The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   855,722 8,141 SH   SOLE   12 0 8,129
ABBOTT LABS COM 002824100   1,086,711 10,732 SH   SOLE   97 0 10,635
ABBVIE INC COM 00287Y109   3,116,769 19,557 SH   SOLE   49 0 19,508
ADOBE SYSTEMS INCORPORATED COM 00724F101   2,886,263 7,490 SH   SOLE   146 0 7,344
ADVANCED MICRO DEVICES INC COM 007903107   201,946 2,060 SH   SOLE   581 0 1,479
AGNC INVT CORP COM 00123Q104   124,620 12,363 SH   SOLE   0 0 12,363
AIR PRODS & CHEMS INC COM 009158106   6,751,706 23,508 SH   SOLE   601 0 22,907
ALPHABET INC CAP STK CL A 02079K305   4,841,609 46,675 SH   SOLE   4,626 0 42,049
ALPHABET INC CAP STK CL C 02079K107   4,882,895 46,951 SH   SOLE   4,006 0 42,945
ALTRIA GROUP INC COM 02209S103   355,795 7,974 SH   SOLE   88 0 7,886
AMAZON COM INC COM 023135106   8,834,693 85,533 SH   SOLE   3,507 0 82,026
AMERICAN AIRLS GROUP INC COM 02376R102   1,353,911 91,791 SH   SOLE   0 0 91,791
AMERICAN EXPRESS CO COM 025816109   226,760 1,375 SH   SOLE   2 0 1,373
AMERICAN TOWER CORP NEW COM 03027X100   2,855,520 13,974 SH   SOLE   381 0 13,593
AMGEN INC COM 031162100   307,062 1,270 SH   SOLE   2 0 1,268
AMPLITUDE INC COM CL A 03213A104   164,283 13,206 SH   SOLE   0 0 13,206
ANNALY CAPITAL MANAGEMENT IN COM NEW 035710839   195,997 10,256 SH   SOLE   500 0 9,756
APPLE INC COM 037833100   24,465,751 148,367 SH   SOLE   4,135 0 144,233
APPLIED MATLS INC COM 038222105   415,108 3,380 SH   SOLE   9 0 3,370
ARBOR REALTY TRUST INC COM 038923108   2,198,905 191,376 SH   SOLE   3,654 0 187,722
ARISTA NETWORKS INC COM 040413106   3,362,712 20,033 SH   SOLE   388 0 19,645
ARTISAN PARTNERS ASSET MGMT CL A 04316A108   5,945,068 185,900 SH   SOLE   5,006 0 180,893
ASML HOLDING N V N Y REGISTRY SHS N07059210   223,276 328 SH   SOLE   2 0 326
AT&T INC COM 00206R102   256,292 13,314 SH   SOLE   334 0 12,980
AUTOMATIC DATA PROCESSING IN COM 053015103   279,694 1,256 SH   SOLE   4 0 1,252
BANK AMERICA CORP COM 060505104   569,351 19,907 SH   SOLE   389 0 19,519
BARINGS BDC INC COM 06759L103   79,850 10,057 SH   SOLE   0 0 10,057
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   4,584,783 14,849 SH   SOLE   83 0 14,765
BEST BUY INC COM 086516101   3,349,067 42,789 SH   SOLE   1,017 0 41,772
BLACKSTONE INC COM 09260D107   519,214 5,911 SH   SOLE   0 0 5,911
BOEING CO COM 097023105   5,195,558 24,458 SH   SOLE   84 0 24,374
BRISTOL-MYERS SQUIBB CO COM 110122108   530,883 7,660 SH   SOLE   113 0 7,546
BROADCOM INC COM 11135F101   3,178,591 4,955 SH   SOLE   93 0 4,861
CADENCE DESIGN SYSTEM INC COM 127387108   2,803,753 13,345 SH   SOLE   249 0 13,096
CAMBRIA ETF TR TAIL RISK 132061862   4,325,641 294,261 SH   SOLE   11,510 0 282,751
CAPITAL ONE FINL CORP COM 14040H105   278,287 2,894 SH   SOLE   0 0 2,894
CARRIER GLOBAL CORPORATION COM 14448C104   527,635 11,533 SH   SOLE   0 0 11,533
CATERPILLAR INC COM 149123101   507,125 2,216 SH   SOLE   0 0 2,216
