The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305 340 194 SH   SOLE   0 0 194
ALPHABET INC CAP STK CL C 02079K107 1,107 632 SH   SOLE   0 0 632
AMAZON COM INC COM 023135106 2,794 858 SH   SOLE   0 0 858
AMGEN INC COM 031162100 391 1,702 SH   SOLE   0 0 1,702
ANTHEM INC COM 036752103 316 986 SH   SOLE   0 0 986
APPLE INC COM 037833100 2,389 18,007 SH   SOLE   0 0 18,007
AT&T INC COM 00206R102 408 14,170 SH   SOLE   0 0 14,170
BANCO SANTANDER S.A. ADR 05964H105 36 11,874 SH   SOLE   0 0 11,874
BECTON DICKINSON & CO COM 075887109 509 2,036 SH   SOLE   0 0 2,036
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 356 1,536 SH   SOLE   0 0 1,536
BK OF AMERICA CORP COM 060505104 577 19,045 SH   SOLE   0 0 19,045
CHEVRON CORP NEW COM 166764100 392 4,643 SH   SOLE   0 0 4,643
CHUBB LIMITED COM H1467J104 517 3,359 SH   SOLE   0 0 3,359
CISCO SYS INC COM 17275R102 546 12,205 SH   SOLE   0 0 12,205
CITIGROUP INC COM NEW 172967424 331 5,361 SH   SOLE   0 0 5,361
COCA COLA CO COM 191216100 321 5,849 SH   SOLE   0 0 5,849
COLGATE PALMOLIVE CO COM 194162103 304 3,557 SH   SOLE   0 0 3,557
COMCAST CORP NEW CL A 20030N101 489 9,326 SH   SOLE   0 0 9,326
COSTCO WHSL CORP NEW COM 22160K105 207,530 550,800 SH   SOLE   0 0 550,800
DISNEY WALT CO COM 254687106 223 1,229 SH   SOLE   0 0 1,229
EVOLVING SYS INC COM NEW 30049R209 67 34,000 SH   SOLE   0 0 34,000
FIRST TR EXCHANGE TRADED FD CLOUD COMPUTING 33734X192 244 2,564 SH   SOLE   0 0 2,564
FIRST TR EXCHANGE TRADED FD NASDAQ CYB ETF 33734X846 361 8,128 SH   SOLE   0 0 8,128
GENERAL DYNAMICS CORP COM 369550108 235 1,581 SH   SOLE   0 0 1,581
GOLDMAN SACHS ETF TR ACCES TREASURY 381430529 1,029 10,273 SH   SOLE   0 0 10,273
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503 1,128 14,906 SH   SOLE   0 0 14,906
HASBRO INC COM 418056107 226 2,417 SH   SOLE   0 0 2,417
HOME DEPOT INC COM 437076102 456 1,718 SH   SOLE   0 0 1,718
HONEYWELL INTL INC COM 438516106 381 1,790 SH   SOLE   0 0 1,790
INTERNATIONAL BUSINESS MACHS COM 459200101 488 3,878 SH   SOLE   0 0 3,878
INVESCO EXCH TRADED FD TR II CHINA TECHNLGY 46138E800 2,126 25,826 SH   SOLE   0 0 25,826
INVESCO QQQ TR UNIT SER 1 46090E103 1,001 3,191 SH   SOLE   0 0 3,191
ISHARES INC CORE MSCI EMKT 46434G103 2,072 33,404 SH   SOLE   0 0 33,404
ISHARES TR CORE MSCI EAFE 46432F842 2,327 33,680 SH   SOLE   0 0 33,680
ISHARES TR CORE S&P SCP ETF 464287804 431 4,689 SH   SOLE   0 0 4,689
ISHARES TR CORE S&P500 ETF 464287200 2,097 5,585 SH   SOLE   0 0 5,585
ISHARES TR IBONDS DEC2021 46435G789 259 10,045 SH   SOLE   0 0 10,045
ISHARES TR IBONDS DEC2022 46435G755 265 10,046 SH   SOLE   0 0 10,046
ISHARES TR IBOXX HI YD ETF 464288513 837 9,590 SH   SOLE   0 0 9,590
ISHARES TR IBOXX INV CP ETF 464287242 5,973 43,243 SH   SOLE   0 0 43,243
ISHARES TR MSCI INTL QUALTY 46434V456 3,213 90,095 SH   SOLE   0 0 90,095
