The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ANNALY CAPITAL MANAGEMENT IN COM NEW 035710839   257,199 13,292 SH   SOLE 0 0 0 13,292
APOLLO COML REAL EST FIN INC COM 03762U105   290,455 31,640 SH   SOLE 0 0 0 31,640
APPLE INC COM 037833100   561,205 3,390 SH   SOLE 0 0 0 3,390
ARBOR REALTY TRUST INC COM 038923108   225,433 21,635 SH   SOLE 0 0 0 21,635
CHEVRON CORP NEW COM 166764100   273,892 1,592 SH   SOLE 0 0 0 1,592
CORENERGY INFRASTRUCTURE TR COM NEW 21870U502   41,024 34,186 SH   SOLE 0 0 0 34,186
COSTCO WHSL CORP NEW COM 22160K105   212,908 428 SH   SOLE 0 0 0 428
DIVERSIFIED HEALTHCARE TR COM SH BEN INT 25525P107   77,180 70,164 SH   SOLE 0 0 0 70,164
ETF SER SOLUTIONS NETLEASE CORP 26922A248   1,375,728 56,684 SH   SOLE 0 0 0 56,684
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613   3,170,922 20,031 SH   SOLE 0 0 0 20,031
INVESCO EXCHANGE TRADED FD T INTL DIVI ACHI 46137V548   1,073,251 58,108 SH   SOLE 0 0 0 58,108
INVESCO EXCHANGE TRADED FD T BUYBACK ACHIEV 46137V308   1,124,652 13,138 SH   SOLE 0 0 0 13,138
INVESCO QQQ TR UNIT SER 1 46090E103   214,826 674 SH   SOLE 0 0 0 674
IRON MTN INC DEL COM 46284V101   458,200 8,523 SH   SOLE 0 0 0 8,523
ISHARES TR RUS 1000 ETF 464287622   2,849,967 12,551 SH   SOLE 0 0 0 12,551
ISHARES TR MSCI UK ETF NEW 46435G334   353,085 10,518 SH   SOLE 0 0 0 10,518
ISHARES TR EAFE VALUE ETF 464288877   485,761 9,698 SH   SOLE 0 0 0 9,698
ISHARES TR TIPS BD ETF 464287176   10,112,428 91,665 SH   SOLE 0 0 0 91,665
ISHARES TR SELF DRIVNG EV 46435U366   836,606 22,262 SH   SOLE 0 0 0 22,262
ISHARES TR ISHS 5-10YR INVT 464288638   8,556,988 166,414 SH   SOLE 0 0 0 166,414
ISHARES TR RESIDENTIAL MULT 464288562   1,434,893 20,190 SH   SOLE 0 0 0 20,190
ISHARES TR ROBOTICS ARTIF 46435U556   788,075 25,847 SH   SOLE 0 0 0 25,847
J P MORGAN EXCHANGE TRADED F BETABULDRS JAPAN 46641Q217   395,852 8,211 SH   SOLE 0 0 0 8,211
OFFICE PPTYS INCOME TR COM SHS BEN INT 67623C109   140,501 17,303 SH   SOLE 0 0 0 17,303
PACER FDS TR INDUSTRIAL RELET 69374H766   1,403,827 35,177 SH   SOLE 0 0 0 35,177
PHILIP MORRIS INTL INC COM 718172109   213,087 2,136 SH   SOLE 0 0 0 2,136
READY CAPITAL CORP COM 75574U101   178,237 17,406 SH   SOLE 0 0 0 17,406
SCHWAB CHARLES CORP COM 808513105   205,960 4,000 SH   SOLE 0 0 0 4,000
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   3,554,225 51,015 SH   SOLE 0 0 0 51,015
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100   4,180,483 51,282 SH   SOLE 0 0 0 51,282
SELECT SECTOR SPDR TR ENERGY 81369Y506   4,422,935 50,797 SH   SOLE 0 0 0 50,797
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   1,142,622 35,093 SH   SOLE 0 0 0 35,093
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704   4,265,698 42,678 SH   SOLE 0 0 0 42,678
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   3,417,616 22,863 SH   SOLE 0 0 0 22,863
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   5,003,689 66,134 SH   SOLE 0 0 0 66,134
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   4,742,733 34,960 SH   SOLE 0 0 0 34,960
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   2,620,742 17,863 SH   SOLE 0 0 0 17,863
SPDR SER TR S&P DIVID ETF 78464A763   1,023,484 8,245 SH   SOLE 0 0 0 8,245
SPDR SER TR BBG CONV SEC ETF 78464A359   12,379,626 184,605 SH   SOLE 0 0 0 184,605
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   18,076,113 197,273 SH   SOLE 0 0 0 197,273
VANECK ETF TRUST JP MRGAN EM LOC 92189H300   336,788 13,397 SH   SOLE 0 0 0 13,397
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   17,806,206 232,457 SH   SOLE 0 0 0 232,457
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   1,818,215 24,567 SH   SOLE 0 0 0 24,567
VANGUARD INDEX FDS VALUE ETF 922908744   459,970 3,271 SH   SOLE 0 0 0 3,271
VANGUARD INDEX FDS MID CAP ETF 922908629   496,145 2,352 SH   SOLE 0 0 0 2,352
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   1,431,958 17,363 SH   SOLE 0 0 0 17,363
VANGUARD INDEX FDS TOTAL STK MKT 922908769   1,856,056 9,025 SH   SOLE 0 0 0 9,025
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   229,949 5,625 SH   SOLE 0 0 0 5,625
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   19,699,810 412,648 SH   SOLE 0 0 0 412,648
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   442,748 7,363 SH   SOLE 0 0 0 7,363
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771   340,852 7,297 SH   SOLE 0 0 0 7,297
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   562,935 12,106 SH   SOLE 0 0 0 12,106
WISDOMTREE TR US LARGECAP DIVD 97717W307   4,645,374 73,889 SH   SOLE 0 0 0 73,889
WISDOMTREE TR US SMALLCAP DIVD 97717W604   4,447,254 156,428 SH   SOLE 0 0 0 156,428
WP CAREY INC COM 92936U109   394,532 5,454 SH   SOLE 0 0 0 5,454