CHEVRON CORP NEW COM 166764100   3,346,804 20,512 SH   SOLE   613 0 19,899
CISCO SYS INC COM 17275R102   3,655,930 69,936 SH   SOLE   1,646 0 68,290
CITIGROUP INC COM NEW 172967424   5,323,216 113,526 SH   SOLE   3,508 0 110,018
CLEARSIDE BIOMEDICAL INC COM 185063104   10,400 10,000 SH   SOLE   0 0 10,000
CLENE INC COMMON STOCK 185634102   247,380 218,920 SH   SOLE   0 0 218,920
CLOUDFLARE INC CL A COM 18915M107   1,925,759 31,232 SH   SOLE   0 0 31,232
COCA COLA CO COM 191216100   6,650,956 107,222 SH   SOLE   2,845 0 104,377
CONOCOPHILLIPS COM 20825C104   2,539,810 25,600 SH   SOLE   430 0 25,170
CORNING INC COM 219350105   3,482,508 98,711 SH   SOLE   3,020 0 95,690
COSTCO WHSL CORP NEW COM 22160K105   1,269,972 2,556 SH   SOLE   14 0 2,542
COUPANG INC CL A 22266T109   160,000 10,000 SH   SOLE   0 0 10,000
CSX CORP COM 126408103   379,980 12,691 SH   SOLE   0 0 12,691
CVS HEALTH CORP COM 126650100   4,534,852 61,026 SH   SOLE   2,101 0 58,925
DEERE & CO COM 244199105   2,976,933 7,210 SH   SOLE   98 0 7,112
DELTA AIR LINES INC DEL COM NEW 247361702   1,668,453 47,779 SH   SOLE   400 0 47,379
DISNEY WALT CO COM 254687106   686,181 6,853 SH   SOLE   28 0 6,825
DOMINION ENERGY INC COM 25746U109   4,318,881 77,247 SH   SOLE   3,007 0 74,240
DUKE ENERGY CORP NEW COM NEW 26441C204   5,312,498 55,069 SH   SOLE   1,776 0 53,293
EATON CORP PLC SHS G29183103   261,037 1,524 SH   SOLE   0 0 1,524
EDWARDS LIFESCIENCES CORP COM 28176E108   584,818 7,069 SH   SOLE   0 0 7,069
ENBRIDGE INC COM 29250N105   5,370,422 140,771 SH   SOLE   4,265 0 136,506
ENERFLEX LTD COM 29269R105   59,600 10,000 SH   SOLE   0 0 10,000
EQUITY LIFESTYLE PPTYS INC COM 29472R108   2,059,347 30,677 SH   SOLE   0 0 30,677
EXCHANGE TRADED CONCEPTS TR BITWISE CRYPTO 301505624   232,299 39,574 SH   SOLE   0 0 39,574
EXPEDITORS INTL WASH INC COM 302130109   230,632 2,094 SH   SOLE   0 0 2,094
EXXON MOBIL CORP COM 30231G102   2,792,952 25,469 SH   SOLE   1,372 0 24,097
FIDELITY COVINGTON TRUST MSCI CONSM DIS 316092204   2,315,243 35,358 SH   SOLE   295 0 35,063
FIDELITY COVINGTON TRUST MSCI HLTH CARE I 316092600   2,316,586 37,686 SH   SOLE   195 0 37,491
FIDELITY COVINGTON TRUST MSCI UTILS INDEX 316092865   1,000,054 22,822 SH   SOLE   159 0 22,662
FIDELITY COVINGTON TRUST HIGH DIVID ETF 316092840   583,948 15,335 SH   SOLE   0 0 15,335
FIDELITY COVINGTON TRUST MSCI COMMNTN SVC 316092873   325,484 8,893 SH   SOLE   0 0 8,893
FIDELITY COVINGTON TRUST MSCI INFO TECH I 316092808   3,321,260 29,147 SH   SOLE   218 0 28,929
FIDELITY COVINGTON TRUST CONSMR STAPLES 316092303   2,371,213 52,519 SH   SOLE   276 0 52,243
FIDELITY COVINGTON TRUST MSCI RL EST ETF 316092857   4,015,926 161,217 SH   SOLE   456 0 160,761
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309   3,811,953 82,869 SH   SOLE   0 0 82,869
FIDELITY MERRIMACK STR TR LTD TRM BD ETF 316188200   659,880 13,617 SH   SOLE   0 0 13,617
FIRST MERCHANTS CORP COM 320817109   227,750 6,912 SH   SOLE   0 0 6,912
