The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   590,097 4,571 SH   SOLE 0 1,307 0 3,264
ABBOTT LABS COM 002824100   478,116 4,227 SH   SOLE 0 1,518 0 2,709
ABBVIE INC COM 00287Y109   621,146 3,495 SH   SOLE 0 1,552 0 1,943
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   792,583 2,253 SH   SOLE 0 1,728 0 525
ADOBE INC COM 00724F101   940,498 2,115 SH   SOLE 0 1,317 0 798
AFLAC INC COM 001055102   600,986 5,810 SH   SOLE 0 1,252 0 4,558
ALLEGION PLC ORD SHS G0176J109   304,876 2,333 SH   SOLE 0 0 0 2,333
ALPHABET INC CAP STK CL C 02079K107   2,775,663 14,575 SH   SOLE 0 2,455 0 12,120
ALPHABET INC CAP STK CL A 02079K305   3,706,683 19,581 SH   SOLE 0 4,747 0 14,834
AMAZON COM INC COM 023135106   1,108,797 5,054 SH   SOLE 0 1,487 0 3,567
AMERICAN ELEC PWR CO INC COM 025537101   314,597 3,411 SH   SOLE 0 1,753 0 1,658
AMERICAN EXPRESS CO COM 025816109   1,184,192 3,990 SH   SOLE 0 1,345 0 2,645
AMGEN INC COM 031162100   996,948 3,825 SH   SOLE 0 1,643 0 2,182
AMPLIFY ETF TR AMPLIFY CYBERSEC 032108664   307,867 4,133 SH   SOLE 0 1,649 0 2,484
APPLE INC COM 037833100   13,758,288 54,941 SH   SOLE 0 8,975 0 45,966
APPLIED MATLS INC COM 038222105   302,167 1,858 SH   SOLE 0 1,024 0 834
AUTODESK INC COM 052769106   634,293 2,146 SH   SOLE 0 576 0 1,570
AUTOMATIC DATA PROCESSING IN COM 053015103   902,397 3,083 SH   SOLE 0 2,048 0 1,035
BANK AMERICA CORP COM 060505104   325,845 7,414 SH   SOLE 0 2,615 0 4,799
BANK NEW YORK MELLON CORP COM 064058100   495,938 6,455 SH   SOLE 0 4,555 0 1,900
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   2,435,020 5,372 SH   SOLE 0 1,233 0 4,139
BEST BUY INC COM 086516101   428,485 4,994 SH   SOLE 0 2,409 0 2,585
BLACKROCK INC COM 09290D101   269,604 263 SH   SOLE 0 221 0 42
BRC INC COM CL A 05601U105   55,634 17,550 SH   SOLE 0 0 0 17,550
BRISTOL-MYERS SQUIBB CO COM 110122108   408,889 7,229 SH   SOLE 0 2,172 0 5,057
CAPITAL ONE FINL CORP COM 14040H105   336,846 1,889 SH   SOLE 0 145 0 1,744
CARLISLE COS INC COM 142339100   681,631 1,848 SH   SOLE 0 1,521 0 327
CARNIVAL CORP UNIT 99/99/9999 143658300   562,544 22,574 SH   SOLE 0 12,074 0 10,500
CHEVRON CORP NEW COM 166764100   783,390 5,409 SH   SOLE 0 5,115 0 293
CHEWY INC CL A 16679L109   532,022 15,886 SH   SOLE 0 4,338 0 11,548
CINTAS CORP COM 172908105   516,676 2,828 SH   SOLE 0 2,068 0 760
CIRRUS LOGIC INC COM 172755100   200,255 2,011 SH   SOLE 0 1,115 0 896
CISCO SYS INC COM 17275R102   1,471,397 24,855 SH   SOLE 0 7,780 0 17,075
COCA COLA CO COM 191216100   762,869 12,253 SH   SOLE 0 2,289 0 9,964
