The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109   4,007,518 25,146 SH   SOLE   25,146 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   2,550,283 8,923 SH   SOLE   8,923 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101   1,901,030 4,933 SH   SOLE   4,933 0 0
ADVANCED MICRO DEVICES INC COM 007903107   5,757,499 58,744 SH   SOLE   58,744 0 0
ALPHABET INC CAP STK CL C 02079K107   8,165,976 78,519 SH   SOLE   78,519 0 0
ALPHABET INC CAP STK CL A 02079K305   204,348 1,970 SH   SOLE   1,970 0 0
AMAZON COM INC COM 023135106   3,997,530 38,702 SH   SOLE   38,702 0 0
APPLE INC COM 037833100   18,017,139 109,261 SH   SOLE   109,261 0 0
BANK AMERICA CORP COM 060505104   5,006,573 175,055 SH   SOLE   175,055 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   212,125 687 SH   SOLE   687 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108   316,192 4,562 SH   SOLE   4,562 0 0
BROADCOM INC COM 11135F101   5,526,867 8,615 SH   SOLE   8,615 0 0
CHURCHILL DOWNS INC COM 171484108   758,298 2,950 SH   SOLE   2,950 0 0
CISCO SYS INC COM 17275R102   3,325,946 63,624 SH   SOLE   63,624 0 0
CITIZENS FINL GROUP INC COM 174610105   4,105,295 135,176 SH   SOLE   135,176 0 0
COMMUNITY TR BANCORP INC COM 204149108   1,673,671 44,102 SH   SOLE   44,102 0 0
COSTCO WHSL CORP NEW COM 22160K105   286,694 577 SH   SOLE   577 0 0
CROCS INC COM 227046109   5,626,201 44,497 SH   SOLE   44,497 0 0
CVS HEALTH CORP COM 126650100   2,325,309 31,292 SH   SOLE   31,292 0 0
DECKERS OUTDOOR CORP COM 243537107   5,963,730 13,266 SH   SOLE   13,266 0 0
DIAMONDBACK ENERGY INC COM 25278X109   4,120,117 30,481 SH   SOLE   30,481 0 0
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   5,800,664 130,352 SH   SOLE   130,352 0 0
DISNEY WALT CO COM 254687106   2,687,089 26,836 SH   SOLE   26,836 0 0
DOW INC COM 260557103   2,506,316 45,719 SH   SOLE   45,719 0 0
ELEVANCE HEALTH INC COM 036752103   3,143,721 6,837 SH   SOLE   6,837 0 0
ENERGY TRANSFER L P COM UT LTD PTN 29273V100   379,088 30,400 SH   SOLE   30,400 0 0
EXPEDIA GROUP INC COM NEW 30212P303   3,911,279 40,310 SH   SOLE   40,310 0 0
EXXON MOBIL CORP COM 30231G102   3,253,064 29,665 SH   SOLE   29,665 0 0
FEDEX CORP COM 31428X106   6,864,068 30,041 SH   SOLE   30,041 0 0
FIFTH THIRD BANCORP COM 316773100   3,029,048 113,703 SH   SOLE   113,703 0 0
FORD MTR CO DEL COM 345370860   1,861,121 147,708 SH   SOLE   147,708 0 0
GE HEALTHCARE TECHNOLOGIES I COMMON STOCK 36266G107   3,356,257 40,915 SH   SOLE   40,915 0 0
GENERAC HLDGS INC COM 368736104   1,772,336 16,409 SH   SOLE   16,409 0 0
GLOBAL PMTS INC COM 37940X102   2,636,367 25,051 SH   SOLE   25,051 0 0
GOLDMAN SACHS ETF TR EQUAL WEIGHT US 381430438   581,302 9,661 SH   SOLE   9,661 0 0
GOODYEAR TIRE & RUBR CO COM 382550101   2,451,124 222,425 SH   SOLE   222,425 0 0
GXO LOGISTICS INCORPORATED COMMON STOCK 36262G101   2,251,122 44,612 SH   SOLE   44,612 0 0