FIRST TR EXCH TRADED FD III PFD SECS INC ETF 33739P855   852,786 53,433 SH   SOLE   0 0 53,433
FIRST TR EXCHANGE-TRADED FD LUNT US FACTOR 33733E872   34,495,808 1,257,053 SH   SOLE   4,199 0 1,252,854
FIRST TR EXCHANGE-TRADED FD NO AMER ENERGY 33738D101   488,702 18,352 SH   SOLE   0 0 18,352
FISERV INC COM 337738108   371,643 3,288 SH   SOLE   0 0 3,288
FORD MTR CO DEL COM 345370860   251,188 19,936 SH   SOLE   0 0 19,936
FORTIVE CORP COM 34959J108   1,696,819 24,891 SH   SOLE   0 0 24,891
FRANKLIN COVEY CO COM 353469109   638,371 16,594 SH   SOLE   0 0 16,594
FREEPORT-MCMORAN INC CL B 35671D857   338,946 8,285 SH   SOLE   17 0 8,268
FS KKR CAP CORP COM 302635206   190,273 10,285 SH   SOLE   0 0 10,285
GAMING & LEISURE PPTYS INC COM 36467J108   3,190,703 61,289 SH   SOLE   1,662 0 59,627
GENERAL DYNAMICS CORP COM 369550108   4,959,791 21,733 SH   SOLE   549 0 21,184
GENERAL ELECTRIC CO COM NEW 369604301   635,658 6,649 SH   SOLE   18 0 6,631
GENERAL MLS INC COM 370334104   3,034,341 35,506 SH   SOLE   828 0 34,678
GENERAL MTRS CO COM 37045V100   702,160 19,143 SH   SOLE   0 0 19,143
GENUINE PARTS CO COM 372460105   3,061,667 18,299 SH   SOLE   497 0 17,802
GLACIER BANCORP INC NEW COM 37637Q105   5,682,592 135,268 SH   SOLE   0 0 135,268
GLOBAL X FDS LITHIUM BTRY ETF 37954Y855   200,783 3,159 SH   SOLE   0 0 3,159
GOLDMAN SACHS GROUP INC COM 38141G104   297,784 910 SH   SOLE   22 0 888
GRAHAM HLDGS CO COM CL B 384637104   893,760 1,500 SH   SOLE   0 0 1,500
HALLIBURTON CO COM 406216101   2,144,091 67,765 SH   SOLE   1,218 0 66,547
HARTFORD FINL SVCS GROUP INC COM 416515104   2,590,475 37,171 SH   SOLE   620 0 36,551
HOME DEPOT INC COM 437076102   601,220 2,037 SH   SOLE   27 0 2,010
HONEYWELL INTL INC COM 438516106   779,683 4,080 SH   SOLE   45 0 4,035
HUNTINGTON BANCSHARES INC COM 446150104   3,406,074 304,114 SH   SOLE   8,907 0 295,207
INNOVATOR ETFS TR US EQTY ULTRA BU 45782C565   241,909 8,353 SH   SOLE   0 0 8,353
INNOVATOR ETFS TR US EQTY PWR BUF 45782C508   982,119 29,573 SH   SOLE   0 0 29,573
INNOVATOR ETFS TR US EQT ULTRA BF 45782C805   19,828,696 795,056 SH   SOLE   12,440 0 782,616
INNOVATOR ETFS TR US EQT PWR BUF 45782C870   3,096,781 105,333 SH   SOLE   3,555 0 101,778
INNOVATOR ETFS TR US EQTY BUFR MAR 45782C326   215,364 7,124 SH   SOLE   0 0 7,124
INNOVATOR ETFS TR US EQTY PWR BUF 45782C656   645,641 21,044 SH   SOLE   1,491 0 19,553
INTEL CORP COM 458140100   536,641 16,426 SH   SOLE   78 0 16,348
INTERNATIONAL BUSINESS MACHS COM 459200101   5,552,598 42,357 SH   SOLE   1,227 0 41,131
INVESCO EXCHANGE TRADED FD T FINL PFD ETF 46137V621   178,030 12,261 SH   SOLE   0 0 12,261
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   374,533 2,590 SH   SOLE   0 0 2,590
INVESCO QQQ TR UNIT SER 1 46990E103   8,935,022 27,841 SH   SOLE   311 0 27,530
IRON MTN INC DEL COM 46284V101   1,878,859 35,510 SH   SOLE   1,182 0 34,328
ISHARES INC CORE MSCI EMKT 46434G103   1,844,766 37,810 SH   SOLE   0 0 37,810
