The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM COM 00287Y109   757,970 5,085 SH   SOLE   5,085 0 0
ACCENTURE PLC IRELAND SHS CLASS A SHS CLASS A G1151C101   2,801,150 9,121 SH   SOLE   9,121 0 0
ADOBE INC COM COM 00724F101   3,357,692 6,585 SH   SOLE   6,585 0 0
ADVANCED MICRO DEVICES INC COM COM 007903107   5,979,291 58,153 SH   SOLE   58,153 0 0
ALPHABET INC CAP STK CL A CAP STK CL A 02079K305   294,435 2,250 SH   SOLE   2,250 0 0
ALPHABET INC CAP STK CL C CAP STK CL C 02079K107   10,436,719 79,156 SH   SOLE   79,156 0 0
AMAZON COM INC COM COM 023135106   4,921,578 38,716 SH   SOLE   38,716 0 0
APPLE INC COM COM 037833100   9,264,858 54,114 SH   SOLE   54,114 0 0
AUTOMATIC DATA PROCESSING INC COM COM 053015103   236,268 977 SH   SOLE   977 0 0
BANK AMERICA CORP COM COM 060505104   4,807,955 175,601 SH   SOLE   175,601 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW CL B NEW 084670702   258,521 738 SH   SOLE   738 0 0
BOEING CO COM COM 097023105   1,642,889 8,571 SH   SOLE   8,571 0 0
BROADCOM INC COM COM 11135F101   6,350,615 7,646 SH   SOLE   7,646 0 0
CITIZENS FINL GROUP INC COM COM 174610105   2,006,328 74,863 SH   SOLE   74,863 0 0
COSTCO WHSL CORP NEW COM COM 22160K105   333,326 590 SH   SOLE   590 0 0
CRH PLC ORD ORD G25508105   1,686,231 30,810 SH   SOLE   30,810 0 0
CROCS INC COM COM 227046109   3,978,026 45,087 SH   SOLE   45,087 0 0
CVS HEALTH CORP COM COM 126650100   2,480,425 35,526 SH   SOLE   35,526 0 0
DECKERS OUTDOOR CORP COM COM 243537107   6,152,115 11,967 SH   SOLE   11,967 0 0
DIAMONDBACK ENERGY INC COM COM 25278X109   4,720,278 30,477 SH   SOLE   30,477 0 0
DISNEY WALT CO COM COM 254687106   1,739,495 21,462 SH   SOLE   21,462 0 0
DOW INC COM COM 260557103   2,585,579 50,147 SH   SOLE   50,147 0 0
ELEVANCE HEALTH INC COM COM 036752103   3,644,465 8,370 SH   SOLE   8,370 0 0
ELI LILLY & CO COM COM 532457108   553,781 1,031 SH   SOLE   1,031 0 0
ENERGY TRANSFER L P COM UT LTD PTN COM UT LTD PTN 29273V100   399,855 28,500 SH   SOLE   28,500 0 0
EOG RES INC COM COM 26875P101   2,802,283 22,107 SH   SOLE   22,107 0 0
EXPEDIA GROUP INC COM NEW COM NEW 30212P303   4,482,102 43,486 SH   SOLE   43,486 0 0
EXXON MOBIL CORP COM COM 30231G102   3,573,256 30,390 SH   SOLE   30,390 0 0
FEDEX CORP COM COM 31428X106   7,963,435 29,918 SH   SOLE   29,918 0 0
FIFTH THIRD BANCORP COM COM 316773100   2,992,162 116,509 SH   SOLE   116,509 0 0
GE HEALTHCARE TECHNOLOGIES INC COMMON STOCK COMMON STOCK 36266G107   4,171,532 61,310 SH   SOLE   61,310 0 0
GENERAC HLDGS INC COM COM 368736104   1,879,887 17,253 SH   SOLE   17,253 0 0
GOLDMAN SACHS EQUAL WEIGHT U.S. LARGE CAP EQUITY ETF EQUAL WEIGHT US 381430438   618,444 10,354 SH   SOLE   10,354 0 0
GXO LOGISTICS INCORPORATED COMMON STOCK COMMON STOCK 36262G101   2,542,184 43,345 SH   SOLE   43,345 0 0
HCA HEALTHCARE INC COM COM 40412C101   4,177,232 16,982 SH   SOLE   16,982 0 0
