The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 432 3,167 SH   SOLE   0 0 3,167
ALPHABET INC CAP STK CL A 02079K305 2,036 1,752 SH   SOLE   0 0 1,752
AMAZON COM INC COM 023135106 1,427 732 SH   SOLE   0 0 732
AMGEN INC COM 031162100 698 3,441 SH   SOLE   0 0 3,441
APPLE INC COM 037833100 1,896 7,458 SH   SOLE   0 0 7,458
AT&T INC COM 00206R102 273 9,350 SH   SOLE   0 0 9,350
BALL CORP COM 058498106 876 13,550 SH   SOLE   0 0 13,550
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 618 3,382 SH   SOLE   0 0 3,382
BK OF AMERICA CORP COM 060505104 448 21,111 SH   SOLE   0 0 21,111
CHEVRON CORP NEW COM 166764100 352 4,854 SH   SOLE   0 0 4,854
CISCO SYS INC COM 17275R102 285 7,262 SH   SOLE   0 0 7,262
CLOROX CO DEL COM 189054109 219 1,266 SH   SOLE   0 0 1,266
COSTCO WHSL CORP NEW COM 22160K105 406 1,425 SH   SOLE   0 0 1,425
DISNEY WALT CO COM DISNEY 254687106 262 2,714 SH   SOLE   0 0 2,714
DOMINION ENERGY INC COM 25746U109 783 10,851 SH   SOLE   0 0 10,851
DOW INC COM 260557103 235 8,028 SH   SOLE   0 0 8,028
DUPONT DE NEMOURS INC COM 26614N102 245 7,178 SH   SOLE   0 0 7,178
EXXON MOBIL CORP COM 30231G102 287 7,554 SH   SOLE   0 0 7,554
GRAHAM HLDGS CO COM CL B 384637104 1,128 3,305 SH   SOLE   0 0 3,305
HOME DEPOT INC COM 437076102 201 1,077 SH   SOLE   0 0 1,077
INTEL CORP COM 458140100 474 8,753 SH   SOLE   0 0 8,753
INTERNATIONAL BUSINESS MACHS COM 459200101 437 3,939 SH   SOLE   0 0 3,939
ISHARES TR TIPS BD ETF 464287176 587 4,980 SH   SOLE   0 0 4,980
ISHARES TR CORE S&P500 ETF 464287200 2,916 11,283 SH   SOLE   0 0 11,283
ISHARES TR EXPND TEC SC ETF 464287549 898 4,240 SH   SOLE   0 0 4,240
ISHARES TR RUS 1000 ETF 464287622 293 2,073 SH   SOLE   0 0 2,073
ISHARES TR RUSSELL 3000 ETF 464287689 345 2,324 SH   SOLE   0 0 2,324
ISHARES TR S&P MC 400VL ETF 464287705 469 4,269 SH   SOLE   0 0 4,269
ISHARES TR CORE S&P SCP ETF 464287804 6,212 110,703 SH   SOLE   0 0 110,703
ISHARES TR PFD AND INCM SEC 464288687 6,087 191,186 SH   SOLE   0 0 191,186
ISHARES TR U.S. MED DVC ETF 464288810 478 2,120 SH   SOLE   0 0 2,120
ISHARES TR CORE HIGH DV ETF 46429B663 3,041 42,506 SH   SOLE   0 0 42,506
ISHARES TR MSCI MIN VOL ETF 46429B697 2,372 43,919 SH   SOLE   0 0 43,919
ISHARES TR CORE DIV GRWTH 46434V621 2,343 71,891 SH   SOLE   0 0 71,891
ISHARES TR IBONDS DEC20 ETF 46434VAQ3 3,083 122,306 SH   SOLE   0 0 122,306
ISHARES TR IBONDS DEC23 ETF 46434VAX8 1,995 79,800 SH   SOLE   0 0 79,800
ISHARES TR IBONDS DEC22 ETF 46434VBA7 2,427 97,907 SH   SOLE   0 0 97,907
ISHARES TR IBONDS DEC24 ETF 46434VBG4 1,547 62,578 SH   SOLE   0 0 62,578
ISHARES TR IBONDS DEC21 ETF 46434VBK5 2,880 116,853 SH   SOLE   0 0 116,853
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 427 8,600 SH   SOLE   0 0 8,600
JOHNSON & JOHNSON COM 478160104 1,238 9,442 SH   SOLE   0 0 9,442
JPMORGAN CHASE & CO COM 46625H100 244 2,714 SH   SOLE   0 0 2,714
KINDER MORGAN INC DEL COM 49456B101 662 47,589 SH   SOLE   0 0 47,589
