The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR MSCI USA MIN VOL 46429B697 10,520 130,032 SH   SOLE   0 0 130,032
ISHARES TR ESG AW MSCI EAFE 46435G516 2,163 27,226 SH   SOLE   0 0 27,226
ISHARES INC ESG AWR MSCI EM 46434G863 769 19,348 SH   SOLE   0 0 19,348
ISHARES TR ESG AWR MSCI USA 46435G425 4,223 39,141 SH   SOLE   0 0 39,141
ISHARES TR ESG AWARE MSCI 46435U663 1,006 24,957 SH   SOLE   0 0 24,957
ISHARES TR MSCI USA MMENTM 46432F396 9,988 54,932 SH   SOLE   0 0 54,932
ISHARES TR MSCI USA VALUE 46432F388 3,478 31,775 SH   SOLE   0 0 31,775
ISHARES TR ESG AWRE 1 5 YR 46435G243 1,727 67,336 SH   SOLE   0 0 67,336
ISHARES TR ESG AWR US AGRGT 46435U549 601 10,888 SH   SOLE   0 0 10,888
ISHARES TR US TREAS BD ETF 46429B267 1,158 43,385 SH   SOLE   0 0 43,385
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 9,489 179,578 SH   SOLE   0 0 179,578
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 13,999 253,785 SH   SOLE   0 0 253,785
AT&T INC COM 00206R102 202 8,202 SH   SOLE   0 0 8,202
ALPHABET INC CAP STK CL C 02079K107 1,320 456 SH   SOLE   0 0 456
ALPHABET INC CAP STK CL A 02079K305 261 90 SH   SOLE   0 0 90
AMAZON COM INC COM 023135106 780 234 SH   SOLE   0 0 234
APPLE INC COM 037833100 5,582 31,433 SH   SOLE   0 0 31,433
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 7,903 272,804 SH   SOLE   0 0 272,804
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 2,329 89,196 SH   SOLE   0 0 89,196
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401 236 4,559 SH   SOLE   0 0 4,559
EATON CORP PLC SHS G29183103 223 1,292 SH   SOLE   0 0 1,292
META PLATFORMS INC CL A 30303M102 247 733 SH   SOLE   0 0 733
ISHARES INC CORE MSCI EMKT 46434G103 244 4,073 SH   SOLE   0 0 4,073
ISHARES TR CORE MSCI TOTAL 46432F834 274 3,857 SH   SOLE   0 0 3,857
JPMORGAN CHASE & CO COM 46625H100 505 3,190 SH   SOLE   0 0 3,190
MARATHON PETE CORP COM 56585A102 256 4,000 SH   SOLE   0 0 4,000
SERVICENOW INC COM 81762P102 228 352 SH   SOLE   0 0 352
UNITEDHEALTH GROUP INC COM 91324P102 858 1,709 SH   SOLE   0 0 1,709
WP CAREY INC COM 92936U109 389 4,741 SH   SOLE   0 0 4,741
ISHARES TR BLACKROCK ULTRA 46434V878 6,792 134,789 SH   SOLE   0 0 134,789