The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 397 2,000 SH   SOLE   0 0 2,000
ALLIANCEBERNSTEIN NATL MUN I COM 01864U106 10,745 705,966 SH   SOLE   0 0 705,966
ALPHABET INC CAP STK CL C 02079K107 501 200 SH Call SOLE   0 0 0
ALPHABET INC CAP STK CL A 02079K305 244 100 SH   SOLE   0 0 100
AMAZON COM INC COM 023135106 1,032 300 SH Call SOLE   0 0 0
AMAZON COM INC COM 023135106 1,414 411 SH   SOLE   0 0 411
APPLE INC COM 037833100 6,135 44,795 SH   SOLE   0 0 44,795
APPLIED MATLS INC COM 038222105 712 5,000 SH   SOLE   0 0 5,000
ARES CAPITAL CORP COM 04010L103 401 20,483 SH   SOLE   0 0 20,483
BNY MELLON MUN BD INFRASTRUC COM SHS 09662W109 539 36,712 SH   SOLE   0 0 36,712
BNY MELLON MUN INCOME INC COM 05589T104 4,057 435,763 SH   SOLE   0 0 435,763
CARDINAL HEALTH INC COM 14149Y108 422 7,390 SH   SOLE   0 0 7,390
CHICOS FAS INC COM 168615102 1,214 184,426 SH   SOLE   0 0 184,426
DELL TECHNOLOGIES INC CL C 24703L202 331 3,323 SH   SOLE   0 0 3,323
FACEBOOK INC CL A 30303M102 332 956 SH   SOLE   0 0 956
FIDUCIARY CLAYMORE ENGRY INF COM 31647Q205 1,597 126,568 SH   SOLE   0 0 126,568
FLAHERTY & CRUMRINE PFD INCO COM 338480106 1,457 87,250 SH   SOLE   0 0 87,250
HERSHEY CO COM 427866108 697 4,000 SH   SOLE   0 0 4,000
INVESCO QQQ TR UNIT SER 1 46090E103 15,851 44,722 SH   SOLE   0 0 44,722
INVESCO VALUE MUN INCOME TR COM 46132P108 743 45,035 SH   SOLE   0 0 45,035
ISHARES SILVER TR ISHARES 46428Q109 254 10,504 SH   SOLE   0 0 10,504
ISHARES TR GL CLEAN ENE ETF 464288224 213 9,090 SH   SOLE   0 0 9,090
ISHARES TR MRGSTR SM CP GR 464288604 679 13,098 SH   SOLE   0 0 13,098
ISHARES TR SP SMCP600VL ETF 464287879 472 4,481 SH   SOLE   0 0 4,481
ISHARES TR MORNINGSTAR GRWT 464287119 788 12,161 SH   SOLE   0 0 12,161
ISHARES TR ISHARES BIOTECH 464287556 1,312 8,014 SH   SOLE   0 0 8,014
ISHARES TR MORNINGSTAR VALU 464288109 410 6,345 SH   SOLE   0 0 6,345
ISHARES TR BARCLAYS 7 10 YR 464287440 4,218 36,519 SH   SOLE   0 0 36,519
JOHNSON & JOHNSON COM 478160104 743 4,510 SH   SOLE   0 0 4,510
JPMORGAN CHASE & CO COM 46625H100 607 3,900 SH   SOLE   0 0 3,900
L BRANDS INC COM 501797104 7,055 97,906 SH   SOLE   0 0 97,906
LCNB CORP COM 50181P100 483 29,529 SH   SOLE   0 0 29,529
LOCKHEED MARTIN CORP COM 539830109 358 946 SH   SOLE   0 0 946
MAINSTAY MACKAY DEFINEDTERM COM 56064K100 613 27,444 SH   SOLE   0 0 27,444
MCDONALDS CORP COM 580135101 890 3,851 SH   SOLE   0 0 3,851
MEDTRONIC PLC SHS G5960L103 223 1,796 SH   SOLE   0 0 1,796
MICROSOFT CORP COM 594918104 540 1,993 SH   SOLE   0 0 1,993