ISHARES INC MSCI GBL MIN VOL 464286525   267,575 2,766 SH   SOLE   0 0 2,766
ISHARES SILVER TR ISHARES 46428Q109   441,223 19,947 SH   SOLE   0 0 19,947
ISHARES TR SELECT DIVID ETF 464287168   358,985 3,064 SH   SOLE   0 0 3,064
ISHARES TR MSCI USA MIN VOL 46429B697   967,587 13,302 SH   SOLE   0 0 13,302
ISHARES TR SP SMCP600VL ETF 464287879   1,198,945 12,811 SH   SOLE   148 0 12,663
ISHARES TR CORE MSCI TOTAL 46432F834   3,693,088 59,614 SH   SOLE   0 0 59,614
ISHARES TR MSCI USA QLT FCT 46432F339   560,631 4,519 SH   SOLE   0 0 4,519
ISHARES TR CORE S&P TTL STK 464287150   3,545,740 39,158 SH   SOLE   0 0 39,158
ISHARES TR S&P MC 400GR ETF 464287606   1,991,176 27,845 SH   SOLE   1,101 0 26,744
ISHARES TR S&P 500 GRWT ETF 464287309   2,371,156 37,113 SH   SOLE   403 0 36,710
ISHARES TR CORE MSCI EURO 46434V738   358,384 6,842 SH   SOLE   0 0 6,842
ISHARES TR EAFE GRWTH ETF 464288885   300,994 3,213 SH   SOLE   0 0 3,213
ISHARES TR SHRT NAT MUN ETF 464288158   5,233,381 49,994 SH   SOLE   0 0 49,994
ISHARES TR 0-5 YR TIPS ETF 46429B747   7,048,638 71,033 SH   SOLE   297 0 70,736
ISHARES TR TIPS BD ETF 464287176   3,896,452 35,342 SH   SOLE   274 0 35,068
ISHARES TR MSCI EAFE ETF 464287465   341,508 4,775 SH   SOLE   0 0 4,775
ISHARES TR CORE MSCI EAFE 46432F842   3,781,720 56,570 SH   SOLE   0 0 56,570
ISHARES TR RUS 1000 ETF 464287622   293,183 1,302 SH   SOLE   0 0 1,302
ISHARES TR S&P 500 VAL ETF 464287408   5,254,773 34,626 SH   SOLE   458 0 34,168
ISHARES TR CORE S&P MCP ETF 464287507   15,640,225 62,521 SH   SOLE   108 0 62,413
ISHARES TR JPMORGAN USD EMG 464288281   370,358 4,293 SH   SOLE   30 0 4,263
ISHARES TR CORE S&P SCP ETF 464287804   6,714,463 69,436 SH   SOLE   101 0 69,335
ISHARES TR CORE US AGGBD ET 464287226   2,716,016 27,258 SH   SOLE   29 0 27,229
ISHARES TR RUS 1000 VAL ETF 464287598   276,830 1,818 SH   SOLE   0 0 1,818
ISHARES TR ISHARES SEMICDTR 464287523   226,938 510 SH   SOLE   0 0 510
ISHARES TR 20 YR TR BD ETF 464287432   2,959,958 27,827 SH   SOLE   1,089 0 26,738
ISHARES TR CORE HIGH DV ETF 46429B663   632,551 6,222 SH   SOLE   0 0 6,222
ISHARES TR RUS MD CP GR ETF 464287481   570,428 6,265 SH   SOLE   0 0 6,265
ISHARES TR RUSSELL 2000 ETF 464287655   321,655 1,803 SH   SOLE   0 0 1,803
ISHARES TR RUS 1000 GRW ETF 464287614   1,676,984 6,864 SH   SOLE   0 0 6,864
ISHARES TR S&P MC 400VL ETF 464287705   2,842,835 27,662 SH   SOLE   323 0 27,339
ISHARES TR MSCI EMG MKT ETF 464287234   363,782 9,219 SH   SOLE   0 0 9,219
ISHARES TR CORE S&P500 ETF 464287200   16,994,465 41,341 SH   SOLE   226 0 41,115
ISHARES TR S&P SML 600 GWT 464287887   1,713,919 15,590 SH   SOLE   46 0 15,544
ISHARES U S ETF TR GSCI CMDTY STGY 46431W853   311,304 11,517 SH   SOLE   0 0 11,517
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654   2,548,050 50,168 SH   SOLE   0 0 50,168
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   53,850,215 1,070,155 SH   SOLE   7,591 0 1,062,564
