The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109   4,001,140 24,758 SH   SOLE   24,743 0 15
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   1,465,485 5,492 SH   SOLE   5,489 0 3
ADOBE SYSTEMS INCORPORATED COM 00724F101   1,616,017 4,802 SH   SOLE   4,799 0 3
ADVANCED MICRO DEVICES INC COM 007903107   3,375,165 52,110 SH   SOLE   52,090 0 20
ALBERTSONS COS INC COMMON STOCK 013091103   1,510,079 72,810 SH   SOLE   72,775 0 35
ALPHABET INC CAP STK CL C 02079K107   6,846,229 77,158 SH   SOLE   77,098 0 60
ALPHABET INC CAP STK CL A 02079K305   182,636 2,070 SH   SOLE   2,070 0 0
AMAZON COM INC COM 023135106   4,182,360 49,790 SH   SOLE   49,770 0 20
APPLE INC COM 037833100   13,923,429 107,161 SH   SOLE   107,121 0 40
BANK AMERICA CORP COM 060505104   5,149,729 155,487 SH   SOLE   155,387 0 100
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   219,010 709 SH   SOLE   709 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108   328,236 4,562 SH   SOLE   4,562 0 0
BROADCOM INC COM 11135F101   4,850,453 8,675 SH   SOLE   8,670 0 5
CHURCHILL DOWNS INC COM 171484108   623,719 2,950 SH   SOLE   2,950 0 0
CISCO SYS INC COM 17275R102   2,918,712 61,266 SH   SOLE   61,266 0 0
CITIZENS FINL GROUP INC COM 174610105   5,031,092 127,790 SH   SOLE   127,715 0 75
COMMUNITY TR BANCORP INC COM 204149108   2,029,050 44,177 SH   SOLE   44,177 0 0
COSTCO WHSL CORP NEW COM 22160K105   217,751 477 SH   SOLE   477 0 0
CROCS INC COM 227046109   4,844,436 44,678 SH   SOLE   44,658 0 20
CSX CORP COM 126408103   203,260 6,561 SH   SOLE   6,561 0 0
CVS HEALTH CORP COM 126650100   2,605,592 27,960 SH   SOLE   27,945 0 15
DECKERS OUTDOOR CORP COM 243537107   5,318,807 13,325 SH   SOLE   13,315 0 10
DIAMONDBACK ENERGY INC COM 25278X109   4,127,200 30,174 SH   SOLE   30,159 0 15
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   6,496,557 147,817 SH   SOLE   147,742 0 75
DISNEY WALT CO COM 254687106   1,976,086 22,745 SH   SOLE   22,733 0 12
DOW INC COM 260557103   3,382,026 67,117 SH   SOLE   67,082 0 35
ELEVANCE HEALTH INC COM 036752103   4,896,812 9,546 SH   SOLE   9,541 0 5
ENERGY TRANSFER L P COM UT LTD PTN 29273V100   360,848 30,400 SH   SOLE   30,400 0 0
EXPEDIA GROUP INC COM NEW 30212P303   2,566,680 29,300 SH   SOLE   29,287 0 13
EXXON MOBIL CORP COM 30231G102   4,651,792 42,174 SH   SOLE   42,153 0 21
FEDEX CORP COM 31428X106   5,165,690 29,825 SH   SOLE   29,810 0 15
FORD MTR CO DEL COM 345370860   1,724,938 148,318 SH   SOLE   148,218 0 100
GENERAC HLDGS INC COM 368736104   1,589,522 15,791 SH   SOLE   15,780 0 11
GLOBAL PMTS INC COM 37940X102   2,479,127 24,961 SH   SOLE   24,949 0 12
GOLDMAN SACHS ETF TR ACTIVEBETA INT 381430107   3,569 124 SH   SOLE   124 0 0
GOLDMAN SACHS ETF TR ACTIVEBETA EME 381430206   1,331 47 SH   SOLE   47 0 0
GOLDMAN SACHS ETF TR EQUAL WEIGHT US 381430438   830,396 14,332 SH   SOLE   14,332 0 0
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503   6,395 84 SH   SOLE   84 0 0
GOLDMAN SACHS ETF TR ACTIVEBETA US 381430602   2,403 44 SH   SOLE   44 0 0
