The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPS ETF TR DISRUPTIVE TECH 00162Q478 2,177 53,437 SH   SOLE 0 0 0 53,437
ANNALY CAPITAL MANAGEMENT IN COM 035710409 368 52,929 SH   SOLE 0 0 0 52,929
APOLLO COML REAL EST FIN INC COM 03762U105 381 29,818 SH   SOLE 0 0 0 29,818
APPLE INC COM 037833100 745 4,578 SH   SOLE 0 0 0 4,578
ARBOR REALTY TRUST INC COM 038923108 356 20,236 SH   SOLE 0 0 0 20,236
CHEVRON CORP NEW COM 166764100 250 1,854 SH   SOLE 0 0 0 1,854
CORENERGY INFRASTRUCTURE TR COM NEW 21870U502 108 32,090 SH   SOLE 0 0 0 32,090
COSTCO WHSL CORP NEW COM 22160K105 215 425 SH   SOLE 0 0 0 425
DBX ETF TR XTRACK MSCI EAFE 233051200 924 24,590 SH   SOLE 0 0 0 24,590
DIVERSIFIED HEALTHCARE TR COM SH BEN INT 25525P107 201 68,065 SH   SOLE 0 0 0 68,065
ESSENTIAL PPTYS RLTY TR INC COM 29670E107 1,091 43,818 SH   SOLE 0 0 0 43,818
ETF SER SOLUTIONS HOYA CAP HOUSI 26922A230 1,061 27,415 SH   SOLE 0 0 0 27,415
FIDELITY COVINGTON TRUST CONSMR STAPLES 316092303 2,000 43,681 SH   SOLE 0 0 0 43,681
INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508 1,009 46,335 SH   SOLE 0 0 0 46,335
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511 563 41,252 SH   SOLE 0 0 0 41,252
INVESCO QQQ TR UNIT SER 1 46090E103 227 657 SH   SOLE 0 0 0 657
IRON MTN INC NEW COM 46284V101 370 8,141 SH   SOLE 0 0 0 8,141
ISHARES INC MSCI GERMANY ETF 464286806 1,499 51,156 SH   SOLE 0 0 0 51,156
ISHARES INC MSCI MEXICO ETF 464286822 499 10,318 SH   SOLE 0 0 0 10,318
ISHARES TR MSCI UK ETF NEW 46435G334 3,966 115,896 SH   SOLE 0 0 0 115,896
ISHARES TR COHEN STEER REIT 464287564 276 4,201 SH   SOLE 0 0 0 4,201
ISHARES TR GLOBAL ENERG ETF 464287341 1,612 49,887 SH   SOLE 0 0 0 49,887
ISHARES TR RUS 1000 VAL ETF 464287598 1,623 10,246 SH   SOLE 0 0 0 10,246
ISHARES TR IBOXX INV CP ETF 464287242 482 3,917 SH   SOLE 0 0 0 3,917
ISHARES TR JPMORGAN USD EMG 464288281 2,071 20,927 SH   SOLE 0 0 0 20,927
ISHARES TR MSCI AC ASIA ETF 464288182 340 4,354 SH   SOLE 0 0 0 4,354
ISHARES TR EAFE VALUE ETF 464288877 4,076 82,130 SH   SOLE 0 0 0 82,130
ISHARES TR PFD AND INCM SEC 464288687 558 15,576 SH   SOLE 0 0 0 15,576
ISHARES TR IBOXX HI YD ETF 464288513 718 8,632 SH   SOLE 0 0 0 8,632
ISHARES TR CORE MSCI EAFE 46432F842 1,545 22,466 SH   SOLE 0 0 0 22,466
ISHARES TR AGENCY BOND ETF 464288166 716 6,261 SH   SOLE 0 0 0 6,261
ISHARES TR CORE DIV GRWTH 46434V621 1,995 38,919 SH   SOLE 0 0 0 38,919
ISHARES TR EXPONENTIAL TECH 46434V381 1,516 26,299 SH   SOLE 0 0 0 26,299
ISHARES TR MSCI CHINA A 46434V514 673 16,657 SH   SOLE 0 0 0 16,657
ISHARES TR BROAD USD HIGH 46435U853 2,104 53,285 SH   SOLE 0 0 0 53,285
J P MORGAN EXCHANGE-TRADED F BETABULDRS JAPAN 46641Q217 4,268 81,538 SH   SOLE 0 0 0 81,538
OFFICE PPTYS INCOME TR COM SHS BEN INT 67623C109 378 15,459 SH   SOLE 0 0 0 15,459
PIMCO ETF TR 1-5 US TIP IDX 72201R205 721 13,162 SH   SOLE 0 0 0 13,162
READY CAPITAL CORP COM 75574U101 360 25,618 SH   SOLE 0 0 0 25,618
SCHWAB STRATEGIC TR SCHWB FDT EMK LG 808524730 2,473 80,394 SH   SOLE 0 0 0 80,394
SCHWAB STRATEGIC TR US TIPS ETF 808524870 3,373 55,319 SH   SOLE 0 0 0 55,319
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 395 4,320 SH   SOLE 0 0 0 4,320
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 255 3,392 SH   SOLE 0 0 0 3,392
SPDR SER TR PORTFOLIO S&P600 78468R853 677 16,181 SH   SOLE 0 0 0 16,181
SPDR SER TR BLOOMBERG CONV 78464A359 1,871 25,006 SH   SOLE 0 0 0 25,006
SPDR SER TR S&P 600 SMCP VAL 78464A300 2,386 28,846 SH   SOLE 0 0 0 28,846
STAG INDL INC COM 85254J102 287 7,392 SH   SOLE 0 0 0 7,392
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643 285 3,882 SH   SOLE 0 0 0 3,882
VANECK ETF TRUST JP MRGAN EM LOC 92189H300 4,378 153,191 SH   SOLE 0 0 0 153,191
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 8,084 101,984 SH   SOLE 0 0 0 101,984
VANGUARD BD INDEX FDS INTERMED TERM 921937819 655 7,782 SH   SOLE 0 0 0 7,782
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 25,249 310,762 SH   SOLE 0 0 0 310,762
VANGUARD BD INDEX FDS LONG TERM BOND 921937793 3,160 33,672 SH   SOLE 0 0 0 33,672
VANGUARD INDEX FDS VALUE ETF 922908744 5,113 36,401 SH   SOLE 0 0 0 36,401
VANGUARD INDEX FDS MID CAP ETF 922908629 5,812 25,568 SH   SOLE 0 0 0 25,568
VANGUARD INDEX FDS SMALL CP ETF 922908751 754 3,694 SH   SOLE 0 0 0 3,694
VANGUARD INDEX FDS TOTAL STK MKT 922908769 22,445 103,628 SH   SOLE 0 0 0 103,628
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 2,422 50,996 SH   SOLE 0 0 0 50,996
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 803 15,668 SH   SOLE 0 0 0 15,668
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 2,256 25,608 SH   SOLE 0 0 0 25,608
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 6,581 101,822 SH   SOLE 0 0 0 101,822
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 329 5,489 SH   SOLE 0 0 0 5,489
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 4,682 91,645 SH   SOLE 0 0 0 91,645
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 6,000 126,906 SH   SOLE 0 0 0 126,906
VANGUARD WORLD FDS FINANCIALS ETF 92204A405 2,109 22,700 SH   SOLE 0 0 0 22,700
VANGUARD WORLD FDS CONSUM STP ETF 92204A207 972 4,956 SH   SOLE 0 0 0 4,956
WP CAREY INC COM 92936U109 393 5,188 SH   SOLE 0 0 0 5,188