The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM COM 00287Y109   786,473 5,075 SH   SOLE   5,075 0 0
ACCENTURE PLC IRELAND SHS CLASS A SHS CLASS A G1151C101   3,279,254 9,345 SH   SOLE   9,345 0 0
ADOBE INC COM COM 00724F101   4,141,001 6,941 SH   SOLE   6,941 0 0
ADVANCED MICRO DEVICES INC COM COM 007903107   8,520,298 57,800 SH   SOLE   57,800 0 0
ALPHABET INC CAP STK CL A CAP STK CL A 02079K305   395,323 2,830 SH   SOLE   2,830 0 0
ALPHABET INC CAP STK CL C CAP STK CL C 02079K107   11,232,544 79,703 SH   SOLE   79,703 0 0
AMAZON COM INC COM COM 023135106   6,171,651 40,619 SH   SOLE   40,619 0 0
APPLE INC COM COM 037833100   10,548,334 54,788 SH   SOLE   54,788 0 0
AUTOMATIC DATA PROCESSING INC COM COM 053015103   265,811 1,134 SH   SOLE   1,134 0 0
BANK AMERICA CORP COM COM 060505104   5,676,526 168,593 SH   SOLE   168,593 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW CL B NEW 084670702   299,238 839 SH   SOLE   839 0 0
BOEING CO COM COM 097023105   2,472,881 9,487 SH   SOLE   9,487 0 0
BROADCOM INC COM COM 11135F101   6,129,329 5,491 SH   SOLE   5,491 0 0
CITIZENS FINL GROUP INC COM COM 174610105   3,061,374 92,377 SH   SOLE   92,377 0 0
COSTCO WHSL CORP NEW COM COM 22160K105   473,277 717 SH   SOLE   717 0 0
CRH PLC ORD ORD G25508105   3,735,677 54,015 SH   SOLE   54,015 0 0
CROCS INC COM COM 227046109   4,258,842 45,593 SH   SOLE   45,593 0 0
DECKERS OUTDOOR CORP COM COM 243537107   7,984,396 11,945 SH   SOLE   11,945 0 0
DIAMONDBACK ENERGY INC COM COM 25278X109   4,779,721 30,821 SH   SOLE   30,821 0 0
DISNEY WALT CO COM COM 254687106   1,977,261 21,899 SH   SOLE   21,899 0 0
DOW INC COM COM 260557103   2,676,960 48,814 SH   SOLE   48,814 0 0
ELEVANCE HEALTH INC COM COM 036752103   4,317,132 9,155 SH   SOLE   9,155 0 0
ELI LILLY & CO COM COM 532457108   673,856 1,156 SH   SOLE   1,156 0 0
ENERGY TRANSFER L P COM UT LTD PTN COM UT LTD PTN 29273V100   510,600 37,000 SH   SOLE   37,000 0 0
EOG RES INC COM COM 26875P101   2,790,075 23,068 SH   SOLE   23,068 0 0
EXPEDIA GROUP INC COM NEW COM NEW 30212P303   5,457,002 35,951 SH   SOLE   35,951 0 0
EXXON MOBIL CORP COM COM 30231G102   3,162,167 31,628 SH   SOLE   31,628 0 0
FEDEX CORP COM COM 31428X106   7,711,999 30,335 SH   SOLE   30,335 0 0
FIFTH THIRD BANCORP COM COM 316773100   3,898,922 113,045 SH   SOLE   113,045 0 0
GE HEALTHCARE TECHNOLOGIES INC COMMON STOCK COMMON STOCK 36266G107   4,739,639 61,299 SH   SOLE   61,299 0 0
GENERAC HLDGS INC COM COM 368736104   2,460,859 19,041 SH   SOLE   19,041 0 0
GOLDMAN SACHS EQUAL WEIGHT U.S. LARGE CAP EQUITY ETF EQUAL WEIGHT US 381430438   777,198 11,515 SH   SOLE   11,515 0 0
GXO LOGISTICS INCORPORATED COMMON STOCK COMMON STOCK 36262G101   1,622,086 26,522 SH   SOLE   26,522 0 0
