The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AFLAC INC COM 001055102 7,133 122,164 SH   SOLE   110,591 0 11,573
ABBOTT LABS COM 002824100 7,036 49,993 SH   SOLE   45,147 0 4,846
AIR PRODS & CHEMS INC COM 009158106 6,615 21,741 SH   SOLE   19,564 0 2,177
AMAZON COM INC COM 023135106 900 270 SH   SOLE   269 0 1
AMERICAN TOWER CORP NEW COM 03027X100 6,688 22,866 SH   SOLE   20,604 0 2,262
AMERICAN WTR WKS CO INC NEW COM 030420103 7,287 38,583 SH   SOLE   34,727 0 3,856
AMERISOURCEBERGEN CORP COM 03073E105 7,229 54,399 SH   SOLE   49,212 0 5,187
AMGEN INC COM 031162100 6,229 27,688 SH   SOLE   25,009 0 2,679
ANALOG DEVICES INC COM 032654105 6,897 39,240 SH   SOLE   35,316 0 3,924
APPLE INC COM 037833100 13,632 76,771 SH   SOLE   70,568 0 6,203
ATMOS ENERGY CORP COM 049560105 5,924 56,541 SH   SOLE   51,529 0 5,012
AUTOMATIC DATA PROCESSING IN COM 053015103 7,966 32,304 SH   SOLE   29,105 0 3,199
BECTON DICKINSON & CO COM 075887109 5,463 21,725 SH   SOLE   19,750 0 1,975
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 339 1,135 SH   SOLE   1,135 0 0
BLACKROCK INC COM 09247X101 7,845 8,569 SH   SOLE   7,744 0 825
BROADRIDGE FINL SOLUTIONS IN COM 11133T103 6,836 37,390 SH   SOLE   33,521 0 3,869
BROWN & BROWN INC COM 115236101 8,172 116,276 SH   SOLE   104,264 0 12,012
BROWN FORMAN CORP CL B 115637209 5,557 76,274 SH   SOLE   68,468 0 7,806
CMS ENERGY CORP COM 125896100 5,721 87,955 SH   SOLE   79,850 0 8,105
CHURCH & DWIGHT CO INC COM 171340102 5,823 56,807 SH   SOLE   51,573 0 5,234
CISCO SYS INC COM 17275R102 8,120 128,132 SH   SOLE   116,170 0 11,962
CLOROX CO DEL COM 189054109 5,506 31,580 SH   SOLE   28,548 0 3,032
COLGATE PALMOLIVE CO COM 194162103 5,930 69,488 SH   SOLE   63,166 0 6,322
COMCAST CORP NEW CL A 20030N101 6,103 121,265 SH   SOLE   109,708 0 11,557
COMMERCE BANCSHARES INC COM 200525103 5,381 78,274 SH   SOLE   70,218 0 8,056
COSTCO WHSL CORP NEW COM 22160K105 8,866 15,618 SH   SOLE   14,079 0 1,539
CROWN CASTLE INTL CORP NEW COM 22822V101 6,464 30,968 SH   SOLE   28,088 0 2,880
DECKERS OUTDOOR CORP COM 243537107 2,122 5,794 SH   SOLE   5,794 0 0
ECOLAB INC COM 278865100 5,705 24,321 SH   SOLE   21,833 0 2,488
EMERSON ELEC CO COM 291011104 6,510 70,027 SH   SOLE   63,232 0 6,795
ENERPLUS CORP COM 292766102 206 19,500 SH   SOLE   19,500 0 0
EVERSOURCE ENERGY COM 30040W108 5,589 61,427 SH   SOLE   55,455 0 5,972
FACTSET RESH SYS INC COM 303075105 7,661 15,764 SH   SOLE   14,178 0 1,586
FIRST TR LRGE CP CORE ALPHA COM SHS 33734K109 294 3,186 SH   SOLE   2,820 0 366
GENERAL DYNAMICS CORP COM 369550108 7,041 33,776 SH   SOLE   30,771 0 3,005
GRAINGER W W INC COM 384802104 7,715 14,887 SH   SOLE   13,386 0 1,501
HENRY JACK & ASSOC INC COM 426281101 5,450 32,639 SH   SOLE   29,395 0 3,244
HOME DEPOT INC COM 437076102 8,014 19,311 SH   SOLE   17,657 0 1,654
HONEYWELL INTL INC COM 438516106 6,187 29,672 SH   SOLE   26,703 0 2,969