HCA HEALTHCARE INC COM 40412C101   4,526,595 17,167 SH   SOLE   17,167 0 0
HOME DEPOT INC COM 437076102   531,806 1,802 SH   SOLE   1,802 0 0
HONEYWELL INTL INC COM 438516106   257,248 1,346 SH   SOLE   1,346 0 0
HUMANA INC COM 444859102   2,228,747 4,591 SH   SOLE   4,591 0 0
INGERSOLL RAND INC COM 45687V106   1,713,692 29,455 SH   SOLE   29,455 0 0
INVESCO EXCHANGE TRADED FD T BUYBACK ACHIEV 46137V308   6,380 75 SH   SOLE   75 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   289,240 2,000 SH   SOLE   2,000 0 0
ISHARES TR SELECT DIVID ETF 464287168   175,770 1,500 SH   SOLE   1,500 0 0
ISHARES TR CORE S&P500 ETF 464287200   8,633,091 21,001 SH   SOLE   21,001 0 0
ISHARES TR S&P 500 VAL ETF 464287408   6,829 45 SH   SOLE   45 0 0
ISHARES TR RUS MID CAP ETF 464287499   160,816 2,300 SH   SOLE   2,300 0 0
ISHARES TR CORE S&P MCP ETF 464287507   109,320 437 SH   SOLE   437 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   239,591 1,343 SH   SOLE   1,343 0 0
ISHARES TR CORE S&P SCP ETF 464287804   17,531,323 181,296 SH   SOLE   181,296 0 0
ISHARES TR NATIONAL MUN ETF 464288414   29,374,988 272,647 SH   SOLE   272,647 0 0
ISHARES TR ISHS 5-10YR INVT 464288638   4,614,072 89,978 SH   SOLE   89,978 0 0
J P MORGAN EXCHANGE TRADED F MUNICIPAL ETF 46641Q647   11,064,933 218,545 SH   SOLE   218,545 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   296,133 5,885 SH   SOLE   5,885 0 0
JOHNSON & JOHNSON COM 478160104   5,532,725 35,695 SH   SOLE   35,695 0 0
JPMORGAN CHASE & CO COM 46625H100   1,045,086 8,020 SH   SOLE   8,020 0 0
KINDER MORGAN INC DEL COM 49456B101   1,699,346 97,050 SH   SOLE   97,050 0 0
KRAFT HEINZ CO COM 500754106   3,289,541 85,067 SH   SOLE   85,067 0 0
L3HARRIS TECHNOLOGIES INC COM 502431109   287,688 1,466 SH   SOLE   1,466 0 0
LABORATORY CORP AMER HLDGS COM NEW 50540R409   3,439,694 14,993 SH   SOLE   14,993 0 0
LILLY ELI & CO COM 532457108   912,124 2,656 SH   SOLE   2,656 0 0
LOCKHEED MARTIN CORP COM 539830109   3,548,784 7,507 SH   SOLE   7,507 0 0
LOWES COS INC COM 548661107   4,005,599 20,031 SH   SOLE   20,031 0 0
LULULEMON ATHLETICA INC COM 550021109   1,787,080 4,907 SH   SOLE   4,907 0 0
MERCK & CO INC COM 58933Y105   3,283,515 30,863 SH   SOLE   30,863 0 0
META PLATFORMS INC CL A 30303M102   4,762,504 22,471 SH   SOLE   22,471 0 0
MICROSOFT CORP COM 594918104   8,352,916 28,973 SH   SOLE   28,973 0 0
MONDELEZ INTL INC CL A 609207105   261,799 3,755 SH   SOLE   3,755 0 0
MORGAN STANLEY COM NEW 617446448   3,470,383 39,526 SH   SOLE   39,526 0 0
NETFLIX INC COM 64110L106   2,254,948 6,527 SH   SOLE   6,527 0 0
NOVO-NORDISK A S ADR 670100205   407,398 2,560 SH   SOLE   2,560 0 0
NVIDIA CORPORATION COM 67066G104   4,961,528 17,862 SH   SOLE   17,862 0 0
ONEMAIN HLDGS INC COM 68268W103   3,532,723 95,273 SH   SOLE   95,273 0 0
PALO ALTO NETWORKS INC COM 697435105   4,626,178 23,161 SH   SOLE   23,161 0 0