HCA HEALTHCARE INC COM COM 40412C101   4,689,531 17,325 SH   SOLE   17,325 0 0
HOME DEPOT INC COM COM 437076102   664,336 1,917 SH   SOLE   1,917 0 0
HONEYWELL INTL INC COM COM 438516106   3,032,197 14,459 SH   SOLE   14,459 0 0
HUMANA INC COM COM 444859102   3,882,229 8,480 SH   SOLE   8,480 0 0
INGERSOLL RAND INC COM COM 45687V106   3,351,452 43,334 SH   SOLE   43,334 0 0
INVESCO S&P 500 EQUAL WEIGHT ETF S&P500 EQL WGT 46137V357   410,280 2,600 SH   SOLE   2,600 0 0
ISHARES 5-10 YEAR INVESTMENT GRADE CORPORATE BOND ETF ISHS 5-10YR INVT 464288638   9,604,244 184,697 SH   SOLE   184,697 0 0
ISHARES CORE S&P 500 ETF CORE S&P500 ETF 464287200   21,564,517 45,149 SH   SOLE   45,149 0 0
ISHARES CORE S&P SMALL CAP ETF CORE S&P SCP ETF 464287804   22,831,128 210,911 SH   SOLE   210,911 0 0
ISHARES NATIONAL MUNI BOND ETF NATIONAL MUN ETF 464288414   17,869,654 164,834 SH   SOLE   164,834 0 0
ISHARES RUSSELL 2000 ETF RUSSELL 2000 ETF 464287655   269,554 1,343 SH   SOLE   1,343 0 0
JANUS HENDERSON MORTGAGE-BACKED SECURITIES ETF HENDERSON MTG 47103U852   4,732,096 103,006 SH   SOLE   103,006 0 0
JOHNSON & JOHNSON COM COM 478160104   4,838,721 30,871 SH   SOLE   30,871 0 0
JPMORGAN CHASE & CO COM COM 46625H100   1,513,210 8,896 SH   SOLE   8,896 0 0
JPMORGAN MUNICIPAL ETF MUNICIPAL ETF 46641Q647   5,703,575 111,624 SH   SOLE   111,624 0 0
JPMORGAN ULTRA-SHORT MUNICIPAL INCOME ETF ULTRA SHT MUNCPL 46641Q654   16,120,887 316,850 SH   SOLE   316,850 0 0
KEYCORP COM COM 493267108   144,000 10,000 SH   SOLE   10,000 0 0
L3HARRIS TECHNOLOGIES INC COM COM 502431109   306,031 1,453 SH   SOLE   1,453 0 0
LABORATORY CORP AMER HLDGS COM NEW COM NEW 50540R409   2,756,573 12,128 SH   SOLE   12,128 0 0
LINDE PLC SHS SHS G54950103   240,676 586 SH   SOLE   586 0 0
LOCKHEED MARTIN CORP COM COM 539830109   3,479,523 7,677 SH   SOLE   7,677 0 0
LOWES COS INC COM COM 548661107   4,463,240 20,055 SH   SOLE   20,055 0 0
LULULEMON ATHLETICA INC COM COM 550021109   2,694,498 5,270 SH   SOLE   5,270 0 0
MEDTRONIC PLC SHS SHS G5960L103   4,622,424 56,111 SH   SOLE   56,111 0 0
MERCK & CO INC COM COM 58933Y105   3,849,313 35,062 SH   SOLE   35,062 0 0
META PLATFORMS INC CL A CL A 30303M102   8,056,484 22,761 SH   SOLE   22,761 0 0
MICROSOFT CORP COM COM 594918104   11,143,193 29,633 SH   SOLE   29,633 0 0
MONDELEZ INTL INC CL A CL A 609207105   311,884 4,306 SH   SOLE   4,306 0 0
MONSTER BEVERAGE CORP NEW COM COM 61174X109   1,884,769 32,716 SH   SOLE   32,716 0 0
MORGAN STANLEY COM NEW COM NEW 617446448   2,472,617 26,516 SH   SOLE   26,516 0 0
NETFLIX INC COM COM 64110L106   4,195,932 8,618 SH   SOLE   8,618 0 0
NEXTERA ENERGY INC COM COM 65339F101   2,700,926 44,467 SH   SOLE   44,467 0 0
NORTHROP GRUMMAN CORP COM COM 666807102   2,741,428 5,856 SH   SOLE   5,856 0 0