HOME DEPOT INC COM COM 437076102   586,795 1,942 SH   SOLE   1,942 0 0
HONEYWELL INTL INC COM COM 438516106   2,612,224 14,140 SH   SOLE   14,140 0 0
HUMANA INC COM COM 444859102   3,716,526 7,639 SH   SOLE   7,639 0 0
INGERSOLL RAND INC COM COM 45687V106   2,721,864 42,716 SH   SOLE   42,716 0 0
INVESCO S&P 500 EQUAL WEIGHT ETF S&P500 EQL WGT 46137V357   283,380 2,000 SH   SOLE   2,000 0 0
ISHARES 5-10 YEAR INVESTMENT GRADE CORPORATE BOND ETF ISHS 5-10YR INVT 464288638   8,873,274 182,390 SH   SOLE   182,390 0 0
ISHARES CORE S&P 500 ETF CORE S&P500 ETF 464287200   11,796,630 27,346 SH   SOLE   27,346 0 0
ISHARES CORE S&P SMALL CAP ETF ISHARES TR 464287804   18,945,885 199,873 SH   SOLE   199,873 0 0
ISHARES NATIONAL MUNI BOND ETF ISHARES TR 464288414   23,847,728 232,570 SH   SOLE   232,570 0 0
ISHARES RUSSELL 2000 ETF ISHARES TR 464287655   238,475 1,343 SH   SOLE   1,343 0 0
JANUS HENDERSON MORTGAGE-BACKED SECURITIES ETF JANUS DETROIT STR TR 47103U852   4,393,252 101,227 SH   SOLE   101,227 0 0
JOHNSON & JOHNSON COM JOHNSON & JOHNSON 478160104   5,589,400 35,887 SH   SOLE   35,887 0 0
JPMORGAN CHASE & CO COM JPMORGAN CHASE & CO 46625H100   1,257,758 8,673 SH   SOLE   8,673 0 0
JPMORGAN MUNICIPAL ETF J P MORGAN EXCHANGE TRADED F 46641Q647   14,909,327 308,235 SH   SOLE   308,235 0 0
KENVUE INC COM KENVUE INC 49177J102   1,743,386 86,822 SH   SOLE   86,822 0 0
KEYCORP COM KEYCORP 493267108   107,600 10,000 SH   SOLE   10,000 0 0
KINDER MORGAN INC DEL COM KINDER MORGAN INC DEL 49456B101   1,627,029 98,132 SH   SOLE   98,132 0 0
L3HARRIS TECHNOLOGIES INC COM L3HARRIS TECHNOLOGIES INC 502431109   227,575 1,307 SH   SOLE   1,307 0 0
LABORATORY CORP AMER HLDGS COM NEW LABORATORY CORP AMER HLDGS 50540R409   2,989,211 14,868 SH   SOLE   14,868 0 0
LINDE PLC SHS LINDE PLC G54950103   218,197 586 SH   SOLE   586 0 0
LOCKHEED MARTIN CORP COM LOCKHEED MARTIN CORP 539830109   3,114,639 7,616 SH   SOLE   7,616 0 0
LOWES COS INC COM LOWES COS INC 548661107   4,167,816 20,053 SH   SOLE   20,053 0 0
LULULEMON ATHLETICA INC COM LULULEMON ATHLETICA INC 550021109   1,953,886 5,067 SH   SOLE   5,067 0 0
MEDTRONIC PLC SHS MEDTRONIC PLC G5960L103   3,318,028 41,978 SH   SOLE   41,978 0 0
MERCK & CO INC COM MERCK & CO INC 58933Y105   3,304,735 31,876 SH   SOLE   31,876 0 0
META PLATFORMS INC CL A META PLATFORMS INC 30303M102   6,745,719 22,470 SH   SOLE   22,470 0 0
MICROSOFT CORP COM MICROSOFT CORP 594918104   9,194,324 29,119 SH   SOLE   29,119 0 0
MONDELEZ INTL INC CL A MONDELEZ INTL INC 609207105   280,278 4,014 SH   SOLE   4,014 0 0
MONSTER BEVERAGE CORP NEW COM MONSTER BEVERAGE CORP NEW 61174X109   1,614,340 30,488 SH   SOLE   30,488 0 0
MORGAN STANLEY COM NEW MORGAN STANLEY 617446448   3,225,393 39,493 SH   SOLE   39,493 0 0
NETFLIX INC COM NETFLIX INC 64110L106   3,205,069 8,488 SH   SOLE   8,488 0 0