JOHNSON & JOHNSON COM 478160104   5,431,076 35,039 SH   SOLE   929 0 34,110
JPMORGAN CHASE & CO COM 46625H100   7,246,681 55,611 SH   SOLE   1,632 0 53,979
KELLOGG CO COM 487836108   2,315,921 34,587 SH   SOLE   910 0 33,676
KEYCORP COM 493267108   169,473 13,536 SH   SOLE   0 0 13,536
KLX ENERGY SERVICS HOLDNGS I COM NEW 48253L205   402,114 34,516 SH   SOLE   0 0 34,516
LILLY ELI & CO COM 532457108   338,367 985 SH   SOLE   6 0 979
LOCKHEED MARTIN CORP COM 539830109   5,119,466 10,830 SH   SOLE   876 0 9,954
LOVESAC COMPANY COM 54738L109   1,785,876 61,795 SH   SOLE   0 0 61,795
LOWES COS INC COM 548661107   249,759 1,249 SH   SOLE   33 0 1,216
MARATHON PETE CORP COM 56585A102   2,956,630 21,929 SH   SOLE   392 0 21,536
MARRIOTT INTL INC NEW CL A 571903202   1,144,018 6,890 SH   SOLE   0 0 6,890
MASTERCARD INCORPORATED CL A 57636Q104   347,286 956 SH   SOLE   26 0 930
MCDONALDS CORP COM 580135101   667,966 2,389 SH   SOLE   0 0 2,389
MCKESSON CORP COM 58155Q103   2,055,902 5,774 SH   SOLE   3 0 5,771
MEDALLION FINL CORP COM 583928106   566,629 73,876 SH   SOLE   0 0 73,876
MEDTRONIC PLC SHS G5960L103   5,276,794 65,453 SH   SOLE   1,559 0 63,894
MERCK & CO INC COM 58933Y105   1,004,549 9,442 SH   SOLE   0 0 9,442
META PLATFORMS INC CL A 30303M102   403,971 1,906 SH   SOLE   23 0 1,883
MICROCHIP TECHNOLOGY INC. COM 595017104   2,083,155 24,865 SH   SOLE   0 0 24,865
MICRON TECHNOLOGY INC COM 595112103   296,661 4,916 SH   SOLE   0 0 4,916
MICROSOFT CORP COM 594918104   29,528,979 102,424 SH   SOLE   1,117 0 101,307
MONDELEZ INTL INC CL A 609207105   207,124 2,971 SH   SOLE   18 0 2,953
MORGAN STANLEY COM NEW 617446448   215,554 2,455 SH   SOLE   0 0 2,455
NETFLIX INC COM 64110L106   340,714 986 SH   SOLE   26 0 960
NIKE INC CL B 654106103   1,407,763 11,479 SH   SOLE   5 0 11,474
NORFOLK SOUTHN CORP COM 655844108   530,910 2,504 SH   SOLE   0 0 2,504
NVIDIA CORPORATION COM 67066G104   2,317,019 8,342 SH   SOLE   130 0 8,212
ORACLE CORP COM 68389X105   5,356,533 57,647 SH   SOLE   0 0 57,647
OTIS WORLDWIDE CORP COM 68902V107   495,179 5,867 SH   SOLE   0 0 5,867
PACER FDS TR TRENDP US LAR CP 69374H105   396,347 10,411 SH   SOLE   0 0 10,411
PACER FDS TR LUNT MDCAP MLT 69374H725   895,440 26,922 SH   SOLE   0 0 26,922
PACER FDS TR LUNT LRG CP ALTR 69374H717   14,084,875 370,947 SH   SOLE   1,295 0 369,653
PALO ALTO NETWORKS INC COM 697435105   3,009,928 15,069 SH   SOLE   362 0 14,707
PAYCHEX INC COM 704326107   385,359 3,363 SH   SOLE   0 0 3,363
PAYPAL HLDGS INC COM 70450Y103   274,718 3,618 SH   SOLE   18 0 3,600
PEPSICO INC COM 713448108   714,809 3,921 SH   SOLE   52 0 3,869
PFIZER INC COM 717081103   5,662,997 138,799 SH   SOLE   4,798 0 134,001
PHILIP MORRIS INTL INC COM 718172109   531,375 5,464 SH   SOLE   328 0 5,136
PHILLIPS EDISON & CO INC COMMON STOCK 71844V201   689,391 21,134 SH   SOLE   3,306 0 17,828
