The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AFLAC INC COM 001055102 3,682 102,198 SH   SOLE   635 0 101,563
ABBOTT LABS COM 002824100 4,105 44,901 SH   SOLE   268 0 44,633
AIR PRODS & CHEMS INC COM 009158106 4,338 17,964 SH   SOLE   98 0 17,866
AMAZON COM INC COM 023135106 516 187 SH   SOLE   0 0 187
AMERICAN TOWER CORP NEW COM 03027X100 4,833 18,695 SH   SOLE   99 0 18,596
AMERICAN WTR WKS CO INC NEW COM 030420103 4,450 34,584 SH   SOLE   188 0 34,396
AMERISOURCEBERGEN CORP COM 03073E105 4,525 44,908 SH   SOLE   257 0 44,651
AMGEN INC COM 031162100 5,000 21,200 SH   SOLE   123 0 21,077
ANALOG DEVICES INC COM 032654105 4,412 35,977 SH   SOLE   207 0 35,770
APPLE INC COM 037833100 8,560 23,464 SH   SOLE   107 0 23,357
ATMOS ENERGY CORP COM 049560105 2,918 29,305 SH   SOLE   192 0 29,113
AUTOMATIC DATA PROCESSING IN COM 053015103 3,770 25,321 SH   SOLE   154 0 25,167
BECTON DICKINSON & CO COM 075887109 3,628 15,164 SH   SOLE   92 0 15,072
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 201 1,126 SH   SOLE   0 0 1,126
BLACKROCK INC COM 09247X101 4,713 8,662 SH   SOLE   45 0 8,617
BROADRIDGE FINL SOLUTIONS IN COM 11133T103 4,408 34,932 SH   SOLE   211 0 34,721
BROWN & BROWN INC COM 115236101 4,432 108,723 SH   SOLE   634 0 108,089
BROWN FORMAN CORP CL B 115637209 4,027 63,263 SH   SOLE   382 0 62,881
CMS ENERGY CORP COM 125896100 3,694 63,235 SH   SOLE   381 0 62,854
CHURCH & DWIGHT INC COM 171340102 2,997 38,770 SH   SOLE   285 0 38,485
CISCO SYS INC COM 17275R102 4,493 96,327 SH   SOLE   531 0 95,796
CLOROX CO DEL COM 189054109 4,581 20,882 SH   SOLE   132 0 20,750
COLGATE PALMOLIVE CO COM 194162103 3,594 49,057 SH   SOLE   313 0 48,744
COMCAST CORP NEW CL A 20030N101 4,289 110,039 SH   SOLE   600 0 109,439
COMMERCE BANCSHARES INC COM 200525103 3,570 60,027 SH   SOLE   369 0 59,658
COSTCO WHSL CORP NEW COM 22160K105 4,413 14,556 SH   SOLE   79 0 14,477
CROWN CASTLE INTL CORP NEW COM 22822V101 4,359 26,046 SH   SOLE   158 0 25,888
EATON VANCE CORP COM NON VTG 278265103 4,120 106,728 SH   SOLE   614 0 106,114
ECOLAB INC COM 278865100 4,086 20,536 SH   SOLE   112 0 20,424
EMERSON ELEC CO COM 291011104 4,223 68,082 SH   SOLE   415 0 67,667
ENERPLUS CORP COM 292766102 33 11,500 SH   SOLE   0 0 11,500
EVERSOURCE ENERGY COM 30040W108 3,747 44,997 SH   SOLE   280 0 44,717
EXXON MOBIL CORP COM 30231G102 4,621 103,327 SH   SOLE   596 0 102,731
FACTSET RESH SYS INC COM 303075105 4,678 14,243 SH   SOLE   77 0 14,166
FEDERAL REALTY INVT TR SH BEN INT NEW 313747206 3,195 37,497 SH   SOLE   256 0 37,241
FIRST TR LRGE CP CORE ALPHA COM SHS 33734K109 226 3,803 SH   SOLE   0 0 3,803
GENERAL DYNAMICS CORP COM 369550108 4,344 29,065 SH   SOLE   180 0 28,885
GRAINGER W W INC COM 384802104 4,422 14,076 SH   SOLE   78 0 13,998
HENRY JACK & ASSOC INC COM 426281101 4,546 24,704 SH   SOLE   148 0 24,556
HOME DEPOT INC COM 437076102 3,871 15,454 SH   SOLE   92 0 15,362
HONEYWELL INTL INC COM 438516106 3,864 26,722 SH   SOLE   158 0 26,564
ILLINOIS TOOL WKS INC COM 452308109 4,361 24,941 SH   SOLE   137 0 24,804
INTERCONTINENTAL EXCHANGE IN COM 45866F104 3,075 33,569 SH   SOLE   229 0 33,340
INTERNATIONAL BUSINESS MACHS COM 459200101 3,492 28,915 SH   SOLE   195 0 28,720
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 446 8,987 SH   SOLE   0 0 8,987
ISHARES TR S&P MC 400VL ETF 464287705 396 2,981 SH   SOLE   0 0 2,981
ISHARES TR CALIF MUN BD ETF 464288356 291 4,688 SH   SOLE   0 0 4,688
ISHARES TR SH TR CRPORT ETF 464288646 488 8,923 SH   SOLE   0 0 8,923
ISHARES TR MSCI MIN VOL ETF 46429B697 531 8,761 SH   SOLE   24 0 8,737
