The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305 540 248 SH   SOLE   248 0 0
AMAZON COM INC COM 023135106 488 4,599 SH   SOLE   4,599 0 0
APPLE INC COM 037833100 783 5,728 SH   SOLE   5,728 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 514 1,883 SH   SOLE   1,883 0 0
FIRST TR EXCHANGE-TRADED FD SENIOR LN FD 33738D309 1,758 39,868 SH   SOLE   39,868 0 0
INVESCO ACTIVELY MANAGED ETF ULTRA SHRT DUR 46090A887 5,217 105,281 SH   SOLE   105,281 0 0
INVESCO EXCH TRADED FD TR II CALIF AMT MUN 46138E206 1,184 48,680 SH   SOLE   48,680 0 0
INVESCO EXCH TRADED FD TR II S&P INTL LOW 46138E230 838 30,369 SH   SOLE   30,369 0 0
INVESCO EXCH TRADED FD TR II S&P SMLCP LOW 46138G102 787 17,679 SH   SOLE   17,679 0 0
ISHARES TR AGGRES ALLOC ETF 464289859 209 3,486 SH   SOLE   3,486 0 0
ISHARES TR CALIF MUN BD ETF 464288356 1,504 26,634 SH   SOLE   26,634 0 0
ISHARES TR COHEN STEER REIT 464287564 5,375 88,448 SH   SOLE   88,448 0 0
ISHARES TR CORE INTL AGGR 46435G672 2,786 55,925 SH   SOLE   55,925 0 0
ISHARES TR CORE S&P MCP ETF 464287507 253 1,120 SH   SOLE   1,120 0 0
ISHARES TR CORE S&P SCP ETF 464287804 606 6,556 SH   SOLE   6,556 0 0
ISHARES TR CORE S&P TTL STK 464287150 247 2,950 SH   SOLE   2,950 0 0
ISHARES TR CORE S&P500 ETF 464287200 6,592 17,386 SH   SOLE   17,386 0 0
ISHARES TR CORE US AGGBD ET 464287226 2,427 23,866 SH   SOLE   23,866 0 0
ISHARES TR IBOXX HI YD ETF 464288513 1,680 22,824 SH   SOLE   22,824 0 0
ISHARES TR IBOXX INV CP ETF 464287242 2,694 24,482 SH   SOLE   24,482 0 0
ISHARES TR MSCI EAFE MIN VL 46429B689 4,557 71,986 SH   SOLE   71,986 0 0
ISHARES TR MSCI USA MIN VOL 46429B697 13,873 197,586 SH   SOLE   197,586 0 0
ISHARES TR MSCI USA MMENTM 46432F396 5,964 43,732 SH   SOLE   43,732 0 0
ISHARES TR NATIONAL MUN ETF 464288414 3,217 30,243 SH   SOLE   30,243 0 0
ISHARES TR RUS MD CP GR ETF 464287481 302 3,811 SH   SOLE   3,811 0 0
ISHARES TR RUS MID CAP ETF 464287499 270 4,176 SH   SOLE   4,176 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 862 14,281 SH   SOLE   14,281 0 0
ISHARES TR SHRT NAT MUN ETF 464288158 1,698 16,218 SH   SOLE   16,218 0 0
JOHNSON & JOHNSON COM 478160104 660 3,716 SH   SOLE   3,716 0 0
JPMORGAN CHASE & CO COM 46625H100 550 4,881 SH   SOLE   4,881 0 0
META PLATFORMS INC CL A 30303M102 434 2,690 SH   SOLE   2,690 0 0
MICROSOFT CORP COM 594918104 827 3,221 SH   SOLE   3,221 0 0
NVIDIA CORPORATION COM 67066G104 385 2,537 SH   SOLE   2,537 0 0
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 4,819 167,111 SH   SOLE   167,111 0 0
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 3,447 99,152 SH   SOLE   99,152 0 0
SPDR SER TR NUVEEN BLMBRG SH 78468R739 1,859 39,341 SH   SOLE   39,341 0 0
SPDR SER TR PORTFLI TIPS ETF 78464A656 2,716 98,680 SH   SOLE   98,680 0 0
SPDR SER TR PORTFOLI S&P1500 78464A805 1,965 42,273 SH   SOLE   42,273 0 0
SPDR SER TR PRTFLO S&P500 GW 78464A409 2,730 52,216 SH   SOLE   52,216 0 0
SPDR SER TR S&P DIVID ETF 78464A763 1,155 9,735 SH   SOLE   9,735 0 0
SPDR SER TR SSGA US LRG ETF 78468R804 206 1,570 SH   SOLE   1,570 0 0
SPDR SER TR SSGA US SMAL ETF 78468R887 6,980 66,930 SH   SOLE   66,930 0 0
SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608 960 23,045 SH   SOLE   23,045 0 0
TESLA INC COM 88160R101 533 792 SH   SOLE   792 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 6,252 81,419 SH   SOLE   81,419 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 15,015 199,511 SH   SOLE   199,511 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 7,668 38,930 SH   SOLE   38,930 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 2,264 45,352 SH   SOLE   45,352 0 0
VANGUARD TAX-MANAGED INTL FD VAN FTSE DEV MKT 921943858 273 6,696 SH   SOLE   6,696 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 9,006 88,552 SH   SOLE   88,552 0 0
VANGUARD WORLD FDS CONSUM STP ETF 92204A207 201 1,083 SH   SOLE   1,083 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702 2,337 7,157 SH   SOLE   7,157 0 0
WISDOMTREE TR US HGH YLD CORP 97717X172 943 21,442 SH   SOLE   21,442 0 0