GOLDMAN SACHS GROUP INC COM 38141G104   2,192,481 6,385 SH   SOLE   6,381 0 4
GOODYEAR TIRE & RUBR CO COM 382550101   2,261,826 222,840 SH   SOLE   222,770 0 70
GXO LOGISTICS INCORPORATED COMMON STOCK 36262G101   1,897,442 44,447 SH   SOLE   44,427 0 20
HCA HEALTHCARE INC COM 40412C101   4,120,353 17,171 SH   SOLE   17,161 0 10
HOME DEPOT INC COM 437076102   486,740 1,541 SH   SOLE   1,541 0 0
HONEYWELL INTL INC COM 438516106   270,661 1,263 SH   SOLE   1,263 0 0
HUNTINGTON BANCSHARES INC COM 446150104   3,340,713 236,930 SH   SOLE   236,805 0 125
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   282,500 2,000 SH   SOLE   2,000 0 0
ISHARES TR SELECT DIVID ETF 464287168   180,900 1,500 SH   SOLE   1,500 0 0
ISHARES TR CORE S&P500 ETF 464287200   8,222,094 21,400 SH   SOLE   21,392 0 8
ISHARES TR S&P 500 VAL ETF 464287408   6,528 45 SH   SOLE   45 0 0
ISHARES TR RUS MID CAP ETF 464287499   87,685 1,300 SH   SOLE   1,300 0 0
ISHARES TR CORE S&P MCP ETF 464287507   91,193 377 SH   SOLE   377 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   234,165 1,343 SH   SOLE   1,343 0 0
ISHARES TR CORE S&P SCP ETF 464287804   12,697,470 134,166 SH   SOLE   134,096 0 70
ISHARES TR NATIONAL MUN ETF 464288414   22,458,455 212,836 SH   SOLE   212,491 0 345
ISHARES TR ISHS 5-10YR INVT 464288638   12,783,631 258,203 SH   SOLE   258,028 0 175
ISHARES TR 0-5YR HI YL CP 46434V407   3,006,233 73,520 SH   SOLE   73,441 0 79
ISHARES TR CORE DIV GRWTH 46434V621   25,000 500 SH   SOLE   500 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   3,353,346 66,893 SH   SOLE   66,893 0 0
JOHNSON & JOHNSON COM 478160104   6,109,087 34,583 SH   SOLE   34,567 0 16
JPMORGAN CHASE & CO COM 46625H100   1,087,015 8,106 SH   SOLE   8,096 0 10
KEYCORP COM 493267108   3,291,492 188,949 SH   SOLE   188,844 0 105
KINDER MORGAN INC DEL COM 49456B101   1,671,514 92,451 SH   SOLE   92,406 0 45
KRAFT HEINZ CO COM 500754106   4,054,512 99,595 SH   SOLE   99,545 0 50
L3HARRIS TECHNOLOGIES INC COM 502431109   315,646 1,516 SH   SOLE   1,516 0 0
LABORATORY CORP AMER HLDGS COM NEW 50540R409   3,358,180 14,261 SH   SOLE   14,251 0 10
LILLY ELI & CO COM 532457108   966,183 2,641 SH   SOLE   2,641 0 0
LOCKHEED MARTIN CORP COM 539830109   3,591,269 7,382 SH   SOLE   7,377 0 5
LOWES COS INC COM 548661107   3,419,158 17,161 SH   SOLE   17,151 0 10
LULULEMON ATHLETICA INC COM 550021109   1,530,455 4,777 SH   SOLE   4,775 0 2
MERCK & CO INC COM 58933Y105   5,006,397 45,123 SH   SOLE   45,103 0 20
META PLATFORMS INC CL A 30303M102   3,416,573 28,391 SH   SOLE   28,378 0 13
MICROSOFT CORP COM 594918104   7,116,898 29,676 SH   SOLE   29,646 0 30
MONDELEZ INTL INC CL A 609207105   250,271 3,755 SH   SOLE   3,755 0 0
MORGAN STANLEY COM NEW 617446448   3,234,416 38,043 SH   SOLE   38,023 0 20
NETFLIX INC COM 64110L106   2,197,151 7,451 SH   SOLE   7,448 0 3
NOVO-NORDISK A S ADR 670100205   278,800 2,060 SH   SOLE   2,060 0 0
NVIDIA CORPORATION COM 67066G104   3,854,004 26,372 SH   SOLE   26,357 0 15