ISHARES TR USA QUALITY FCTR 46432F339 1,838 19,160 SH   SOLE   30 0 19,130
ISHARES TR EDGE MSCI USA VL 46432F388 1,446 20,009 SH   SOLE   40 0 19,969
ISHARES TR CORE 1 5 YR USD 46432F859 262 5,084 SH   SOLE   0 0 5,084
ISHARES TR CORE DIV GRWTH 46434V621 928 24,692 SH   SOLE   0 0 24,692
ISHARES TR IBONDS DEC23 ETF 46434VAX8 460 17,536 SH   SOLE   0 0 17,536
ISHARES TR IBONDS DEC22 ETF 46434VBA7 229 8,936 SH   SOLE   0 0 8,936
ISHARES TR IBONDS DEC24 ETF 46434VBG4 394 14,962 SH   SOLE   0 0 14,962
ISHARES TR FOCUSD VAL FAC 46435U333 323 9,696 SH   SOLE   0 0 9,696
JOHNSON & JOHNSON COM 478160104 3,933 27,966 SH   SOLE   160 0 27,806
L3HARRIS TECHNOLOGIES INC COM 502431109 3,465 20,422 SH   SOLE   121 0 20,301
LOCKHEED MARTIN CORP COM 539830109 2,824 7,739 SH   SOLE   55 0 7,684
LOWES COS INC COM 548661107 7,713 57,082 SH   SOLE   292 0 56,790
MCCORMICK & CO INC COM NON VTG 579780206 4,190 23,353 SH   SOLE   134 0 23,219
MCDONALDS CORP COM 580135101 3,752 20,342 SH   SOLE   118 0 20,224
MERCK & CO. INC COM 58933Y105 210 2,722 SH   SOLE   0 0 2,722
MICROSOFT CORP COM 594918104 8,423 41,387 SH   SOLE   209 0 41,178
MONDELEZ INTL INC CL A 609207105 4,008 78,393 SH   SOLE   474 0 77,919
NEW JERSEY RES COM 646025106 3,198 97,940 SH   SOLE   643 0 97,297
NEXTERA ENERGY INC COM 65339F101 4,107 17,101 SH   SOLE   98 0 17,003
NIKE INC CL B 654106103 4,344 44,301 SH   SOLE   246 0 44,055
PPG INDS INC COM 693506107 4,259 40,155 SH   SOLE   239 0 39,916
PAYCHEX INC COM 704326107 3,771 49,777 SH   SOLE   330 0 49,447
PEPSICO INC COM 713448108 3,757 28,404 SH   SOLE   167 0 28,237
PHILLIPS 66 COM 718546104 5,650 78,584 SH   SOLE   437 0 78,147
PRICE T ROWE GROUP INC COM 74144T108 4,730 38,303 SH   SOLE   200 0 38,103
PROCTER AND GAMBLE CO COM 742718109 4,029 33,694 SH   SOLE   195 0 33,499
RAYTHEON TECHNOLOGIES CORP COM 75513E101 4,446 72,149 SH   SOLE   703 0 71,446
REALTY INCOME CORP COM 756109104 3,534 59,389 SH   SOLE   388 0 59,001
S&P GLOBAL INC COM 78409V104 4,752 14,423 SH   SOLE   87 0 14,336
SHERWIN WILLIAMS CO COM 824348106 3,101 5,366 SH   SOLE   37 0 5,329
SMUCKER J M CO COM NEW 832696405 3,367 31,822 SH   SOLE   196 0 31,626
STARBUCKS CORP COM 855244109 4,987 67,767 SH   SOLE   348 0 67,419
STRYKER CORPORATION COM 863667101 3,686 20,458 SH   SOLE   121 0 20,337
TABULA RASA HEALTHCARE INC COM 873379101 424 7,743 SH   SOLE   0 0 7,743
TEXAS INSTRS INC COM 882508104 4,989 39,293 SH   SOLE   224 0 39,069
3M CO COM 88579Y101 3,880 24,875 SH   SOLE   279 0 24,596
UNION PAC CORP COM 907818108 3,262 19,295 SH   SOLE   130 0 19,165
UNITED PARCEL SERVICE INC CL B 911312106 4,366 39,273 SH   SOLE   225 0 39,048
UNITEDHEALTH GROUP INC COM 91324P102 4,700 15,934 SH   SOLE   91 0 15,843
V F CORP COM 918204108 4,136 67,868 SH   SOLE   435 0 67,433
VAIL RESORTS INC COM 91879Q109 430 2,361 SH   SOLE   0 0 2,361
VERIZON COMMUNICATIONS INC COM 92343V104 3,847 69,774 SH   SOLE   739 0 69,035
WEC ENERGY GROUP INC COM 92939U106 3,672 41,896 SH   SOLE   258 0 41,638
WALMART INC COM 931142103 4,574 38,185 SH   SOLE   221 0 37,964
XCEL ENERGY INC COM 98389B100 3,522 56,360 SH   SOLE   368 0 55,992
XYLEM INC COM 98419M100 3,339 51,403 SH   SOLE   311 0 51,092
AON PLC SHS CL A G0403H108 263 1,363 SH   SOLE   0 0 1,363
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 4,474 20,836 SH   SOLE   113 0 20,723
LINDE PLC SHS G5494J103 4,382 20,660 SH   SOLE   111 0 20,549
MEDTRONIC PLC SHS G5960L103 4,225 46,079 SH   SOLE   251 0 45,828
CHUBB LIMITED COM H1467J104 4,391 34,679 SH   SOLE   208 0 34,471