NORTHROP GRUMMAN CORP COM NORTHROP GRUMMAN CORP 666807102   2,506,442 5,694 SH   SOLE   5,694 0 0
NOVO-NORDISK A S ADR NOVO-NORDISK A S 670100205   429,237 4,720 SH   SOLE   4,720 0 0
NVIDIA CORPORATION COM NVIDIA CORPORATION 67066G104   7,694,973 17,690 SH   SOLE   17,690 0 0
ON HLDG AG NAMEN AKT A ON HLDG AG H5919C104   1,753,606 63,034 SH   SOLE   63,034 0 0
ONEMAIN HLDGS INC COM ONEMAIN HLDGS INC 68268W103   3,876,342 96,691 SH   SOLE   96,691 0 0
PALO ALTO NETWORKS INC COM PALO ALTO NETWORKS INC 697435105   5,646,253 24,084 SH   SOLE   24,084 0 0
PEPSICO INC COM PEPSICO INC 713448108   3,703,958 21,860 SH   SOLE   21,860 0 0
PROCTER AND GAMBLE CO COM PROCTER AND GAMBLE CO 742718109   2,726,853 18,695 SH   SOLE   18,695 0 0
REGENERON PHARMACEUTICALS COM REGENERON PHARMACEUTICALS 75886F107   2,031,065 2,468 SH   SOLE   2,468 0 0
RTX CORPORATION COM RTX CORPORATION 75513E101   2,998,414 41,662 SH   SOLE   41,662 0 0
SALESFORCE INC COM SALESFORCE INC 79466L302   3,051,636 15,049 SH   SOLE   15,049 0 0
SCHWAB FUNDAMENTAL INTERNATIONAL LARGE CO. INDEX ETF SCHWAB STRATEGIC TR 808524755   6,952,232 219,521 SH   SOLE   219,521 0 0
SCHWAB INTERMEDIATE-TERM US TREASURY ETF SCHWAB STRATEGIC TR 808524854   3,781,795 78,886 SH   SOLE   78,886 0 0
SHELL PLC SPON ADS SHELL PLC 780259305   3,510,448 54,527 SH   SOLE   54,527 0 0
SNOWFLAKE INC CL A SNOWFLAKE INC 833445109   1,035,170 6,776 SH   SOLE   6,776 0 0
SYNOVUS FINL CORP COM NEW SYNOVUS FINL CORP 87161C501   3,517,980 124,865 SH   SOLE   124,865 0 0
TARGET CORP COM TARGET CORP 87612E106   1,436,636 12,993 SH   SOLE   12,993 0 0
THERMO FISHER SCIENTIFIC INC COM THERMO FISHER SCIENTIFIC INC 883556102   294,288 581 SH   SOLE   581 0 0
TJX COS INC NEW COM TJX COS INC NEW 872540109   278,817 3,137 SH   SOLE   3,137 0 0
TRACTOR SUPPLY CO COM TRACTOR SUPPLY CO 892356106   4,055,315 19,972 SH   SOLE   19,972 0 0
TRUIST FINL CORP COM TRUIST FINL CORP 89832Q109   2,810,189 98,224 SH   SOLE   98,224 0 0
UBER TECHNOLOGIES INC COM UBER TECHNOLOGIES INC 90353T100   4,543,812 98,800 SH   SOLE   98,800 0 0
ULTA BEAUTY INC COM ULTA BEAUTY INC 90384S303   2,472,995 6,191 SH   SOLE   6,191 0 0
UNITEDHEALTH GROUP INC COM UNITEDHEALTH GROUP INC 91324P102   6,951,268 13,787 SH   SOLE   13,787 0 0
VANECK OIL SERVICES ETF VANECK ETF TRUST 92189H607   3,465,582 10,044 SH   SOLE   10,044 0 0
VANGUARD EXTENDED MARKET ETF VANGUARD INDEX FDS 922908652   8,080,578 56,192 SH   SOLE   56,192 0 0
VANGUARD SHORT-TERM CORPORATE BOND ETF VANGUARD SCOTTSDALE FDS 92206C409   6,793,710 90,402 SH   SOLE   90,402 0 0
VERTEX PHARMACEUTICALS INC COM VERTEX PHARMACEUTICALS INC 92532F100   4,087,336 11,754 SH   SOLE   11,754 0 0
VISA INC COM CL A VISA INC 92826C839   5,279,880 22,955 SH   SOLE   22,955 0 0
WELLS FARGO CO NEW COM WELLS FARGO CO NEW 949746101   3,359,019 82,208 SH   SOLE   82,208 0 0
WILLIAMS COS INC COM WILLIAMS COS INC 969457100   2,946,123 87,448 SH   SOLE   87,448 0 0