The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ANNALY CAPITAL MANAGEMENT IN COM NEW 035710839   267,966 13,292 SH   SOLE 0 0 0 13,292
APOLLO COML REAL EST FIN INC COM 03762U105   369,088 31,654 SH   SOLE 0 0 0 31,654
APPLE INC COM 037833100   641,592 3,367 SH   SOLE 0 0 0 3,367
ARBOR REALTY TRUST INC COM 038923108   343,990 21,635 SH   SOLE 0 0 0 21,635
CHEVRON CORP NEW COM 166764100   250,215 1,589 SH   SOLE 0 0 0 1,589
CORENERGY INFRASTRUCTURE TR COM NEW 21870U502   38,289 34,186 SH   SOLE 0 0 0 34,186
COSTCO WHSL CORP NEW COM 22160K105   230,253 428 SH   SOLE 0 0 0 428
DIVERSIFIED HEALTHCARE TR COM SH BEN INT 25525P107   175,410 70,164 SH   SOLE 0 0 0 70,164
ETF SER SOLUTIONS NETLEASE CORP 26922A248   1,365,991 55,105 SH   SOLE 0 0 0 55,105
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613   3,204,821 19,274 SH   SOLE 0 0 0 19,274
INVESCO EXCHANGE TRADED FD T INTL DIVI ACHI 46137V548   1,061,743 57,766 SH   SOLE 0 0 0 57,766
INVESCO EXCHANGE TRADED FD T BUYBACK ACHIEV 46137V308   1,186,411 12,946 SH   SOLE 0 0 0 12,946
INVESCO QQQ TR UNIT SER 1 46090E103   207,892 548 SH   SOLE 0 0 0 548
IRON MTN INC DEL COM 46284V101   508,912 8,610 SH   SOLE 0 0 0 8,610
ISHARES TR RUS 1000 ETF 464287622   2,960,388 11,947 SH   SOLE 0 0 0 11,947
ISHARES TR MSCI UK ETF NEW 46435G334   346,191 10,510 SH   SOLE 0 0 0 10,510
ISHARES TR EAFE VALUE ETF 464288877   487,117 9,684 SH   SOLE 0 0 0 9,684
ISHARES TR TIPS BD ETF 464287176   8,641,728 80,239 SH   SOLE 0 0 0 80,239
ISHARES TR SELF DRIVNG EV 46435U366   978,928 22,148 SH   SOLE 0 0 0 22,148
ISHARES TR ROBOTICS ARTIF 46435U556   897,011 25,520 SH   SOLE 0 0 0 25,520
ISHARES TR ISHS 5-10YR INVT 464288638   7,975,244 157,055 SH   SOLE 0 0 0 157,055
ISHARES TR RESIDENTIAL MULT 464288562   1,505,865 19,958 SH   SOLE 0 0 0 19,958
J P MORGAN EXCHANGE TRADED F BETABULDRS JAPAN 46641Q217   431,276 8,205 SH   SOLE 0 0 0 8,205
OFFICE PPTYS INCOME TR COM SHS BEN INT 67623C109   140,847 17,303 SH   SOLE 0 0 0 17,303
PACER FDS TR INDUSTRIAL RELET 69374H766   1,405,611 34,418 SH   SOLE 0 0 0 34,418
PHILIP MORRIS INTL INC COM 718172109   215,807 2,148 SH   SOLE 0 0 0 2,148
READY CAPITAL CORP COM 75574U101   202,954 17,406 SH   SOLE 0 0 0 17,406
SCHWAB CHARLES CORP COM 808513105   479,440 8,000 SH   SOLE 0 0 0 8,000
SCHWAB STRATEGIC TR SCHWB FDT EMK LG 808524730   201,894 7,320 SH   SOLE 0 0 0 7,320
SCHWAB STRATEGIC TR US TIPS ETF 808524870   200,408 3,819 SH   SOLE 0 0 0 3,819
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   3,367,534 50,179 SH   SOLE 0 0 0 50,179
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100   4,253,742 50,791 SH   SOLE 0 0 0 50,791
SELECT SECTOR SPDR TR ENERGY 81369Y506   4,203,066 50,240 SH   SOLE 0 0 0 50,240
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   1,170,942 33,960 SH   SOLE 0 0 0 33,960
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704   4,596,958 42,201 SH   SOLE 0 0 0 42,201
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   3,986,194 22,617 SH   SOLE 0 0 0 22,617
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   4,927,971 66,567 SH   SOLE 0 0 0 66,567
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   4,523,801 34,866 SH   SOLE 0 0 0 34,866
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   3,017,803 17,297 SH   SOLE 0 0 0 17,297
SPDR SER TR S&P DIVID ETF 78464A763   1,054,024 8,508 SH   SOLE 0 0 0 8,508
SPDR SER TR BBG CONV SEC ETF 78464A359   11,905,149 166,949 SH   SOLE 0 0 0 166,949
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   15,991,190 174,557 SH   SOLE 0 0 0 174,557
VANECK ETF TRUST JP MRGAN EM LOC 92189H300   347,938 13,357 SH   SOLE 0 0 0 13,357
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   16,097,940 212,010 SH   SOLE 0 0 0 212,010
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   1,784,996 24,482 SH   SOLE 0 0 0 24,482
VANGUARD INDEX FDS VALUE ETF 922908744   459,418 3,206 SH   SOLE 0 0 0 3,206
VANGUARD INDEX FDS MID CAP ETF 922908629   530,601 2,342 SH   SOLE 0 0 0 2,342
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   1,464,241 16,967 SH   SOLE 0 0 0 16,967
VANGUARD INDEX FDS TOTAL STK MKT 922908769   1,985,720 8,854 SH   SOLE 0 0 0 8,854
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   235,729 5,587 SH   SOLE 0 0 0 5,587
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   16,519,668 349,032 SH   SOLE 0 0 0 349,032
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   432,948 7,332 SH   SOLE 0 0 0 7,332
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771   338,914 7,334 SH   SOLE 0 0 0 7,334
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   581,745 12,250 SH   SOLE 0 0 0 12,250
VANGUARD WORLD FDS FINANCIALS ETF 92204A405   206,071 2,461 SH   SOLE 0 0 0 2,461
WISDOMTREE TR US LARGECAP DIVD 97717W307   4,688,400 73,165 SH   SOLE 0 0 0 73,165
WISDOMTREE TR US SMALLCAP DIVD 97717W604   4,619,016 155,995 SH   SOLE 0 0 0 155,995
WP CAREY INC COM 92936U109   370,145 5,312 SH   SOLE 0 0 0 5,312