The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 983 7,260 SH   SOLE 0 0 0 7,260
ADOBE SYSTEMS INCORPORATED COM 00724F101 222 391 SH   SOLE 0 0 0 391
ADVANCED MICRO DEVICES INC COM 007903107 641 4,453 SH   SOLE 0 0 0 4,453
AES CORP COM 00130H105 518 21,326 SH   SOLE 0 0 0 21,326
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 56 470 SH   SOLE 0 0 0 470
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 184 1,600 SH Put SOLE 0 0 0 1,600
ALPHABET INC CAP STK CL C 02079K107 336 116 SH   SOLE 0 0 0 116
ALPHABET INC CAP STK CL A 02079K305 240 83 SH   SOLE 0 0 0 83
AMAZON COM INC COM 023135106 6,332 1,899 SH   SOLE 0 0 0 1,899
AMAZON COM INC COM 023135106 2,211 700 SH Put SOLE 0 0 0 700
AMAZON COM INC COM 023135106 316 100 SH Put SOLE 0 0 0 100
AMAZON COM INC COM 023135106 1,895 600 SH Put SOLE 0 0 0 600
AMAZON COM INC COM 023135106 948 300 SH Put SOLE 0 0 0 300
ANTHEM INC COM 036752103 327 706 SH   SOLE 0 0 0 706
APPLE INC COM 037833100 1,733 9,761 SH   SOLE 0 0 0 9,761
AT&T INC COM 00206R102 580 23,591 SH   SOLE 0 0 0 23,591
ATKORE INC COM 047649108 929 8,352 SH   SOLE 0 0 0 8,352
CIGNA CORP NEW COM 125523100 510 2,221 SH   SOLE 0 0 0 2,221
COCA COLA CO COM 191216100 761 12,855 SH   SOLE 0 0 0 12,855
COMPUTER PROGRAMS & SYS INC COM 205306103 466 15,917 SH   SOLE 0 0 0 15,917
CONOCOPHILLIPS COM 20825C104 576 7,983 SH   SOLE 0 0 0 7,983
CONTINENTAL RES INC COM 212015101 761 16,999 SH   SOLE 0 0 0 16,999
DEVON ENERGY CORP NEW COM 25179M103 935 21,221 SH   SOLE 0 0 0 21,221
DOMINION ENERGY INC COM 25746U109 708 9,007 SH   SOLE 0 0 0 9,007
EMERSON ELEC CO COM 291011104 822 8,840 SH   SOLE 0 0 0 8,840
ENBRIDGE INC COM 29250N105 789 20,180 SH   SOLE 0 0 0 20,180
EXTRA SPACE STORAGE INC COM 30225T102 1,222 5,390 SH   SOLE 0 0 0 5,390
FIDELITY COVINGTON TRUST MSCI INFO TECH I 316092808 219 1,619 SH   SOLE 0 0 0 1,619
FIRST AMERN FINL CORP COM 31847R102 898 11,483 SH   SOLE 0 0 0 11,483
GMS INC COM 36251C103 763 12,697 SH   SOLE 0 0 0 12,697
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503 10,872 114,271 SH   SOLE 0 0 0 114,271
HASHICORP INC COM CL A 418100103 305 3,352 SH   SOLE 0 0 0 3,352
HELMERICH & PAYNE INC COM 423452101 676 28,535 SH   SOLE 0 0 0 28,535
HUDBAY MINERALS INC COM 443628102 102 14,019 SH   SOLE 0 0 0 14,019
HUMANA INC COM 444859102 487 1,049 SH   SOLE 0 0 0 1,049
INTEL CORP COM 458140100 750 14,557 SH   SOLE 0 0 0 14,557
INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508 2,186 98,933 SH   SOLE 0 0 0 98,933
ISHARES INC JP MORGAN EM ETF 464286517 540 13,760 SH   SOLE 0 0 0 13,760
ISHARES INC CORE MSCI EMKT 46434G103 455 7,594 SH   SOLE 0 0 0 7,594
ISHARES TR MSCI USA MULTIFT 46434V282 321 6,888 SH   SOLE 0 0 0 6,888
ISHARES TR BROAD USD HIGH 46435U853 560 13,591 SH   SOLE 0 0 0 13,591
ISHARES TR ISHS 5-10YR INVT 464288638 1,038 17,517 SH   SOLE 0 0 0 17,517
ISHARES TR MODERT ALLOC ETF 464289875 260 5,721 SH   SOLE 0 0 0 5,721
ISHARES TR CORE S&P TTL STK 464287150 7,349 68,695 SH   SOLE 0 0 0 68,695
ISHARES TR TIPS BD ETF 464287176 321 2,487 SH   SOLE 0 0 0 2,487
JPMORGAN CHASE & CO COM 46625H100 328 2,072 SH   SOLE 0 0 0 2,072
KRANESHARES TR QUADRTC INT RT 500767736 2,015 75,055 SH   SOLE 0 0 0 75,055