COCA-COLA FEMSA SAB DE CV SPONS ADS REP 191241108   318,726 4,092 SH   SOLE 0 1,334 0 2,758
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102   655,588 8,525 SH   SOLE 0 3,318 0 5,207
COLGATE PALMOLIVE CO COM 194162103   327,276 3,600 SH   SOLE 0 800 0 2,800
CONOCOPHILLIPS COM 20825C104   279,212 2,815 SH   SOLE 0 1,419 0 1,396
CONSTELLATION BRANDS INC CL A 21036P108   295,035 1,335 SH   SOLE 0 740 0 595
COSTCO WHSL CORP NEW COM 22160K105   5,580,084 6,090 SH   SOLE 0 907 0 5,183
CSX CORP COM 126408103   267,583 8,292 SH   SOLE 0 1,092 0 7,200
DANAHER CORPORATION COM 235851102   606,313 2,641 SH   SOLE 0 1,195 0 1,446
DEERE & CO COM 244199105   326,410 770 SH   SOLE 0 28 0 742
DIAGEO PLC SPON ADR NEW 25243Q205   382,026 3,005 SH   SOLE 0 0 0 3,005
DISNEY WALT CO COM 254687106   648,234 5,822 SH   SOLE 0 2,867 0 2,955
DUKE ENERGY CORP NEW COM NEW 26441C204   234,658 2,178 SH   SOLE 0 851 0 1,327
EATON CORP PLC SHS G29183103   560,860 1,690 SH   SOLE 0 1,180 0 510
EBAY INC. COM 278642103   261,760 4,225 SH   SOLE 0 2,418 0 1,807
ELECTRONIC ARTS INC COM 285512109   226,039 1,545 SH   SOLE 0 727 0 818
ELI LILLY & CO COM 532457108   358,980 465 SH   SOLE 0 255 0 210
ENTERPRISE PRODS PARTNERS L COM 293792107   217,011 6,920 SH   SOLE 0 5,205 0 1,715
EOG RES INC COM 26875P101   350,701 2,861 SH   SOLE 0 1,657 0 1,204
EXXON MOBIL CORP COM 30231G102   510,205 4,743 SH   SOLE 0 1,815 0 2,928
FACTSET RESH SYS INC COM 303075105   475,477 990 SH   SOLE 0 400 0 590
GAP INC COM 364760108   317,965 13,456 SH   SOLE 0 7,095 0 6,361
GARMIN LTD SHS H2906T109   1,227,453 5,951 SH   SOLE 0 2,344 0 3,607
GE AEROSPACE COM NEW 369604301   1,038,435 6,226 SH   SOLE 0 2,094 0 4,132
GE HEALTHCARE TECHNOLOGIES I COMMON STOCK 36266G107   530,295 6,783 SH   SOLE 0 2,529 0 4,254
GENWORTH FINL INC COM SHS 37247D106   104,850 15,000 SH   SOLE 0 0 0 15,000
GLOBAL X FDS ARTIFICIAL ETF 37954Y632   403,943 10,454 SH   SOLE 0 7,379 0 3,075
HALOZYME THERAPEUTICS INC COM 40637H109   401,508 8,398 SH   SOLE 0 3,998 0 4,400
HERSHEY CO COM 427866108   650,304 3,840 SH   SOLE 0 1,884 0 1,956
HOME DEPOT INC COM 437076102   2,328,381 5,986 SH   SOLE 0 1,979 0 4,007
INTUITIVE SURGICAL INC COM NEW 46120E602   2,348,820 4,500 SH   SOLE 0 0 0 4,500
INVESCO ACTVELY MNGD ETC FD OPTIMUM YIELD 46090F100   592,354 45,601 SH   SOLE 0 28,508 0 17,093
INVESCO EXCHANGE TRADED FD T S&P 500 GARP ETF 46137V431   5,032,877 47,987 SH   SOLE 0 25,818 0 22,169
ISHARES GOLD TR ISHARES NEW 464285204   4,663,099 94,185 SH   SOLE 0 44,569 0 49,616
ISHARES TR 3 7 YR TREAS BD 464288661   372,302 3,222 SH   SOLE 0 329 0 2,893
