The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ADOBE SYSTEMS INCORPORATED COM 00724F101 1,080 2,370 SH   SOLE   0 0 2,370
ADVANCED MICRO DEVICES INC COM 007903107 341 3,116 SH   SOLE   0 0 3,116
ALPHABET INC CAP STK CL A 02079K305 634 228 SH   SOLE   0 0 228
ALPHABET INC CAP STK CL C 02079K107 665 238 SH   SOLE   0 0 238
AMAZON COM INC COM 023135106 786 241 SH   SOLE   0 0 241
APPLE INC COM 037833100 3,970 22,735 SH   SOLE   0 0 22,735
APPLIED MATLS INC COM 038222105 808 6,127 SH   SOLE   0 0 6,127
CHEVRON CORP NEW COM 166764100 235 1,442 SH   SOLE   0 0 1,442
CISCO SYS INC COM 17275R102 614 11,017 SH   SOLE   0 0 11,017
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 2,738 48,844 SH   SOLE   0 0 48,844
EBAY INC. COM 278642103 250 4,364 SH   SOLE   0 0 4,364
GENERAL ELECTRIC CO COM NEW 369604301 249 2,719 SH   SOLE   0 0 2,719
HP INC COM 40434L105 305 8,413 SH   SOLE   0 0 8,413
INTERNATIONAL BUSINESS MACHS COM 459200101 283 2,173 SH   SOLE   0 0 2,173
INTUIT COM 461202103 289 601 SH   SOLE   0 0 601
INVESCO EXCH TRADED FD TR II FTSE RAFI EMNG 46138E727 261 12,517 SH   SOLE   0 0 12,517
INVESCO EXCH TRADED FD TR II FTSE RAFI SML 46138E735 1,369 39,712 SH   SOLE   0 0 39,712
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1500 46137V597 338 1,852 SH   SOLE   0 0 1,852
INVESCO EXCHANGE TRADED FD T S&P500 PUR GWT 46137V266 264 1,438 SH   SOLE   0 0 1,438
INVESCO QQQ TR UNIT SER 1 46090E103 1,082 2,984 SH   SOLE   0 0 2,984
ISHARES INC CORE MSCI EMKT 46434G103 841 15,140 SH   SOLE   0 0 15,140
ISHARES INC ESG AWR MSCI EM 46434G863 436 11,870 SH   SOLE   0 0 11,870
ISHARES INC MSCI EMERG MKT 46434G889 5,854 120,968 SH   SOLE   0 0 120,968
ISHARES INC MSCI EMERG MRKT 464286533 11,961 195,989 SH   SOLE   0 0 195,989
ISHARES TR CORE MSCI EAFE 46432F842 5,185 74,594 SH   SOLE   0 0 74,594
ISHARES TR CORE S&P SCP ETF 464287804 243 2,249 SH   SOLE   0 0 2,249
ISHARES TR CORE S&P TTL STK 464287150 4,914 48,678 SH   SOLE   0 0 48,678
ISHARES TR CORE S&P500 ETF 464287200 671 1,478 SH   SOLE   0 0 1,478
ISHARES TR CORE US AGGBD ET 464287226 449 4,188 SH   SOLE   0 0 4,188
ISHARES TR ESG AW MSCI EAFE 46435G516 1,040 14,105 SH   SOLE   0 0 14,105
ISHARES TR ESG AWARE MSCI 46435U663 264 6,950 SH   SOLE   0 0 6,950
ISHARES TR ESG AWR MSCI USA 46435G425 389 3,840 SH   SOLE   0 0 3,840
ISHARES TR MSCI EAFE ETF 464287465 2,072 28,154 SH   SOLE   0 0 28,154
ISHARES TR MSCI EMG MKT ETF 464287234 640 14,175 SH   SOLE   0 0 14,175
ISHARES TR MSCI INTL MULTFT 46434V274 8,752 316,291 SH   SOLE   0 0 316,291
ISHARES TR MSCI INTL QUALTY 46434V456 6,222 168,766 SH   SOLE   0 0 168,766
ISHARES TR MSCI USA MULTIFT 46434V282 11,292 253,856 SH   SOLE   0 0 253,856
ISHARES TR MSCI USA QLT FCT 46432F339 10,837 80,497 SH   SOLE   0 0 80,497
ISHARES TR MSCI USA SMCP MN 46435G433 4,433 119,228 SH   SOLE   0 0 119,228
ISHARES TR MSCI USA SML CP 46434V290 4,749 87,019 SH   SOLE   0 0 87,019
