The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   234 2,208 SH   SOLE   0 0 2,208
ALPHABET INC CAP STK CL A 02079K305   6,354 42,097 SH   SOLE   0 0 42,097
ALPHABET INC CAP STK CL C 02079K107   288 1,891 SH   SOLE   0 0 1,891
AMAZON COM INC COM 023135106   5,162 28,619 SH   SOLE   0 0 28,619
AMERICAN EXPRESS CO COM 025816109   309 1,357 SH   SOLE   0 0 1,357
AMGEN INC COM 031162100   975 3,429 SH   SOLE   0 0 3,429
APPLE INC COM 037833100   3,212 18,728 SH   SOLE   0 0 18,728
ARK ETF TR INNOVATION ETF 00214Q104   521 10,394 SH   SOLE   0 0 10,394
BALL CORP COM 058498106   913 13,550 SH   SOLE   0 0 13,550
BANK AMERICA CORP COM 060505104   865 22,813 SH   SOLE   0 0 22,813
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   402 957 SH   SOLE   0 0 957
CATERPILLAR INC COM 149123101   276 754 SH   SOLE   0 0 754
CHEVRON CORP NEW COM 166764100   671 4,256 SH   SOLE   0 0 4,256
CISCO SYS INC COM 17275R102   231 4,637 SH   SOLE   0 0 4,637
CONOCOPHILLIPS COM 20825C104   211 1,660 SH   SOLE   0 0 1,660
CORTEVA INC COM 22052L104   530 9,183 SH   SOLE   0 0 9,183
COSTCO WHSL CORP NEW COM 22160K105   986 1,346 SH   SOLE   0 0 1,346
DISNEY WALT CO COM 254687106   478 3,907 SH   SOLE   0 0 3,907
DOMINION ENERGY INC COM 25746U109   462 9,395 SH   SOLE   0 0 9,395
DOW INC COM 260557103   554 9,561 SH   SOLE   0 0 9,561
DUPONT DE NEMOURS INC COM 26614N102   668 8,709 SH   SOLE   0 0 8,709
ELI LILLY & CO COM 532457108   384 493 SH   SOLE   0 0 493
EMERSON ELEC CO COM 291011104   296 2,610 SH   SOLE   0 0 2,610
EXXON MOBIL CORP COM 30231G102   827 7,115 SH   SOLE   0 0 7,115
FEDEX CORP COM 31428X106   326 1,125 SH   SOLE   0 0 1,125
GRITSTONE BIO INC COM 39868T105   51 20,000 SH   SOLE   0 0 20,000
HOME DEPOT INC COM 437076102   419 1,093 SH   SOLE   0 0 1,093
INTEL CORP COM 458140100   266 6,024 SH   SOLE   0 0 6,024
INTERNATIONAL BUSINESS MACHS COM 459200101   683 3,576 SH   SOLE   0 0 3,576
INVESCO QQQ TR UNIT SER 1 46090E103   244 550 SH   SOLE   0 0 550
ISHARES TR IBONDS DEC24 ETF 46434VBG4   7,166 286,055 SH   SOLE   0 0 286,055
ISHARES TR CORE HIGH DV ETF 46429B663   4,484 40,686 SH   SOLE   0 0 40,686
ISHARES TR CORE S&P SCP ETF 464287804   13,600 123,054 SH   SOLE   0 0 123,054
ISHARES TR IBONDS DEC2026 46435GAA0   4,534 190,105 SH   SOLE   0 0 190,105
ISHARES TR IBONDS DEC25 ETF 46434VBD1   6,539 263,582 SH   SOLE   0 0 263,582
ISHARES TR IBONDS 27 ETF 46435UAA9   4,140 173,950 SH   SOLE   0 0 173,950
ISHARES TR IBONDS DEC 29 46436E205   3,338 146,279 SH   SOLE   0 0 146,279
ISHARES TR CORE DIV GRWTH 46434V621   6,531 112,490 SH   SOLE   0 0 112,490
ISHARES TR IBDS DEC28 ETF 46435U515   3,797 152,469 SH   SOLE   0 0 152,469
ISHARES TR PFD AND INCM SEC 464288687   5,443 168,879 SH   SOLE   0 0 168,879
ISHARES TR RUSSELL 3000 ETF 464287689   697 2,324 SH   SOLE   0 0 2,324
ISHARES TR TIPS BD ETF 464287176   465 4,332 SH   SOLE   0 0 4,332
ISHARES TR U.S. MED DVC ETF 464288810   510 8,700 SH   SOLE   0 0 8,700
ISHARES TR EXPND TEC SC ETF 464287549   1,665 19,322 SH   SOLE   0 0 19,322
ISHARES TR MSCI USA MIN VOL 46429B697   3,384 40,493 SH   SOLE   0 0 40,493
ISHARES TR CORE S&P500 ETF 464287200   5,607 10,666 SH   SOLE   0 0 10,666
ISHARES TR S&P MC 400VL ETF 464287705   941 7,951 SH   SOLE   0 0 7,951
ISHARES TR CORE S&P MCP ETF 464287507   233 3,830 SH   SOLE   0 0 3,830
ISHARES TR RUS 1000 ETF 464287622   597 2,073 SH   SOLE   0 0 2,073
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   10,983 217,693 SH   SOLE   0 0 217,693
J P MORGAN EXCHANGE TRADED F CORE PLUS BD ETF 46641Q670   723 15,490 SH   SOLE   0 0 15,490
JOHNSON & JOHNSON COM 478160104   1,279 8,084 SH   SOLE   0 0 8,084