ISHARES TR NATIONAL MUN ETF 464288414   2,417,513 22,689 SH   SOLE 0 13,919 0 8,770
ISHARES TR 0-5 YR TIPS ETF 46429B747   5,405,137 53,729 SH   SOLE 0 28,742 0 24,987
ISHARES TR MSCI ACWI ETF 464288257   576,817 4,909 SH   SOLE 0 2,705 0 2,204
ISHARES TR SHRT NAT MUN ETF 464288158   4,346,409 41,206 SH   SOLE 0 23,571 0 17,635
ISHARES TR CORE US AGGBD ET 464287226   3,012,621 31,090 SH   SOLE 0 17,297 0 13,793
ISHARES TR TIPS BD ETF 464287176   356,303 3,344 SH   SOLE 0 2,030 0 1,314
ISHARES TR 1 3 YR TREAS BD 464287457   877,259 10,701 SH   SOLE 0 4,413 0 6,288
ISHARES TR CORE S&P MCP ETF 464287507   3,950,142 63,395 SH   SOLE 0 34,909 0 28,486
ISHARES TR CORE S&P SCP ETF 464287804   615,851 5,345 SH   SOLE 0 3,571 0 1,774
ISHARES TR CORE S&P500 ETF 464287200   253,132 430 SH   SOLE 0 229 0 201
ISHARES TR U.S. REAL ES ETF 464287739   370,949 3,986 SH   SOLE 0 1,395 0 2,591
ISHARES TR 0-5YR INVT GR CP 46434V100   241,438 4,854 SH   SOLE 0 1,905 0 2,949
ISHARES TR CORE DIV GRWTH 46434V621   6,343,231 103,411 SH   SOLE 0 56,737 0 46,674
ISHARES TR GLOBAL REIT ETF 46434V647   4,054,645 169,155 SH   SOLE 0 89,754 0 79,401
ISHARES U S ETF TR GSCI CMDTY STGY 46431W853   1,639,556 64,779 SH   SOLE 0 31,758 0 33,021
J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF 46641Q837   602,425 11,960 SH   SOLE 0 7,030 0 4,930
JOHNSON & JOHNSON COM 478160104   1,314,220 9,087 SH   SOLE 0 4,567 0 4,520
JPMORGAN CHASE & CO. COM 46625H100   1,875,249 7,823 SH   SOLE 0 4,524 0 3,299
KINDER MORGAN INC DEL COM 49456B101   418,288 15,266 SH   SOLE 0 2,770 0 12,496
KLA CORP COM NEW 482480100   239,446 380 SH   SOLE 0 270 0 110
LAM RESEARCH CORP COM NEW 512807306   251,071 3,476 SH   SOLE 0 1,703 0 1,773
LEIDOS HOLDINGS INC COM 525327102   273,714 1,900 SH   SOLE 0 1,425 0 475
LOWES COS INC COM 548661107   806,049 3,266 SH   SOLE 0 650 0 2,616
MACERICH CO COM 554382101   205,734 10,328 SH   SOLE 0 958 0 9,370
MATTEL INC COM 577081102   195,597 11,032 SH   SOLE 0 6,259 0 4,773
MCDONALDS CORP COM 580135101   1,029,081 3,550 SH   SOLE 0 1,484 0 2,066
MERCK & CO INC COM 58933Y105   1,061,765 10,673 SH   SOLE 0 4,005 0 6,668
META PLATFORMS INC CL A 30303M102   725,447 1,239 SH   SOLE 0 599 0 640
MICROSOFT CORP COM 594918104   3,204,352 7,602 SH   SOLE 0 3,327 0 4,275
MID-AMER APT CMNTYS INC COM 59522J103   324,597 2,100 SH   SOLE 0 0 0 2,100
MOLSON COORS BEVERAGE CO CL B 60871R209   799,614 13,950 SH   SOLE 0 5,138 0 8,812
MONDELEZ INTL INC CL A 609207105   379,524 6,354 SH   SOLE 0 2,094 0 4,260
NETFLIX INC COM 64110L106   1,053,540 1,182 SH   SOLE 0 648 0 534