ISHARES TR MSCI USA MIN VOL 46429B697 737 10,862 SH   SOLE   0 0 10,862
ISHARES TR NATIONAL MUN ETF 464288414 1,458 12,441 SH   SOLE   0 0 12,441
ISHARES TR RUS MID CAP ETF 464287499 214 3,117 SH   SOLE   0 0 3,117
ISHARES TR SHRT NAT MUN ETF 464288158 1,535 14,194 SH   SOLE   0 0 14,194
ISHARES TR US TREAS BD ETF 46429B267 4,712 172,975 SH   SOLE   0 0 172,975
JANUS DETROIT STR TR HENDRSN SHRT ETF 47103U886 1,020 20,216 SH   SOLE   0 0 20,216
JPMORGAN CHASE & CO COM 46625H100 750 5,902 SH   SOLE   0 0 5,902
KIMBERLY-CLARK CORP COM 494368103 279 2,073 SH   SOLE   0 0 2,073
LOCKHEED MARTIN CORP COM 539830109 262 737 SH   SOLE   0 0 737
LUMEN TECHNOLOGIES INC COM 156700106 100 10,235 SH   SOLE   0 0 10,235
MCDONALDS CORP COM 580135101 497 2,314 SH   SOLE   0 0 2,314
MEDTRONIC PLC SHS G5960L103 509 4,342 SH   SOLE   0 0 4,342
MERCK & CO. INC COM 58933Y105 551 6,739 SH   SOLE   0 0 6,739
MICROSOFT CORP COM 594918104 1,688 7,588 SH   SOLE   0 0 7,588
MORGAN STANLEY COM NEW 617446448 581 8,474 SH   SOLE   0 0 8,474
NETFLIX INC COM 64110L106 562 1,040 SH   SOLE   0 0 1,040
NEWMONT CORP COM 651639106 3,011 50,280 SH   SOLE   0 0 50,280
NIKE INC CL B 654106103 370 2,619 SH   SOLE   0 0 2,619
PEPSICO INC COM 713448108 320 2,160 SH   SOLE   0 0 2,160
PFIZER INC COM 717081103 365 9,927 SH   SOLE   0 0 9,927
PRETIUM RES INC COM 74139C102 138 12,000 SH   SOLE   0 0 12,000
PROCTER AND GAMBLE CO COM 742718109 463 3,331 SH   SOLE   0 0 3,331
QUALCOMM INC COM 747525103 271 1,780 SH   SOLE   0 0 1,780
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 1,604 25,015 SH   SOLE   0 0 25,015
SPDR SER TR BLOMBERG BRC INV 78468R200 1,246 40,722 SH   SOLE   0 0 40,722
SYNCHRONOSS TECHNOLOGIES INC COM 87157B103 282 60,000 SH   SOLE   0 0 60,000
UNITED PARCEL SERVICE INC CL B 911312106 288 1,708 SH   SOLE   0 0 1,708
V F CORP COM 918204108 257 3,006 SH   SOLE   0 0 3,006
VALERO ENERGY CORP COM 91913Y100 289 5,103 SH   SOLE   0 0 5,103
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 1,242 21,218 SH   SOLE   0 0 21,218
VANGUARD INDEX FDS GROWTH ETF 922908736 3,775 14,903 SH   SOLE   0 0 14,903
VANGUARD INDEX FDS VALUE ETF 922908744 2,749 23,112 SH   SOLE   0 0 23,112
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 483 9,631 SH   SOLE   0 0 9,631
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 1,457 26,394 SH   SOLE   0 0 26,394
VANGUARD SCOTTSDALE FDS MORTG-BACK SEC 92206C771 3,974 73,494 SH   SOLE   0 0 73,494
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 4,355 70,700 SH   SOLE   0 0 70,700
VANGUARD WORLD FDS CONSUM STP ETF 92204A207 293 1,686 SH   SOLE   0 0 1,686
VANGUARD WORLD FDS INF TECH ETF 92204A702 862 2,437 SH   SOLE   0 0 2,437
VERIZON COMMUNICATIONS INC COM 92343V104 799 13,604 SH   SOLE   0 0 13,604
VISA INC COM CL A 92826C839 467 2,136 SH   SOLE   0 0 2,136
XCEL ENERGY INC COM 98389B100 474 7,105 SH   SOLE   0 0 7,105