The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR RUS 1000 VAL ETF 464287598 4,875 41,266 SH   SOLE 0 0 0 41,266
IRON MTN INC NEW COM 46284V101 214 7,990 SH   SOLE 0 0 0 7,990
DISNEY WALT CO COM DISNEY 254687106 221 1,777 SH   SOLE 0 0 0 1,777
VERIZON COMMUNICATIONS INC COM 92343V104 212 3,568 SH   SOLE 0 0 0 3,568
ISHARES TR COHEN STEER REIT 464287564 2,155 21,123 SH   SOLE 0 0 0 21,123
ISHARES TR IBOXX INV CP ETF 464287242 2,303 17,096 SH   SOLE 0 0 0 17,096
VANGUARD INDEX FDS TOTAL STK MKT 922908769 6,190 36,343 SH   SOLE 0 0 0 36,343
APPLE INC COM 037833100 622 5,368 SH   SOLE 0 0 0 5,368
ISHARES TR MSCI AC ASIA ETF 464288182 5,851 75,823 SH   SOLE 0 0 0 75,823
ANNALY CAPITAL MANAGEMENT IN COM 035710409 445 62,531 SH   SOLE 0 0 0 62,531
ANWORTH MTG ASSET CORP COM 037347101 234 142,610 SH   SOLE 0 0 0 142,610
WP CAREY INC COM 92936U109 311 4,771 SH   SOLE 0 0 0 4,771
DIVERSIFIED HEALTHCARE TR COM SH BEN INT 25525P107 107 30,280 SH   SOLE 0 0 0 30,280
VANGUARD INDEX FDS SMALL CP ETF 922908751 2,791 18,144 SH   SOLE 0 0 0 18,144
ARBOR REALTY TRUST INC COM 038923108 488 42,559 SH   SOLE 0 0 0 42,559
ISHARES TR IBOXX HI YD ETF 464288513 5,912 70,464 SH   SOLE 0 0 0 70,464
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 794 9,558 SH   SOLE 0 0 0 9,558
VANGUARD BD INDEX FDS INTERMED TERM 921937819 3,725 39,845 SH   SOLE 0 0 0 39,845
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 2,270 25,736 SH   SOLE 0 0 0 25,736
ISHARES TR PFD AND INCM SEC 464288687 4,968 136,307 SH   SOLE 0 0 0 136,307
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 2,747 67,165 SH   SOLE 0 0 0 67,165
SPDR SER TR BLMBRG BRC CNVRT 78464A359 12,731 184,797 SH   SOLE 0 0 0 184,797
CORENERGY INFRASTRUCTURE TR COM NEW 21870U502 85 14,583 SH   SOLE 0 0 0 14,583
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511 4,912 333,447 SH   SOLE 0 0 0 333,447
ISHARES TR AGENCY BOND ETF 464288166 1,653 13,654 SH   SOLE 0 0 0 13,654
PIMCO ETF TR 1-5 US TIP IDX 72201R205 5,566 103,270 SH   SOLE 0 0 0 103,270
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 417 6,101 SH   SOLE 0 0 0 6,101
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 667 10,739 SH   SOLE 0 0 0 10,739
OFFICE PPTYS INCOME TR COM SHS BEN INT 67623C109 296 14,271 SH   SOLE 0 0 0 14,271
SCHWAB STRATEGIC TR US TIPS ETF 808524870 5,552 90,079 SH   SOLE 0 0 0 90,079
APOLLO COML REAL EST FIN INC COM 03762U105 240 26,584 SH   SOLE 0 0 0 26,584
INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508 6,461 297,187 SH   SOLE 0 0 0 297,187
STAG INDL INC COM 85254J102 2,557 83,864 SH   SOLE 0 0 0 83,864
ISHARES TR CORE MSCI EAFE 46432F842 4,637 76,922 SH   SOLE 0 0 0 76,922
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 5,456 106,939 SH   SOLE 0 0 0 106,939
ISHARES TR CORE DIV GRWTH 46434V621 5,505 138,339 SH   SOLE 0 0 0 138,339
ISHARES TR EXPONENTIAL TECH 46434V381 7,755 159,632 SH   SOLE 0 0 0 159,632
ISHARES TR CONV BD ETF 46435G102 274 3,391 SH   SOLE 0 0 0 3,391
ALPS ETF TR DISRUPTIVE TECH 00162Q478 7,778 201,595 SH   SOLE 0 0 0 201,595
ESSENTIAL PPTYS RLTY TR INC COM 29670E107 3,575 195,158 SH   SOLE 0 0 0 195,158
ETF SER SOLUTIONS HOYA CAP HOUSI 26922A230 3,746 128,139 SH   SOLE 0 0 0 128,139