The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR RUS 1000 VAL ETF 464287598 597 6,023 SH   OTR 0 5,547 0 476
ISHARES TR RUS 1000 VAL ETF 464287598 1,855 18,700 SH   SOLE 0 18,700 0 0
AMAZON COM INC COM 023135106 636 326 SH   SOLE 0 326 0 0
MICROSOFT CORP COM 594918104 110 695 SH   OTR 0 695 0 0
MICROSOFT CORP COM 594918104 283 1,797 SH   SOLE 0 1,797 0 0
PROCTER & GAMBLE CO COM 742718109 132 1,198 SH   OTR 0 1,198 0 0
PROCTER & GAMBLE CO COM 742718109 88 800 SH   SOLE 0 800 0 0
HOME DEPOT INC COM 437076102 146 783 SH   OTR 0 783 0 0
HOME DEPOT INC COM 437076102 81 436 SH   SOLE 0 436 0 0
ISHARES TR BARCLAYS 7 10 YR 464287440 164 1,354 SH   OTR 0 1,328 0 26
ISHARES TR BARCLAYS 7 10 YR 464287440 535 4,400 SH   SOLE 0 4,347 0 53
ISHARES TR 20 YR TR BD ETF 464287432 3,029 18,361 SH   SOLE 0 18,361 0 0
ISHARES TR IBOXX INV CP ETF 464287242 508 4,114 SH   OTR 0 4,102 0 12
ISHARES TR IBOXX INV CP ETF 464287242 1,205 9,759 SH   SOLE 0 9,234 0 525
FORD MTR CO DEL COM 345370860 52 10,689 SH   OTR 0 10,689 0 0
APPLE INC COM 037833100 418 1,642 SH   SOLE 0 1,642 0 0
ISHARES TR IBOXX HI YD ETF 464288513 2,434 31,583 SH   SOLE 0 31,583 0 0
ISHARES TR 3 7 YR TREAS BD 464288661 489 3,664 SH   OTR 0 3,592 0 72
ISHARES TR 3 7 YR TREAS BD 464288661 1,010 7,577 SH   SOLE 0 7,433 0 144
ISHARES TR NATIONAL MUN ETF 464288414 2,046 18,106 SH   OTR 0 18,106 0 0
ISHARES TR NATIONAL MUN ETF 464288414 594 5,252 SH   SOLE 0 5,252 0 0
SPDR SER TR SPDR BLOOMBERG 78468R663 647 7,065 SH   OTR 0 6,924 0 141
SPDR SER TR SPDR BLOOMBERG 78468R663 1,313 14,325 SH   SOLE 0 14,046 0 279
SPDR SER TR BLOOMBERG BRCLYS 78468R622 1,892 19,971 SH   SOLE 0 19,971 0 0
PIMCO ETF TR 0-5 HIGH YIELD 72201R783 562 6,559 SH   SOLE 0 6,559 0 0
SPDR SER TR PORTFOLIO SH TSR 78468R101 1,312 42,724 SH   OTR 0 41,884 0 840
SPDR SER TR PORTFOLIO SH TSR 78468R101 2,701 87,912 SH   SOLE 0 86,242 0 1,670
SPDR SER TR BLOOMBERG SRT TR 78468R408 566 24,003 SH   SOLE 0 24,003 0 0
DBX ETF TR XTRACK USD HIGH 233051432 1,135 25,746 SH   SOLE 0 25,746 0 0
LEGG MASON ETF INVT TR CLEARBRIDEG LR 524682200 2,644 81,547 SH   SOLE 0 79,108 0 2,439
ISHARES TR BROAD USD HIGH 46435U853 1,134 31,956 SH   SOLE 0 31,956 0 0