ILLINOIS TOOL WKS INC COM 452308109 6,687 27,094 SH   SOLE   24,424 0 2,670
INTERCONTINENTAL EXCHANGE IN COM 45866F104 6,289 45,984 SH   SOLE   41,719 0 4,265
INTERNATIONAL BUSINESS MACHS COM 459200101 5,213 38,999 SH   SOLE   35,329 0 3,670
INVESCO QQQ TR UNIT SER 1 46090E103 229 576 SH   SOLE   576 0 0
INVESCO EXCH TRADED FD TR II CALIF AMT MUN 46138E206 289 10,370 SH   SOLE   10,370 0 0
ISHARES TR CORE S&P TTL STK 464287150 223 2,088 SH   SOLE   2,088 0 0
ISHARES TR TIPS BD ETF 464287176 2,868 22,199 SH   SOLE   17,924 0 4,275
ISHARES TR CORE US AGGBD ET 464287226 358 3,138 SH   SOLE   2,720 0 418
ISHARES TR S&P 500 GRWT ETF 464287309 1,312 15,679 SH   SOLE   14,383 0 1,296
ISHARES TR 1 3 YR TREAS BD 464287457 2,203 25,754 SH   SOLE   24,505 0 1,249
ISHARES TR CORE S&P MCP ETF 464287507 370 1,306 SH   SOLE   1,081 0 225
ISHARES TR S&P MC 400VL ETF 464287705 230 2,081 SH   SOLE   1,675 0 406
ISHARES TR CALIF MUN BD ETF 464288356 398 6,385 SH   SOLE   6,385 0 0
ISHARES TR ISHS 1-5YR INVS 464288646 743 13,792 SH   SOLE   11,690 0 2,102
ISHARES TR SHORT TREAS BD 464288679 852 7,719 SH   SOLE   7,646 0 73
ISHARES TR MSCI USA MIN VOL 46429B697 215 2,652 SH   SOLE   2,098 0 554
ISHARES TR 0-5 YR TIPS ETF 46429B747 226 2,131 SH   SOLE   0 0 2,131
ISHARES TR MSCI USA QLT FCT 46432F339 3,609 24,791 SH   SOLE   22,104 0 2,687
ISHARES TR MSCI USA VALUE 46432F388 3,042 27,784 SH   SOLE   24,640 0 3,144
ISHARES TR CORE 1 5 YR USD 46432F859 256 5,084 SH   SOLE   0 0 5,084
ISHARES TR CORE DIV GRWTH 46434V621 517 9,309 SH   SOLE   7,393 0 1,916
ISHARES TR IBONDS DEC23 ETF 46434VAX8 470 18,317 SH   SOLE   383 0 17,934
ISHARES TR IBONDS DEC22 ETF 46434VBA7 249 9,915 SH   SOLE   393 0 9,522
ISHARES TR IBONDS DEC24 ETF 46434VBG4 388 14,962 SH   SOLE   0 0 14,962
ISHARES TR FOCUSD VAL FAC 46435U333 226 3,899 SH   SOLE   2,941 0 958
JANUS DETROIT STR TR HENDRSN SHRT ETF 47103U886 1,768 35,683 SH   SOLE   34,812 0 871
JOHNSON & JOHNSON COM 478160104 6,081 35,548 SH   SOLE   32,181 0 3,367
L3HARRIS TECHNOLOGIES INC COM 502431109 6,382 29,929 SH   SOLE   27,164 0 2,765
LOCKHEED MARTIN CORP COM 539830109 6,012 16,917 SH   SOLE   15,480 0 1,437
LOWES COS INC COM 548661107 11,528 44,601 SH   SOLE   40,424 0 4,177
MCCORMICK & CO INC COM NON VTG 579780206 5,858 60,633 SH   SOLE   54,980 0 5,653
MCDONALDS CORP COM 580135101 6,499 24,245 SH   SOLE   22,063 0 2,182
MERCK & CO INC COM 58933Y105 206 2,683 SH   SOLE   2,583 0 100
MICROSOFT CORP COM 594918104 12,093 35,957 SH   SOLE   32,606 0 3,351
MONDELEZ INTL INC CL A 609207105 6,224 93,865 SH   SOLE   85,354 0 8,511
NEW JERSEY RES CORP COM 646025106 5,888 143,402 SH   SOLE   130,023 0 13,379
NEXTERA ENERGY INC COM 65339F101 7,179 76,893 SH   SOLE   68,886 0 8,007
NIKE INC CL B 654106103 7,609 45,656 SH   SOLE   41,257 0 4,399
PPG INDS INC COM 693506107 7,483 43,394 SH   SOLE   39,272 0 4,122
