The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305 324 234 SH   SOLE   0 0 234
ALPHABET INC CAP STK CL C 02079K107 916 660 SH   SOLE   0 0 660
AMAZON COM INC COM 023135106 2,113 888 SH   SOLE   0 0 888
ANTHEM INC COM 036752103 332 1,212 SH   SOLE   0 0 1,212
APPLE INC COM 037833100 1,159 3,736 SH   SOLE   0 0 3,736
AT&T INC COM 00206R102 415 13,933 SH   SOLE   0 0 13,933
BANCO SANTANDER SA ADR 05964H105 24 11,380 SH   SOLE   0 0 11,380
BARRICK GOLD CORPORATION COM 067901108 274 10,000 SH   SOLE   0 0 10,000
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 268 1,516 SH   SOLE   0 0 1,516
CARLYLE GROUP INC COM 14316J108 364 14,827 SH   SOLE   0 0 14,827
CENTURYLINK INC COM 156700106 108 10,902 SH   SOLE   0 0 10,902
CHEVRON CORP NEW COM 166764100 537 5,627 SH   SOLE   0 0 5,627
CISCO SYS INC COM 17275R102 330 7,670 SH   SOLE   0 0 7,670
CITIGROUP INC COM NEW 172967424 389 8,408 SH   SOLE   0 0 8,408
COCA COLA CO COM 191216100 402 8,729 SH   SOLE   0 0 8,729
COMCAST CORP NEW CL A 20030N101 403 11,043 SH   SOLE   0 0 11,043
COSTCO WHSL CORP NEW COM 22160K105 154,383 504,620 SH   SOLE   0 0 504,620
FIRST TR EXCHANGE TRADED FD NASDAQ CYB ETF 33734X846 246 8,097 SH   SOLE   0 0 8,097
GENERAL DYNAMICS CORP COM 369550108 280 2,069 SH   SOLE   0 0 2,069
HOME DEPOT INC COM 437076102 692 2,951 SH   SOLE   0 0 2,951
HONEYWELL INTL INC COM 438516106 229 1,676 SH   SOLE   0 0 1,676
INTERNATIONAL BUSINESS MACHS COM 459200101 214 1,738 SH   SOLE   0 0 1,738
INVESCO EXCHANGE-TRADED FD T CHINA TECHNLGY 46138E800 1,148 21,305 SH   SOLE   0 0 21,305
INVESCO QQQ TR UNIT SER 1 46090E103 770 3,396 SH   SOLE   0 0 3,396
ISHARES INC CORE MSCI EMKT 46434G103 2,129 48,731 SH   SOLE   0 0 48,731
ISHARES TR CORE S&P SCP ETF 464287804 1,241 19,581 SH   SOLE   0 0 19,581
ISHARES TR CORE S&P500 ETF 464287200 1,518 5,172 SH   SOLE   0 0 5,172
ISHARES TR FLTG RATE NT ETF 46429B655 2,080 41,604 SH   SOLE   0 0 41,604
ISHARES TR IBONDS DEC2021 46435G789 258 10,000 SH   SOLE   0 0 10,000
ISHARES TR IBONDS DEC2022 46435G755 262 10,000 SH   SOLE   0 0 10,000
ISHARES TR IBONDS SEP2020 46434V571 255 10,000 SH   SOLE   0 0 10,000
ISHARES TR IBOXX HI YD ETF 464288513 1,296 16,254 SH   SOLE   0 0 16,254
ISHARES TR IBOXX INV CP ETF 464287242 4,261 33,644 SH   SOLE   0 0 33,644
ISHARES TR INTL QLTY FACTOR 46434V456 3,637 131,819 SH   SOLE   0 0 131,819
ISHARES TR MSCI MIN VOL ETF 46429B697 657 11,097 SH   SOLE   0 0 11,097
ISHARES TR MULTIFACTOR USA 46434V282 1,034 34,702 SH   SOLE   0 0 34,702
ISHARES TR NATIONAL MUN ETF 464288414 1,385 12,297 SH   SOLE   0 0 12,297
ISHARES TR RUS MID CAP ETF 464287499 216 4,312 SH   SOLE   0 0 4,312
ISHARES TR SHRT NAT MUN ETF 464288158 1,223 11,440 SH   SOLE   0 0 11,440
JANUS DETROIT STR TR HENDRSN SHRT ETF 47103U886 993 19,954 SH   SOLE   0 0 19,954
JPMORGAN CHASE & CO COM 46625H100 554 5,981 SH   SOLE   0 0 5,981
KIMBERLY CLARK CORP COM 494368103 210 1,514 SH   SOLE   0 0 1,514
LATTICE STRATEGIES TR HARTFORD MLT ETF 518416102 3,465 148,314 SH   SOLE   0 0 148,314
MCDONALDS CORP COM 580135101 386 2,128 SH   SOLE   0 0 2,128
MERCK & CO. INC COM 58933Y105 409 5,355 SH   SOLE   0 0 5,355
MICROSOFT CORP COM 594918104 1,092 5,915 SH   SOLE   0 0 5,915
NETFLIX INC COM 64110L106 377 865 SH   SOLE   0 0 865
NEWMONT CORP COM 651639106 3,320 51,430 SH   SOLE   0 0 51,430
PARAMOUNT GOLD NEV CORP COM 69924M109 76 62,500 SH   SOLE   0 0 62,500
PEPSICO INC COM 713448108 396 2,951 SH   SOLE   0 0 2,951
PFIZER INC COM 717081103 441 11,839 SH   SOLE   0 0 11,839
PROCTER & GAMBLE CO COM 742718109 365 3,151 SH   SOLE   0 0 3,151
SALESFORCE COM INC COM 79466L302 422 2,400 SH   SOLE   0 0 2,400
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 1,133 22,313 SH   SOLE   0 0 22,313
SPDR SER TR BLOMBERG BRC INV 78468R200 1,945 64,471 SH   SOLE   0 0 64,471
UNION PAC CORP COM 907818108 227 1,433 SH   SOLE   0 0 1,433
V F CORP COM 918204108 227 3,895 SH   SOLE   0 0 3,895
VANECK VECTORS ETF TR INVT GRADE FLTG 92189F486 467 18,971 SH   SOLE   0 0 18,971
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 1,060 18,588 SH   SOLE   0 0 18,588
VANGUARD INDEX FDS GROWTH ETF 922908736 3,520 19,021 SH   SOLE   0 0 19,021
VANGUARD INDEX FDS SMALL CP ETF 922908751 232 1,719 SH   SOLE   0 0 1,719
VANGUARD INDEX FDS VALUE ETF 922908744 2,692 27,585 SH   SOLE   0 0 27,585
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 552 15,121 SH   SOLE   0 0 15,121
VANGUARD MUN BD FD INC TAX EXEMPT BD 922907746 1,386 26,270 SH   SOLE   0 0 26,270
VANGUARD SCOTTSDALE FDS MORTG-BACK SEC 92206C771 3,537 64,714 SH   SOLE   0 0 64,714
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 1,517 24,370 SH   SOLE   0 0 24,370
VANGUARD WORLD FDS CONSUM STP ETF 92204A207 251 1,697 SH   SOLE   0 0 1,697
VANGUARD WORLD FDS INF TECH ETF 92204A702 779 3,100 SH   SOLE   0 0 3,100
VERIZON COMMUNICATIONS INC COM 92343V104 724 12,703 SH   SOLE   0 0 12,703
VISA INC COM CL A 92826C839 440 2,377 SH   SOLE   0 0 2,377
XCEL ENERGY INC COM 98389B100 279 4,621 SH   SOLE   0 0 4,621