The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305 215 147 SH   SOLE   0 0 147
AMAZON COM INC COM 023135106 296 94 SH   SOLE   0 0 94
APPLE INC COM 037833100 431 3,724 SH   SOLE   0 0 3,724
FACEBOOK INC CL A 30303M102 252 961 SH   SOLE   0 0 961
FIRST TR EXCHANGE-TRADED FD SENIOR LN FD 33738D309 2,215 48,133 SH   SOLE   0 0 48,133
INVESCO ACTIVELY MANAGED ETF ULTRA SHRT DUR 46090A887 2,771 54,847 SH   SOLE   0 0 54,847
INVESCO EXCH TRADED FD TR II CALIF AMT MUN 46138E206 1,232 44,607 SH   SOLE   0 0 44,607
INVESCO EXCH TRADED FD TR II S&P SMLCP LOW 46138G102 593 17,872 SH   SOLE   0 0 17,872
INVESCO EXCH TRADED FD TR II S&P INTL LOW 46138E230 827 29,072 SH   SOLE   0 0 29,072
ISHARES TR CORE S&P MCP ETF 464287507 223 1,205 SH   SOLE   0 0 1,205
ISHARES TR AGGRES ALLOC ETF 464289859 1,311 22,603 SH   SOLE   0 0 22,603
ISHARES TR MSCI USA MIN VOL 46429B697 10,787 169,266 SH   SOLE   0 0 169,266
ISHARES TR CORE INTL AGGR 46435G672 2,227 40,015 SH   SOLE   0 0 40,015
ISHARES TR CORE S&P500 ETF 464287200 1,375 4,093 SH   SOLE   0 0 4,093
ISHARES TR CALIF MUN BD ETF 464288356 797 12,777 SH   SOLE   0 0 12,777
ISHARES TR MBS ETF 464288588 201 1,819 SH   SOLE   0 0 1,819
ISHARES TR MSCI USA MMENTM 46432F396 9,253 62,778 SH   SOLE   0 0 62,778
ISHARES TR S&P 500 GRWT ETF 464287309 657 2,842 SH   SOLE   0 0 2,842
ISHARES TR NATIONAL MUN ETF 464288414 1,054 9,090 SH   SOLE   0 0 9,090
ISHARES TR IBOXX INV CP ETF 464287242 2,668 19,806 SH   SOLE   0 0 19,806
ISHARES TR CORE S&P SCP ETF 464287804 478 6,810 SH   SOLE   0 0 6,810
ISHARES TR CORE US AGGBD ET 464287226 1,139 9,646 SH   SOLE   0 0 9,646
ISHARES TR CRE U S REIT ETF 464288521 1,030 23,554 SH   SOLE   0 0 23,554
ISHARES TR SHRT NAT MUN ETF 464288158 609 5,630 SH   SOLE   0 0 5,630
ISHARES TR MSCI EAFE MIN VL 46429B689 5,300 77,797 SH   SOLE   0 0 77,797
ISHARES TR COHEN STEER REIT 464287564 2,910 28,525 SH   SOLE   0 0 28,525
ISHARES TR RUS MD CP GR ETF 464287481 408 2,363 SH   SOLE   0 0 2,363
ISHARES TR CORE S&P TTL STK 464287150 207 2,737 SH   SOLE   0 0 2,737
ISHARES TR IBOXX HI YD ETF 464288513 2,024 24,124 SH   SOLE   0 0 24,124
MICROSOFT CORP COM 594918104 296 1,408 SH   SOLE   0 0 1,408
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 5,090 173,941 SH   SOLE   0 0 173,941
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 3,104 84,902 SH   SOLE   0 0 84,902
SPDR SER TR BLOOMBERG SRT TR 78468R408 216 8,346 SH   SOLE   0 0 8,346
SPDR SER TR PORTFLI TIPS ETF 78464A656 2,273 73,632 SH   SOLE   0 0 73,632
SPDR SER TR S&P DIVID ETF 78464A763 913 9,885 SH   SOLE   0 0 9,885
SPDR SER TR PORTFOLI S&P1500 78464A805 2,298 56,211 SH   SOLE   0 0 56,211
SPDR SER TR BLOMBERG BRC INV 78468R200 203 6,654 SH   SOLE   0 0 6,654
SPDR SER TR NUVEEN BLMBRG SR 78468R739 1,597 32,029 SH   SOLE   0 0 32,029
SPDR SER TR PORTFOLIO SH TSR 78468R101 1,539 50,114 SH   SOLE   0 0 50,114
SPDR SER TR SSGA US SMAL ETF 78468R887 4,762 62,855 SH   SOLE   0 0 62,855
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 2,208 26,590 SH   SOLE   0 0 26,590
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 15,391 174,463 SH   SOLE   0 0 174,463
VANGUARD INDEX FDS MID CAP ETF 922908629 6,547 37,143 SH   SOLE   0 0 37,143
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 3,121 57,333 SH   SOLE   0 0 57,333
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 2,303 27,800 SH   SOLE   0 0 27,800
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 251 6,126 SH   SOLE   0 0 6,126
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 8,101 100,093 SH   SOLE   0 0 100,093
VANGUARD WORLD FDS INF TECH ETF 92204A702 554 1,779 SH   SOLE   0 0 1,779