PARAMOUNT GLOBAL CLASS B COM 92556H206   2,426,168 108,748 SH   SOLE   108,748 0 0
PAYPAL HLDGS INC COM 70450Y103   2,293,160 30,197 SH   SOLE   30,197 0 0
PEPSICO INC COM 713448108   3,835,592 21,040 SH   SOLE   21,040 0 0
PNC FINL SVCS GROUP INC COM 693475105   207,173 1,630 SH   SOLE   1,630 0 0
PROCTER AND GAMBLE CO COM 742718109   2,755,374 18,531 SH   SOLE   18,531 0 0
QUALCOMM INC COM 747525103   3,362,881 26,359 SH   SOLE   26,359 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101   3,485,916 35,596 SH   SOLE   35,596 0 0
REGENERON PHARMACEUTICALS COM 75886F107   1,843,006 2,243 SH   SOLE   2,243 0 0
RIO TINTO PLC SPONSORED ADR 767204100   1,804,111 26,299 SH   SOLE   26,299 0 0
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755   6,942,253 222,010 SH   SOLE   222,010 0 0
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854   3,271,192 64,866 SH   SOLE   64,866 0 0
SHELL PLC SPON ADS 780259305   2,442,573 42,450 SH   SOLE   42,450 0 0
SIX FLAGS ENTMT CORP NEW COM 83001A102   1,529,842 57,276 SH   SOLE   57,276 0 0
SKYWORKS SOLUTIONS INC COM 83088M102   1,901,366 16,116 SH   SOLE   16,116 0 0
SOUTHERN COPPER CORP COM 84265V105   3,349,358 43,926 SH   SOLE   43,926 0 0
SPDR SER TR S&P OILGAS EXP 78468R556   3,126,465 24,504 SH   SOLE   24,504 0 0
SYNOVUS FINL CORP COM NEW 87161C501   3,732,835 121,078 SH   SOLE   121,078 0 0
TARGET CORP COM 87612E106   4,188,286 25,287 SH   SOLE   25,287 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102   336,600 584 SH   SOLE   584 0 0
TJX COS INC NEW COM 872540109   233,199 2,976 SH   SOLE   2,976 0 0
TRACTOR SUPPLY CO COM 892356106   4,585,630 19,510 SH   SOLE   19,510 0 0
UBER TECHNOLOGIES INC COM 90353T100   3,030,742 95,607 SH   SOLE   95,607 0 0
UNION PAC CORP COM 907818108   1,726,811 8,580 SH   SOLE   8,580 0 0
UNITEDHEALTH GROUP INC COM 91324P102   6,523,160 13,803 SH   SOLE   13,803 0 0
US BANCORP DEL COM NEW 902973304   356,895 9,900 SH   SOLE   9,900 0 0
VANECK ETF TRUST OIL SERVICES ETF 92189H607   4,313,528 15,565 SH   SOLE   15,565 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611   3,651 23 SH   SOLE   23 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   27,420 130 SH   SOLE   130 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637   43,900 235 SH   SOLE   235 0 0
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   7,227,731 51,553 SH   SOLE   51,553 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   113,736 600 SH   SOLE   600 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   13,731,234 180,129 SH   SOLE   180,129 0 0
VERTEX PHARMACEUTICALS INC COM 92532F100   3,764,456 11,948 SH   SOLE   11,948 0 0
VISA INC COM CL A 92826C839   5,161,456 22,893 SH   SOLE   22,893 0 0
WELLS FARGO CO NEW COM 949746101   2,958,627 79,150 SH   SOLE   79,150 0 0
WILLIAMS COS INC COM 969457100   2,639,027 88,380 SH   SOLE   88,380 0 0
WILLIAMS SONOMA INC COM 969904101   2,214,455 18,202 SH   SOLE   18,202 0 0