PAYCHEX INC COM 704326107 7,342 53,786 SH   SOLE   48,612 0 5,174
PEPSICO INC COM 713448108 6,401 36,851 SH   SOLE   33,489 0 3,362
PFIZER INC COM 717081103 255 4,310 SH   SOLE   4,310 0 0
PHILLIPS 66 COM 718546104 6,988 96,433 SH   SOLE   87,570 0 8,863
PRICE T ROWE GROUP INC COM 74144T108 7,261 36,923 SH   SOLE   33,129 0 3,794
PROCTER AND GAMBLE CO COM 742718109 6,995 42,762 SH   SOLE   38,830 0 3,932
RAYTHEON TECHNOLOGIES CORP COM 75513E101 7,081 82,283 SH   SOLE   74,768 0 7,515
REALTY INCOME CORP COM 756109104 5,956 83,191 SH   SOLE   75,612 0 7,579
S&P GLOBAL INC COM 78409V104 7,371 15,619 SH   SOLE   14,181 0 1,438
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,454 3,062 SH   SOLE   3,062 0 0
SHERWIN WILLIAMS CO COM 824348106 7,434 21,111 SH   SOLE   19,200 0 1,911
SMUCKER J M CO COM NEW 832696405 5,788 42,614 SH   SOLE   38,708 0 3,906
STARBUCKS CORP COM 855244109 7,884 67,398 SH   SOLE   60,589 0 6,809
STRYKER CORPORATION COM 863667101 6,068 22,692 SH   SOLE   20,390 0 2,302
TABULA RASA HEALTHCARE INC COM 873379101 351 23,403 SH   SOLE   23,403 0 0
TARGET CORP COM 87612E106 4,422 19,105 SH   SOLE   17,393 0 1,712
TEXAS INSTRS INC COM 882508104 6,999 37,134 SH   SOLE   33,549 0 3,585
3M CO COM 88579Y101 5,274 29,692 SH   SOLE   26,960 0 2,732
UNION PAC CORP COM 907818108 6,715 26,654 SH   SOLE   24,310 0 2,344
UNITED PARCEL SERVICE INC CL B 911312106 8,195 38,233 SH   SOLE   34,648 0 3,585
UNITEDHEALTH GROUP INC COM 91324P102 8,377 16,683 SH   SOLE   15,020 0 1,663
V F CORP COM 918204108 5,761 78,678 SH   SOLE   71,503 0 7,175
VAIL RESORTS INC COM 91879Q109 388 1,183 SH   SOLE   1,183 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 339 1,975 SH   SOLE   1,975 0 0
VANGUARD BD INDEX FDS INTERMED TERM 921937819 4,540 51,811 SH   SOLE   43,627 0 8,184
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 2,228 27,568 SH   SOLE   19,223 0 8,345
VANGUARD INDEX FDS MID CAP ETF 922908629 272 1,068 SH   SOLE   1,068 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,013 4,195 SH   SOLE   4,188 0 7
VERIZON COMMUNICATIONS INC COM 92343V104 5,442 104,729 SH   SOLE   95,293 0 9,436
WEC ENERGY GROUP INC COM 92939U106 5,615 57,847 SH   SOLE   52,127 0 5,720
WALMART INC COM 931142103 7,220 49,902 SH   SOLE   45,300 0 4,602
XCEL ENERGY INC COM 98389B100 5,353 79,067 SH   SOLE   71,779 0 7,288
XYLEM INC COM 98419M100 6,433 53,641 SH   SOLE   48,667 0 4,974
AON PLC SHS CL A G0403H108 352 1,170 SH   SOLE   1,170 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 8,700 20,986 SH   SOLE   18,877 0 2,109
LINDE PLC SHS G5494J103 7,600 21,939 SH   SOLE   19,648 0 2,291
MEDTRONIC PLC SHS G5960L103 5,544 53,594 SH   SOLE   48,496 0 5,098
CHUBB LIMITED COM H1467J104 7,171 37,098 SH   SOLE   33,561 0 3,537
FEDERAL RLTY INVT TR SH BEN INT NEW 313747206 6,704 49,178 SH   SOLE   43,918 0 5,260