JPMORGAN CHASE & CO COM 46625H100   332 1,658 SH   SOLE   0 0 1,658
KINDER MORGAN INC DEL COM 49456B101   1,036 56,480 SH   SOLE   0 0 56,480
MARRIOTT INTL INC NEW CL A 571903202   694 2,752 SH   SOLE   0 0 2,752
MASTERCARD INCORPORATED CL A 57636Q104   3,838 7,969 SH   SOLE   0 0 7,969
MERCK & CO INC COM 58933Y105   622 4,714 SH   SOLE   0 0 4,714
MICROSOFT CORP COM 594918104   7,266 17,270 SH   SOLE   0 0 17,270
NOVARTIS AG SPONSORED ADR 66987V109   213 2,200 SH   SOLE   0 0 2,200
NVIDIA CORPORATION COM 67066G104   498 551 SH   SOLE   0 0 551
OMNICOM GROUP INC COM 681919106   484 5,000 SH   SOLE   0 0 5,000
ORACLE CORP COM 68389X105   499 3,971 SH   SOLE   0 0 3,971
PAYPAL HLDGS INC COM 70450Y103   519 7,752 SH   SOLE   0 0 7,752
PEPSICO INC COM 713448108   574 3,279 SH   SOLE   0 0 3,279
PPG INDS INC COM 693506107   232 1,600 SH   SOLE   0 0 1,600
PROCTER AND GAMBLE CO COM 742718109   810 4,991 SH   SOLE   0 0 4,991
S&P GLOBAL INC COM 78409V104   374 879 SH   SOLE   0 0 879
SALESFORCE INC COM 79466L302   3,567 11,844 SH   SOLE   0 0 11,844
SELECT SECTOR SPDR TR INDL 81369Y704   899 7,135 SH   SOLE   0 0 7,135
SPDR GOLD TR GOLD SHS 78463V107   968 4,703 SH   SOLE   0 0 4,703
SPDR S&P 500 ETF TR TR UNIT 78462F103   22,956 43,887 SH   SOLE   0 0 43,887
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   4,271 7,676 SH   SOLE   0 0 7,676
SPDR SER TR S&P DIVID ETF 78464A763   5,492 41,847 SH   SOLE   0 0 41,847
TESLA INC COM 88160R101   204 1,159 SH   SOLE   0 0 1,159
UNION PAC CORP COM 907818108   319 1,299 SH   SOLE   0 0 1,299
UNITED PARCEL SERVICE INC CL B 911312106   1,550 10,430 SH   SOLE   0 0 10,430
UNITEDHEALTH GROUP INC COM 91324P102   259 524 SH   SOLE   0 0 524
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   8,084 105,444 SH   SOLE   0 0 105,444
VANGUARD BD INDEX FDS INTERMED TERM 921937819   2,541 33,697 SH   SOLE   0 0 33,697
VANGUARD INDEX FDS GROWTH ETF 922908736   3,624 10,530 SH   SOLE   0 0 10,530
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   3,359 38,841 SH   SOLE   0 0 38,841
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   3,600 23,093 SH   SOLE   0 0 23,093
VANGUARD INDEX FDS SML CP GRW ETF 922908595   719 2,758 SH   SOLE   0 0 2,758
VANGUARD INDEX FDS MID CAP ETF 922908629   9,074 36,316 SH   SOLE   0 0 36,316
VANGUARD INDEX FDS TOTAL STK MKT 922908769   474 1,822 SH   SOLE   0 0 1,822
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   240 1,370 SH   SOLE   0 0 1,370
VANGUARD INDEX FDS LARGE CAP ETF 922908637   502 2,094 SH   SOLE   0 0 2,094
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   949 11,789 SH   SOLE   0 0 11,789
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   1,367 17,688 SH   SOLE   0 0 17,688
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   820 14,008 SH   SOLE   0 0 14,008
VANGUARD WORLD FD CONSUM STP ETF 92204A207   1,731 8,481 SH   SOLE   0 0 8,481
VANGUARD WORLD FD CONSUM DIS ETF 92204A108   1,468 4,621 SH   SOLE   0 0 4,621
VANGUARD WORLD FD HEALTH CAR ETF 92204A504   1,830 6,764 SH   SOLE   0 0 6,764
VANGUARD WORLD FD MATERIALS ETF 92204A801   202 987 SH   SOLE   0 0 987
VANGUARD WORLD FD INF TECH ETF 92204A702   2,657 5,067 SH   SOLE   0 0 5,067
VANGUARD WORLD FD FINANCIALS ETF 92204A405   843 8,232 SH   SOLE   0 0 8,232
VANGUARD WORLD FD UTILITIES ETF 92204A876   341 2,392 SH   SOLE   0 0 2,392
VERIZON COMMUNICATIONS INC COM 92343V104   725 17,286 SH   SOLE   0 0 17,286
VISA INC COM CL A 92826C839   3,362 12,048 SH   SOLE   0 0 12,048
WALMART INC COM 931142103   428 7,109 SH   SOLE   0 0 7,109
WEBSTER FINL CORP COM 947890109   791 15,575 SH   SOLE   0 0 15,575
WELLS FARGO CO NEW COM 949746101   284 4,894 SH   SOLE   0 0 4,894