LTC PPTYS INC COM 502175102 643 18,839 SH   SOLE 0 0 0 18,839
LUMEN TECHNOLOGIES INC COM 550241103 480 38,220 SH   SOLE 0 0 0 38,220
MCDONALDS CORP COM 580135101 295 1,099 SH   SOLE 0 0 0 1,099
META PLATFORMS INC CL A 30303M102 653 1,941 SH   SOLE 0 0 0 1,941
MICROSOFT CORP COM 594918104 3,481 10,351 SH   SOLE 0 0 0 10,351
NVIDIA CORPORATION COM 67066G104 808 2,746 SH   SOLE 0 0 0 2,746
NVIDIA CORPORATION COM 67066G104 346 1,400 SH Put SOLE 0 0 0 1,400
NVIDIA CORPORATION COM 67066G104 346 1,400 SH Put SOLE 0 0 0 1,400
PACKAGING CORP AMER COM 695156109 748 5,492 SH   SOLE 0 0 0 5,492
PFIZER INC COM 717081103 1,065 18,043 SH   SOLE 0 0 0 18,043
PGIM ETF TR ACTV HY BD ETF 69344A206 9,539 235,177 SH   SOLE 0 0 0 235,177
PHILIP MORRIS INTL INC COM 718172109 669 7,045 SH   SOLE 0 0 0 7,045
PRINCIPAL FINANCIAL GROUP IN COM 74251V102 937 12,948 SH   SOLE 0 0 0 12,948
PROCTER AND GAMBLE CO COM 742718109 676 4,131 SH   SOLE 0 0 0 4,131
QUALCOMM INC COM 747525103 1,213 6,633 SH   SOLE 0 0 0 6,633
REALTY INCOME CORP COM 756109104 715 9,984 SH   SOLE 0 0 0 9,984
SCHWAB STRATEGIC TR US TIPS ETF 808524870 4,450 70,756 SH   SOLE 0 0 0 70,756
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 3,070 78,980 SH   SOLE 0 0 0 78,980
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 136,508 1,199,336 SH   SOLE 0 0 0 1,199,336
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 20,797 203,094 SH   SOLE 0 0 0 203,094
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 14,657 494,832 SH   SOLE 0 0 0 494,832
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 1,060 13,115 SH   SOLE 0 0 0 13,115
SEAGATE TECHNOLOGY HLDNGS PL ORD SHS G7997R103 1,143 10,120 SH   SOLE 0 0 0 10,120
SPDR SER TR S&P SEMICNDCTR 78464A862 8,631 35,495 SH   SOLE 0 0 0 35,495
SPDR SER TR PORTFOLIO INTRMD 78464A375 17,594 486,689 SH   SOLE 0 0 0 486,689
SPIRIT RLTY CAP INC NEW COM NEW 84860W300 518 10,755 SH   SOLE 0 0 0 10,755
STARBUCKS CORP COM 855244109 209 1,784 SH   SOLE 0 0 0 1,784
SYSCO CORP COM 871829107 497 6,332 SH   SOLE 0 0 0 6,332
TESLA INC COM 88160R101 25,891 24,500 SH   SOLE 0 0 0 24,500
TESLA INC COM 88160R101 272 300 SH Put SOLE 0 0 0 300
TESLA INC COM 88160R101 4,718 5,200 SH Put SOLE 0 0 0 5,200
TESLA INC COM 88160R101 3,992 4,400 SH Put SOLE 0 0 0 4,400
TESLA INC COM 88160R101 2,268 2,500 SH Put SOLE 0 0 0 2,500
TESLA INC COM 88160R101 726 800 SH Put SOLE 0 0 0 800
TESLA INC COM 88160R101 363 400 SH Put SOLE 0 0 0 400
TESLA INC COM 88160R101 907 1,000 SH Put SOLE 0 0 0 1,000
TESLA INC COM 88160R101 181 200 SH Put SOLE 0 0 0 200
TESLA INC COM 88160R101 544 600 SH Put SOLE 0 0 0 600
TESLA INC COM 88160R101 363 400 SH Put SOLE 0 0 0 400
TESLA INC COM 88160R101 4,537 5,000 SH Put SOLE 0 0 0 5,000
TESLA INC COM 88160R101 272 300 SH Put SOLE 0 0 0 300
TESLA INC COM 88160R101 2,813 3,100 SH Put SOLE 0 0 0 3,100
TESLA INC COM 88160R101 272 300 SH Put SOLE 0 0 0 300
VANECK ETF TRUST MORTGAGE REIT 92189F452 1,729 96,294 SH   SOLE 0 0 0 96,294
VERIZON COMMUNICATIONS INC COM 92343V104 616 11,848 SH   SOLE 0 0 0 11,848
VIVINT SMART HOME INC COM CL A 928542109 587 60,050 SH   SOLE 0 0 0 60,050
WHITE MTNS INS GROUP LTD COM G9618E107 450 444 SH   SOLE 0 0 0 444
WP CAREY INC COM 92936U109 804 9,803 SH   SOLE 0 0 0 9,803