MARRIOTT INTL INC NEW CL A 571903202 206 2,752 SH   SOLE   0 0 2,752
MASTERCARD INC CL A 57636Q104 936 3,876 SH   SOLE   0 0 3,876
MERCK & CO. INC COM 58933Y105 375 4,872 SH   SOLE   0 0 4,872
MICROSOFT CORP COM 594918104 3,386 21,467 SH   SOLE   0 0 21,467
NETFLIX INC COM 64110L106 341 907 SH   SOLE   0 0 907
NOVARTIS A G SPONSORED ADR 66987V109 287 3,475 SH   SOLE   0 0 3,475
OMNICOM GROUP INC COM 681919106 431 7,850 SH   SOLE   0 0 7,850
ORACLE CORP COM 68389X105 208 4,301 SH   SOLE   0 0 4,301
PAYPAL HLDGS INC COM 70450Y103 878 9,170 SH   SOLE   0 0 9,170
PEPSICO INC COM 713448108 549 4,569 SH   SOLE   0 0 4,569
PFIZER INC COM 717081103 207 6,330 SH   SOLE   0 0 6,330
PROCTER & GAMBLE CO COM 742718109 621 5,649 SH   SOLE   0 0 5,649
S&P GLOBAL INC COM 78409V104 249 1,016 SH   SOLE   0 0 1,016
SALESFORCE COM INC COM 79466L302 839 5,826 SH   SOLE   0 0 5,826
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 548 9,291 SH   SOLE   0 0 9,291
SPDR GOLD TRUST GOLD SHS 78463V107 795 5,370 SH   SOLE   0 0 5,370
SPDR S&P 500 ETF TR TR UNIT 78462F103 11,318 43,911 SH   SOLE   0 0 43,911
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 2,275 8,654 SH   SOLE   0 0 8,654
SPDR SER TR S&P DIVID ETF 78464A763 3,321 41,581 SH   SOLE   0 0 41,581
UNITED PARCEL SERVICE INC CL B 911312106 1,051 11,252 SH   SOLE   0 0 11,252
VANGUARD BD INDEX FDS INTERMED TERM 921937819 2,386 26,715 SH   SOLE   0 0 26,715
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 7,682 93,479 SH   SOLE   0 0 93,479
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 1,484 18,256 SH   SOLE   0 0 18,256
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 2,666 38,172 SH   SOLE   0 0 38,172
VANGUARD INDEX FDS MID CAP ETF 922908629 3,970 30,156 SH   SOLE   0 0 30,156
VANGUARD INDEX FDS LARGE CAP ETF 922908637 248 2,094 SH   SOLE   0 0 2,094
VANGUARD INDEX FDS GROWTH ETF 922908736 1,625 10,368 SH   SOLE   0 0 10,368
VANGUARD INDEX FDS TOTAL STK MKT 922908769 253 1,965 SH   SOLE   0 0 1,965
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 606 7,663 SH   SOLE   0 0 7,663
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 1,493 21,160 SH   SOLE   0 0 21,160
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 347 3,981 SH   SOLE   0 0 3,981
VANGUARD WORLD FDS CONSUM DIS ETF 92204A108 839 5,774 SH   SOLE   0 0 5,774
VANGUARD WORLD FDS CONSUM STP ETF 92204A207 1,286 9,328 SH   SOLE   0 0 9,328
VANGUARD WORLD FDS FINANCIALS ETF 92204A405 556 10,968 SH   SOLE   0 0 10,968
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 1,436 8,645 SH   SOLE   0 0 8,645
VANGUARD WORLD FDS INF TECH ETF 92204A702 1,399 6,600 SH   SOLE   0 0 6,600
VANGUARD WORLD FDS UTILITIES ETF 92204A876 362 2,968 SH   SOLE   0 0 2,968
VERIZON COMMUNICATIONS INC COM 92343V104 1,508 28,060 SH   SOLE   0 0 28,060
VISA INC COM CL A 92826C839 970 6,023 SH   SOLE   0 0 6,023
WALMART INC COM 931142103 300 2,637 SH   SOLE   0 0 2,637
WELLS FARGO CO NEW COM 949746101 200 6,985 SH   SOLE   0 0 6,985