PIMCO ETF TR ENHAN SHRT MA AC 72201R833   5,116,117 51,548 SH   SOLE   0 0 51,548
PRICE T ROWE GROUP INC COM 74144T108   2,294,966 20,327 SH   SOLE   725 0 19,602
PROCTER AND GAMBLE CO COM 742718109   5,083,292 34,187 SH   SOLE   929 0 33,258
R1 RCM INC COM 77634L105   335,565 22,371 SH   SOLE   0 0 22,371
RAYTHEON TECHNOLOGIES CORP COM 75513E101   1,268,102 12,949 SH   SOLE   0 0 12,949
READY CAPITAL CORP COM 75574U101   17,099,481 1,681,365 SH   SOLE   0 0 1,681,365
REALTY INCOME CORP COM 756109104   289,105 4,566 SH   SOLE   200 0 4,366
REGENERON PHARMACEUTICALS COM 75886F107   609,505 742 SH   SOLE   1 0 741
RIO TINTO PLC SPONSORED ADR 767204100   6,002,555 87,501 SH   SOLE   2,337 0 85,164
ROYCE MICRO-CAP TR INC COM 780915104   108,917 12,419 SH   SOLE   0 0 12,419
SALESFORCE INC COM 79466L302   343,145 1,718 SH   SOLE   30 0 1,688
SCHWAB CHARLES CORP COM 808513105   279,015 5,327 SH   SOLE   0 0 5,327
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   26,951,273 368,388 SH   SOLE   1,990 0 366,399
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   391,020 6,000 SH   SOLE   0 0 6,000
SCHWAB STRATEGIC TR US TIPS ETF 808524870   2,480,954 46,278 SH   SOLE   9 0 46,269
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   6,201,013 178,190 SH   SOLE   3,846 0 174,344
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   244,704 5,059 SH   SOLE   0 0 5,059
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   9,133,289 187,196 SH   SOLE   971 0 186,225
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   327,900 5,000 SH   SOLE   0 0 5,000
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   791,726 32,289 SH   SOLE   0 0 32,289
SECURITY NATL FINL CORP CL A NEW 814785309   18,331,575 2,942,468 SH   SOLE   0 0 2,942,468
SERVICENOW INC COM 81762P102   570,225 1,227 SH   SOLE   0 0 1,227
SIMON PPTY GROUP INC NEW COM 828806109   5,969,009 53,309 SH   SOLE   1,468 0 51,841
SKYWEST INC COM 830879102   856,575 38,637 SH   SOLE   0 0 38,637
SKYWORKS SOLUTIONS INC COM 83088M102   3,256,922 27,606 SH   SOLE   764 0 26,842
SMUCKER J M CO COM NEW 832696405   325,441 2,068 SH   SOLE   0 0 2,068
SOFI TECHNOLOGIES INC COM 83406F102   222,629 36,677 SH   SOLE   0 0 36,677
SPDR GOLD TR GOLD SHS 78463V107   814,859 4,447 SH   SOLE   0 0 4,447
SPDR S&P 500 ETF TR TR UNIT 78462F103   11,184,835 27,321 SH   SOLE   79 0 27,242
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   1,965,662 4,288 SH   SOLE   0 0 4,288
SPDR SER TR PRTFLO S&P500 VL 78464A508   387,695 9,521 SH   SOLE   0 0 9,521
SPDR SER TR PRTFLO S&P500 GW 78464A409   1,920,072 34,683 SH   SOLE   0 0 34,683
SPDR SER TR S&P SEMICNDCTR 78464A862   499,019 2,392 SH   SOLE   0 0 2,392
STARBUCKS CORP COM 855244109   779,569 7,487 SH   SOLE   107 0 7,379
STRYKER CORPORATION COM 863667101   456,520 1,599 SH   SOLE   0 0 1,599
TARGET CORP COM 87612E106   262,467 1,585 SH   SOLE   0 0 1,585
TESLA INC COM 88160R101   3,436,795 16,566 SH   SOLE   47 0 16,519
