0 34
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   3,478,965 9,902 SH   SOLE   0 0 9,902
VANGUARD INDEX FDS SML CP GRW ETF 922908595   13,637 68 SH   SOLE   0 0 68
VANGUARD INDEX FDS SM CP VAL ETF 922908611   3,645,298 22,955 SH   SOLE   0 0 22,955
VANGUARD INDEX FDS MID CAP ETF 922908629   47,895 235 SH   SOLE   0 0 235
VANGUARD INDEX FDS GROWTH ETF 922908736   782,114 3,670 SH   SOLE   0 0 3,670
VANGUARD INDEX FDS VALUE ETF 922908744   58,955 420 SH   SOLE   0 0 420
VANGUARD INDEX FDS SMALL CP ETF 922908751   13,766 75 SH   SOLE   0 0 75
VANGUARD INDEX FDS TOTAL STK MKT 922908769   300,742 1,573 SH   SOLE   0 0 1,573
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   997,666 20,159 SH   SOLE   0 0 20,159
VANGUARD SCOTTSDALE FDS LG-TERM COR BD 92206C813   3,028 40 SH   SOLE   0 0 40
VANGUARD STAR FDS VG TL INTL STK F 921909768   14,223 275 SH   SOLE   0 0 275
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   113,697 2,709 SH   SOLE   0 0 2,709
VANGUARD WORLD FDS ENERGY ETF 92204A306   2,304 19 SH   SOLE   0 0 19
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504   7,193 29 SH   SOLE   0 0 29
VANGUARD WORLD FDS INF TECH ETF 92204A702   27,789 87 SH   SOLE   0 0 87
VIAD CORP COM 92552R406   1,098 45 SH   SOLE   0 0 45
VIATRIS INC COM 92556V106   3,428 308 SH   SOLE   0 0 308
WABTEC COM 929740108   100 1 SH   SOLE   0 0 1
WALGREENS BOOTS ALLIANCE INC COM 931427108   5,305 142 SH   SOLE   0 0 142
WENDYS CO COM 95058W100   12,537 554 SH   SOLE   0 0 554
WOODSIDE ENERGY GROUP LTD SPONSORED ADR 980228308   581 24 SH   SOLE   0 0 24
YUM BRANDS INC COM 988498101   46,621 364 SH   SOLE   0 0 364
YUM CHINA HLDGS INC COM 98850P109   19,182 351 SH   SOLE   0 0 351