NEW YORK MTG TR INC COM PAR $.02 649604501 201 45,000 SH   SOLE   0 0 45,000
PEPSICO INC COM 713448108 427 2,880 SH   SOLE   0 0 2,880
PROCTER AND GAMBLE CO COM 742718109 543 4,021 SH   SOLE   0 0 4,021
RETRACTABLE TECHNOLOGIES INC COM 76129W105 116 10,000 SH   SOLE   0 0 10,000
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 19,461 133,328 SH   SOLE   0 0 133,328
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 385 3,761 SH   SOLE   0 0 3,761
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 363 9,898 SH   SOLE   0 0 9,898
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 656 5,209 SH   SOLE   0 0 5,209
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 230 2,794 SH   SOLE   0 0 2,794
SHOPIFY INC CL A 82509L107 367 251 SH   SOLE   0 0 251
SOUTHWEST AIRLS CO COM 844741108 208 3,920 SH   SOLE   0 0 3,920
SPDR GOLD TR GOLD SHS 78463V107 36,457 220,113 SH   SOLE   0 0 220,113
SPDR INDEX SHS FDS S&P CHINA ETF 78463X400 1,795 13,525 SH   SOLE   0 0 13,525
SPDR S&P 500 ETF TR TR UNIT 78462F103 848 1,980 SH   SOLE   0 0 1,980
SPDR SER TR AEROSPACE DEF 78464A631 966 7,299 SH   SOLE   0 0 7,299
UNITED PARCEL SERVICE INC CL B 911312106 1,423 6,842 SH   SOLE   0 0 6,842
UNITEDHEALTH GROUP INC COM 91324P102 3,295 8,229 SH   SOLE   0 0 8,229
VANGUARD BD INDEX FDS INTERMED TERM 921937819 5,738 63,783 SH   SOLE   0 0 63,783
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 5,079 12,907 SH   SOLE   0 0 12,907
WALMART INC COM 931142103 593 4,208 SH   SOLE   0 0 4,208
WESTERN ASSET MANAGED MUNS F COM 95766M105 507 37,443 SH   SOLE   0 0 37,443
WISDOMTREE TR FLOATNG RAT TREA 97717X628 1,351 53,813 SH   SOLE   0 0 53,813
WISDOMTREE TR US QTLY DIV GRT 97717X669 39,336 659,226 SH   SOLE   0 0 659,226
WISDOMTREE TR US HGH YLD CORP 97717X172 7,886 149,441 SH   SOLE   0 0 149,441
WISDOMTREE TR US LARGECAP FUND 97717W588 72,058 1,559,363 SH   SOLE   0 0 1,559,363
WISDOMTREE TR US MIDCAP DIVID 97717W505 10,394 247,762 SH   SOLE   0 0 247,762
WISDOMTREE TR MORTGAGE PLUS BD 97717Y725 9,073 178,308 SH   SOLE   0 0 178,308
WISDOMTREE TR US S CAP QTY DIV 97717X651 9,939 213,878 SH   SOLE   0 0 213,878
WISDOMTREE TR US MULTIFACTOR 97717Y857 39,961 1,016,286 SH   SOLE   0 0 1,016,286
WISDOMTREE TR YIELD ENHANCD US 97717X511 28,448 544,983 SH   SOLE   0 0 544,983
WISDOMTREE TR EM LCL DEBT FD 97717X867 2,394 73,405 SH   SOLE   0 0 73,405
WISDOMTREE TR CLOUD COMPUTNG 97717Y691 10,272 183,782 SH   SOLE   0 0 183,782
WISDOMTREE TR US SHT TRM CORP 97717X156 5,729 111,270 SH   SOLE   0 0 111,270
WORTHINGTON INDS INC COM 981811102 2,657 43,425 SH   SOLE   0 0 43,425