ISHARES TR NATIONAL MUN ETF 464288414 2,180 19,886 SH   SOLE   0 0 19,886
ISHARES TR RUSSELL 2000 ETF 464287655 1,132 5,513 SH   SOLE   0 0 5,513
ISHARES TR RUSSELL 3000 ETF 464287689 677 2,580 SH   SOLE   0 0 2,580
JOHNSON & JOHNSON COM 478160104 392 2,213 SH   SOLE   0 0 2,213
LOCKHEED MARTIN CORP COM 539830109 907 2,055 SH   SOLE   0 0 2,055
MICROSOFT CORP COM 594918104 842 2,730 SH   SOLE   0 0 2,730
NORTONLIFELOCK INC COM 668771108 420 15,853 SH   SOLE   0 0 15,853
ORACLE CORP COM 68389X105 336 4,060 SH   SOLE   0 0 4,060
PEPSICO INC COM 713448108 682 4,076 SH   SOLE   0 0 4,076
RINGCENTRAL INC CL A 76680R206 228 1,943 SH   SOLE   0 0 1,943
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 588 21,174 SH   SOLE   0 0 21,174
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 5,403 147,143 SH   SOLE   0 0 147,143
SCHWAB STRATEGIC TR SCHWAB FDT US BM 808524789 685 11,865 SH   SOLE   0 0 11,865
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771 435 7,428 SH   SOLE   0 0 7,428
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763 333 6,222 SH   SOLE   0 0 6,222
SCHWAB STRATEGIC TR SCHWB FDT EMK LG 808524730 4,327 149,466 SH   SOLE   0 0 149,466
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755 1,356 42,062 SH   SOLE   0 0 42,062
SCHWAB STRATEGIC TR SCHWB FDT INT SC 808524748 6,342 179,246 SH   SOLE   0 0 179,246
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 1,058 20,914 SH   SOLE   0 0 20,914
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 3,350 62,743 SH   SOLE   0 0 62,743
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 751 13,938 SH   SOLE   0 0 13,938
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 2,187 63,790 SH   SOLE   0 0 63,790
SPDR S&P 500 ETF TR TR UNIT 78462F103 646 1,430 SH   SOLE   0 0 1,430
SPDR SER TR PORTFOLI S&P1500 78464A805 1,784 32,101 SH   SOLE   0 0 32,101
UNITEDHEALTH GROUP INC COM 91324P102 282 553 SH   SOLE   0 0 553
VANGUARD INDEX FDS LARGE CAP ETF 922908637 22,697 108,866 SH   SOLE   0 0 108,866
VANGUARD INDEX FDS SMALL CP ETF 922908751 2,830 13,315 SH   SOLE   0 0 13,315
VANGUARD INDEX FDS TOTAL STK MKT 922908769 39,973 175,572 SH   SOLE   0 0 175,572
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 6,384 110,853 SH   SOLE   0 0 110,853
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 2,796 60,605 SH   SOLE   0 0 60,605
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 301 2,426 SH   SOLE   0 0 2,426
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 2,054 39,848 SH   SOLE   0 0 39,848
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 3,972 24,495 SH   SOLE   0 0 24,495
VANGUARD STAR FDS VG TL INTL STK F 921909768 435 7,279 SH   SOLE   0 0 7,279
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 10,020 208,630 SH   SOLE   0 0 208,630
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810 3,961 50,113 SH   SOLE   0 0 50,113
WISDOMTREE TR YIELD ENHANCD US 97717X511 2,620 54,749 SH   SOLE   0 0 54,749