NEXTERA ENERGY INC COM 65339F101   1,183,745 16,512 SH   SOLE 0 4,872 0 11,640
NIKE INC CL B 654106103   367,151 4,852 SH   SOLE 0 3,036 0 1,816
NORTHROP GRUMMAN CORP COM 666807102   491,816 1,048 SH   SOLE 0 25 0 1,023
NOVARTIS AG SPONSORED ADR 66987V109   498,422 5,122 SH   SOLE 0 88 0 5,034
NVIDIA CORPORATION COM 67066G104   259,583 1,933 SH   SOLE 0 158 0 1,775
ORACLE CORP COM 68389X105   897,190 5,384 SH   SOLE 0 184 0 5,200
PARKER-HANNIFIN CORP COM 701094104   945,160 1,486 SH   SOLE 0 867 0 619
PAYPAL HLDGS INC COM 70450Y103   1,380,878 16,179 SH   SOLE 0 5,296 0 10,883
PDD HOLDINGS INC SPONSORED ADS 722304102   213,378 2,200 SH   SOLE 0 0 0 2,200
PEPSICO INC COM 713448108   1,393,953 9,167 SH   SOLE 0 2,908 0 6,259
PFIZER INC COM 717081103   351,812 13,261 SH   SOLE 0 5,978 0 7,283
PLBY GROUP INC COM 72814P109   40,825 27,962 SH   SOLE 0 0 0 27,962
PNC FINL SVCS GROUP INC COM 693475105   1,116,794 5,791 SH   SOLE 0 3,142 0 2,649
PROCTER AND GAMBLE CO COM 742718109   969,878 5,785 SH   SOLE 0 579 0 5,206
PROLOGIS INC. COM 74340W103   415,084 3,927 SH   SOLE 0 2,461 0 1,466
QUALCOMM INC COM 747525103   1,723,463 11,219 SH   SOLE 0 1,667 0 9,552
REPUBLIC SVCS INC COM 760759100   471,164 2,342 SH   SOLE 0 707 0 1,635
ROSS STORES INC COM 778296103   234,325 1,549 SH   SOLE 0 252 0 1,297
RTX CORPORATION COM 75513E101   844,987 7,302 SH   SOLE 0 3,977 0 3,325
SCHWAB STRATEGIC TR FUNDAMENTAL INTL 808524755   4,507,328 135,722 SH   SOLE 0 74,050 0 61,672
SCHWAB STRATEGIC TR FUNDAMENTAL US L 808524771   7,427,303 313,653 SH   SOLE 0 188,139 0 125,514
SCHWAB STRATEGIC TR US TIPS ETF 808524870   240,012 9,292 SH   SOLE 0 432 0 8,860
SHELL PLC SPON ADS 780259305   798,725 12,749 SH   SOLE 0 1,885 0 10,864
SIRIUSXM HOLDINGS INC COMMON STOCK 829933100   358,393 15,719 SH   SOLE 0 8,459 0 7,260
SONY GROUP CORP SPONSORED ADR 835699307   846,083 39,985 SH   SOLE 0 13,000 0 26,985
SPDR GOLD TR GOLD SHS 78463V107   518,158 2,140 SH   SOLE 0 722 0 1,418
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   2,650,003 28,984 SH   SOLE 0 12,944 0 16,040
SS&C TECHNOLOGIES HLDGS INC COM 78467J100   364,216 4,806 SH   SOLE 0 2,317 0 2,489
STARBUCKS CORP COM 855244109   655,084 7,179 SH   SOLE 0 4,895 0 2,284
STRYKER CORPORATION COM 863667101   719,020 1,997 SH   SOLE 0 1,229 0 768
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   260,687 1,320 SH   SOLE 0 0 0 1,320
TARGET CORP COM 87612E106   394,726 2,920 SH   SOLE 0 835 0 2,085
TELEPHONE & DATA SYS INC COM NEW 879433829   1,159,740 34,000 SH   SOLE 0 0 0 34,000
