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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305   224,093 1,712 SH   SOLE   1,712 0 0
ALPHABET INC CAP STK CL C 02079K107   3,062,707 23,228 SH   SOLE   23,228 0 0
AMAZON COM INC COM 023135106   2,712,455 21,337 SH   SOLE   21,337 0 0
AMERICAN TOWER CORP NEW COM 03027X100   1,135,478 6,904 SH   SOLE   6,904 0 0
APPLE INC COM 037833100   481,809 2,814 SH   SOLE   2,814 0 0
EQUINIX INC COM 29444U700   962,077 1,324 SH   SOLE   1,324 0 0
INVESCO EXCH TRADED FD TR II NASDAQ 100 ETF 46138G649   25,004,060 169,622 SH   SOLE   169,622 0 0
INVESCO EXCHANGE TRADED FD T S&P MDCP MOMNTUM 46137V464   2,085,833 25,907 SH   SOLE   25,907 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   8,237,255 22,991 SH   SOLE   22,991 0 0
ISHARES TR CORE S&P500 ETF 464287200   215,574 502 SH   SOLE   502 0 0
ISHARES TR MRGSTR MD CP GRW 464288307   1,717,030 30,054 SH   SOLE   30,054 0 0
ISHARES TR NATIONAL MUN ETF 464288414   226,835 2,212 SH   SOLE   2,212 0 0
ISHARES TR HDG MSCI EAFE 46434V803   14,365,472 477,258 SH   SOLE   477,258 0 0
ISHARES TR CORE S&P SCP ETF 464287804   12,356,074 130,987 SH   SOLE   130,987 0 0
ISHARES TR CORE S&P MCP ETF 464287507   19,574,315 78,501 SH   SOLE   78,501 0 0
ISHARES TR CORE LT USDB ETF 464289479   6,255,291 132,387 SH   SOLE   132,387 0 0
ISHARES TR IBOXX INV CP ETF 464287242   237,879 2,331 SH   SOLE   2,331 0 0
LOCKHEED MARTIN CORP COM 539830109   272,208 665 SH   SOLE   665 0 0
NETFLIX INC COM 64110L106   2,448,803 6,485 SH   SOLE   6,485 0 0
NVIDIA CORPORATION COM 67066G104   3,489,167 8,021 SH   SOLE   8,021 0 0
PAYPAL HLDGS INC COM 70450Y103   2,399,881 41,051 SH   SOLE   41,051 0 0
PELOTON INTERACTIVE INC CL A COM 70614W100   859,526 170,203 SH   SOLE   170,203 0 0
PROLOGIS INC. COM 74340W103   1,388,479 12,373 SH   SOLE   12,373 0 0
SALESFORCE INC COM 79466L302   2,280,939 11,248 SH   SOLE   11,248 0 0
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755   20,823,863 657,526 SH   SOLE   657,526 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870   4,340,030 85,958 SH   SOLE   85,958 0 0
SPDR SER TR PORTFLI TIPS ETF 78464A656   3,230,236 130,041 SH   SOLE   130,041 0 0
SPOTIFY TECHNOLOGY S A SHS L8681T102   2,346,583 15,174 SH   SOLE   15,174 0 0
TESLA INC COM 88160R101   4,272,477 17,074 SH   SOLE   17,074 0 0
UNITEDHEALTH GROUP INC COM 91324P102   245,222 486 SH   SOLE   486 0 0
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643   46,718,032 616,007 SH   SOLE   616,007 0 0
VANECK ETF TRUST EMERGING MRKT HI 92189F353   948,905 53,249 SH   SOLE   53,249 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   342,932 4,562 SH   SOLE   4,562 0 0
VANGUARD BD INDEX FDS INTERMED TERM 921937819   13,561,707 187,549 SH   SOLE   187,549 0 0
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   2,296,646 48,016 SH   SOLE   48,016 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   620,897 8,206 SH   SOLE   8,206 0 0
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676   620,457 15,937 SH   SOLE   15,937 0 0
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771   479,057 10,942 SH   SOLE   10,942 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   1,459,545 33,383 SH   SOLE   33,383 0 0
VANGUARD WHITEHALL FDS EM MK GOV BD ETF 921946885   2,723,864 46,042 SH   SOLE   46,042 0 0
VANGUARD WORLD FD ESG US STK ETF 921910733   38,096,558 506,468 SH   SOLE   506,468 0 0
VISA INC COM CL A 92826C839   261,457 1,136 SH   SOLE   1,136 0 0
ZILLOW GROUP INC CL A 98954M101   1,859,494 41,515 SH   SOLE   41,515 0 0