THE CIGNA GROUP COM 125523100   573,734 2,245 SH   SOLE   31 0 2,214
THE REAL BROKERAGE INC COM NEW 75585H206   33,112 27,365 SH   SOLE   0 0 27,365
THERMO FISHER SCIENTIFIC INC COM 883556102   2,742,398 4,758 SH   SOLE   19 0 4,739
TILRAY BRANDS INC COM 88688T100   46,300 18,300 SH   SOLE   0 0 18,300
UBS GROUP AG SHS H42097107   278,947 13,072 SH   SOLE   0 0 13,072
UNION PAC CORP COM 907818108   216,548 1,076 SH   SOLE   32 0 1,044
UNITED PARCEL SERVICE INC CL B 911312106   8,029,244 41,390 SH   SOLE   1,010 0 40,380
UNITEDHEALTH GROUP INC COM 91324P102   2,144,002 4,537 SH   SOLE   50 0 4,487
US BANCORP DEL COM NEW 902973304   209,989 5,825 SH   SOLE   0 0 5,825
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828   408,612 4,602 SH   SOLE   0 0 4,602
VANGUARD ADMIRAL FDS INC MIDCP 400 IDX 921932885   15,454,224 182,501 SH   SOLE   1,355 0 181,146
VANGUARD BD INDEX FDS LONG TERM BOND 921937793   275,072 3,589 SH   SOLE   7 0 3,582
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   3,608,455 48,875 SH   SOLE   227 0 48,648
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   520,592 6,806 SH   SOLE   10 0 6,796
VANGUARD INDEX FDS TOTAL STK MKT 922908769   2,765,746 13,551 SH   SOLE   0 0 13,551
VANGUARD INDEX FDS SMALL CP ETF 922908751   1,229,139 6,484 SH   SOLE   0 0 6,484
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   3,735,162 44,980 SH   SOLE   171 0 44,809
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   4,254,763 11,314 SH   SOLE   0 0 11,314
VANGUARD INDEX FDS MID CAP ETF 922908629   1,403,462 6,654 SH   SOLE   0 0 6,654
VANGUARD INDEX FDS VALUE ETF 922908744   751,106 5,438 SH   SOLE   0 0 5,438
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   4,236,999 104,876 SH   SOLE   1,348 0 103,528
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   217,516 4,549 SH   SOLE   0 0 4,549
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   5,676,061 112,042 SH   SOLE   0 0 112,042
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   4,341,070 56,947 SH   SOLE   0 0 56,947
VANGUARD STAR FDS VG TL INTL STK F 921909768   217,031 3,931 SH   SOLE   0 0 3,931
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   1,764,720 39,068 SH   SOLE   0 0 39,068
VANGUARD WHITEHALL FDS EM MK GOV BD ETF 921946885   560,495 8,995 SH   SOLE   40 0 8,955
VERIZON COMMUNICATIONS INC COM 92343V104   2,472,921 63,588 SH   SOLE   1,785 0 61,803
VISA INC COM CL A 92826C839   376,627 1,670 SH   SOLE   44 0 1,626
VONTIER CORPORATION COM 928881101   270,529 9,895 SH   SOLE   0 0 9,895
WELLS FARGO CO NEW COM 949746101   1,108,166 29,646 SH   SOLE   258 0 29,388
WHITE MTNS INS GROUP LTD COM G9618E107   352,637 256 SH   SOLE   0 0 256
WILLIAMS SONOMA INC COM 969904101   2,256,566 18,548 SH   SOLE   678 0 17,870
WISDOMTREE TR US MIDCAP DIVID 97717W505   16,856,603 411,337 SH   SOLE   2,576 0 408,761
ZIONS BANCORPORATION N A COM 989701107   1,096,040 36,620 SH   SOLE   16,600 0 20,020