TESLA INC COM 88160R101   848,064 2,100 SH   SOLE 0 2,100 0 0
TEXAS INSTRS INC COM 882508104   200,823 1,071 SH   SOLE 0 474 0 597
THE CIGNA GROUP COM 125523100   752,482 2,725 SH   SOLE 0 354 0 2,371
THERMO FISHER SCIENTIFIC INC COM 883556102   417,224 802 SH   SOLE 0 397 0 405
TIDEWATER INC NEW COM 88642R109   220,153 4,024 SH   SOLE 0 2,363 0 1,661
TJX COS INC NEW COM 872540109   882,155 7,302 SH   SOLE 0 2,640 0 4,662
TKO GROUP HOLDINGS INC CL A 87256C101   284,220 2,000 SH   SOLE 0 0 0 2,000
TORONTO DOMINION BK ONT COM NEW 891160509   266,253 5,001 SH   SOLE 0 2,586 0 2,415
TRAVELERS COMPANIES INC COM 89417E109   576,932 2,395 SH   SOLE 0 1,015 0 1,380
UNILEVER PLC SPON ADR NEW 904767704   260,026 4,586 SH   SOLE 0 186 0 4,400
UNITEDHEALTH GROUP INC COM 91324P102   528,118 1,044 SH   SOLE 0 412 0 632
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   791,739 10,246 SH   SOLE 0 2,861 0 7,385
VANGUARD INDEX FDS SMALL CP ETF 922908751   226,344 942 SH   SOLE 0 559 0 383
VANGUARD INDEX FDS SM CP VAL ETF 922908611   8,061,267 40,676 SH   SOLE 0 22,663 0 18,013
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   3,648,723 40,960 SH   SOLE 0 20,496 0 20,464
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   241,732 4,992 SH   SOLE 0 1,467 0 3,525
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   706,833 14,100 SH   SOLE 0 0 0 14,100
VANGUARD SCOTTSDALE FDS TOTAL WLD BD ETF 92206C565   2,838,622 41,628 SH   SOLE 0 21,475 0 20,153
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   3,307,031 57,018 SH   SOLE 0 27,738 0 29,279
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   4,011,686 68,953 SH   SOLE 0 35,938 0 33,015
VANGUARD STAR FDS VG TL INTL STK F 921909768   2,528,804 42,912 SH   SOLE 0 24,574 0 18,338
VANGUARD WELLINGTON FD SHORT TRM TAX EX 921935870   481,200 4,800 SH   SOLE 0 0 0 4,800
VEEVA SYS INC CL A COM 922475108   259,449 1,234 SH   SOLE 0 620 0 614
VERIZON COMMUNICATIONS INC COM 92343V104   266,493 6,664 SH   SOLE 0 2,580 0 4,084
VIATRIS INC COM 92556V106   189,402 15,213 SH   SOLE 0 8,882 0 6,331
VISA INC COM CL A 92826C839   1,439,265 4,554 SH   SOLE 0 1,812 0 2,742
WALMART INC COM 931142103   935,665 10,356 SH   SOLE 0 5,076 0 5,280
WEC ENERGY GROUP INC COM 92939U106   384,153 4,085 SH   SOLE 0 1,900 0 2,185
WILLIS TOWERS WATSON PLC LTD SHS G96629103   394,682 1,260 SH   SOLE 0 1,260 0 0
WISDOMTREE TR US MIDCAP DIVID 97717W505   227,836 4,470 SH   SOLE 0 3,405 0 1,065
YUM BRANDS INC COM 988498101   615,616 4,589 SH   SOLE 0 1,138 0 3,451
ZOOM COMMUNICATIONS INC CL A 98980L101   771,949 9,459 SH   SOLE 0 4,418 0 5,041