The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305 368 275 SH   SOLE   275 0 0
ALPHABET INC CAP STK CL C 02079K107 201 150 SH   SOLE   150 0 0
AMAZON COM INC COM 023135106 456 247 SH   SOLE   247 0 0
AMGEN INC COM 031162100 288 1,196 SH   SOLE   1,196 0 0
APPLE INC COM 037833100 2,531 8,619 SH   SOLE   8,619 0 0
CIMPRESS PLC SHS EURO G2143T103 676 5,376 SH   SOLE   5,376 0 0
DISNEY WALT CO COM DISNEY 254687106 310 2,145 SH   SOLE   2,145 0 0
FIRST TR EXCHANGE TRADED FD FST LOW OPPT EFT 33739Q200 2,120 40,921 SH   SOLE   40,921 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 9,031 42,477 SH   SOLE   42,477 0 0
ISHARES INC CORE MSCI EMKT 46434G103 7,603 141,432 SH   SOLE   141,432 0 0
ISHARES TR BARCLAYS 7 10 YR 464287440 11,461 103,980 SH   SOLE   103,980 0 0
ISHARES TR CALIF MUN BD ETF 464288356 7,506 122,591 SH   SOLE   122,591 0 0
ISHARES TR CORE S&P SCP ETF 464287804 1,244 14,841 SH   SOLE   14,841 0 0
ISHARES TR MIN VOL EAFE ETF 46429B689 5,200 69,763 SH   SOLE   69,763 0 0
ISHARES TR MSCI EAFE ETF 464287465 2,709 39,015 SH   SOLE   39,015 0 0
ISHARES TR NATIONAL MUN ETF 464288414 725 6,365 SH   SOLE   6,365 0 0
ISHARES TR NEW YORK MUN ETF 464288323 374 6,555 SH   SOLE   6,555 0 0
ISHARES TR RUS MID CAP ETF 464287499 5,159 86,529 SH   SOLE   86,529 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 7,212 37,242 SH   SOLE   37,242 0 0
ISHARES TR S&P 500 VAL ETF 464287408 11,108 85,387 SH   SOLE   85,387 0 0
ISHARES TR SHORT TREAS BD 464288679 11,515 104,250 SH   SOLE   104,250 0 0
ISHARES TR SP SMCP600VL ETF 464287879 346 2,150 SH   SOLE   2,150 0 0
JOHNSON & JOHNSON COM 478160104 287 1,969 SH   SOLE   1,969 0 0
JPMORGAN CHASE & CO COM 46625H100 539 3,866 SH   SOLE   3,866 0 0
MESOBLAST LTD SPONS ADR 590717104 74 10,000 SH   SOLE   10,000 0 0
MICROSOFT CORP COM 594918104 550 3,488 SH   SOLE   3,488 0 0
PEPSICO INC COM 713448108 647 4,731 SH   SOLE   4,731 0 0
PIMCO ETF TR ACTIVE BD ETF 72201R775 807 7,485 SH   SOLE   7,485 0 0
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 1,062 10,450 SH   SOLE   10,450 0 0
PROCTER & GAMBLE CO COM 742718109 501 4,012 SH   SOLE   4,012 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 3,556 34,909 SH   SOLE   34,909 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 459 5,004 SH   SOLE   5,004 0 0
SNAP INC CL A 83304A106 18,003 1,102,474 SH   SOLE   1,102,474 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 476 1,480 SH   SOLE   1,480 0 0
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 10,566 215,681 SH   SOLE   215,681 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 417 2,288 SH   SOLE   2,288 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 1,782 10,003 SH   SOLE   10,003 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 4,646 33,894 SH   SOLE   33,894 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 2,352 19,625 SH   SOLE   19,625 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,621 36,460 SH   SOLE   36,460 0 0
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 12,793 290,357 SH   SOLE   290,357 0 0
WISDOMTREE TR US MIDCAP DIVID 97717W505 588 15,463 SH   SOLE   15,463 0 0
WISDOMTREE TR YIELD ENHANCD US 97717X511 5,209 99,694 SH   SOLE   99,694 0 0