NOVO-NORDISK A S ADR ADR 670100205   536,906 5,190 SH   SOLE   5,190 0 0
NVIDIA CORPORATION COM COM 67066G104   8,804,021 17,778 SH   SOLE   17,778 0 0
ON HLDG AG NAMEN AKT A NAMEN AKT A H5919C104   1,731,906 64,216 SH   SOLE   64,216 0 0
ONEMAIN HLDGS INC COM COM 68268W103   4,284,385 87,081 SH   SOLE   87,081 0 0
PALO ALTO NETWORKS INC COM COM 697435105   7,142,288 24,221 SH   SOLE   24,221 0 0
PEPSICO INC COM COM 713448108   3,836,348 22,423 SH   SOLE   22,423 0 0
PNC FINL SVCS GROUP INC COM COM 693475105   227,630 1,470 SH   SOLE   1,470 0 0
PROCTER AND GAMBLE CO COM COM 742718109   2,780,597 18,975 SH   SOLE   18,975 0 0
REGENERON PHARMACEUTICALS COM COM 75886F107   2,197,482 2,502 SH   SOLE   2,502 0 0
SALESFORCE INC COM COM 79466L302   4,220,766 16,040 SH   SOLE   16,040 0 0
SCHWAB FUNDAMENTAL INTERNATIONAL LARGE CO. INDEX ETF SCHWB FDT INT LG 808524755   3,403,769 100,912 SH   SOLE   100,912 0 0
SCHWAB INTERMEDIATE-TERM US TREASURY ETF INT-TRM U.S TRES 808524854   3,908,788 78,616 SH   SOLE   78,616 0 0
SHELL PLC SPON ADS SPON ADS 780259305   3,627,883 55,135 SH   SOLE   55,135 0 0
SHERWIN WILLIAMS CO COM COM 824348106   290,379 931 SH   SOLE   931 0 0
SNOWFLAKE INC CL A CL A 833445109   1,740,852 8,748 SH   SOLE   8,748 0 0
STERIS PLC SHS USD SHS USD G8473T100   219,410 998 SH   SOLE   998 0 0
SYNOVUS FINL CORP COM NEW COM NEW 87161C501   4,780,311 125,699 SH   SOLE   125,699 0 0
TARGET CORP COM COM 87612E106   3,883,366 27,267 SH   SOLE   27,267 0 0
TE CONNECTIVITY LTD SHS SHS H84989104   2,150,353 15,305 SH   SOLE   15,305 0 0
THERMO FISHER SCIENTIFIC INC COM COM 883556102   305,204 575 SH   SOLE   575 0 0
TJX COS INC NEW COM COM 872540109   322,988 3,443 SH   SOLE   3,443 0 0
TRACTOR SUPPLY CO COM COM 892356106   3,759,154 17,482 SH   SOLE   17,482 0 0
TRUIST FINL CORP COM COM 89832Q109   3,764,843 101,973 SH   SOLE   101,973 0 0
UBER TECHNOLOGIES INC COM COM 90353T100   6,146,225 99,825 SH   SOLE   99,825 0 0
ULTA BEAUTY INC COM COM 90384S303   4,983,688 10,171 SH   SOLE   10,171 0 0
UNITEDHEALTH GROUP INC COM COM 91324P102   7,289,504 13,846 SH   SOLE   13,846 0 0
VANECK OIL SERVICES ETF OIL SERVICES ETF 92189H607   3,252,127 10,507 SH   SOLE   10,507 0 0
VANGUARD EXTENDED MARKET ETF EXTEND MKT ETF 922908652   9,840,555 59,850 SH   SOLE   59,850 0 0
VANGUARD SHORT-TERM CORPORATE BOND ETF SHRT TRM CORP BD 92206C409   6,940,863 89,710 SH   SOLE   89,710 0 0
VERTEX PHARMACEUTICALS INC COM COM 92532F100   4,453,004 10,944 SH   SOLE   10,944 0 0
VISA INC COM CL A COM CL A 92826C839   6,087,504 23,382 SH   SOLE   23,382 0 0
WELLS FARGO CO NEW COM COM 949746101   4,094,120 83,180 SH   SOLE   83,180 0 0
WILLIAMS COS INC COM COM 969457100   3,030,001 86,994 SH   SOLE   86,994 0 0