ONEMAIN HLDGS INC COM 68268W103   2,921,620 87,710 SH   SOLE   87,670 0 40
PALO ALTO NETWORKS INC COM 697435105   3,215,281 23,042 SH   SOLE   23,027 0 15
PARAMOUNT GLOBAL CLASS B COM 92556H206   1,888,281 111,865 SH   SOLE   111,805 0 60
PAYPAL HLDGS INC COM 70450Y103   1,445,980 20,303 SH   SOLE   20,288 0 15
PEPSICO INC COM 713448108   3,658,726 20,252 SH   SOLE   20,237 0 15
PNC FINL SVCS GROUP INC COM 693475105   257,442 1,630 SH   SOLE   1,630 0 0
PROCTER AND GAMBLE CO COM 742718109   2,792,341 18,424 SH   SOLE   18,412 0 12
QUALCOMM INC COM 747525103   2,834,583 25,783 SH   SOLE   25,771 0 12
RAYTHEON TECHNOLOGIES CORP COM 75513E101   3,571,962 35,394 SH   SOLE   35,379 0 15
REGENERON PHARMACEUTICALS COM 75886F107   1,556,254 2,157 SH   SOLE   2,155 0 2
RH COM 74967X103   1,615,164 6,045 SH   SOLE   6,042 0 3
RIO TINTO PLC SPONSORED ADR 767204100   2,771,531 38,926 SH   SOLE   38,926 0 0
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755   352,183 12,115 SH   SOLE   12,115 0 0
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854   1,800,095 36,565 SH   SOLE   36,565 0 0
SIX FLAGS ENTMT CORP NEW COM 83001A102   1,784,089 76,735 SH   SOLE   76,695 0 40
SKYWORKS SOLUTIONS INC COM 83088M102   2,377,582 26,090 SH   SOLE   26,075 0 15
SOUTHERN COPPER CORP COM 84265V105   3,937,670 65,204 SH   SOLE   65,174 0 30
SPDR SER TR S&P OILGAS EXP 78468R556   4,060,230 29,881 SH   SOLE   29,866 0 15
SYNOVUS FINL CORP COM NEW 87161C501   4,015,409 106,935 SH   SOLE   106,885 0 50
TARGET CORP COM 87612E106   3,401,689 22,824 SH   SOLE   22,812 0 12
THERMO FISHER SCIENTIFIC INC COM 883556102   285,808 519 SH   SOLE   519 0 0
TJX COS INC NEW COM 872540109   236,890 2,976 SH   SOLE   2,976 0 0
TRACTOR SUPPLY CO COM 892356106   4,336,522 19,276 SH   SOLE   19,266 0 10
UNION PAC CORP COM 907818108   1,770,863 8,552 SH   SOLE   8,545 0 7
UNITEDHEALTH GROUP INC COM 91324P102   7,310,122 13,788 SH   SOLE   13,778 0 10
US BANCORP DEL COM NEW 902973304   431,739 9,900 SH   SOLE   9,900 0 0
VANECK ETF TRUST OIL SERVICES ETF 92189H607   4,678,721 15,388 SH   SOLE   15,380 0 8
VANGUARD INDEX FDS SM CP VAL ETF 922908611   3,652 23 SH   SOLE   23 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   25,476 125 SH   SOLE   125 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637   774,145 4,444 SH   SOLE   4,444 0 0
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   6,417,802 48,305 SH   SOLE   48,280 0 25
VANGUARD INDEX FDS SMALL CP ETF 922908751   110,124 600 SH   SOLE   600 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   8,891,443 118,253 SH   SOLE   118,253 0 0
VERTEX PHARMACEUTICALS INC COM 92532F100   3,461,028 11,985 SH   SOLE   11,980 0 5
VISA INC COM CL A 92826C839   4,737,759 22,804 SH   SOLE   22,789 0 15
WELLS FARGO CO NEW COM 949746101   4,350,273 105,359 SH   SOLE   105,299 0 60
WILLIAMS COS INC COM 969457100   2,890,693 87,863 SH   SOLE   87,813 0 50
WILLIAMS SONOMA INC COM 969904101   1,984,324 17,267 SH   SOLE   17,257 0 10